Abrégé

Methods for reducing fraudulent activities associated with credit card and debit card usage can include a better authentication process, such as getting to know the customers, thus can detect the fraudulent activities when the credit payments do not fit the usage patterns of the customers. The method can include replacing a payment from a customer to a supplier with a different payment from a platform to the supplier.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/04 - Circuits de paiement