The present disclosure pertains to a system and method for determining differences between at least two documents. A preferred embodiment disclosed herein pertains to a system and method for determining differences in the text or terms of legal documents, for example transactional legal agreements, such as but not limited to Trade Confirmations. The document review system can compare text documents to other text documents but is further capable of comparing text documents to structured spreadsheet data. The combination of static component verification in combination with dynamic component verification leads to a powerful tool which greatly reduces the time and efficient of document review while reducing the risk of human errors. Utilizing word embeddings in the static verification in combination with the use of named entity recognition, rule parsers in the dynamic verification, enables the system to produce concise and meaningful summaries of differences between multiple documents.
The present disclosure pertains to a system and method for determining differences between at least two documents. A preferred embodiment disclosed herein pertains to a system and method for determining differences in the text or terms of legal documents, for example transactional legal agreements, such as but not limited to Trade Confirmations. The document review system can compare text documents to other text documents but is further capable of comparing text documents to structured spreadsheet data. The combination of static component verification in combination with dynamic component verification leads to a powerful tool which greatly reduces the time and efficient of document review while reducing the risk of human errors. Utilizing word embeddings in the static verification in combination with the use of named entity recognition, rule parsers in the dynamic verification, enables the system to produce concise and meaningful summaries of differences between multiple documents.
09 - Scientific and electric apparatus and instruments
36 - Financial, insurance and real estate services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Downloadable computer software for providing secure access control to banking services; downloadable computer software for authenticating and validating customer credentials to access banking services; software and mobile applications with respect to customer authentication, validation and verification to access banking and financial services, namely, funds transfers, credit and debit card transactions, financial investment brokerage services (1) Banking services
(2) Customer verification to access banking services; computer security services, namely, restricting unauthorized access to banking and financial information and services; computer security services for the prevention of fraud via electronic communications networks; customer verification services, namely, providing authentication of personal identification information; providing customer authentication services in financial transactions, namely, electronic funds transfer, credit and debit card and electronic transactions via electronic communications networks.
09 - Scientific and electric apparatus and instruments
36 - Financial, insurance and real estate services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Downloadable computer software for providing secure access control to banking services; downloadable computer software for authenticating and validating customer credentials to access banking services; software and mobile applications with respect to customer authentication, validation and verification to access banking and financial services, namely, funds transfers, credit and debit card transactions, financial investment brokerage services Banking services Customer verification to access banking services; computer security services, namely, restricting unauthorized access to banking and financial information and services; computer security services for the prevention of fraud via electronic communications networks; customer verification services, namely, providing authentication of personal identification information; providing customer authentication services in financial transactions, namely, electronic funds transfer, credit and debit card and electronic transactions via electronic communications networks
36 - Financial, insurance and real estate services
Goods & Services
(1) Financial services, namely the distribution of property and casualty insurance services, namely home and auto insurance services; Insurance services, namely life and health services and travel insurance services.
36 - Financial, insurance and real estate services
Goods & Services
(1) Financial services, namely the distribution of property and casualty insurance services, namely home and auto insurance services; Insurance services, namely life and health services and travel insurance services.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely electronic trading software, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices; software that provides a public key directory; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, periodicals and newsletters. (1) Tax advisory services; administration of consumer loyalty program; business and farm succession planning services; development and creation of computer programmes for data processing.
(2) Banking services; financial planning and investment advisory services; financial management; insurance services; providing bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; financial securities brokerage services; lending and mortgage services; currency exchange services; financial investment brokerage services; investment management services; investment advice, namely income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely portfolio management and investment advisory services; estate and trust services, namely trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; information services, namely banking account balance and banking transaction reporting services via a global computer network; provision of information and advisory services relating to e-commerce; debit, credit, pre-paid card and chip card transaction processing services; banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; consulting, advisory and training services in the field of e-commerce services; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services; providing mobile bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment transaction processing, namely, credit card and debit card transaction processing services; remote bill payment services; electronic transfer of funds.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information; providing multiple-user access to a global computer information network.
(4) Security services, namely certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption and decryption of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling of securities software; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely electronic trading software, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices; software that provides a public key directory; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, periodicals and newsletters. (1) Tax advisory services; administration of consumer loyalty program; business and farm succession planning services; development and creation of computer programmes for data processing.
(2) Banking services; financial planning and investment advisory services; financial management; insurance services; providing bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; financial securities brokerage services; lending and mortgage services; currency exchange services; financial investment brokerage services; investment management services; investment advice, namely income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely portfolio management and investment advisory services; estate and trust services, namely trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; information services, namely banking account balance and banking transaction reporting services via a global computer network; provision of information and advisory services relating to e-commerce; debit, credit, pre-paid card and chip card transaction processing services; banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; consulting, advisory and training services in the field of e-commerce services; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services; providing mobile bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment transaction processing, namely, credit card and debit card transaction processing services; remote bill payment services; electronic transfer of funds.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information; providing multiple-user access to a global computer information network.
(4) Security services, namely certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption and decryption of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling of securities software; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
36 - Financial, insurance and real estate services
Goods & Services
(1) Banking services; financial services; online banking services accessible by means of application programming interface (API) software namely to access digital payments and cash management services.
36 - Financial, insurance and real estate services
Goods & Services
(1) Financial administration of pension fund services; pension fund management and investment; administration and operational support of pension plan services
36 - Financial, insurance and real estate services
Goods & Services
(1) Financial administration of pension fund services; pension fund management and investment; administration and operational support of pension plan services
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Credit and debit card reward program services; promoting public awareness of environmental programs and initiatives; charitable services namely, organizing and conducting volunteer programs and community service projects.
(2) Banking services, online banking and mobile banking services; financial services; investment and financial asset management services; financial planning and investment advisory services; mutual fund and mutual fund brokerage services; securities brokerage services; lending and secured lending services; mortgage and online mortgage services; real estate financing; automobile financing services; credit and debit card services; providing grants and financial support to charitable organizations and governmental bodies for education, health, civic and community support; philanthropic and charitable services, namely supporting environmental community initiatives and raising environmental awareness; education and training activities for the community through charitable organizations, financial sponsorship of sporting, music, educational and entertainment events and services; charitable fundraising services.
(3) Educational services, namely, conducting training classes, seminars, conferences and workshops in the fields of finance, investment, corporate social responsibility programs, the reduction of environmental and carbon footprints, personal and professional well-being and development, education, health, civic and community support; providing information and educational services relating to environmental programs and initiatives; philanthropic services concerning child education purposes; entertainment services, namely, leasing stadium facilities and suites for sporting events and concerts and providing exclusive reception and waiting areas for customers at entertainment and sporting events.
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Credit and debit card reward program services; promoting public awareness of environmental programs and initiatives; charitable services namely, organizing and conducting volunteer programs and community service projects.
(2) Banking services, online banking and mobile banking services; financial services; investment and financial asset management services; financial planning and investment advisory services; mutual fund and mutual fund brokerage services; securities brokerage services; lending and secured lending services; mortgage and online mortgage services; real estate financing; automobile financing services; credit and debit card services; providing grants and financial support to charitable organizations and governmental bodies for education, health, civic and community support; philanthropic and charitable services, namely supporting environmental community initiatives and raising environmental awareness; education and training activities for the community through charitable organizations, financial sponsorship of sporting, music, educational and entertainment events and services; charitable fundraising services.
(3) Educational services, namely, conducting training classes, seminars, conferences and workshops in the fields of finance, investment, corporate social responsibility programs, the reduction of environmental and carbon footprints, personal and professional well-being and development, education, health, civic and community support; providing information and educational services relating to environmental programs and initiatives; philanthropic services concerning child education purposes; entertainment services, namely, leasing stadium facilities and suites for sporting events and concerts and providing exclusive reception and waiting areas for customers at entertainment and sporting events.
The disclosure herein relates generally to quantitative customer analysis including segmenting a plurality of customers into a plurality of cohorts based on a performance driver indicative of future customer performance, wherein a first cohort includes a first customer; generating a plurality of cohort forecasts corresponding to the plurality of cohorts, each cohort forecast based on the performance driver of each customer belonging to a corresponding cohort, wherein the plurality of cohort forecasts are generated for a remaining lifetime of the customer; and, calculating a customer lifetime value (CLV) metric for the first customer based on the plurality of cohort forecasts and a set of transition probabilities indicative of a likelihood that the first customer remains in the first cohort, or transitions to a different cohort.
The disclosure herein relates generally to quantitative customer analysis including segmenting a plurality of customers into a plurality of cohorts based on a performance driver indicative of future customer performance, wherein a first cohort includes a first customer; generating a plurality of cohort forecasts corresponding to the plurality of cohorts, each cohort forecast based on the performance driver of each customer belonging to a corresponding cohort, wherein the plurality of cohort forecasts are generated for a remaining lifetime of the customer; and, calculating a customer lifetime value (CLV) metric for the first customer based on the plurality of cohort forecasts and a set of transition probabilities indicative of a likelihood that the first customer remains in the first cohort, or transitions to a different cohort.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely computer software for electronic trading of securities, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices, namely mobile phones, tablets, computers; downloadable software that provides a public key directory service; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, periodicals and newsletters. (1) Administration of a consumer loyalty program; tax advisory services; business and farm succession planning services; consulting and advisory services in the field of e-commerce services.
(2) Banking services; financial planning and investment advisory services; financial management; Insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; financial securities brokerage services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely, income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely, portfolio management and investment advisory services; estate and trust services, namely, trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; Information services, namely banking account balance and banking transaction reporting services via a global computer network; e-commerce enabling and transaction services, namely credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; debit, credit, pre-paid card and chip card transaction processing services; banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment transaction processing, namely, credit card and debit card transaction processing services; remote bill payment services; electronic transfer of funds.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information; providing multiple-user access to a global computer information network.
(4) Development and creation of computer programmes for data processing; security services, namely certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, financial data encryption services and financial data authentication services, financial data validation services; data encryption and decryption of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling of securities software; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely computer software for electronic trading of securities, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices, namely mobile phones, tablets, computers; downloadable software that provides a public key directory service; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, periodicals and newsletters. (1) Administration of a consumer loyalty program; tax advisory services; business and farm succession planning services; consulting and advisory services in the field of e-commerce services.
(2) Banking services; financial planning and investment advisory services; financial management; Insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; financial securities brokerage services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely, income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely, portfolio management and investment advisory services; estate and trust services, namely, trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; Information services, namely banking account balance and banking transaction reporting services via a global computer network; e-commerce enabling and transaction services, namely credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; debit, credit, pre-paid card and chip card transaction processing services; banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment transaction processing, namely, credit card and debit card transaction processing services; remote bill payment services; electronic transfer of funds.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information; providing multiple-user access to a global computer information network.
(4) Development and creation of computer programmes for data processing; security services, namely certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, financial data encryption services and financial data authentication services, financial data validation services; data encryption and decryption of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling of securities software; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
36 - Financial, insurance and real estate services
Goods & Services
(1) Banking services; financial planning and investment advisory services; insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; payment services; providing banking, financial planning and budget management information over a global computer network; dissemination of banking information over a global computer network; credit card services; lending and mortgage services; brokerage services; financial investment brokerage services; business banking services; investment management services; investment advice, namely income and asset protection through licensed advisors; financial investment counselling; operation of community investment forums, both online and in cities across Canada, to facilitate the coordination and allocation of donations to registered charities; providing business sponsorship for entertainment, sporting and cultural activities, namely sponsorship and organization of community fundraising events, organizations, competitions and projects; providing financial sponsorship for entertainment, sporting and cultural activities, namely sponsorship and organization of community fundraising events, organizations, competitions and projects; charitable fundraising; provision, monitoring, investment and collection of funds for the purposes of charitable fundraising; provision, monitoring, investment and collection of funds for the purposes of supporting, operating and organizing charitable activities and projects; fundraising and corporate social responsibility programs, namely organizing and conducting funding, educational and volunteer programs to support local, regional and national charitable and non-charitable organizations; charitable and philanthropic services, namely providing general advice, consultations, donations, sponsorships, volunteer assistance and fundraising support to local, regional and national charitable and non-charitable organizations.
36 - Financial, insurance and real estate services
Goods & Services
(1) Banking services; financial planning and investment advisory services; insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; payment services; providing banking, financial planning and budget management information over a global computer network; dissemination of banking information over a global computer network; credit card services; lending and mortgage services; brokerage services; financial investment brokerage services; business banking services; investment management services; investment advice, namely income and asset protection through licensed advisors; financial investment counselling; operation of community investment forums, both online and in cities across Canada, to facilitate the coordination and allocation of donations to registered charities; providing business sponsorship for entertainment, sporting and cultural activities, namely sponsorship and organization of community fundraising events, organizations, competitions and projects; providing financial sponsorship for entertainment, sporting and cultural activities, namely sponsorship and organization of community fundraising events, organizations, competitions and projects; charitable fundraising; provision, monitoring, investment and collection of funds for the purposes of charitable fundraising; provision, monitoring, investment and collection of funds for the purposes of supporting, operating and organizing charitable activities and projects; fundraising and corporate social responsibility programs, namely organizing and conducting funding, educational and volunteer programs to support local, regional and national charitable and non-charitable organizations; charitable and philanthropic services, namely providing general advice, consultations, donations, sponsorships, volunteer assistance and fundraising support to local, regional and national charitable and non-charitable organizations.
A predictive online banking system is provided herein, the system comprising a banking application, database, and behaviour predication application. The banking application configured to run on a user device. The database configured to store a plurality of financial operations, each financial operation based on a combination of transaction data. The behaviour prediction application configured to run on a remote server, and being communicatively coupled to each of the banking application and the database. The behaviour prediction application to determine a financial operation score for each of the plurality of financial operations based on a transaction frequency and one or more transaction dates associated with each financial operation. The financial operation score for use in predicting a likelihood of the user selecting a corresponding financial operation to perform. The banking application configured to positionally display each of the plurality of financial operations based on the corresponding financial operation score.
A predictive online banking system is provided herein, the system comprising a banking application, database, and behaviour predication application. The banking application configured to run on a user device. The database configured to store a plurality of financial operations, each financial operation based on a combination of transaction data. The behaviour prediction application configured to run on a remote server, and being communicatively coupled to each of the banking application and the database. The behaviour prediction application to determine a financial operation score for each of the plurality of financial operations based on a transaction frequency and one or more transaction dates associated with each financial operation. The financial operation score for use in predicting a likelihood of the user selecting a corresponding financial operation to perform. The banking application configured to positionally display each of the plurality of financial operations based on the corresponding financial operation score.
36 - Financial, insurance and real estate services
Goods & Services
Banking services; financial services, namely, financial investment services in the field of equity sales trading, fixed income sales and trading; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; financial analysis; financial investment services in the field of electronic trading of financial instruments, foreign currencies, securities and derivatives
36 - Financial, insurance and real estate services
Goods & Services
Banking services; financial services, namely, financial investment services in the field of equity sales trading, fixed income sales and trading; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; financial analysis; financial investment services in the field of electronic trading of financial instruments, foreign currencies, securities and derivatives
36 - Financial, insurance and real estate services
Goods & Services
(1) Banking services; Financial services namely, equity sales trading, fixed income sales and trading; foreign exchange services; financial analysis; facilitation of electronic trading tools for financial instruments, foreign exchange, securities and derivatives, all this enhanced by the use of artificial intelligence technology.
36 - Financial, insurance and real estate services
Goods & Services
(1) Banking services; Financial services namely, equity sales trading, fixed income sales and trading; foreign exchange services; financial analysis; facilitation of electronic trading tools for financial instruments, foreign exchange, securities and derivatives, all this enhanced by the use of artificial intelligence technology.
36 - Financial, insurance and real estate services
Goods & Services
(1) Mutual fund services, namely administration of mutual funds.
(2) Mutual fund services, namely management, investment, distribution and trading of mutual funds; wealth management services.
40.
Performance measurement in a multi-player computer gaming environment
The invention provides a system and methods for measuring, displaying, and comparing player performance in a multi-player computer-based gaming system. The system and methods of the invention are useful for improving a player's performance by identifying strengths and weaknesses relative to other players. The system and methods are also useful for identifying team players, identifying strengths and weaknesses of opponents, developing strategies for dealing with specific opponents, and handicapping players and teams for entertainment and for wagering.
A63F 13/798 - Game security or game management aspects involving player-related data, e.g. identities, accounts, preferences or play histories for assessing skills or for ranking players, e.g. for generating a hall of fame
09 - Scientific and electric apparatus and instruments
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Downloadable printable materials, namely financial educational resources in the field of financial literacy via e-mail and the Internet (1) Banking services; financial services, namely investment and financial advice; financial management
(2) Providing educational financial programs, namely online courses, white papers and financial calculators, presentations, educational videos and workshops in the field of financial literacy; Education services, namely conducting training, classes, seminars and conferences in the field of financial literacy
09 - Scientific and electric apparatus and instruments
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Downloadable printable materials, namely financial educational resources in the field of financial literacy via e-mail and the Internet (1) Banking services; financial services, namely investment and financial advice; financial management
(2) Providing educational financial programs, namely online courses, white papers and financial calculators, presentations, educational videos and workshops in the field of financial literacy; Education services, namely conducting training, classes, seminars and conferences in the field of financial literacy
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely computer software for electronic trading of securities, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices, namely mobile phones, tablets, computers; software that provides a public key directory service; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, newspapers, periodicals and newsletters. (1) Administration of a consumer loyalty program; tax advisory services; business and farm succession planning services; the provision of validation services, namely, the reselling of securities software; provision of advertising and marketing space on the Internet and on mobile and handheld telecommunication devices; development and creation of computer programmes for data processing; consulting, advisory and training services in the field of e-commerce services.
(2) Banking services; financial planning and investment advisory services; financial management; Insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; securities services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely, income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely, portfolio management and investment advisory services; estate and trust services, namely, trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; Information services, namely banking account balance and banking transaction reporting services via a global computer network; e-commerce enabling and transaction services, namely credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; debit, credit, pre-paid card and chip card applications and services; Information and transaction processing services namely, banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile payment services; electronic payment services; payment transaction processing; remote payment services; electronic cash transactions.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information, electronic banking via a global computer network, electronic internet banking via a global computer network; providing multiple-user access to a global computer information network.
(4) Security services, namely secure processing services on the Internet, certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption services and data decryption services of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely computer software for electronic trading of securities, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices, namely mobile phones, tablets, computers; software that provides a public key directory service; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, newspapers, periodicals and newsletters. (1) Administration of a consumer loyalty program; tax advisory services; business and farm succession planning services; the provision of validation services, namely, the reselling of securities software; provision of advertising and marketing space on the Internet and on mobile and handheld telecommunication devices; development and creation of computer programmes for data processing; consulting, advisory and training services in the field of e-commerce services.
(2) Banking services; financial planning and investment advisory services; financial management; Insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; securities services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely, income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely, portfolio management and investment advisory services; estate and trust services, namely, trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; Information services, namely banking account balance and banking transaction reporting services via a global computer network; e-commerce enabling and transaction services, namely credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; debit, credit, pre-paid card and chip card applications and services; Information and transaction processing services namely, banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile payment services; electronic payment services; payment transaction processing; remote payment services; electronic cash transactions.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information, electronic banking via a global computer network, electronic internet banking via a global computer network; providing multiple-user access to a global computer information network.
(4) Security services, namely secure processing services on the Internet, certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption services and data decryption services of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Electronic magazine featuring topics of interest to current and prospective medical students, residents and physicians. (1) Business management consultancy and advisory services for physicians and medical practices; career planning.
(2) Financial planning.
(3) Providing access to a website featuring information about establishing a medical practice after completing a residency program; providing access to a website featuring information for current, prospective, and recent medical students, namely information about financial planning.
(4) Publication of electronic books and magazines online; career counselling.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely computer software for electronic trading of securities, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices, namely mobile phones, tablets, computers; software that provides a public key directory service; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, newspapers, periodicals and newsletters. (1) Administration of a consumer loyalty program; tax advisory services; business and farm succession planning services; the provision of validation services, namely, the reselling of securities software; provision of advertising and marketing space on the Internet and on mobile and handheld telecommunication devices; development and creation of computer programmes for data processing; consulting, advisory and training services in the field of e-commerce services.
(2) Banking services; financial planning and investment advisory services; financial management;
Insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; securities services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely, income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely, portfolio management and investment advisory services; estate and trust services, namely, trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; Information services, namely banking account balance and banking transaction reporting services via a global computer network; e-commerce enabling and transaction services, namely credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; debit, credit, pre-paid card and chip card applications and services; Information and transaction processing services namely, banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile payment services; electronic payment services; payment transaction processing; remote payment services; electronic cash transactions.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information, electronic banking via a global computer network, electronic internet banking via a global computer network; providing multiple-user access to a global computer information network.
(4) Security services, namely secure processing services on the Internet, certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption services and data decryption services of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely computer software for electronic trading of securities, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices, namely mobile phones, tablets, computers; software that provides a public key directory service; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, newspapers, periodicals and newsletters. (1) Administration of a consumer loyalty program; tax advisory services; business and farm succession planning services; the provision of validation services, namely, the reselling of securities software; provision of advertising and marketing space on the Internet and on mobile and handheld telecommunication devices; development and creation of computer programmes for data processing; consulting, advisory and training services in the field of e-commerce services.
(2) Banking services; financial planning and investment advisory services; financial management;
Insurance services; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; securities services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely, income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely, portfolio management and investment advisory services; estate and trust services, namely, trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; Information services, namely banking account balance and banking transaction reporting services via a global computer network; e-commerce enabling and transaction services, namely credit card and debit card transaction processing services, electronic processing and transmission of bill payment data, processing electronic payments made through prepaid cards; debit, credit, pre-paid card and chip card applications and services; Information and transaction processing services namely, banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile payment services; electronic payment services; payment transaction processing; remote payment services; electronic cash transactions.
(3) Telecommunications services, namely banking financial information and banking financial transaction processing services on the Internet and providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information, electronic banking via a global computer network, electronic internet banking via a global computer network; providing multiple-user access to a global computer information network.
(4) Security services, namely secure processing services on the Internet, certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption services and data decryption services of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
36 - Financial, insurance and real estate services
Goods & Services
(1) Financial services, namely wealth management services; The distribution of Property and casualty insurance services, namely home and auto insurance services; Insurance services, namely life and health services, creditor insurance services, and travel insurance services.
36 - Financial, insurance and real estate services
Goods & Services
(1) Financial services, namely wealth management services; the distribution of property and casualty insurance services, namely home and auto insurance services; Insurance services, namely life and health services, creditor insurance services, and travel insurance services
A system for customizing group insurance packages includes a server and client computing devices connected via a network. The server accepts personal information for a customer and data relating to holdings associated with the customer and generates one or more group insurance packages tailored to the customer. The group insurance packages are presented to the customer. The customer can customize the group insurance package and update the price and related discounts.
A system for customizing group insurance packages includes a server and client computing devices connected via a network. The server accepts personal information for a customer and data relating to holdings associated with the customer and generates one or more group insurance packages tailored to the customer. The group insurance packages are presented to the customer. The customer can customize the group insurance package and update the price and related discounts.
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services.
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practice.
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts.
69.
COMPUTING SYSTEMS AND METHODS FOR TRACKING FINANCIAL DEPOSITS AND INTEREST
A computing system for tracking financial deposits and interest earned by financial deposits that may include a server having a storage device, the server may be configured to communicate with client computing devices by way of a network. A database may be stored on said storage device. The database may include a first table defining one or more master accounts and one or more paired commitment periods and commitment period accounts corresponding to said master accounts; and a second table comprising interest fields corresponding to each of said commitment period accounts, for tracking contingent interest accrued by said commitment period accounts; a processor at said server, configured under control of software to: periodically compute a contingent interest amount for each said commitment period account and increment the corresponding interest field by said contingent interest amount; and in response to completion of one of said commitment periods, increment the value of the paired commitment period account by a contingent interest value stored in the corresponding interest field.
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services.
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practice.
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts.
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practice
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts
36 - Financial, insurance and real estate services
Goods & Services
Banking services; Investment advisory services; Financial management; Financial services, namely, providing financial and investment information by electronic means; Financial investment brokerage services; Investment management services; Investment advice, namely, providing advice in the field of income and asset protection through licensed advisors; Financial asset management services
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely electronic trading software, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices; software that provides a public key directory; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; downloadable printable materials, namely product brochures, posters, periodicals and newsletters. (1) Tax advisory services; administration of consumer loyalty program; business and farm succession planning services.
(2) Banking services; financial planning and investment advisory services; financial management; insurance services; providing bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; financial securities brokerage services; lending and mortgage services; currency exchange services; financial investment brokerage services; investment management services; investment advice, namely income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely portfolio management and investment advisory services; estate and trust services, namely trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; information services, namely banking account balance and banking transaction reporting services via a global computer network; debit, credit, pre-paid card and chip card transaction processing services; banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment in information processing and e-commerce companies and capital investment participation in joint venture and alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services; providing mobile bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment transaction processing, namely, credit card and debit card transaction processing services; remote bill payment services; electronic transfer of funds.
(3) Telecommunications services, namely providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information; providing multiple-user access to a global computer information network.
(4) Development and creation of computer programmes for data processing; security services, namely certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, data encryption services and financial data authentication services, financial data validation services; data encryption and decryption of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling of securities software; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
There is provided an example payment processing system comprises: a plurality of nodes, each hosting an instance of a block chain; a server in communication with the nodes by way of a network; a biometric scanning device in communication with the server for acquiring user credentials based on a biometric measurement and sending the user credentials to the server; wherein the block chain contains a data structure defining a concordance between the user credentials and user accounts in the blockchain.
G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G06F 21/32 - User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
H04L 9/32 - Arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practice
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practice
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practice
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts
36 - Financial, insurance and real estate services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Banking services; online banking; commercial banking services; financial services, namely financial investment advice in the field of financial planning and investment advisory services, financial business consulting in the field of in the field of advising business, start-up, emerging growth companies and individuals on portfolio planning and investment planning, financial management, cash management, investment banking services and loan services, electronic transfer of funds; credit card services.
(2) Organizing business networking events for women in the field of commercial banking, namely conducting panel discussions, keynote presentations to discuss commercial banking best practices.
(3) Online web portal support, namely, providing website support services for program participants in relation to posting relevant articles, videos and podcasts.
36 - Financial, insurance and real estate services
45 - Legal and security services; personal services for individuals.
Goods & Services
(1) Tax preparation services (date of death and testamentary trusts).
(2) Financial services, namely financial analysis, financial management, financial planning, financial portfolio management; investment services, namely, investment consultation, investment advice, investor education, namely financial literacy on educating physicians related to finances and investing; mutual fund services, namely mutual fund distribution, mutual fund brokerage, mutual fund investment and mutual fund advice; estate planning services, executor and trustee services, life insurance services; the provision of access to clients by phone or the internet to information about their accounts and the ability to conduct financial transactions.
(3) Financial services, namely, asset management, tax planning, risk management, retirement planning; investment services, namely, third-party investments, registered and non-registered investment accounts; estate settlement services, advanced planning techniques using trust accounts, namely wealth transfer, estate freezes and probate planning, insurance services, namely tax efficient wealth transfer, guaranteed income solutions, home and auto insurance services, lifestyle protection insurance, critical illness insurance disability insurance; medical practice incorporation services, namely financial advice about incorporation of a medical practice, financial planning advice related to incorporation, tax planning advice related to incorporation. Banking services, namely, savings accounts, chequing accounts, physician business banking accounts, mortgages, loans, RRSP loans, personal loans, medical student and medical resident lines of credit, personal and business lines of credit, credit cards.
(4) Powers of attorney services.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Computer software for career planning in the field of medicine; applications for mobile phones for career planning in field of medicine. (1) Business management consultancy and advisory services for physicians and medical practices; career planning.
(2) Financial planning.
(3) Providing access to a website featuring information to assist students in applying to study at Canadian medical schools, namely information about medical schools, admission requirements, tests, timelines, interviews, residency placement, specialties, tuition, and costs associated with applying for and attending medical school; providing access to an online database of medical specialties for medical students and recent graduates entering medical residency positions; providing access to a website featuring information about establishing a medical practice after completing a residency program; providing access to a website featuring information for current, prospective, and recent medical students, namely information about medical school admissions, career planning in the field of medicine, and financial planning.
(4) Online publications of electronic magazines featuring topics of interest to current and prospective medical students, residents and physicians; publication of electronic books and magazines online; career counselling.
An auxiliary vehicle lighting system is provided for use in a vehicle having an engine and an electrical system. The system has at least one auxiliary vehicle light; a control hub, connected to the vehicle electrical system and to each auxiliary vehicle light; and a system shut down function or program, connected to the control hub and configured to de-energize the auxiliary lighting system. The control hub is constructed and arranged so that upon illumination of the auxiliary vehicle lights and with the engine turned off, the vehicle battery voltage is monitored. If the battery voltage reaches a designated low voltage target, the system shut down function or program is activated, which de-energizes the auxiliary lights.
B60Q 11/00 - Arrangement of monitoring devices for devices provided for in groups
B60Q 1/00 - Arrangement of optical signalling or lighting devices, the mounting or supporting thereof or circuits therefor
B60Q 1/18 - Arrangement of optical signalling or lighting devices, the mounting or supporting thereof or circuits therefor the devices being primarily intended to illuminate the way ahead or to illuminate other areas of way or environments the devices being headlights being additional front lights
B60Q 1/26 - Arrangement of optical signalling or lighting devices, the mounting or supporting thereof or circuits therefor the devices being primarily intended to indicate the vehicle, or parts thereof, or to give signals, to other traffic
36 - Financial, insurance and real estate services
45 - Legal and security services; personal services for individuals.
Goods & Services
(1) Tax planning; tax preparation services (date of death and testamentary trusts); tax planning advice related to incorporation.
(2) Financial services, namely, financial analysis, financial management, financial planning, asset management, risk management, retirement planning, financial portfolio management; investment services, namely, investment consultation, investment advice, investor education, namely financial literacy on educating physicians related to finances and investing, third-party investments, registered and nonregistered investment accounts; mutual fund services namely, mutual fund distribution, mutual fund brokerage, mutual fund investment and mutual fund advice; estate planning services, executor and trustee services, estate settlement services, advanced planning techniques using trust accounts, namely wealth transfer, estate freezes and probate planning, insurance services, namely life insurance services, tax efficient wealth transfer; the provision of access to clients by phone or the internet to information about their accounts and the ability to conduct financial transactions. Medical practice incorporation services, namely financial advice about incorporation of a medical practice, financial planning advice related to incorporation.
(3) Banking services, namely, savings accounts, chequing accounts, physician business banking accounts, mortgages, loans, RRSP loans, personal loans, medical student and medical resident lines of credit, personal and business lines of credit, credit cards; insurance services, namely guaranteed income solutions, home and auto insurance services, lifestyle protection insurance, critical illness insurance disability insurance.
(4) Powers of attorney services.
36 - Financial, insurance and real estate services
45 - Legal and security services; personal services for individuals.
Goods & Services
(1) Tax planning; tax preparation services (date of death and testamentary trusts); tax planning advice related to incorporation.
(2) Financial services, namely, financial analysis, financial management, financial planning, asset management, risk management, retirement planning, financial portfolio management; investment services, namely, investment consultation, investment advice, investor education, namely financial literacy on educating physicians related to finances and investing, third-party investments, registered and nonregistered investment accounts; mutual fund services namely, mutual fund distribution, mutual fund brokerage, mutual fund investment and mutual fund advice; estate planning services, executor and trustee services, estate settlement services, advanced planning techniques using trust accounts, namely wealth transfer, estate freezes and probate planning, insurance services, namely life insurance services, tax efficient wealth transfer; the provision of access to clients by phone or the internet to information about their accounts and the ability to conduct financial transactions. Medical practice incorporation services, namely financial advice about incorporation of a medical practice, financial planning advice related to incorporation.
(3) Banking services, namely, savings accounts, chequing accounts, physician business banking accounts, mortgages, loans, RRSP loans, personal loans, medical student and medical resident lines of credit, personal and business lines of credit, credit cards; insurance services, namely guaranteed income solutions, home and auto insurance services, lifestyle protection insurance, critical illness insurance disability insurance.
(4) Powers of attorney services.
36 - Financial, insurance and real estate services
Goods & Services
(1) Investment company and mutual funds services, namely, portfolio and investment management, investment counselling and investment advisory services, mutual fund brokerage, mutual fund distribution and the administration and management of mutual funds, portfolio solutions, closed end investments, tax assisted investment products and alternative investment products
36 - Financial, insurance and real estate services
Goods & Services
(1) Investment company and mutual funds services, namely, portfolio and investment management, investment counselling and investment advisory services, mutual fund brokerage, mutual fund distribution and the administration and management of mutual funds, portfolio solutions, closed end investments, tax assisted investment products and alternative investment products
41 - Education, entertainment, sporting and cultural services
Goods & Services
(1) Multi-purpose arena providing facilities for sports, entertainment and community activities, namely concerts, musical shows, musical roadshows, orchestra performances, stage plays and theatre productions, comedy and theatrical events, religious events, conventions, exhibitions, conferences, seminars and trade shows
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely electronic trading software, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, namely debit and credit cards and loyalty card credentials on telecommunication devices; software that provides full and file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments.
(2) Printed materials, namely product brochures, posters, periodicals and newsletters. (1) Tax advisory services; administration of consumer loyalty program; business and farm succession planning services.
(2) Banking services; financial planning and investment advisory services; financial management; insurance services; providing bank account information via a global computer network; financial services, namely, providing financial investment information and bank account information by electronic communication networks and in a software application (app) format; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network; safety deposit box services; trust company services; financial securities brokerage services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment advice, namely income and asset protection through licensed advisors; financial investment counselling; wealth management services, namely portfolio management and investment advisory services; estate and trust services, namely trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services; financial asset management services; financial administration of retirement plans; holding company services, namely the acquisition, holding and sale of investments; information services, namely banking account balance and banking transaction reporting services via a global computer network; debit, credit, pre-paid card and chip card transaction processing services; banking financial information and banking financial transaction processing services, namely credit card processing services, electronic funds transfers and cheque clearing services for financial service providers; capital investment; mobile wallet and e-wallet services, namely providing consumers with an online electronic money account for use in making secure payments for purchasing goods and services from merchants (businesses); providing mobile bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment transaction processing, namely, credit card and debit card transaction processing services; remote bill payment services; electronic transfer of funds.
(3) Providing multiple-user access to a global computer information network.
(4) Development and creation of computer programmes for data processing; security services, namely certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, financial data encryption services and financial data authentication services, financial data validation services; data encryption and decryption of financial information; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling of securities software; software products and services, namely the development, sale, resale, lease and servicing of software applications; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices.
A wiring connector for connecting the lighting system wiring of a first vehicle to the lighting system wiring of a second vehicle so that lights on the first vehicle are activated when corresponding lights on the second vehicle are activated. The connector includes a plurality of terminals configured for coupling with corresponding terminals on a mating connector on the second vehicle; a plurality of wires each having one end electrically coupled with one of the terminals and another end for electrically connecting to the wiring of the first vehicle lighting system; a wire-retaining ring; and a housing formed around the terminals, the wires, and the wire-retaining ring, the housing including a central opening within the wire-retaining ring.
B60D 1/62 - Auxiliary devices involving supply lines, electric circuits, or the like
H01R 24/22 - Coupling parts carrying sockets, clips or analogous contacts and secured only to wire or cable with additional earth or shield contacts
H01R 13/504 - Bases; Cases composed of different pieces different pieces being moulded, cemented, welded, e.g. ultrasonic, or swaged together
H01R 13/717 - Structural association with built-in electrical component with built-in light source
H01R 43/20 - Apparatus or processes specially adapted for manufacturing, assembling, maintaining, or repairing of line connectors or current collectors or for joining electric conductors for assembling or disassembling contact members with insulating base, case or sleeve
H01R 43/18 - Apparatus or processes specially adapted for manufacturing, assembling, maintaining, or repairing of line connectors or current collectors or for joining electric conductors for manufacturing bases or cases for contact members
H01R 13/633 - Additional means for facilitating engagement or disengagement of coupling parts, e.g. aligning or guiding means, levers, gas pressure for disengagement only
36 - Financial, insurance and real estate services
Goods & Services
Exhibition and conference services, namely, organizing, sponsoring and conducting business conferences and meetings for experts, companies and investors in the energy industry [ Banking and financial services, namely, investment banking, investment brokerage and analysis, agencies or brokerage for trading of securities, financial consultation services; financial research services, namely, equity research services, and financial and investment research services ]
