Systems and methods are provided to ingest data objects from a flat file server for use in one or more system operations including providing a renderable data object to a user and updating a data item database. As described, the ingestion system includes an ingestion module, a flat file module, a compliance module, and a deduplication module wherein the modules together ingest a flat file data object, parse and process a renderable data object from the flat file data object, and store the renderable data object in a renderable object database.
G06F 16/174 - Systèmes de fichiers; Serveurs de fichiers - Détails d’autres fonctions de systèmes de fichiers Élimination de redondances par le système de fichiers
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
G06F 3/06 - Entrée numérique à partir de, ou sortie numérique vers des supports d'enregistrement
G06F 11/14 - Détection ou correction d'erreur dans les données par redondance dans les opérations, p.ex. en utilisant différentes séquences d'opérations aboutissant au même résultat
G06F 16/13 - Structures d’accès aux fichiers, p.ex. indices distribués
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
2.
GPS DETERMINDED LOCATION BASED ACCESS TO LINKED INFORMATION AND DELIVERY THEREOF
Various methods are provided for facilitating access to linked information to GPS or short-range wireless equipped devices. One example method may comprise receiving, via a network, an indication of an interaction between a primary device and a third-party device, the indication comprising at least a first element and a second element, the first element indicative of user identification information and the second element indicative of at least one of a location or a bounded region, determining, as a function of at least the first element and the second element, a data object that upon validation is configured for use a subsequent interaction, and transmitting, to a mobile device, an electronic communication comprising an indication, configured for rendering on the mobile device, of the data object.
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
Methods, apparatuses and computer program products for implementing dynamic retry of a resource service in a network system are provided. An example method may include: transmitting a first service request to the resource service, determining a first service availability indicator, calculating a first service availability estimate associated with the resource service based on the first service availability indicator, and determining whether to transmit a second service request based on the first service availability estimate. The example method may be repeated by an example apparatus continuously for each transmitted service request.
H04L 43/0805 - Surveillance ou test en fonction de métriques spécifiques, p.ex. la qualité du service [QoS], la consommation d’énergie ou les paramètres environnementaux en vérifiant la disponibilité
H04L 41/06 - Gestion des fautes, des événements, des alarmes ou des notifications
Provided herein are systems, methods and computer readable media for classification of documents using a location hierarchy. An example method may include receiving a feature vector r that represents occurrence counts of references in a document's text to each of a group of named entities, and determining whether the document is associated with the particular location by querying, to determine a query result, using feature vector r, at least one location-specific classifier from a group of location-specific classifiers, wherein the location-specific classifier is associated with the particular location, and wherein the location-specific classifier is configured to generate a positive output value in response to receiving an input feature vector representing occurrence count of at least one reference to the particular named entity and determining that the document is associated with the particular location in an instance in which the query result includes data indicating that the positive output value was generated by the location-specific classifier that is associated with the particular location.
The present disclosure relates to methods, systems, and apparatuses for determining item recommendations and receiving dynamic modifications to an item recommendation algorithm. The method includes receiving electronic data indicating a set of items, generating, using a recommendation engine executing on a processor, a first set of one or more item recommendations from the set of items, causing a client interface to be generated, the client interface comprising the one or more item recommendations and a plurality of interface controls, wherein selection of one of the plurality of interface controls causes a weight adjustment indication to be transmitted for at least one of the plurality of weights, receiving the weight adjustment indicator, adjusting at least one weight of the plurality of weights associated with the weight adjustment indicator, and generating a second set of one or more item recommendations using the adjusted at least one weight.
Embodiments provide computer apparatuses, computer systems and computer-executable methods for generating geographic zone information associated with a consumer. A method includes receiving a first geographic location associated with the consumer, and programmatically identifying a first geographic zone associated with the first geographic location. The method also includes programmatically generating a first importance score associated with the first geographic zone and associated with the consumer. The method also includes storing, on a non-transitory computer-readable medium, the first geographic zone and the first importance score associated with the consumer.
In general, embodiments of the present invention provide systems, methods and computer readable media for identifying a new business based on programmatically analyzing content received from online sources and, as a result, discovering one or more references to the business. In embodiments, the system stores historical data representing previously identified new businesses and then uses attributes of those businesses in search queries to receive related content. Additionally or alternatively, the system stores data representing online sources that historically provided content containing references to new businesses and then continues to access those sources for additional content. In embodiments, the system performs content analysis on structured and/or unstructured content. In some embodiments, analysis of content received from a particular online source includes a source-specific algorithm that takes a source-specific representation of the content as input and produces a result indicating the likelihood that the content includes a new business reference.
G06Q 30/0201 - Modélisation du marché; Analyse du marché; Collecte de données du marché
G06F 16/951 - Indexation; Techniques d’exploration du Web
G06Q 10/0637 - Gestion ou analyse stratégiques, p. ex. définition d’un objectif ou d’une cible pour une organisation; Planification des actions en fonction des objectifs; Analyse ou évaluation de l’efficacité des objectifs
8.
APPARATUS, SYSTEM, AND METHOD FOR PROVIDING SIMULTANEOUS DELIVERY OF OUTPUT COMMUNICATIONS
An apparatus, system, and method are provided herein to provide simultaneous delivery of output communications to a client device and a secondary client device are discussed herein. Some embodiments may include an apparatus including processing circuitry configured to: receive one or more electronic communications; configure the one or more electronic communications for presentation to the client device and the secondary client device based on the delivery identifier; and provide the one or more electronic communications to the client device via a wide area network to facilitate simultaneous delivery of the one or more output communications corresponding to the one or more electronic communications on the client device and the secondary client device. The one or more output communications may be provided to the secondary client device via the client device and a personal area network that is separate from the wide area network.
H04L 12/28 - Réseaux de données à commutation caractérisés par la configuration des liaisons, p.ex. réseaux locaux [LAN Local Area Networks] ou réseaux étendus [WAN Wide Area Networks]
H04B 1/3827 - TRANSMISSION - Détails des systèmes de transmission non caractérisés par le milieu utilisé pour la transmission Émetteurs-récepteurs, c. à d. dispositifs dans lesquels l'émetteur et le récepteur forment un ensemble structural et dans lesquels au moins une partie est utilisée pour des fonctions d'émission et de réception Émetteurs-récepteurs portatifs
H04W 4/80 - Services utilisant la communication de courte portée, p.ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
9.
METHOD, APPARATUS, AND COMPUTER READABLE MEDIUM FOR PROVIDING MANAGEMENT OF STORED BALANCE CARDS
Provided herein are systems, methods and computer readable media for programmatically providing stored balance card information and performing transactions using a stored balance card. An example method includes associating a first stored balance card with a user, and receiving electronic transaction information. The electronic transaction information includes a transaction amount for a first transaction completed using the first stored balance card at a first merchant associated with the first stored balance card. The method also includes deriving, using a processor, stored balance card information from the electronic transaction information. The stored balance card information includes information associated with the first one stored balance card. The method also includes providing the stored balance card information to the user. Methods, systems, and apparatuses for performing transactions using a stored balance card and using a wallet account to cover overages in transactions performed using stored balance card are also provided.
G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
Systems, apparatus, methods, and non-transitory media for providing prescient and adaptive point-of-sale services via electronic networks are discussed herein. Some embodiments may include a system with one or more servers. The one or more servers may be configured to generate digital consumer tokens and provide the digital consumer tokens to consumer devices for sharing with merchant devices. When a merchant device receives the digital consumer token, the merchant device may forward the digital consumer token to the one or more servers in exchange for consumer data to facilitate consumer service. In some embodiments, the one or more servers may be configured to provide point-of-sale interfaces that adapt to different consumer preferences or consumer device signals. Some embodiments may provide for consumer interfaces that allow consumers to manage their electronic identity at various (e.g., merchant) locations.
G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
Computing systems, computing apparatuses, computing methods, and computer program products are disclosed for machine learning ranking. An example computing method includes receiving a search query and determining a plurality of machine learning model execution engines based on the search query and a plurality of search result types. The example computing method further includes generating a plurality of subsets of search results based on the search query and the plurality of machine learning model execution engines. The example computing method further includes generating a set of search results comprising at least one search result from each of the plurality of subsets of search results.
An apparatus, method, and computer program product are provided to pair request data objects with network response assets and their related systems to allow for the efficient movement of network resources and other resources in high-volume network environments that feature distributed network response assets. In some example implementations, location information such as triangulated position information associated with one or more mobile devices, along with other system characteristics is used to identify optimized pairs of request objects and response assets, such that request parameters, such as position and time constraints, can be efficiently met.
The pull-type searching system provides an effective and efficient way to navigate deals and assist the user in identifying a deal for selection. The pull-type searching system further enables identification of one or more alternative deals to present to the user when no deals are identified for the selected search criteria. The pull-type searching system includes a method and apparatus. The method includes communicating ordered selectable search criteria, the search criteria including one or more categories, subcategories and deal types based on a user profile or available deals, or redemption goals. The method further includes receiving a selection from the search criteria and searching a deals database for results associated with the selection. Further, the method includes communicating the results associated with the selection, one or more alternative categories, or one or more alternative deals. A similar apparatus is provided.
G06Q 30/0217 - Remises ou incitations, p.ex. coupons ou rabais impliquant une contribution sur des produits ou des services en échange d’une incitation ou d’une récompense
G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
A method, apparatus, and computer program product are disclosed for self-service design, scheduling, and delivery of user-defined reports regarding promotions. The method includes receiving, from a user device, a report type and report delivery information. Based on the report type, relevant data regarding the one or more promotions is collected, using which a report is generated. The method then outputs the generated report based on the report delivery information. Optionally, analytical insights, such as trends within the data, sample size, suitability of control data, and indications of statistical significance, are generated and included in the report. A corresponding apparatus and computer program product are also provided.
Provided herein are method, apparatus, and computer program products for facilitating a learning user interface. The interface may be presented as a plurality of dynamic icons representing a plurality of items. The plurality of dynamic icons may include at least one suggested dynamic icon representing at least one suggested item of the plurality of items and at least one secondary dynamic icon representing a secondary item of the plurality of items. The interface may be facilitated by determining, via a processor, a visual bias for the at least one suggested dynamic icon relative to the at least one secondary dynamic icon. The interface may be facilitated by applying the visual bias, via the interface, to the at least one suggested dynamic icon.
G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport utilisant des icônes
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
G06F 3/04845 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou transformation d’un objet, d’une image ou d’un élément de texte affiché, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs pour la transformation d’images, p.ex. glissement, rotation, agrandissement ou changement de couleur
G06F 3/04886 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels par partition en zones à commande indépendante de la surface d’affichage de l’écran tactile ou de la tablette numérique, p.ex. claviers virtuels ou menus
G06N 5/02 - Représentation de la connaissance; Représentation symbolique
An apparatus, method, and computer program product are provided to translate message objects received in connection with request data objects to be translated into notification objects that are in format that can be received and processed by a system associated with an intended recipient to allow for efficient communication across disparate and incompatible systems. In some example implementations, otherwise a translation system transforms request information based on parameters associated with the message object and intended recipient to ensure that request information is properly received by recipient systems that may use obsolete, legacy, and/or specialized systems. Some example implementations involve the application of error detection protocols and the display of notification object information on a user interface that allows for system monitoring and error mediation.
H04W 4/70 - Services pour la communication de machine à machine ou la communication de type machine
H04W 68/00 - Avertissement aux utilisateurs, p.ex. alerte ou messagerie, sur l'arrivée d'une communication, un changement de service ou similaires
G06F 11/07 - Réaction à l'apparition d'un défaut, p.ex. tolérance de certains défauts
H04L 67/565 - Conversion ou adaptation du format ou du contenu d'applications
H04L 51/23 - Contrôles de fiabilité, p.ex. acquittements ou signalement de fautes
H04L 51/224 - Surveillance ou traitement des messages en fournissant une notification sur les messages entrants, p.ex. des poussées de notifications des messages reçus
H04L 51/066 - Adaptation de format, p.ex. conversion de format ou compression
H04W 4/02 - Services utilisant des informations de localisation
G10L 13/00 - Synthèse de la parole; Systèmes de synthèse de la parole à partir de texte
H04L 67/52 - Services réseau spécialement adaptés à l'emplacement du terminal utilisateur
H04L 51/222 - Surveillance ou traitement des messages en utilisant des informations de localisation géographique, p.ex. des messages transmis ou reçus à proximité d'un certain lieu ou d'une certaine zone
Systems and related methods facilitating interactions between a merchant device, a central system and a consumer device are discussed herein. Wallet identifying data may be used to secure messages between the consumer device and the merchant device over a wireless link. For example, the merchant device may include circuitry configured to wirelessly receive the wallet identifying data from a consumer device and to transmit the wallet identifying data to the central system. In response, consumer identifying data associated with the wallet identifying data may be received by the merchant device from the central system. In some embodiments, the consumer identifying data may be associated with a unit of location, such as a dine-in location at a restaurant, to facilitate consumer service.
G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation
Embodiments of the present disclosure provide methods, systems, and apparatuses for programmatically determining and adjusting electronic bid values for a digital content object using a machine learning model.
A system and method for recommending a product to a user in response to a query for a product with a feature wherein the recommendation is accompanied by a quotation expressing a sentiment about the feature or the product.
A computer-executable method, a computer system and a non-transitory computer-readable medium are provided for enabling download of a promotion application program provided by a promotion and marketing service. The method includes using a computer-executable tool on a first application program to initiate a determination of whether a promotion application program is installed on the mobile computing device. The method includes, upon determining that the promotion application program is not installed on the mobile computing device, using the first application program to indicate an impression of a promotion in association with a representation of the promotion application program. The representation of the promotion application program is configured to enable download of the promotion application program to the mobile computing device.
Embodiments of the present disclosure provide methods, systems, and apparatuses for rapid geographic search in an actor-based geographic search network.
Techniques are described for determining locations of interest based on user visits. In some situations, the techniques include obtaining information about actual locations of users at various times, and automatically analyzing the information to determine particular locations in a geographic area that are of interest, such as for frequent destinations visited by users. After determining a particular location of interest, it may be represented by generating a corresponding location model to describe the geographic subarea or other location point(s) covered by the determined location of interest, and one or more points of interest (e.g., businesses, parks, schools, landmarks, etc.) may be identified that are located at or otherwise correspond to the determined location of interest. In addition, a determined location of interest may be further used in various ways, including to identify later user visits to that location (e.g., to a point of interest identified for the location).
An apparatus, method, and computer program product are provided to detect error conditions and otherwise monitor the status of request data object and network response assets and related systems to allow for the efficient movement of network resources and other resources in high-volume network environments. In some example implementations, otherwise unrelated request data objects and their related parameters, along with otherwise unrelated network response asset systems are depicted on a single interface such that pairings between request data objects and network response assets, and other status information can be readily viewed. Some example implementations contemplate the use of location data in connection with error detection and remediation. Some example implementations also contemplate the establishment and use of a communication channel between an interface system and a system associated with a request data object and/or a network response asset upon the detection of an error condition.
Methods, apparatuses, and computer program products are provided herein for improving consumer interactions with Marketing and Promotion Service systems. In one embodiment, a method for searching for promotions is provided which includes accessing a map to be displayed to a consumer; receiving input comprising a time period; and receiving input comprising a circumscribed region on a map, wherein the circumscribed region provides an indication of an area in which the consumer is planning to travel. The method further includes searching, by a processor, for promotions within the circumscribed region that are redeemable during the time period and generating an impression comprising one or more promotions returned from the searching for promotions, wherein the impression includes at least one promotion related to travel. A corresponding apparatus and computer program product are also provided.
Provided herein are method, apparatus, and computer program products for generating a first and second three dimensional interactive environment. The first three dimensional interactive environment may contain one or more engageable virtual interfaces that correspond to one or more items. Upon engagement with a virtual interface the second three dimensional interactive environment is produced to virtual simulation related to the one or more items.
G06F 3/14 - Sortie numérique vers un dispositif de visualisation
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
G06Q 10/087 - Gestion d’inventaires ou de stocks, p.ex. exécution des commandes, approvisionnement ou régularisation par rapport aux commandes
G06F 3/01 - Dispositions d'entrée ou dispositions d'entrée et de sortie combinées pour l'interaction entre l'utilisateur et le calculateur
G09G 3/00 - Dispositions ou circuits de commande présentant un intérêt uniquement pour l'affichage utilisant des moyens de visualisation autres que les tubes à rayons cathodiques
G06F 3/147 - Sortie numérique vers un dispositif de visualisation utilisant des panneaux de visualisation
26.
METHOD AND SYSTEM FOR DEFINING CONSUMER INTERACTIONS FOR INITIATING EXECUTION OF COMMANDS
Embodiments provide a computer-executed method, a computer system and computer program product for initiating a command. The method includes causing a consumer input definition interface to be displayed on a visual display of a computing device associated with a consumer, wherein the consumer input definition interface includes an indication of a command. The method also includes, while the consumer input definition interface is displayed, receiving input definition data defining a consumer interaction by the consumer. The method also includes generating a compound consumer input based on the input definition data, and associating the compound consumer input with the command and the consumer. The method further includes storing the association between the compound consumer input and the command on a non-transitory storage device so that receipt of the compound consumer input from the consumer automatically initiates the command.
G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p.ex. sous forme de gestes ou de texte
G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
G06F 3/04842 - Sélection des objets affichés ou des éléments de texte affichés
G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels
G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
Systems and related methods providing for online ordering of menu items from a merchant are discussed herein. Circuitry may be configured to generate an online menu based on menu information stored in a menu database. The menu information may be also configured to facilitate point-of-sale functionality at the merchant, such as by a point-of-sale device. The online menu may be provided to a consumer device. An online order may be received from the consumer device. The circuitry may be configured to process the online order, such as by facilitating a reservation, order preparation, and payment.
Social media networking applications, web sites, and services creates implicit relationships between users based on their interest or participation in real-world and optionally virtual or online activities in addition to explicitly defined peer relationships. User profiles, activity entities, and expressions may be associated with metadata to assist in searching and navigation. Metadata is implicitly associated with user profiles, activity entities, expressions, or other data entities based on user behavior using metadata collector. A metadata collector is a poll, survey, list, questionnaire, census, test, game, or other type of presentation adapted to solicit user interaction. A metadata collector is associated with metadata elements. When users interact with a metadata collector, their user profiles and the data entities included in their interactions become associated with the metadata elements of the metadata collector. These metadata element associations may then be used for any purpose.
G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
G06Q 30/0201 - Modélisation du marché; Analyse du marché; Collecte de données du marché
G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
Provided herein are systems, methods and computer readable media for classification and tagging of textual data. An example method may include accessing a corpus comprising a plurality of documents, each document having one or more labels indicative of services offered by a merchant, generating a query based on extracted features and the documents, generating a precision score for at least a portion of the generated query and selecting a subset of the generated queries based on an assigned precision score satisfying a precision score threshold, the selected subset of the generated queries configured to provide an indication of one or more labels to be applied to machine readable text. A second example method, utilized for tagging machine readable text with unknown labels, may include assigning a label to textual portions of the machine readable text based on results of the application of the queries.
G06F 16/30 - Recherche d’informations; Structures de bases de données à cet effet; Structures de systèmes de fichiers à cet effet de données textuelles non structurées
Method, apparatus and computer program product for performing a cross-model predictive inference to generate a cross-model predictive output for a plurality of predictive inputs using a plurality of predictive models. For example, the apparatus includes at least one processor and at least one non-transitory memory including program code. The at least one non-transitory memory and the program code are configured to, with the at least one processor, obtain a model selection probability distribution which defines, for each predictive model, a respective selection probability score; obtain, for each predictive model, respective cross-model normalization data; for each predictive input, determine a cross-model predictive score; and determine, based on each determined cross-model predictive score, the cross-model predictive output.
Systems, apparatus, methods, and non-transitory media for providing prescient and adaptive point-of-sale services via electronic networks are discussed herein. Some embodiments may include a system with one or more servers. The one or more servers may be configured to generate digital consumer tokens and provide the digital consumer tokens to consumer devices for sharing with merchant devices. When a merchant device receives the digital consumer token, the merchant device may forward the digital consumer token to the one or more servers in exchange for consumer data to facilitate consumer service. In some embodiments, the one or more servers may be configured to provide point-of-sale interfaces that adapt to different consumer preferences or consumer device signals. Some embodiments may provide for consumer interfaces that allow consumers to manage their electronic identity at various (e.g., merchant) locations.
The present disclosure relates to methods, systems, and apparatuses for determining item recommendations and receiving dynamic modifications to an item recommendation algorithm. The method includes receiving electronic data indicating a set of items, generating, using a recommendation engine executing on a processor, a first set of one or more item recommendations from the set of items, causing a client interface to be generated, the client interface comprising the one or more item recommendations and a plurality of interface controls, wherein selection of one of the plurality of interface controls causes a weight adjustment indication to be transmitted for at least one of the plurality of weights, receiving the weight adjustment indicator, adjusting at least one weight of the plurality of weights associated with the weight adjustment indicator, and generating a second set of one or more item recommendations using the adjusted at least one weight.
A merchant system structures communications among merchants, partners, and customers. The merchant system may include a messaging component that organizes messages so that a manager can quickly navigate and understand the content of incoming messages. The messaging system also may categorize a user's profile so that a user may share profile information established at a first merchant with a second merchant.
Prospective deals for a deal vendor's deal inventory may be scored according to one or more population-specific expected-yield scores, such as expected revenue yield, expected new customers yield, and the like. A prospective deal is categorized and characterized according to a number of yield-related characteristics. Some or all of the prospective deal's characteristics are mapped to yield components derived from completed deals that have been offered to a particular population. An expected-yield score for a prospective deal with regard to that population is obtained by combining the mapped yield components.
G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
Systems, apparatus, and methods for providing a consumer device presence-based transaction sessions are discussed herein. Some embodiments may provide for an apparatus configured to establish consumer device presence-based transaction sessions. The apparatus and consumer device may wirelessly communicate for a variety interactions within the transaction session. For example, consumers may be allowed to provide one or more instances of consumer approval data for payment. The transaction session may be closed upon receipt of consumer approval data or may be kept open based on wirelessly polling for consumer device presence. Based on the lack of consumer device presence, the apparatus may be configured to close the transaction session and subsequently facilitate a transaction. In various embodiments, the apparatus may be a merchant device or a server. For example, the apparatus may be a server of a central system configured to facilitate transaction sessions between merchant devices and consumer devices.
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
36.
PREDICTIVE RECOMMENDATION SYSTEM USING ABSOLUTE RELEVANCE
In general, embodiments of the present invention provide systems, methods and computer readable media for ranking promotions selected for recommendation to consumers based on predictions of promotion performance and consumer behavior. In embodiments, a set of promotions to be recommended to a consumer can be sorted and/or ranked according to respective relevance scores representing a probability that the consumer's behavior in response to the promotion will match a ranking target. In embodiments, calculating scores is based on a relevance model (a predictive function) derived from one or more contextual data sources representing attributes of promotions and consumer behavior. In embodiments, an absolute relevance score represents an absolute prediction of a ranking target variable. In embodiments, absolute relevance may be used to determine personalized local merchant discovery frontiers; featured result set thresholding for impressions; and/or promotion notification triggers. In embodiments, predictive models based on gross revenue may be optimized using promotion category-dependent price boosting.
Embodiments of the present disclosure provide methods, systems, apparatuses, and computer program products for predictive dynamic bidding rules generation for digital content objects.
Embodiments provide methods, systems, apparatuses, and computer program products for predicting behavior. An example method includes determining a classification for a first consumer, where the classification is based on a measure of frequency of purchases by the first consumer; identifying one or more first attributes for the first consumer based on the determined classification, the one or more attributes being attributes selected for predicting the respective one or more metric associated with the first consumer; and determining, based on values for the one or more first attributes, a first prediction value that indicates a programmatically expected number of purchases by the first consumer.
Systems and related methods facilitating interactions between a merchant device, a central system and a consumer device are discussed herein. Wallet identifying data may be used to secure messages between the consumer device and the merchant device over a wireless link. For example, the merchant device may include circuitry configured to wirelessly receive the wallet identifying data from a consumer device and to transmit the wallet identifying data to the central system. In response, consumer identifying data associated with the wallet identifying data may be received by the merchant device from the central system. In some embodiments, employee identifying data that identifies an employee may be associated with the consumer identifying data to facilitate consumer assistance and employee payment.
Methods, apparatus, systems, and computer program products are disclosed for utilizing specially configured machine learning models to generate incremental currency value(s) associated with one or more target merchant data objects. Some embodiments, based on one or more market record sets, identify an actual electronic currency value for a total merchant data object set, and include a counterfactual model configured to generate a counterfactual electronic currency value for use in determining a counterfactual incremental electronic currency impact, and in some embodiments for ranking other models. Embodiments, additionally or alternatively, include an incrementality-trained ensemble model for generating a predictive incremental electronic currency impact. The incrementality-trained ensemble model may be trained to predict based on the rankings of the outputs of the counterfactual model. Embodiments may further rank target merchant data objects and perform one or more additional actions, including assigning the target merchant data objects to sales account data structures for management.
G06Q 10/0637 - Gestion ou analyse stratégiques, p. ex. définition d’un objectif ou d’une cible pour une organisation; Planification des actions en fonction des objectifs; Analyse ou évaluation de l’efficacité des objectifs
G06Q 20/06 - Circuits privés de paiement, p.ex. impliquant de la monnaie électronique utilisée uniquement entre les participants à un programme commun de paiement
G06Q 10/0639 - Analyse des performances des employés; Analyse des performances des opérations d’une entreprise ou d’une organisation
G06N 20/20 - Techniques d’ensemble en apprentissage automatique
G06Q 30/0201 - Modélisation du marché; Analyse du marché; Collecte de données du marché
42.
Method, apparatus, and computer program product for facilitating the playback of interface events
Provided herein are method, apparatus, and computer program products for facilitating capture and play back of interface event data. One exemplary method may comprise providing, as a function of at least profile data, environmental data, transaction data, relevance data, and implicit data derived therefrom, a dynamic application environment, displaying the dynamic application environment on an dynamic application interface, capturing interface event data, the interface event data being based on user interaction with the dynamic application interface, and comprising of one or more interface events and a particular time at which each of the one or more interface events occurred, providing data to the play back device configured for initializing a play back environment, such that the play back environment receives the interface event data and performs play back, and outputting the one or more interface events in a relative time to the particular time.
G06F 3/048 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI]
G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels
G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport utilisant des icônes
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
In general, embodiments of the present invention provide systems, methods and computer readable media for a predictive recommendation system based on an analysis of previous consumer behavior. One aspect of the subject matter described in this specification can be embodied in methods that include the actions of receiving data representing a user, the data including user identification and historical data; receiving a set of promotions recommended for the user; assigning the user to a consumer lifecycle model state based in part on the historical data and the user identification; selecting a ranking algorithm associated with the consumer lifecycle model state; and ranking the received set of promotions based on a predicted promotion relevance value associated with each promotion, the predicted promotion value being calculated using the ranking algorithm.
Systems, apparatus, methods, and non-transitory media for programmatically grouping consumers are discussed herein. Some embodiments may include a system configured to provide to shared promotion redemptions. The system may include a merchant device with processing circuitry configured to associate multiple consumer accounts with a point-of-sale order. Based on receiving redemption data from a consumer device associated with one of the consumer accounts, the system may be further configured to allow the consumer device to share a selected promotion. For example, the system may determine payment share amounts for each consumer account based on a transaction price of the point-of-sale order and the redemption value of the promotion selected for shared redemption.
Systems, apparatus, methods, and computer program products are provided for optimized and effective leading messages, which may be an email subject that may provoke a consumer to access the body portion of an email message. A system may include circuitry configured to programmatically determine a predicted access rate for a leading message when the leading message is provided as a portion of a promotional message. Circuitry may be configured to track historical data indicating the access rates of leading messages and/or leading message terms. The circuitry may be configured to leverage the historical data to determine predicted access rates for leading messages, such as based at least in part on historical access rates associated with one or more leading message terms of the leading message.
A method, apparatus and computer program product are provided for electronic transactions based on a reply message. In the context of a computer executed method, the method includes receiving a message, from a sender device, including a reply to buy (RTB) identifier associated with a promotion and a RTB validation code. The method also includes authenticating, using a promotion and marketing service host, the RTB validation code, associating the message from the sender with a recipient identifier, and causing the transmission of a purchase order message to the recipient device based on the RTB identifier.
G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
H04W 4/21 - Signalisation de services; Signalisation de données auxiliaires, c. à d. transmission de données par un canal non destiné au trafic pour applications de réseaux sociaux
SYSTEMS AND METHODS FOR GENERATING A USER INTERFACE INCLUDING ITEM SELECTION INTERFACE ELEMENTS ARRANGED BASED ON RELEVANCE DATA AND CONFIGURED FOR EXECUTING TRANSITION ROUTINES BASED ON RECEIPT OF AN EXPIRATION SIGNAL
Systems, apparatus, methods, and non-transitory media for providing multiple items for purchase to consumers are discussed herein. Some embodiments may include a system including circuitry configured to initiate an add-to-order session timer subsequent to the primary purchase of a first item using transaction data of the consumer. The add-to-order session timer may indicate a period of time in which one or more additional items may selected for purchase using the same transaction data as the primary purchase. In some embodiments, the system may be further configured to provide incentives to the consumer for selecting an additional item prior to expiration of the add-to-order session timer.
A method, apparatus, and computer program product are disclosed to identify editorial content that is compatible with a promotion. The method includes receiving a selection of a promotion structure. The method further includes identifying editorial content that is compatible with the selected promotion structure. The promotion structure may optionally be selected from a list of promotion structures relating to a deal context. The method further includes transmitting the compatible editorial content to a user. Optionally, the method may include receiving a selection from the compatible editorial content, and transmitting a claim confirmation to a promotion and marketing service. A corresponding apparatus and computer program product are also provided.
The present disclosure relates to methods, systems, and apparatuses for identifying related records in a database. The method includes receiving, via a network interface, a related records query, the related records query identifying at least one record stored in the electronic database, determining, based on transaction data, at least one related record that is related to the identified at least one record, determining, by a processor, that the at least one related record is unavailable, in response to determining that the at least one related record is unavailable, determining at least one keyword associated with the at least one related record, selecting at least one of one or more substitute records based at least in part on comparing the at least one keyword with a set of keywords associated with one or more substitute records, and providing the selected one or more substitute records as a response to the related records query.
An apparatus, method, and computer program product are provided to generate, transform, and control menu data object in network environment. In some example implementations, menu data objects and related parameters are parsed and translated into a stratified data structure that can be used in connection with creating a renderable object associated with an interactive user interface accessible via a mobile system associated with a user. Control over the menu data object and its associated interface can be automated, and/or implemented in a manner that detects interrelated elements of the data structure such that alterations made to one element cause the related elements to be rendered in an alternate manner for visual verification.
G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport
G06F 16/22 - Indexation; Structures de données à cet effet; Structures de stockage
G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou transformation d’un objet, d’une image ou d’un élément de texte affiché, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
G06F 40/194 - Calcul de la différence entre fichiers
G06F 9/451 - Dispositions d’exécution pour interfaces utilisateur
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
G06F 8/38 - Création ou génération de code source pour la mise en œuvre d'interfaces utilisateur
51.
METHOD AND SYSTEM FOR ENABLING THE CREATION AND MAINTENANCE OF PROXIMITY-RELATED USER GROUPS
Techniques are described for providing location-based information and functionality to people and computing devices in various ways. In at least some situations, the techniques include enabling multiple people in a common geographic area to interact in various ways, such as via devices capable of communications (e.g., cellular telephones, computing devices with wired and/or wireless communications capabilities, etc.), while in other situations at least some users who are remote from a particular geographic area may be allowed to intercommunicate with one or more other users or other entities in or related to that geographic area. In addition, the techniques include enabling the creation and maintenance of location-based virtual groups of users (also referred to as “clouds”), such as for users of mobile and/or fixed-location devices. Such clouds may enable various types of interactions between group members, and may be temporary and/or mobile.
H04W 8/18 - Traitement de données utilisateur ou abonné, p.ex. services faisant l'objet d'un abonnement, préférences utilisateur ou profils utilisateur; Transfert de données utilisateur ou abonné
H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
H04W 4/21 - Signalisation de services; Signalisation de données auxiliaires, c. à d. transmission de données par un canal non destiné au trafic pour applications de réseaux sociaux
H04W 4/029 - Services de gestion ou de suivi basés sur la localisation
H04L 67/52 - Services réseau spécialement adaptés à l'emplacement du terminal utilisateur
METHODS AND SYSTEMS FOR DETERMINING A TRAVEL PROPENSITY CONFIGURED FOR USE IN THE GENERATION OF A SUPPLY INDEX INDICATIVE OF A QUALITY OF AVAILABLE SUPPLY
A method, apparatus, and computer program, each configured for determining a travel propensity, the travel propensity being a distance a customer is willing to travel to redeem a renderable data object, are provided An exemplary method comprises classifying each of a plurality of geographic regions as one geographic region type of a plurality of geographic region types, mapping each of a plurality of redemption locations to a geographic region type, calculating, for a first geographic region type, a first distance that accounts for a predefined number of redemptions, determining a number of merchants having redemption locations within the first distance, calculating a second distance, from a center of a geographic region of the second geographic region type, necessary to include the number of merchants having redemption locations within the first distance, and assigning the second distance as the second geographic region type travel propensity.
Techniques for improved mobile application architectures and service communication protocols are discussed herein. Some embodiments may include a mobile device configured for providing a mobile application including multiple service applications. The service applications may execute asynchronously and in separate containers, providing service orientated architecture (SOA)-like services with respect to other portions of the mobile application, or even external applications. The separation of a monolithic mobile application into separate service applications provide advantages in terms of application performance, development, and maintenance. For example, a subset of all service applications may be started up, and executed on demand to improve device resource utilization efficiency.
The early adopters and potential influencers (EAPI) system, method and computer-readable medium provide a way to identify early adopters and potential influencers. The EAPI system obtains a list of purchases for customers of merchants and/or subscriptions from a transaction tracking system. The EAPI system creates a time-based transaction network, and using a scoring function, the EAPI system determines an early adopter and/or potential influencer ranking among customers in the network. The EAPI system may use one or more customer attributes to determine a customer's influence with respect to different dimensions.
G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
G06Q 30/0201 - Modélisation du marché; Analyse du marché; Collecte de données du marché
Systems and related methods of providing seamless transactions, including payments and promotion redemptions, are discussed herein. Some embodiments may provide for a system including a communication beacon and one or more servers. The communication beacon may be configured to communicate with consumer devices via a direct wireless connection when the consumer devices are within a wireless direct communicable range of the communication beacon. The one or more servers may be configured to associate the communication with a merchant and receive consumer presence data from the communication beacon such that consumer presence at the merchant may be determined. In response, the one or more servers may be configured to perform a seamless transaction on behalf the consumer that allows the consumer to provide payments or redeem promotions, among other things, simply by self-identifying with the merchant while carrying the consumer device.
G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
H04B 7/26 - Systèmes de transmission radio, c. à d. utilisant un champ de rayonnement pour communication entre plusieurs postes dont au moins un est mobile
H04W 4/02 - Services utilisant des informations de localisation
H04W 4/12 - Messagerie; Boîtes aux lettres; Annonces
G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
56.
System and method for notification transmission and confirmation management
An apparatus, method, and computer program product are provided to translate message objects received in connection with request data objects to be translated into notification objects that are in format that can be received and processed by a system associated with an intended recipient to allow for efficient communication across disparate and incompatible systems. In some example implementations, otherwise a translation system transforms request information based on parameters associated with the message object and intended recipient to ensure that request information is properly received by recipient systems that may use obsolete, legacy, and/or specialized systems. Some example implementations involve the application of error detection protocols and the display of notification object information on a user interface that allows for system monitoring and error mediation.
H04L 51/224 - Surveillance ou traitement des messages en fournissant une notification sur les messages entrants, p.ex. des poussées de notifications des messages reçus
H04L 51/23 - Contrôles de fiabilité, p.ex. acquittements ou signalement de fautes
H04L 51/066 - Adaptation de format, p.ex. conversion de format ou compression
57.
MESSAGING SYSTEM BASED ON NETWORK-PROVIDED LOCATION DATA OF MOBILE COMPUTING DEVICES
An apparatus that receives service provider location data of one or more service provider mobile devices comprising first global positioning system (GPS) data from the one or more service provider mobile devices, and retrieves, from a wireless carrier system, consumer location data based at least in part on second GPS data associated with a plurality of consumer mobile devices, wherein the one or more geographic regions are associated with the plurality of consumer mobile devices that are located at a same given location or within a threshold distance of the same given location. The apparatus further transmits push notifications alerting at least a subset of the plurality of consumer mobile devices based on at least in part on the determination that the service provider location data is within the one or more geographic regions.
G06Q 30/0201 - Modélisation du marché; Analyse du marché; Collecte de données du marché
H04W 4/21 - Signalisation de services; Signalisation de données auxiliaires, c. à d. transmission de données par un canal non destiné au trafic pour applications de réseaux sociaux
H04L 67/52 - Services réseau spécialement adaptés à l'emplacement du terminal utilisateur
58.
METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR DEVICE RENDERED OBJECT SETS BASED ON MULTIPLE OBJECTIVES
An apparatus, computer program product, and method are provided for predictive recommendations of device rendered objects using one or more objective models. In the context of a method, the method generates, for each device rendered object of a plurality of device rendered objects, a multiple objective score. The method also determines a real-time adjustment factor based in part on a received objective adjustment signal and generates, for each device rendered object of the plurality of device rendered objects, an adjusted multiple objective score based on the real-time adjustment factor. The method also generate a ranked device rendered object set, selects a subset of the ranked rendered object set, and transmits the ranked device rendered object subset to a client device associated with the user object of the user object objective, the subset configured for rendering within the user interface area of the client device.
H04L 67/04 - Protocoles spécialement adaptés à la portabilité du terminal
G06F 18/2113 - Sélection du sous-ensemble de caractéristiques le plus significatif en classant ou en filtrant l'ensemble des caractéristiques, p.ex. en utilisant une mesure de la variance ou de la corrélation croisée des caractéristiques
G06F 18/214 - Génération de motifs d'entraînement; Procédés de Bootstrapping, p.ex. ”bagging” ou ”boosting”
59.
FACILITATING CONSUMER PAYMENTS AND REDEMPTIONS OF DEAL OFFERS
Provided herein are systems, methods and computer readable storage media for facilitating payments for consumer transactions and redemption of deal offerings. In providing such functionality, the system can be configured to, for example, receive payment for one or more products, determine a deal voucher's current value and cause the redemption of the deal voucher.
Provided herein are method, apparatus, and computer program products for facilitating a learning user interface. The interface may be presented as a plurality of dynamic icons representing a plurality of items. The interface may be facilitated by receiving, by a processor, a selection indication associated with one item of the plurality of dynamic icons. The interface may be facilitated by determining, via the processor, at least one suggested item of the plurality of items based on the selection indication. The interface may also be facilitated by determining a visual bias for at least one suggested dynamic icon representing the at least one suggested item relative to at least one secondary dynamic icon and may be facilitated by applying the visual bias, via the interface, to the at least one suggested dynamic icon.
G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport utilisant des icônes
G06F 3/04842 - Sélection des objets affichés ou des éléments de texte affichés
G06F 3/04886 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels par partition en zones à commande indépendante de la surface d’affichage de l’écran tactile ou de la tablette numérique, p.ex. claviers virtuels ou menus
G06N 5/02 - Représentation de la connaissance; Représentation symbolique
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
G06F 3/04845 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou transformation d’un objet, d’une image ou d’un élément de texte affiché, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs pour la transformation d’images, p.ex. glissement, rotation, agrandissement ou changement de couleur
Techniques for providing improved optical character recognition (OCR) for receipts are discussed herein. Some embodiments may provide for a system including one or more servers configured to perform receipt image cleanup, logo identification, and text extraction. The image cleanup may include transforming image data of the receipt by using image parameters values that optimize the logo identification, and performing logo identification using a comparison of the image data with training logos associated with merchants. When a merchant is identified, a second image clean up may be performed by using image parameter values optimized for text extraction. A receipt structure may be used to categorize the extracted text. Improved OCR accuracy is also achieved by applying on format rules of the receipt structure to the extracted text.
Merchandise content is aggregated from numerous merchant sources and presented on computing devices of individual users. Users are able to purchase select individual merchandise items by performing a simplified action, such as a screen tap on a touchscreen device. When the user performs the action, a series of actions are performed programmatically and/or automatically on behalf of the user to initiate and complete the transaction for the selected merchandise item from the merchant source.
Embodiments of the present disclosure provide methods, systems, and apparatuses for programmatically determining and adjusting electronic bid values for a digital content object using a machine learning model.
Systems and methods are presented for managing electronic promotion correspondence sent to consumers. A system may manage electronic promotion correspondence sent on a per-consumer basis. The system may access multiple electronic promotion correspondences generated for a particular consumer, select an electronic promotion correspondence from among the multiple electronic promotion correspondences, and determine to send the electronic promotion correspondence to the consumer according to any number of factors. The system may determine a target time to send the first electronic promotion correspondence to the consumer and selected communication channel to send the electronic promotion correspondence through.
G06Q 30/0242 - Détermination de l’efficacité des publicités
G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
65.
FACILITATING THE APPLICATION OF A LEDGER TO PROGRAMMATICALLY IDENTIFY DUPLICATE DATA OBJECTS INDICATIVE OF MULTIPLE CARD-LINKED OFFERS PROVIDED AGAINST A SINGLE TRANSACTION
A method, apparatus and computer program products are provided for facilitating the application of a ledger, or data structure in general, to programmatically identify duplicate data objects, such as those indicative of card-linked offers provided against a single transaction, and more specifically, to the utilization of a global ledger to identify stacking of card-linked offers. One example method includes receiving an indication of an interaction between two devices, generating distributed ledger data, the distributed ledger data indicative of a previous interaction between the primary device and an entity, causing transmission of the distributed ledger data to each of a plurality of nodes in a offerer network, after a predetermined amount of time, causing performance of a comparison within the distributed ledger data to determine that the entity and a second entity comprise corresponding data objects, applying a rule to generate an adjusted value.
Provided herein are systems, methods and computer readable media for consumer monitor and tracking. An example method may include receiving client device ID and client device profile data, comparing client device ID and client device profile data to a plurality of known client device versions, generating an updated known client device version in an instance in which the client device ID correlates to at least one of the plurality of known client device versions and the client device profile data does not correlate to the at least one of the plurality of known client device versions and generating a new known client device version in an instance in which the client device ID does not correlate to at least one of the plurality of known client device versions.
H04L 43/106 - Surveillance active, p.ex. battement de cœur, utilitaire Ping ou trace-route en utilisant des informations liées au temps dans des paquets, p.ex. en ajoutant des horodatages
H04L 67/146 - Marqueurs pour l'identification sans ambiguïté d'une session particulière, p.ex. mouchard de session ou encodage d'URL
Methods, apparatus, and computer program products are disclosed for providing an impression to a consumer based on consumer preferences for future promotions. The methods include accessing consumer preferences for future promotions that specify at least one promotion request relating to a provider or a promotion category, and one or more promotion qualities, analyzing a plurality of promotions to identify those that satisfy the consumer preferences, and providing an impression to the consumer indicating the availability of the identified promotions. In embodiments, the methods can be used to identify promotions that are combinable with additional promotions offered by the same provider. Corresponding apparatus and computer program products are also provided.
Systems and methods are provided to ingest and integrate data objects for use in one or more system operations including providing a renderable data object to a user and updating a data item database.
G06F 7/00 - Procédés ou dispositions pour le traitement de données en agissant sur l'ordre ou le contenu des données maniées
G06F 16/174 - Systèmes de fichiers; Serveurs de fichiers - Détails d’autres fonctions de systèmes de fichiers Élimination de redondances par le système de fichiers
G06F 3/06 - Entrée numérique à partir de, ou sortie numérique vers des supports d'enregistrement
G06F 11/14 - Détection ou correction d'erreur dans les données par redondance dans les opérations, p.ex. en utilisant différentes séquences d'opérations aboutissant au même résultat
Systems and methods to integrate point of sale processing, online order processing, and supply chain and store management over the Internet. In one aspect, a central server provides point of sale, online order processing, and supply chain and store management functions via browser based interfaces. The system enables users to enter orders from remote locations for order fulfillment at brick and mortar retail locations, where the POS terminals configured based on the browser based interfaces can be changed into a self service mode to allow customers to place orders for themselves at the retail locations.
Embodiments of the present disclosure provide methods, systems, apparatuses, and computer program products for predictive dynamic bidding rules generation for digital content objects.
Embodiments provide a computer-executable method, computer system and non-transitory computer-readable medium for programmatically generating an association among two or more purchase categories based on purchase data of a plurality of consumers. The method includes programmatically accessing, from a dataset via a network device, prior purchase data associated with purchases of a plurality of commercial objects by a plurality of consumers. The method also includes programmatically identifying a plurality of categories associated with the plurality of commercial objects. The method also includes, for each consumer in the plurality of consumers, programmatically generating a total number of purchases by the consumer in each category in the plurality of categories. The method further includes generating, using a processor of a computing device, a category association score between each pair of categories in the plurality of categories by programmatically analyzing similarities among the total numbers of purchases in the plurality of categories for the plurality of consumers.
A method, apparatus, and computer program product are disclosed for generating a promotion in an augmented reality. The method includes . . . to be generated upon approval of claims
A method, apparatus, and computer program product are disclosed for generating a promotion in an augmented reality. The method includes . . . to be generated upon approval of claims
A corresponding apparatus and computer program product are also provided
The present disclosure is directed toward a system that allows a promotion and marketing system to provide promotions to users of the promotion and marketing system for establishments that are currently not affiliated with the promotion and marketing system.
Embodiments of the present disclosure provide methods, systems, apparatuses, and computer program products for adaptively generating an initial electronic bid value for a new digital content object.
Method, apparatus and computer program product for performing a cross-model predictive inference to generate a cross-model predictive output for a plurality of predictive inputs using a plurality of predictive models. For example, the apparatus includes at least one processor and at least one non-transitory memory including program code. The at least one non-transitory memory and the program code are configured to, with the at least one processor, obtain a model selection probability distribution which defines, for each predictive model, a respective selection probability score; obtain, for each predictive model, respective cross-model normalization data; for each predictive input, determine a cross-model predictive score; and determine, based on each determined cross-model predictive score, the cross-model predictive output.
Techniques for providing proximity based messages are discussed herein. Some embodiments may include one or more servers configured to receive proximity message requests from a consumer device. The requests may include consumer device locations, which may be used by the one or more servers to generate a geofence set. Furthermore, the consumer device location may be used as a basis for selecting notification data relevant to the location. Both the geofence set and the notification data may be sent to the consumer device in a single proximity message response for local notification creation if the notification data can be collected within a maximum response time. The notification data may be provided via a push notification server asynchronously if the notification data cannot be collected within the maximum response time.
H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
H04W 4/02 - Services utilisant des informations de localisation
H04L 51/222 - Surveillance ou traitement des messages en utilisant des informations de localisation géographique, p.ex. des messages transmis ou reçus à proximité d'un certain lieu ou d'une certaine zone
In general, embodiments of the present disclosure provide for a configurable platform via a relevance test driver. In embodiments, test configuration data associated with at least one test scenario for a relevance service is received via at least one relevance test driver that interfaces with a relevance test service. Additionally, one or more promotions relevant to a user identifier are determined based at least in part on the test configuration data, and output data associated with the one or more promotions is transmitted to the relevance test service.
G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
G06F 11/36 - Prévention d'erreurs en effectuant des tests ou par débogage de logiciel
G16H 10/60 - TIC spécialement adaptées au maniement ou au traitement des données médicales ou de soins de santé relatives aux patients pour des données spécifiques de patients, p.ex. pour des dossiers électroniques de patients
An apparatus, method, and computer program product are provided to pair request data objects with network response assets and their related systems to allow for the efficient movement of network resources and other resources in high-volume network environments that feature distributed network response assets. In some example implementations, location information such as triangulated position information associated with one or more mobile devices, along with other system characteristics is used to identify optimized pairs of request objects and response assets, such that request parameters, such as position and time constraints, can be efficiently met.
Embodiments of the present disclosure provide methods, systems, and apparatuses for computing a channel incrementality ratio using a machine learning model.
H04N 21/266 - Gestion de canal ou de contenu, p.ex. génération et gestion de clés et de messages de titres d'accès dans un système d'accès conditionnel, fusion d'un canal de monodiffusion de VOD dans un canal multidiffusion
H04N 21/278 - Base de données de descripteurs de contenu ou service de répertoire pour accès par les utilisateurs finaux
H04N 21/262 - Ordonnancement de la distribution de contenus ou de données additionnelles, p.ex. envoi de données additionnelles en dehors des périodes de pointe, mise à jour de modules de logiciel, calcul de la fréquence de transmission de carrousel, retardement d
H04N 21/258 - Gestion de données liées aux clients ou aux utilisateurs finaux, p.ex. gestion des capacités des clients, préférences ou données démographiques des utilisateurs, traitement des multiples préférences des utilisateurs finaux pour générer des données co
80.
METHOD AND APPARATUS FOR DETERMINING PROMOTION PRICING PARAMETERS
A method, apparatus, and computer program product are disclosed to improve selection of promotion pricing parameters. The method may determine one or more promotion pricing parameters for a promotion that is offered by a promotion and marketing service. The method includes generating one or more predictive models based on historical promotion performance data and generating a revenue equation using the one or more predictive models. The revenue equation provides an estimate of a revenue received by the promotion and marketing service based on the one or more predictive models. The method further includes determining an estimated revenue using the revenue equation based on one or more input sets of promotion pricing parameters provided as input to the revenue equation, and selecting at least one of the input sets of promotion pricing parameters for the promotion based on the estimated revenue. A corresponding apparatus and computer program product are also provided.
A method, apparatus, and computer program product are disclosed to identify editorial content that is compatible with a promotion. The method includes receiving a selection of a promotion structure. The method further includes identifying editorial content that is compatible with the selected promotion structure. The promotion structure may optionally be selected from a list of promotion structures relating to a deal context. The method further includes transmitting the compatible editorial content to a user. Optionally, the method may include receiving a selection from the compatible editorial content, and transmitting a claim confirmation to a promotion and marketing service. A corresponding apparatus and computer program product are also provided.
Various methods are provided for facilitating heterogeneous database migration. One example method may comprise accessing a migration configuration file, the migration configuration file comprising information indicative of at least a source database type of a source database, connection information of accessing the source database, a destination database type of a destination database, and connection information for accessing the destination database, generating configuration data based on the source database type and the destination database type to generate a mapping of a source database table stored within the source database to a destination database table stored within the destination database, and generating a query for execution on the source database enabling data migration from the source database to the destination database.
Embodiments provide a computer-executed method, a computer system and computer-program product for facilitating a transaction. The method includes transmitting computer-executable instructions to cause a representation of an item to be displayed on a consumer interface rendered on a visual display of a computing device. The method also includes receiving, from the computing device, an indication of a compound consumer input associated with a consumer and performed using the consumer interface. The method further includes, based on a determination that the compound consumer input corresponds to a purchase command, retrieving information previously stored for the consumer, generating an order to purchase the item for the consumer, and transmitting an order confirmation configured to be displayed by the computing device.
G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p.ex. sous forme de gestes ou de texte
G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
G06F 3/04842 - Sélection des objets affichés ou des éléments de texte affichés
G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels
G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
84.
METHODS, APPARATUSES, AND SYSTEMS FOR PROVIDING AN EVENT EVALUATION FRAMEWORK
In general, embodiments of the present invention provide systems, methods and computer readable media for a defining and executing state machines that act based on messages received on a message queue.
Systems, apparatus, methods, and non-transitory media for providing point-of-sale functionality are discussed herein. Some embodiments may include a system including a merchant device and a consumer facing device. The merchant device may include a merchant display device configured to present interactive displays of a merchant facing interface configured to be used by merchants. The consumer facing device may be configured to present interactive displays of a consumer facing interface configured to be used by consumers. The point-of-sale system may be configured to facilitate financial transactions and other forms of consumer service. For example, merchant inputs provided via the merchant facing interface (e.g., entered menu items) may be shown on the consumer facing interface. In another example, consumer inputs provided via the consumer facing interface be sent to the merchant device and/or otherwise used by the merchant device to facilitate a financial transaction, among other things.
Provided herein are systems, methods and computer readable media for providing an out of band cache mechanism for ensuring availability of data. An example system may include a client device configured to, in response to determining requested data is not available in a cache, access the requested data from a data source, transmit, to a cache mechanism, an indication that the requested data is unavailable in the cache, the indication configured to be placed in a queue as an element pointing to the requested data, a cache mechanism configured to receive an indication of requested data, determine whether an element, the element indicative of the requested data, exists in a queue, and in an instance in which the element is not present in the queue, placing the element in the queue, the queue being a list of elements, each indicative of requested data needing to be placed in the cache.
G06F 12/128 - Commande de remplacement utilisant des algorithmes de remplacement adaptée aux systèmes de mémoires cache multidimensionnelles, p.ex. associatives d’ensemble, à plusieurs mémoires cache, multi-ensembles ou multi-niveaux
G06F 12/0813 - Systèmes de mémoire cache multi-utilisateurs, multiprocesseurs ou multitraitement avec configuration en réseau ou matrice
87.
AUTOMATED ADAPTIVE DATA ANALYSIS USING DYNAMIC DATA QUALITY ASSESSMENT
In general, embodiments of the present invention provide systems, methods and computer readable media for automated dynamic data quality assessment. One aspect of the subject matter described in this specification includes the actions of receiving a data quality job including a new data sample; and, if the new data sample is determined to be added to a reservoir of data samples, sending a quality verification request to an oracle; receiving a new data sample quality estimate from the oracle; and adding the new data sample and estimate to the reservoir. A second aspect of the subject matter includes the actions of receiving, from a predictive model, a judgment associated with a new data sample; analyzing the new data sample based in part on the judgment to determine whether to send a new data sample quality verification request to an oracle; and, if a new data sample quality estimate is received from the oracle, determining whether to add the new data sample and the judgment to the reservoir.
G06F 16/215 - Amélioration de la qualité des données; Nettoyage des données, p.ex. déduplication, suppression des entrées non valides ou correction des erreurs typographiques
Methods and systems for determining a travel propensity configured for use in the generation of a supply index indicative of a quality of available supply
A method, apparatus, and computer program, each configured for determining a travel propensity, the travel propensity being a distance a customer is willing to travel to redeem a renderable data object, are provided An exemplary method comprises classifying each of a plurality of geographic regions as one geographic region type of a plurality of geographic region types, mapping each of a plurality of redemption locations to a geographic region type, calculating, for a first geographic region type, a first distance that accounts for a predefined number of redemptions, determining a number of merchants having redemption locations within the first distance, calculating a second distance, from a center of a geographic region of the second geographic region type, necessary to include the number of merchants having redemption locations within the first distance, and assigning the second distance as the second geographic region type travel propensity.
Methods, apparatuses and computer program products for implementing dynamic retry of a resource service in a network system are provided. An example method may include: transmitting a first service request to the resource service, determining a first service availability indicator, calculating a first service availability estimate associated with the resource service based on the first service availability indicator, and determining whether to transmit a second service request based on the first service availability estimate. The example method may be repeated by an example apparatus continuously for each transmitted service request.
H04L 43/0805 - Surveillance ou test en fonction de métriques spécifiques, p.ex. la qualité du service [QoS], la consommation d’énergie ou les paramètres environnementaux en vérifiant la disponibilité
H04L 41/06 - Gestion des fautes, des événements, des alarmes ou des notifications
Embodiments of the present invention provide methods, systems, apparatuses, and computer program products for predicting system resource volumes for future network time intervals based upon predicted likelihoods of termination transactions for the future network time interval.
An apparatus, computer program product, and method are provided for predictive recommendations of device rendered objects using one or more objective models. In the context of a method, the method generates, for each device rendered object of a plurality of device rendered objects, a multiple objective score. The method also determines a real-time adjustment factor based in part on a received objective adjustment signal and generates, for each device rendered object of the plurality of device rendered objects, an adjusted multiple objective score based on the real-time adjustment factor. The method also generate a ranked device rendered object set, selects a subset of the ranked rendered object set, and transmits the ranked device rendered object subset to a client device associated with the user object of the user object objective, the subset configured for rendering within the user, interface area of the client device.
Various methods are provided for programmatically providing a platform for responding dynamically providing a response to a property level availability call through API request based on run-time information. One example method may comprise receiving the property level availability call, the property level availability call configured to elicit a response identifying an availability of one or more of the plurality of specified properties for a specified time frame, determining, based on an associated bid, whether an affirmative response to the property level availability call is profitable, and in an instance in which the affirmative response is profitable, causing transmission of the affirmative response.
In general, embodiments of the present invention provide systems, methods and computer readable media for data record compression using graph-based techniques. An example method includes determining a plurality of index components; generating a sorted data record list of a plurality of compound data records; generating an ordered unique index component value list associated with a plurality of unique index component values; assigning a plurality of encodings to the plurality of unique index component values; and generating the compressed data record list based on the ordered unique index component value list and the plurality of encodings.
H03M 7/00 - Conversion d'un code, dans lequel l'information est représentée par une séquence donnée ou par un nombre de chiffres, en un code dans lequel la même information est représentée par une séquence ou par un nombre de chiffres différents
G06Q 30/0242 - Détermination de l’efficacité des publicités
H03M 7/30 - Compression; Expansion; Elimination de données inutiles, p.ex. réduction de redondance
G06F 16/951 - Indexation; Techniques d’exploration du Web
G06F 16/174 - Systèmes de fichiers; Serveurs de fichiers - Détails d’autres fonctions de systèmes de fichiers Élimination de redondances par le système de fichiers
G06F 16/22 - Indexation; Structures de données à cet effet; Structures de stockage
G06F 16/955 - Recherche dans le Web utilisant des identifiants d’information, p.ex. des localisateurs uniformisés de ressources [uniform resource locators - URL]
94.
METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR FORECASTING DEMAND USING REAL TIME DEMAND
Provided herein are systems, methods and computer readable media for managing a sales pipeline, and in some embodiments, generating demand based on real time demand and predicted demand. An example method comprises generating a virtual promotion, wherein the virtual promotion comprises a combination of a category or sub-category, a location, and a price range, calculating a probability that a particular consumer would buy the virtual offer in a predetermined time period, wherein the probability is generated at least based on historical data related to the particular consumer and one or more related consumers, determining an estimated number of units to be sold for the virtual offer as a function of at least the probability, the estimated number of units representing a predicted demand, calculating a real time demand, wherein the real time demand is generated based on a plurality of generated identification pairs for the predetermined time period, and determining, using a processor, total demand by summing the predicted demand and the real time demand.
G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
G06F 16/00 - Recherche d’informations; Structures de bases de données à cet effet; Structures de systèmes de fichiers à cet effet
G06F 16/248 - Présentation des résultats de requêtes
G06Q 10/04 - Prévision ou optimisation spécialement adaptées à des fins administratives ou de gestion, p. ex. programmation linéaire ou "problème d’optimisation des stocks"
95.
System and method for throttling communications with consumer devices
A system and method for throttling communications with consumer devices is disclosed. The consumer devices are associated with consumers and consumers are associated with preferred types of electronic correspondence. The system and method transmits to a first set of the consumer devices a first electronic correspondence including a deal from a deal program comprising an offer and an expiration date. The system and method receive responses to the first electronic correspondence and based on the responses and expiration of outstanding offers at the expiration date generates an indicator used to determine to communicate with one or more additional consumers through their consumer devices. The system and method generate additional electronic correspondence of the preferred type and transmit the additional electronic correspondence to the additional consumers. In this way, additional electronic correspondence may be throttled upward or downward.
In general, embodiments of the present invention provide systems and computer readable media for implementing a single data integration platform that supports multiple data access interfaces to a single corpus of stored dynamic data collected from multiple data sources. In embodiments, the data integration platform includes a record tables layer that stores a group of data records and supports a CRUD interface for accessing the data records; a resolution mapping layer that stores a set of entities generated by a many-to-one mapping of data records to entities using entity resolution; and an entities layer that stores resolved entities which may be accessed via either a search interface based on search criteria or a hybrid search interface that supports “get via record id” queries.
G06F 16/215 - Amélioration de la qualité des données; Nettoyage des données, p.ex. déduplication, suppression des entrées non valides ou correction des erreurs typographiques
G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport
G06F 16/28 - Bases de données caractérisées par leurs modèles, p.ex. des modèles relationnels ou objet
G06F 16/951 - Indexation; Techniques d’exploration du Web
97.
Generating optimized in-channel and cross-channel promotion recommendations using free shipping qualifier
In general, embodiments of the present invention provide systems, methods and computer readable media for recommending contextually relevant promotions to consumers in order to facilitate their discovery of promotions that they are likely to purchase from a promotion and marketing service.
G06F 16/955 - Recherche dans le Web utilisant des identifiants d’information, p.ex. des localisateurs uniformisés de ressources [uniform resource locators - URL]
G06F 16/2457 - Traitement des requêtes avec adaptation aux besoins de l’utilisateur
Provided herein are method, apparatus, and computer program products for automatically outputting a wearer interface or a redemption interface. The wearer interface and the redemption interface may contain information related to a wearer of a wearable device and a provider respectively. The wearable device may reference a merchant redemption parameters database to facilitate the output of the redemption interface, and the wearable device my reference a wearer parameters database to facilitate the output of the wearer interface. Both the wearer interface and the redemption interface may be displayed on the wearable device by an interactive display.
Embodiments of the present invention provide methods, systems, apparatuses, and computer program products for predicting network asset requests for a future network time interval.
H04L 67/1001 - Protocoles dans lesquels une application est distribuée parmi les nœuds du réseau pour accéder à un serveur parmi une pluralité de serveurs répliqués
H04L 47/70 - Contrôle d'admission; Allocation des ressources
G01S 19/14 - Récepteurs spécialement adaptés pour des applications spécifiques
G06N 5/04 - Modèles d’inférence ou de raisonnement
Embodiments of the present invention provide methods, systems, apparatuses, and computer program products for classifying merchants. In one embodiment a method is provided comprising providing, a first promotion specifying a redemption and a charge monetary values, the redemption monetary value being specified by redemption parameters of the first promotion and a value indicative of a total amount of funds purchased in response to accepting an instance of the first promotion, wherein the funds purchased can be redeemed for offerings of one or more merchants specified by the promotion, the charge monetary value being a monetary value charged for accepting the first promotion, and providing a first classification classifying the first promotion as a promotion having a redemption monetary value that may be used to purchase offerings of the one or more merchants over the course of multiple transactions.
