Abrégé

The present disclosure pertains to a system and method for determining differences between at least two documents. A preferred embodiment disclosed herein pertains to a system and method for determining differences in the text or terms of legal documents, for example transactional legal agreements, such as but not limited to Trade Confirmations. The document review system can compare text documents to other text documents but is further capable of comparing text documents to structured spreadsheet data. The combination of static component verification in combination with dynamic component verification leads to a powerful tool which greatly reduces the time and efficient of document review while reducing the risk of human errors. Utilizing word embeddings in the static verification in combination with the use of named entity recognition, rule parsers in the dynamic verification, enables the system to produce concise and meaningful summaries of differences between multiple documents.

Classes IPC  ?

• G06F 40/194 - Calcul de la différence entre fichiers
• G06Q 50/18 - Services juridiques; Maniement de documents juridiques

Abrégé

A predictive online banking system is provided herein, the system comprising a banking application, database, and behaviour predication application. The banking application configured to run on a user device. The database configured to store a plurality of financial operations, each financial operation based on a combination of transaction data. The behaviour prediction application configured to run on a remote server, and being communicatively coupled to each of the banking application and the database. The behaviour prediction application to determine a financial operation score for each of the plurality of financial operations based on a transaction frequency and one or more transaction dates associated with each financial operation. The financial operation score for use in predicting a likelihood of the user selecting a corresponding financial operation to perform. The banking application configured to positionally display each of the plurality of financial operations based on the corresponding financial operation score.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte

Abrégé

A system for customizing group insurance packages includes a server and client computing devices connected via a network. The server accepts personal information for a customer and data relating to holdings associated with the customer and generates one or more group insurance packages tailored to the customer. The group insurance packages are presented to the customer. The customer can customize the group insurance package and update the price and related discounts.

Classes IPC  ?

• G06Q 40/08 - Assurance

Abrégé

A computing system for tracking financial deposits and interest earned by financial deposits that may include a server having a storage device, the server may be configured to communicate with client computing devices by way of a network. A database may be stored on said storage device. The database may include a first table defining one or more master accounts and one or more paired commitment periods and commitment period accounts corresponding to said master accounts; and a second table comprising interest fields corresponding to each of said commitment period accounts, for tracking contingent interest accrued by said commitment period accounts; a processor at said server, configured under control of software to: periodically compute a contingent interest amount for each said commitment period account and increment the corresponding interest field by said contingent interest amount; and in response to completion of one of said commitment periods, increment the value of the paired commitment period account by a contingent interest value stored in the corresponding interest field.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte

Abrégé

There is provided an example payment processing system comprises: a plurality of nodes, each hosting an instance of a block chain; a server in communication with the nodes by way of a network; a biometric scanning device in communication with the server for acquiring user credentials based on a biometric measurement and sending the user credentials to the server; wherein the block chain contains a data structure defining a concordance between the user credentials and user accounts in the blockchain.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06F 21/32 - Authentification de l’utilisateur par données biométriques, p.ex. empreintes digitales, balayages de l’iris ou empreintes vocales
• H04L 9/32 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système