Abrégé

The present embodiments relate to on demand generation of curated audio content. Responsive to initiation of an electronic communication by a client, audio relating to a client speaking to the operator can be processed to derive a series of insights relating to features of the audio. Previously recorded audio relating to the operator can be combined with a text-based script to generate audio content. The audio content can be modified using the series of derived insights. The modified audio content can include a series of disclaimers that are played back to the client. Generation of the modified audio content can be dynamically generated responsive to detecting a trigger that allows for on-demand generation of the modified audio content.

Classes IPC  ?

• G10L 15/22 - Procédures utilisées pendant le processus de reconnaissance de la parole, p.ex. dialogue homme-machine 
• G10L 15/18 - Classement ou recherche de la parole utilisant une modélisation du langage naturel
• G10L 25/63 - Techniques d'analyses de la parole ou de la voix qui ne se limitent pas à un seul des groupes spécialement adaptées pour un usage particulier pour comparaison ou différentiation pour estimer un état émotionnel

Abrégé

A method and system of securely enrolling delegates with an account management service so that the delegates can manage access to funds on behalf of a primary account holder is disclosed. The method and system include generating new profiles for proposed delegates, setting delegate approval policies, ensuring a sufficient number of delegates have been selected, and confirming the identity of each delegate.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• G06Q 10/10 - Bureautique; Gestion du temps
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• H04L 67/141 - Configuration des sessions d'application
• H04M 3/56 - Dispositions pour connecter plusieurs abonnés à un circuit commun, c. à d. pour permettre la transmission de conférences
• H04W 4/14 - Services d'envoi de messages courts, p.ex. SMS ou données peu structurées de services supplémentaires [USSD]

Abrégé

A computer device and method for processing risk related data to determine one or more insurance products for appliances and other systems located in or on an insured property. Informatic data is received from one or more informatic sensor devices relating to one or more appliances located in or on an insured property. Analysis is performed on the received informatic data to determine one or more insurance products to be recommended for at least one appliance located in or on the insured property. Notification is provided regarding determination of the one or more insurance products for the at least one appliance located in or on the insured property.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu

Abrégé

Technology for identifying that a communication is from a verified enterprise includes receiving, by a device associated with a user, a data packet from a phone network. The data packet can be included in a communication to the device, which can have an application configured to verify communications from at least one enterprise. A token within the data packet can be identified by the application, and the application can compare the token to at least one token identifier associated with the at least one enterprise. In response to the token corresponding to at least one token identifier, the application can verify that the communication is from the at least one enterprise. In response to the communication being verified, the application can display a validation image on the device.

Classes IPC  ?

• H04M 3/42 - Systèmes fournissant des fonctions ou des services particuliers aux abonnés
• H04M 3/436 - Dispositions pour intercepter des appels entrants
• H04M 3/533 - Systèmes de messagerie vocale

Abrégé

A method of determining a physical location for an address. The method includes receiving from a first global positioning system on a vehicle a first set of global positioning data indicative of a vehicle location. The method may also receive from a second global positioning system on a portable electronic device a second set of global positioning data indicative of a portable electronic device location. The method may also receive a set of location metadata associated with a picture. The method determines a residence location from the first set of global positioning data, the second set of global positioning data, or the set of location metadata. The method then associates the physical location to the address.

Classes IPC  ?

• H04W 64/00 - Localisation d'utilisateurs ou de terminaux pour la gestion du réseau, p.ex. gestion de la mobilité
• G06F 16/29 - Bases de données d’informations géographiques
• G06F 16/9537 - Recherche à dépendance spatiale ou temporelle, p.ex. requêtes spatio-temporelles
• H04L 67/52 - Services réseau spécialement adaptés à l'emplacement du terminal utilisateur
• H04W 4/02 - Services utilisant des informations de localisation
• H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
• H04W 4/029 - Services de gestion ou de suivi basés sur la localisation

Abrégé

A fire suppressing insulation. This insulation will create a barrier that blocks a fire to protect a structure from damage and will assist in suppressing the fire. Also, a fire suppression system including two walls, such as an interior wall and an exterior wall or two interior walls. The walls are spaced apart from each other by a divider to define an interior volume. At least a portion of the interior volume includes fire suppressing insulation that will form a fire suppressing intumescent barrier between the walls when exposed to the heat of a fire.

Classes IPC  ?

• A62C 2/06 - Barrières coupe-feu
• F16L 59/02 - Forme ou configuration de matériaux isolants, avec ou sans revêtement formant un tout avec les matériaux isolants

Abrégé

A system and method for home security, and in particular to notifying residents of a home of a visitor's presence and providing an automatic assessment of the visitor's legitimacy, is disclosed. In one example, the system can be configured to automatically identify a logo worn by the visitor using optical recognition and generate a notification for the resident that identifies the company. In another example, the system can request presentation of an encrypted key that should be stored on the visitor's computing device. In another example, the system can query a database of scheduled services and determine if a person was requested or scheduled for a visit. In some embodiments, the system can assign a security token to the merchant which will be required at the time of the appointment.

Classes IPC  ?

• G06Q 10/1093 - Ordonnancement basé sur un agenda pour des personnes ou des groupes
• G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p.ex. lecture de la lumière blanche réfléchie
• G06K 19/06 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p.ex. forme, nature, code
• H04L 9/08 - Répartition de clés

Abrégé

A system can route calls based on a minimum expected delay, classification, and priority of the call. In some embodiments, when a call is received, the call is classified and prioritized within the classification. A minimum expected delay time is determined. Based on the minimum expected delay time, the classification, and the prioritization, the call is routed to a representative with instructions on how the call should be treated.

Classes IPC  ?

• H04M 3/00 - Centraux automatiques ou semi-automatiques
• G06Q 30/0202 - Prédictions ou prévisions du marché pour les activités commerciales
• H04M 3/42 - Systèmes fournissant des fonctions ou des services particuliers aux abonnés
• H04M 3/436 - Dispositions pour intercepter des appels entrants
• H04M 3/523 - Dispositions centralisées de réponse aux appels demandant l'intervention d'un opérateur avec répartition ou mise en file d'attente des appels
• H04M 5/00 - Centraux manuels

Abrégé

A method and system of providing users with session-specific layouts during access of an application based on contextual data. The system identifies contextual data for each application access session and associates the contextual data with a particular in-app activity. The in-app activity corresponds to a task that is typically performed by the first user when the specific contextual data is detected. The contextual data can include location data, time and date data, and device type data.

Classes IPC  ?

• G06F 9/451 - Dispositions d’exécution pour interfaces utilisateur

Abrégé

Technology for determining a queue position of a call from a user can include receiving, at an enterprise, the call from a user device associated with the user. The user device includes an application associated with the enterprise. The call is placed into an on-hold queue. A weighted level of importance associated with the call is determined based on call history information associated with the user device and call frequency associated with the user. The weighted level of importance is compared to at least one weight threshold. A wait time for the call is decreased based on the weighted level of importance meeting or exceeding the at least one weight threshold.

Classes IPC  ?

• H04M 3/428 - Dispositions pour placer des appels entrants en attente
• H04M 3/51 - Dispositions centralisées de réponse aux appels demandant l'intervention d'un opérateur
• H04Q 9/00 - Dispositions dans les systèmes de commande à distance ou de télémétrie pour appeler sélectivement une sous-station à partir d'une station principale, sous-station dans laquelle un appareil recherché est choisi pour appliquer un signal de commande ou

Abrégé

Authentication method and systems using RFID-enabled payment cards are disclosed herein where a server receives a request corresponding to authorization of a payment associated with a payment card from an electronic terminal. The server identifies an electronic device of a user associated with the payment card. The server then transmits an instruction to the electronic device to cause an RFID reader of the electronic device to determine whether an RFID tag corresponding to the payment card is located within a predetermined proximity to the electronic device. When the payment card is located within the predetermined proximity, the server executes a first authentication protocol. Moreover, when the payment card is not located within the predetermined proximity, the server executes a second authentication protocol, wherein the second authentication protocol is more restrictive than the first authentication protocol.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G01S 19/51 - Positionnement relatif
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/42 - Confirmation, p.ex. contrôle ou autorisation de paiement par le débiteur légal

Abrégé

A system and method for improving the download time of emails in an environment in which a server distributes emails to persons working in close proximity to each other. When these persons receive multi-recipient emails intended for several or all of these persons, the server distributing the emails delivers the multi-recipient emails to the first one of the persons who logged on to read his or her emails on his or her personal computer, for distribution to the other persons over a personal area network. This reduces the download time for the persons downloading their emails at a subsequent time.

Classes IPC  ?

• G06F 15/16 - Associations de plusieurs calculateurs numériques comportant chacun au moins une unité arithmétique, une unité programme et un registre, p.ex. pour le traitement simultané de plusieurs programmes
• G06Q 10/107 - Gestion informatisée du courrier électronique
• H04L 51/212 - Surveillance ou traitement des messages utilisant un filtrage ou un blocage sélectif
• H04L 51/226 - Livraison selon les priorités
• H04L 51/58 - Adaptation des messages pour la communication sans fil
• H04L 67/5683 - Stockage des données fournies par les terminaux des utilisateurs, c. à d. mise en antémémoire inversée
• H04W 4/80 - Services utilisant la communication de courte portée, p.ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie

Abrégé

Systems and methods of the present disclosure include at least one building component detection sensor device configured to be deployed within (or proximate to) a building comprised of a plurality of building components. The at least one building component detection sensor device is configured to detect data relating to at least one building component of the plurality of building components. In addition, a building component property determination system includes a processor configured to execute instructions stored in memory to determine one or more properties of the at least one building component based at least in part on the data detected by the at least one building component detection sensor device.

Classes IPC  ?

• G01N 21/29 - Couleur; Propriétés spectrales, c. à d. comparaison de l'effet du matériau sur la lumière pour plusieurs longueurs d'ondes ou plusieurs bandes de longueurs d'ondes différentes en utilisant la détection visuelle
• G01N 21/84 - Systèmes spécialement adaptés à des applications particulières

Abrégé

The present disclosure relates generally to a system that includes a storage component that stores data and a processor. The processor may install an application using a portion of the storage component, partition the portion of the storage component from a remaining portion of the storage component, and execute the application via the portion of the storage component.

Classes IPC  ?

• G06F 8/60 - Déploiement de logiciel
• G06F 3/06 - Entrée numérique à partir de, ou sortie numérique vers des supports d'enregistrement
• G06F 8/61 - Installation
• G06F 8/658 - Mises à jour par incrément; Mises à jour différentielles
• G06F 11/30 - Surveillance du fonctionnement
• G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p.ex. des interruptions ou des opérations d'entrée–sortie

Abrégé

Embodiments described herein disclose methods and systems for encryption and decryption of data. In some implementations, an encryption and decryption system can protect private information of a user in documents with an artificial reality device. The encryption and decryption system can determine the portion of a document containing private information and encrypt that portion of the document. In some implementations, the encryption and decryption system can receive a document and identify the protected (e.g., encrypted) portion of the document. In some cases, the protected portion of the document can contain a security token that the encryption and decryption system can extract. The system can compare the security token to an authentication token associated with the user and determine whether the security and authentication token match. If the tokens match, the system can decrypt the protected portion of the document and display the decrypted data as a virtual object.

Classes IPC  ?

• G06F 21/71 - Protection de composants spécifiques internes ou périphériques, où la protection d'un composant mène à la protection de tout le calculateur pour assurer la sécurité du calcul ou du traitement de l’information
• G06F 21/32 - Authentification de l’utilisateur par données biométriques, p.ex. empreintes digitales, balayages de l’iris ou empreintes vocales
• G06F 21/60 - Protection de données
• G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06V 30/414 - Extraction de la structure géométrique, p.ex. arborescence; Découpage en blocs, p.ex. boîtes englobantes pour les éléments graphiques ou textuels
• G06F 21/64 - Protection de l’intégrité des données, p.ex. par sommes de contrôle, certificats ou signatures

Abrégé

A system and method for providing proof of a digital identification of a user which may include activating, on a mobile computing device, a bank application and a digital identification service provider application, and which may allow the bank application to have access to user accounts after the bank application receives a digital identification from the digital identification service provider application in order to provide proof of identify with speed and security.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile

Abrégé

The present embodiments relate to an Augmented Reality (AR) vehicle buying experience. A client can provide a series of client information, such as characteristics of a desired vehicle. A specified vehicle can be identified and characteristics of that vehicle can be identified. The characteristics of the vehicle can then be compared with the desired vehicle characteristics provided by the client to determine whether the vehicle corresponds to the desired vehicle of the client. Responsive to determining that the specified vehicle corresponds to the desired vehicle of the client, the client AR display can be updated to highlight the specified vehicle depicted in the display. Alternatively, responsive to determining that the specified vehicle does not correspond to the desired vehicle of the client, the client AR display can be updated to obfuscate (e.g., grey out) the specified vehicle in the display.

Classes IPC  ?

• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06T 19/20 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie Édition d'images tridimensionnelles [3D], p.ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06V 20/20 - RECONNAISSANCE OU COMPRÉHENSION D’IMAGES OU DE VIDÉOS Éléments spécifiques à la scène dans les scènes de réalité augmentée

Abrégé

A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06F 16/00 - Recherche d’informations; Structures de bases de données à cet effet; Structures de systèmes de fichiers à cet effet
• G08G 1/0967 - Systèmes impliquant la transmission d'informations pour les grands axes de circulation, p.ex. conditions météorologiques, limites de vitesse
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme

Abrégé

An environment-transforming system transforms a user's environmental information in ways that allow the user to better perceive her environment. For example, the system transforms some aspects of a visual scene into a sound space for a visually impaired user. Once the user learns to interpret the sound space, she avoids walking into an object because a sound cue tells her that the object is in her near environment and roughly where it is. Various types of transformations are possible depending upon the user's needs and preferences. As all people are different, each user has a personalized profile that directs the transformation process. More generally, the environment to be transformed may include aspects of artificial or enhanced reality. The transformed environmental information can be presented to the user in a number of ways, such as in haptic feedback, as directional audio, through oral stimulation, or through modified visual display.

Classes IPC  ?

• G09B 21/00 - Moyens d'enseignement ou de communication destinés aux aveugles, sourds ou muets
• G06F 3/01 - Dispositions d'entrée ou dispositions d'entrée et de sortie combinées pour l'interaction entre l'utilisateur et le calculateur
• H04S 7/00 - Dispositions pour l'indication; Dispositions pour la commande, p.ex. pour la commande de l'équilibrage

Abrégé

The present invention provides a method and a system utilizing an AI entity for confirming an agreement has been entered between a first entity and a second entity during a verbal communication, capturing the portions of the communication that constitute the elements of an agreement and storing the portions for later verification of the agreement.

Classes IPC  ?

• G10L 15/08 - Classement ou recherche de la parole
• G10L 15/05 - Détection des limites de mots
• H04M 3/22 - Dispositions de supervision, de contrôle ou de test
• H04M 3/493 - Services d'information interactifs, p. ex. renseignements sur l'annuaire téléphonique

Abrégé

A system for use with an autonomous vehicle includes one or more processors configured to receive one or more inputs from a driver and to control the autonomous vehicle based on the one or more inputs. Each input is indicative of an anticipated driver response to a driving incident.

Classes IPC  ?

• G05D 1/00 - Commande de la position, du cap, de l'altitude ou de l'attitude des véhicules terrestres, aquatiques, aériens ou spatiaux, p.ex. pilote automatique
• G06Q 40/08 - Assurance

Abrégé

The present disclosure is related to a system that may include a first computing device that may perform a plurality of data processing operations and a second computing device that may receive a modification to one or more components of a first data operation, identify a first subset of the plurality of data processing operations that corresponds to the one or more components, and determine one or more alternate parameters associated with the one or more components. The second computing device may then identify a second subset of the plurality of data processing operations that corresponds to the one or more alternate parameters and send a notification to the first computing device indicative of a modification to the first subset and the second subset.

Classes IPC  ?

• G06F 9/445 - Chargement ou démarrage de programme
• G06F 9/54 - Communication interprogramme

Abrégé

A vehicle window opacity system that includes a vehicle window system comprising a front windshield, side windows, and a rear window, a liquid crystal display system coupled to the vehicle window system, and a controller coupled to the liquid crystal display system. The controller is operable to control an opacity of a portion of the liquid crystal display system coupled to at least one side window relative to the front windshield to reduce and/or block light from passing through the at least one side window based on information regarding a light source.

Classes IPC  ?

• B60J 1/20 - Accessoires, p.ex. déflecteurs d'air, écrans

Abrégé

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium for receiving an indication of damage to a building from a sensor network associated with the building, where the sensor network is responsive to damage to the building. Determining a location and an extent of the damage to the building based on the indication of damage. Automatically coordinating a repair for the damage in response to determining the location and the extent of the damage.

Classes IPC  ?

• G01M 5/00 - Examen de l'élasticité des structures ou ouvrages, p.ex. fléchissement de ponts ou d'ailes d'avions
• E04G 23/02 - Réparation, p.ex. comblement des lézardes; Restauration; Modification; Agrandissement
• G06Q 10/20 - Administration de la réparation ou de la maintenance des produits
• G06Q 50/16 - Immobilier
• G06T 7/00 - Analyse d'image
• G06T 7/70 - Détermination de la position ou de l'orientation des objets ou des caméras
• G06T 17/00 - Modélisation tridimensionnelle [3D] pour infographie
• G08B 5/22 - Systèmes de signalisation optique, p.ex. systèmes d'appel de personnes, indication à distance de l'occupation de sièges utilisant une transmission électromécanique
• H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance

Abrégé

In one embodiment, a system includes a user interface generation system comprising one or more processors configured to generate a graphical user interface configured to be displayed via a display of a user computing device. The graphical user interface is configured to receive one or more inputs relating to a financial trade. The user interface generation system is also configured to transmit the graphical user interface to the user computing device. In addition, the graphical user interface includes executable code defining a plurality of components encapsulated within the graphical user interface. Each component includes one or more properties and one or more states. The one or more properties and the one or more states relate to the financial trade. The executable code of the graphical user interface is configured to receive the one or more inputs relating to the financial trade from the plurality of components, and to update and render the one or more properties and/or the one or more states of the plurality of components based at least in part on the one or more inputs.

Classes IPC  ?

• G06F 3/048 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI]
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06Q 40/06 - Gestion de biens; Planification ou analyse financières

Abrégé

A system may include a plurality of camera devices configured to acquire image data associated with a property. The system may also include a processor that receives the image data from the plurality of camera devices, receives insurance policy data associated with the property from a database, and adjusts one or more terms of the insurance policy data based on the image data.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06F 16/24 - Requêtes
• G06Q 40/08 - Assurance
• G06V 20/17 - Scènes terrestres transmises par des avions ou des drones
• H04N 23/90 - Agencement de caméras ou de modules de caméras, p. ex. de plusieurs caméras dans des studios de télévision ou des stades de sport

Abrégé

Disclosed are systems, devices, methods, and computer-readable media for performing various actions for bringing data stores into compliance with a policy. The actions include generating a global scan index (“scan index”) for SAS® software and using the scan index to handle data management operations. Unlike traditional B-tree indices that consume a larger quantity of resources to parse through data, the scan indices may include a table of three columns. A first column may include an indication of a search value, a second column may include an indication of what table(s) in the data store(s) include the requested value, and a third column may include an indication of the row number for the tables in column two in which the value resides. The actions further include batching requests to perform a data management operation on data of a certain category by employing the scan index.

Classes IPC  ?

• G06F 16/2455 - Exécution des requêtes
• G06F 16/21 - Conception, administration ou maintenance des bases de données
• G06F 16/22 - Indexation; Structures de données à cet effet; Structures de stockage

Abrégé

A system including a developer client computer configured to provide inputs to a state machine generation client to configure a state machine. The system further includes the state machine generation client configured to generate structural code and associated code implementation files representative of the state machine, where the state machine generation client comprises: a graphical user interface (GUI). The GUI includes a state machine configuration window displaying a configurable representation of one or more states in the state machine and an ordering of the states of the state machine and a state key listing the one or more states in the state machine. The system further includes a code implementation system coupled to a code repository, wherein the code implementation system is configured to generate a dynamic state machine implementation based at least upon the generated structural code and associated code implementation files.

Classes IPC  ?

• G06F 8/30 - Création ou génération de code source
• G06F 8/34 - Programmation graphique ou visuelle
• G06F 9/445 - Chargement ou démarrage de programme
• G06F 9/448 - Paradigmes d’exécution, p.ex. implémentation de paradigmes de programmation
• G06F 11/36 - Prévention d'erreurs en effectuant des tests ou par débogage de logiciel
• G06Q 10/04 - Prévision ou optimisation spécialement adaptées à des fins administratives ou de gestion, p. ex. programmation linéaire ou "problème d’optimisation des stocks"
• G08C 19/28 - Systèmes de transmission de signaux électriques dans lesquels la transmission est par impulsions utilisant un code d'impulsions
• H04L 65/75 - Gestion des paquets du réseau multimédia

Abrégé

Implementations of the present disclosure include receiving transaction data for a transaction that is to be executed by a computer-implemented person-to-person (P2P) payment system, the transaction data including a unique account identifier uniquely identifying an account of a first user among a plurality of accounts of the first user, and an amount to be transferred to the account from a second user, processing the transaction data to execute the transaction, and transmitting notifications to each of the first user and the second user, the notifications providing information regarding the transaction.

Classes IPC  ?

• G06Q 20/00 - Architectures, schémas ou protocoles de paiement
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/22 - Schémas ou modèles de paiement
• H04L 67/306 - Profils des utilisateurs
• H04L 67/55 - Services réseau par poussée

Abrégé

The present disclosure relates to systems and methods to generate user or user group behavior similarities based on computing distances between individual users or user groups and without using demographic data, e.g., based on anonymized data. The methods include creating a multidimensional vector representation for each user in a group by summarizing user's behaviors across various categories. Based on the created vectors, distance calculation and nearest neighbor search are performed to locate users that are most similar to target users. The resulting distance metrics may be used to rank similarities. Additionally, dimensionality reduction may be performed to further distill the behavior information to make the disclosed methods suitable for a variety of analytics and modeling tasks.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• G06F 18/2413 - Techniques de classification relatives au modèle de classification, p.ex. approches paramétriques ou non paramétriques basées sur les distances des motifs d'entraînement ou de référence
• G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès
• G06N 20/00 - Apprentissage automatique

Abrégé

Methods, systems, and apparatus, including computer programs encoded on computer storage media, to process audio and visual data. One of the methods includes receiving, from a mobile device, image data and audio data, wherein the image data and audio data were obtained within the same time frame. The method includes processing the image data to identify a first set of facts. The method includes processing the audio data to identify a second set of facts. The method includes processing meta-data associated with the image data to identify a third set of facts. The method also includes performing at least one process using the first set of facts, the second set of facts, and the third set of facts.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06N 5/025 - Extraction de règles à partir de données
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

Abrégé

The disclosed wearable device systems include several features for alerting and guiding persons who are approaching or near to potentially hazardous or high-risk conditions in their nearby environment. Sensor data from wearable devices (also referred to herein as “wearables”) are used to determine the presence of various unsafe environmental conditions and phenomenon, including dangerous terrain or other unusual conditions. The wearable would be used to warn a person, for example via auditory or haptic-based feedback, if the person is about to encounter an unsafe condition. In particular, the proposed systems can be of great benefit to the visually impaired, those persons with physical disabilities, or persons otherwise vulnerable to particular environmental conditions.

Classes IPC  ?

• G08B 21/10 - Alarmes pour assurer la sécurité des personnes réagissant aux événements désastreux, p.ex. les tornades ou les tremblements de terre
• G01D 21/02 - Mesure de plusieurs variables par des moyens non couverts par une seule autre sous-classe
• G01S 19/42 - Détermination de position
• H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance

Abrégé

A power supplying device that can be used during emergencies is disclosed. The device comprises multiple adjustable battery compartments that can be connected, via switches, to deliver power to an external device connected to at least one power delivery port of the power supplying device. Each adjustable battery compartment includes a fixed lead and a sliding lead so that the multiple different battery sizes can be inserted into the compartment and connected to the device. An external battery connection device or harness can also be used with the power supplying device. The external battery connection device can be used to connect various different kinds of batteries with the power supplying device, such as cordless power tool batteries, cordless appliance batteries, and batteries for radio controlled (RC) devices.

Classes IPC  ?

• H01M 50/267 - Moyens adaptés à l’utilisation de différents types ou de différentes tailles de batteries ou de cellules
• H01M 50/247 - Montures; Boîtiers secondaires ou cadres; Bâtis, modules ou blocs; Dispositifs de suspension; Amortisseurs; Dispositifs de transport ou de manutention; Supports spécialement adaptés aux dispositifs portatifs, p.ex. aux téléphones portables, aux ordinateurs, aux outils à main ou aux stimulateurs cardiaques
• H01M 50/296 - Montures; Boîtiers secondaires ou cadres; Bâtis, modules ou blocs; Dispositifs de suspension; Amortisseurs; Dispositifs de transport ou de manutention; Supports caractérisés par les bornes des blocs de batterie

Abrégé

A system for dispensing flame retardant foam on the exterior of a structure. The structure has an opening that enables distribution of flame retardant foam onto the roof. The system includes a foam distribution system having a foam expansion chamber and a roof plenum for delivery through the roof opening. Foam solution and compressed air are combined in a conduit and supplied to the foam expansion chamber. The structure may have at least one wall. In that case, the system may have a wall plenum for delivery of flame retardant foam from the foam expansion chamber through a first wall-associated opening. Each such wall will have an opening associated with the wall that enables distribution of flame retardant foam onto that wall.

Classes IPC  ?

• A62C 3/02 - Prévention, limitation ou extinction des incendies spécialement adaptées pour des objets ou des endroits particuliers pour des zones d'embrasement, p.ex. des incendies de forêts, des feux souterrains
• A62C 5/02 - Fabrication de substances extinctrices immédiatement avant l'emploi de mousse
• A62C 35/02 - Matériel installé à demeure avec des réservoirs pour délivrer la substance extinctrice

Abrégé

Systems and methods for digital integration of financial features between a user and a service provider is provided. For example, if a user device is registered with the service provider, the user device may receive an electronic notification (e.g., calendar entry) related to outstanding account operations. The user device may be able to complete the outstanding account operations by accessing the electronic notification and embedded financial information.

Classes IPC  ?

• G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
• G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès
• G06N 5/04 - Modèles d’inférence ou de raisonnement
• G06Q 10/10 - Bureautique; Gestion du temps
• G06Q 10/1093 - Ordonnancement basé sur un agenda pour des personnes ou des groupes
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte

Abrégé

Embodiments described herein disclose methods and systems for community item distribution. In some implementations, the community item distribution system includes a platform for users to post information regarding items they want to share with the community. The community item distribution system can categorize the information and establish donation parameters for the shared items. The donation parameters can include where and when items can be donated or retrieved, what types of items can be donated, and who can request the donated items. In some cases, the community item distribution system can generate a user interface listing the available items that users can request. Upon request of an item, the community item distribution system can schedule a drone to transport the item, in a secured container with ultraviolet lights to disinfect the item, from the storage location to the delivery location.

Classes IPC  ?

• G07C 9/23 - Enregistrement de l’entrée ou de la sortie d'une entité isolée comportant l’utilisation d’un laissez-passer combiné à une vérification d’identité du titulaire du laissez-passer au moyen d’un mot de passe
• A61L 2/10 - Procédés ou appareils de désinfection ou de stérilisation de matériaux ou d'objets autres que les denrées alimentaires ou les lentilles de contact; Accessoires à cet effet utilisant des phénomènes physiques des radiations des ultraviolets
• A61L 2/24 - Appareils utilisant des opérations programmées ou automatiques
• A61L 2/28 - Dispositifs pour tester l'efficacité ou l'intégralité de la stérilisation, p.ex. indicateurs qui changent de couleur
• B64C 39/02 - Aéronefs non prévus ailleurs caractérisés par un emploi spécial
• B64U 101/60 - Véhicules aériens sans pilote spécialement adaptés à des utilisations ou à des applications spécifiques au transport de marchandises autres que des armes
• G05D 1/00 - Commande de la position, du cap, de l'altitude ou de l'attitude des véhicules terrestres, aquatiques, aériens ou spatiaux, p.ex. pilote automatique
• G05D 1/10 - Commande de la position ou du cap dans les trois dimensions simultanément
• G06N 20/00 - Apprentissage automatique
• G06Q 10/0832 - Marchandises spéciales ou procédures de manutention spéciales, p. ex. manutention de marchandises dangereuses ou fragiles
• G06Q 10/0835 - Relations entre l’expéditeur ou le fournisseur et les transporteurs
• G06V 10/70 - Dispositions pour la reconnaissance ou la compréhension d’images ou de vidéos utilisant la reconnaissance de formes ou l’apprentissage automatique
• G06V 20/52 - Activités de surveillance ou de suivi, p.ex. pour la reconnaissance d’objets suspects
• G07C 9/00 - Enregistrement de l’entrée ou de la sortie d'une entité isolée

Abrégé

A router includes processing circuitry configured to send a request to a web server to access a website hosted by the web server. Additionally, the processing circuitry is configured identify a pathway between a client device and the web server as well as determine whether the pathway is encrypted or unencrypted. In response to determining that the pathway is unencrypted, the processing circuitry is configured to determine whether an alternative pathway between the client device and the web server via a web host of the web server is available and, in response to determining that the alternative pathway is available, cause the alternative pathway to be established in lieu of the pathway.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité

Abrégé

Techniques are described for providing delegated access to identity data stored on distributed ledger(s), in which the identity data can include image(s) of physical credential(s) and/or biometric data used to identify individual(s). An application programming interface (API) enables access to the identity data. In some instances, the access is provided to an obfuscated version of the identity data and/or to a hash or other digest of the identity data. The identity data is provided by the API according to the individual's delegation. The individual can specify rules that indicate the particular types of identity data that may be provided and/or used for particular purposes, and/or the particular entities authorized to request the identity data.

Classes IPC  ?

• H04L 9/06 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité l'appareil de chiffrement utilisant des registres à décalage ou des mémoires pour le codage par blocs, p.ex. système DES
• G06F 9/54 - Communication interprogramme
• G06F 16/18 - Types de systèmes de fichiers
• H04L 9/32 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
• H04L 9/40 - Protocoles réseaux de sécurité

Abrégé

A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06V 20/20 - RECONNAISSANCE OU COMPRÉHENSION D’IMAGES OU DE VIDÉOS Éléments spécifiques à la scène dans les scènes de réalité augmentée

Abrégé

A parking availability predictor system provides a prediction of parking availability that meets a user's specified needs. When the user submits a query for parking availability, he can include desired parking criteria such as location, handicapped status, and desired time to begin parking. The system consults a parking occupancy model which gathers current and historical information about parking occupancy, including parking durations and durations of vacancies between occupancies. The model processes the gathered information into a statistical predictor of parking occupancy and vacancy. The system uses the predictor to predict when parking that meets the user's needs will become available. That prediction, including user-suitable parking locations along with the expected start of their vacancies, is then sent to the user in answer to his query.

Classes IPC  ?

• G08G 1/14 - Systèmes de commande du trafic pour véhicules routiers indiquant des places libres individuelles dans des parcs de stationnement
• G06F 16/9537 - Recherche à dépendance spatiale ou temporelle, p.ex. requêtes spatio-temporelles
• G06Q 50/30 - Transport; Communications

Abrégé

A system and method for disabling distracting apps on a driver's personal devices while allowing passengers travelling in the same vehicle to have full use of their personal devices. The system works by first identifying all the personal devices that are in the vehicle and then establishing a loose mesh network between those devices. Once the mesh network is established, the system identifies which of the personal devices is associated with the driver, and ensures that any distracting apps on the driver's personal device are disabled, while allowing full functionality for any passenger's personal devices.

Classes IPC  ?

• H04M 1/72463 - Interfaces utilisateur spécialement adaptées aux téléphones sans fil ou mobiles avec des moyens permettant d’adapter la fonctionnalité du dispositif dans des circonstances spécifiques pour limiter la fonctionnalité du dispositif
• B60K 35/00 - Agencement ou adaptations des instruments
• B60W 40/08 - Calcul ou estimation des paramètres de fonctionnement pour les systèmes d'aide à la conduite de véhicules routiers qui ne sont pas liés à la commande d'un sous-ensemble particulier liés aux conducteurs ou aux passagers
• G06F 1/16 - TRAITEMENT ÉLECTRIQUE DE DONNÉES NUMÉRIQUES - Détails non couverts par les groupes et - Détails ou dispositions de structure
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport utilisant des icônes
• G06F 3/14 - Sortie numérique vers un dispositif de visualisation
• G06F 13/10 - Commande par programme pour dispositifs périphériques
• H04W 48/04 - Restriction d'accès effectuée dans des conditions spécifiques sur la base des données de localisation ou de mobilité de l'utilisateur ou du terminal, p.ex. du sens ou de la vitesse de déplacement

Abrégé

Embodiments described herein disclose methods and systems for using more than one Recurrent Neural Network (RNN) to analyze a user input and to predict a request being made by the user as the user is inputting the request. In an embodiment, a first RNN and a second RNN can simultaneously or near simultaneously process the user requested information by separating and analyzing the characters and words in the user's request. A third RNN can process the output vectors generated by the first and second RNNs to identify one or more solutions that predict the user's request.

Classes IPC  ?

• G06N 3/04 - Architecture, p.ex. topologie d'interconnexion
• G06N 3/045 - Combinaisons de réseaux
• G06N 3/08 - Méthodes d'apprentissage
• G06N 3/084 - Rétropropagation, p.ex. suivant l’algorithme du gradient
• G06N 20/00 - Apprentissage automatique
• G06N 20/10 - Apprentissage automatique utilisant des méthodes à noyaux, p.ex. séparateurs à vaste marge [SVM]
• G06N 20/20 - Techniques d’ensemble en apprentissage automatique

Abrégé

Disclosed are systems and methods for facilitating identification of risk across risk silos in an organization. Machine learning utilizes risk identification data from two or more silos to identify risk associated with electronic change requests provided to the system. Regulatory/compliance results are submitted to a blockchain for immutable recordation of compliance status.

Classes IPC  ?

• G06Q 10/0635 - Analyse des risques liés aux activités d’entreprises ou d’organisations
• G06F 16/248 - Présentation des résultats de requêtes
• G06F 16/28 - Bases de données caractérisées par leurs modèles, p.ex. des modèles relationnels ou objet
• G06N 20/00 - Apprentissage automatique

Abrégé

Methods and systems for virtual checking are described. In some embodiments, information for a virtual check created in a mobile device associated with a payor can be received from the mobile device. The information may include an amount of the virtual check. A computer system may determine whether there are sufficient funds to cover the amount of the virtual check and may place the funds in the amount of the virtual check in reserve when the funds are sufficient to cover the amount of the virtual check.

Classes IPC  ?

• G06Q 20/04 - Circuits de paiement
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil

Abrégé

Techniques are described for automatically presenting workflow(s) in an application based at least partly on detected signal(s). A radio-frequency signal may be emitted from a transceiver and received by a transceiver of a user device when the transceiver is in proximity to the device. In response, an application including functionality to activate a payment card can launch.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques

Abrégé

A vehicle adjustment system includes one or more processors configured to receive data from one or more sensors coupled to a vehicle that is in a stationary position. The one or more processors are also configured to analyze the data to determine whether an object is within a buffer zone surrounding the vehicle while the vehicle is in the stationary position. In response to determining that the object is within the buffer zone while the vehicle is in the stationary position, the one or more processors are configured to provide control signals to one or more driving components of the vehicle to reposition the vehicle to an alternate position.

Classes IPC  ?

• G08G 1/0967 - Systèmes impliquant la transmission d'informations pour les grands axes de circulation, p.ex. conditions météorologiques, limites de vitesse
• B60W 60/00 - Systèmes d’aide à la conduite spécialement adaptés aux véhicules routiers autonomes
• G05D 1/00 - Commande de la position, du cap, de l'altitude ou de l'attitude des véhicules terrestres, aquatiques, aériens ou spatiaux, p.ex. pilote automatique
• G05D 1/02 - Commande de la position ou du cap par référence à un système à deux dimensions
• G07B 15/02 - Dispositions ou appareils pour encaisser le prix des billets ou les droits d’entrée ou de péage en un ou plusieurs points de contrôle prenant en compte un facteur variable tel que la distance ou le temps, p.ex. pour le transport de passagers, les systèmes de parcs de stationnement ou les systèmes de location de véhicules
• G08G 1/01 - Détection du mouvement du trafic pour le comptage ou la commande
• G08G 1/14 - Systèmes de commande du trafic pour véhicules routiers indiquant des places libres individuelles dans des parcs de stationnement
• G08G 1/16 - Systèmes anticollision

Abrégé

Techniques are described for a method of establishing a wireless ad hoc network using a series of wireless relays deployed in a geographical area where an extreme event has occurred. The deployed wireless relays may form a plurality of links between them to form the wireless ad hoc network where each of the wireless relays may serve as node in the wireless ad hoc network. The wireless ad hoc network may provide wireless services to devices within the geographical area. The wireless relays may be deployed to various locations within the geographical area using a plurality of unmanned aerial vehicles (UAVs) that may receive control commands from a relay control device.

Classes IPC  ?

• H04W 16/18 - Outils de planification de réseau
• H04B 7/185 - Stations spatiales ou aériennes
• H04N 7/18 - Systèmes de télévision en circuit fermé [CCTV], c. à d. systèmes dans lesquels le signal vidéo n'est pas diffusé
• H04W 84/00 - Topologies de réseau
• H04W 84/18 - Réseaux auto-organisés, p.ex. réseaux ad hoc ou réseaux de détection

Abrégé

The present disclosure provides methods and systems for secure logon. One or more method includes: determining, via authentication information provided by a user of an electronic device, that the user is authorized to access an online account provided by the online account provider; providing the user with a selectable option to enable an expedited logon process by which the user can access the online account by solely providing a particular authentication item of the user; receiving a verification credential in response to a next logon attempt using the expedited logon process; and verifying that the received verification credential matches an assigned verification credential provided to the user for use in conjunction with the next logon attempt using the expedited logon process.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 21/34 - Authentification de l’utilisateur impliquant l’utilisation de dispositifs externes supplémentaires, p.ex. clés électroniques ou cartes à puce intelligentes
• G06F 21/41 - Authentification de l’utilisateur par une seule ouverture de session qui donne accès à plusieurs ordinateurs
• H04L 9/32 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
• G06F 21/31 - Authentification de l’utilisateur

Abrégé

A VIN verification system allow an accurate detection of incorrectly entered VIN in an electronic file followed by correction of the incorrectly entered VIN. A server of the VIN verification system verify characters and letters of the VIN in the electronic file to detect data entry and/or transmission errors. The server upon determining that the characters and entered in the VIN are incorrect will then replace the characters and letters with alternate or substitute characters and letters and generate a new VIN in the electronic file. The server will reexamine the new VIN to validate the new VIN, and then transmit the electronic file to another web application for further processing.

Classes IPC  ?

• G06F 11/10 - Détection ou correction d'erreur par introduction de redondance dans la représentation des données, p.ex. en utilisant des codes de contrôle en ajoutant des chiffres binaires ou des symboles particuliers aux données exprimées suivant un code, p.ex. contrôle de parité, exclusion des 9 ou des 11
• G06F 11/14 - Détection ou correction d'erreur dans les données par redondance dans les opérations, p.ex. en utilisant différentes séquences d'opérations aboutissant au même résultat
• G06Q 40/08 - Assurance
• G07C 5/12 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente sous forme de graphique

Abrégé

Systems and methods related to sourcing and managing a supplier is provided. For example, a system includes a processor operatively coupled to a memory and configured to receive an indication of one or more sourcing designations for a property and casualty insurance claim from a remote device, evaluate at least one of a respective risk and a respective cost associated with multiple suppliers that may be used to address the one or more sourcing designations, provide a recommendation to use a recommended supplier of the multiple suppliers based at least in part on the at least one of the respective risk and the respective cost of the multiple suppliers, and generate a contract that is appropriate for use with the recommended supplier of the multiple suppliers.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 10/0631 - Planification, affectation, distribution ou ordonnancement de ressources d’entreprises ou d’organisations
• G06Q 40/08 - Assurance

Abrégé

A system may include a first computing system that may include at least one processor. The at least one processor may receive a request for identification information associated with a user of the first computing device, such that the request is received from a second computing device. The at least one processor may then receive information regarding an entity associated with the second computing device, retrieve data comprising the identification information from a storage component, generate additional data comprising a portion of the identification information based on the information regarding the entity, and send the additional data to the second computing device.

Classes IPC  ?

• G06Q 50/26 - Services gouvernementaux ou services publics
• G06F 16/23 - Mise à jour
• G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès
• G06K 19/06 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p.ex. forme, nature, code
• G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
• G06Q 40/08 - Assurance
• H04L 9/40 - Protocoles réseaux de sécurité

Abrégé

An intelligent traffic control system may be configured to manage autonomous vehicle traffic, such as by communicating with autonomous vehicles. The intelligent traffic control system may be configured to output an indication of a traffic control command to autonomous vehicles and non-autonomous vehicles. The intelligent traffic control system may be configured to determine traffic control commands for autonomous vehicles and non-autonomous vehicles.

Classes IPC  ?

• G08G 1/01 - Détection du mouvement du trafic pour le comptage ou la commande
• B60W 40/04 - Calcul ou estimation des paramètres de fonctionnement pour les systèmes d'aide à la conduite de véhicules routiers qui ne sont pas liés à la commande d'un sous-ensemble particulier liés aux conditions ambiantes liés aux conditions de trafic
• B60W 60/00 - Systèmes d’aide à la conduite spécialement adaptés aux véhicules routiers autonomes
• G08G 1/015 - Détection du mouvement du trafic pour le comptage ou la commande avec des dispositions pour distinguer différents types de véhicules, p.ex. pour distinguer les automobiles des cycles
• G08G 1/095 - Feux de trafic
• G08G 1/0967 - Systèmes impliquant la transmission d'informations pour les grands axes de circulation, p.ex. conditions météorologiques, limites de vitesse

Abrégé

A system for managing a fleet of shared autonomous vehicles may comprise a plurality of specialized sub-systems. The sub-systems may coordinate to service requested rides using the vehicles. The system may comprise a reservation system configured to receive a request for a ride from a user device. The system may comprise a coordination system configured to determine a price for the requested ride. The system may comprise a routing system configured to determine a vehicle of the fleet to service the requested ride and/or a route for the requested ride. The determined vehicle may be caused to service the requested ride.

Classes IPC  ?

• G08G 1/00 - Systèmes de commande du trafic pour véhicules routiers
• B60W 60/00 - Systèmes d’aide à la conduite spécialement adaptés aux véhicules routiers autonomes
• G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
• G06F 21/31 - Authentification de l’utilisateur
• G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
• G06Q 30/0283 - Estimation ou détermination de prix
• G06Q 50/30 - Transport; Communications

Abrégé

Embodiments described herein disclose technology for verifying authorization of an application download. The system can receive from a device associated with a user, a request to download an application. In response to a first instance of the application being downloaded on the device, the system can assign a unique identifier to the first instance of the application. After the application is downloaded and prior to granting the person requesting the application download access to the first instance of the application, the system can request via the first instance of the application identification information and particular authentication information to verify that the person requesting the application download is authorized to do so. In response to verifying that the person requesting the application download is authorized, the unique identifier can be associated with the account, user and/or device to result in a verified download of the first instance of the application.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• H04L 9/32 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
• H04L 67/00 - Dispositions ou protocoles de réseau pour la prise en charge de services ou d'applications réseau

Abrégé

Systems and methods directing requests to a particular node in a multi-tiered middleware environment are provided. In one embodiment, traffic requests can be dynamically routed to a desired server, and not be load balanced, based on an identification of the client generating the traffic requests.

Classes IPC  ?

• H04L 67/1025 - Adaptation dynamique des critères sur lesquels repose la sélection du serveur
• H04L 45/00 - Routage ou recherche de routes de paquets dans les réseaux de commutation de données
• H04L 45/44 - Routage distribué
• H04L 61/5007 - Adresses de protocole Internet [IP]
• H04L 67/02 - Protocoles basés sur la technologie du Web, p.ex. protocole de transfert hypertexte [HTTP]
• H04L 67/146 - Marqueurs pour l'identification sans ambiguïté d'une session particulière, p.ex. mouchard de session ou encodage d'URL
• H04L 67/56 - Approvisionnement des services mandataires

Abrégé

Unmanned vehicles may be terrestrial, aerial, nautical, or multi-mode. Unmanned vehicles may accomplish tasks by breaking out into sub-drones, re-grouping itself, changing form, or re-orienting its sensors.

Classes IPC  ?

• B64C 37/00 - Aéronefs convertibles
• B60F 5/00 - Autres véhicules capables de se déplacer dans ou sur des milieux différents
• B60F 5/02 - Autres véhicules capables de se déplacer dans ou sur des milieux différents convertibles en avion
• B64C 39/02 - Aéronefs non prévus ailleurs caractérisés par un emploi spécial
• B64U 10/10 - Giravions
• G05D 1/00 - Commande de la position, du cap, de l'altitude ou de l'attitude des véhicules terrestres, aquatiques, aériens ou spatiaux, p.ex. pilote automatique
• B64U 30/20 - Rotors; Supports de rotor

Abrégé

Techniques are described for dynamically determining the flow of screens to be presented in a user interface (UI) of an application executing on a computing device, based at least partly on a detected presence of a user device (e.g., a portable computing device) in a particular geographic area. Area designation data is transmitted to, and stored on, a user device. The area designation data can describe a geofenced area and/or beacon signals. In response to determining that the user device is in the geographic area indicated by the area designation data, the user device may transmit an alert signal that causes an interface flow to be dynamically determined and executed for an application executing on the computing device that is separate from the user device.

Classes IPC  ?

• H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
• G06Q 40/08 - Assurance
• G06F 3/01 - Dispositions d'entrée ou dispositions d'entrée et de sortie combinées pour l'interaction entre l'utilisateur et le calculateur
• G01S 5/02 - Localisation par coordination de plusieurs déterminations de direction ou de ligne de position; Localisation par coordination de plusieurs déterminations de distance utilisant les ondes radioélectriques
• H04W 8/18 - Traitement de données utilisateur ou abonné, p.ex. services faisant l'objet d'un abonnement, préférences utilisateur ou profils utilisateur; Transfert de données utilisateur ou abonné
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport

Abrégé

A method for enhancing interaction between a customer and a customer service representative of a company is provided. A graphical user interface (GUI) of a windows control tool is displayed. A type of an interaction between the customer and the customer service representative at a computer operated by the company is determined. One or more applications associated with the type of interaction are launched based on a predetermined display layout associated with the type of interaction. One or more application windows corresponding to the launched applications are arranged on a screen based on the predetermined display layout associated with the type of interaction. The windows control tool is configured to control the one or more application windows based on customer service representative's input. The GUI of the windows control tool displays a plurality of window objects corresponding to the one or more launched applications.

Classes IPC  ?

• G06F 3/04845 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou transformation d’un objet, d’une image ou d’un élément de texte affiché, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs pour la transformation d’images, p.ex. glissement, rotation, agrandissement ou changement de couleur
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport utilisant des icônes

Abrégé

Systems and methods receive contextual data related to spending as well as spending data. Correlations are determined to explain variables that influence spending amounts or rates. Systems and methods can collect user spending context data associated with a user, generate spending correlations between variables of the user spending context data, determine a next event based on at least one of the location data and the relationship data, and generate a next event value for the next event having at least a subset of the variables.

Classes IPC  ?

• G09B 19/18 - Comptabilité ou économie
• G06N 5/04 - Modèles d’inférence ou de raisonnement
• G06N 20/00 - Apprentissage automatique
• G06Q 30/0201 - Modélisation du marché; Analyse du marché; Collecte de données du marché
• G06Q 30/0204 - Segmentation du marché
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 40/12 - Comptabilité
• H04L 67/50 - Services réseau

Abrégé

Methods and systems described in this disclosure are directed to authentication of calling parties. The authentication of calling parties applies to simultaneous voice and/or data communications with multiple parties over multiple electronic mediums including a variety of electronic devices. A user can continue to maintain a data exchange session with a representative of an entity offering the goods or services of interest to the user across more than one user device. In some embodiments, a user can invite other parties in a multi-party call involving the user and the representative. Various embodiments for multi-party and multi-device authentication mechanisms are described herein. In some embodiments, the system calculates an estimated call waiting time for a user to speak with the representative.

Classes IPC  ?

• G06Q 30/00 - Commerce
• G06Q 30/0601 - Commerce électronique [e-commerce]
• H04L 9/40 - Protocoles réseaux de sécurité
• G06Q 30/018 - Certification d’entreprises ou de produits

Abrégé

The APPARATUSES, METHODS AND SYSTEMS FOR A VIDEO REMOTE DEPOSIT CAPTURE PLATFORM (hereinafter “RDC-Video”) provides a platform for remote deposit by obtaining images of a check from streaming video captured by a video camera, wherein the RDC-Video transforms captured check images and/or entered check deposit information inputs via RDC-Video components into deposit confirmation outputs. For example, in one embodiment, a user may employ a personal computer connected to a web camera, and/or a smartphone with a built-in camera to initiate the remote deposit by holding a check in front of the camera, and the RDC-Video may capture images of the check and send them to a financial institution for deposit processing.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 20/04 - Circuits de paiement
• G06T 7/11 - Découpage basé sur les zones
• G06T 7/12 - Découpage basé sur les bords
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06T 5/40 - Amélioration ou restauration d'image en utilisant des techniques d'histogrammes
• H04N 1/40 - Circuits des signaux d'image
• G06V 10/10 - Acquisition d’images
• G06V 20/62 - Texte, p.ex. plaques d’immatriculation, textes superposés ou légendes des images de télévision
• G06V 30/416 - Extraction de la structure logique, p.ex. chapitres, sections ou numéros de page; Identification des éléments de document, p.ex. des auteurs
• G06V 30/16 - Prétraitement de l’image
• G06V 30/18 - Extraction d’éléments ou de caractéristiques de l’image

Abrégé

Disclosed herein are systems and methods of executing scanning software, such an executable software program or script (e.g., PowerShell script), by a computing device of an enterprise, such as a security server, may instruct the computing device to search all or a subset of computing devices in an enterprise network. The scanning software may identify PowerShell scripts containing particular malware attributes, according to a malicious-code dataset. The computing system executing the scanning software may scan through the identified PowerShell scripts to identify particular strings, values, or code-portions, and take a remedial action according to the scanning software programming.

Classes IPC  ?

• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole
• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 16/245 - Traitement des requêtes
• G06F 16/23 - Mise à jour

Abrégé

An article of apparel for providing shelter to one or more people during a storm or other severe weather event is provided. In one embodiment, the article of apparel includes a cape. The article of apparel also includes at least one fastening mechanism. The at least one fastening mechanism including a pair of wrist cuffs configured to secure the article of apparel to a wearer. The article of apparel further including at least one securement mechanism. The at least one securement mechanism including a pair of arm straps. The pair of arm straps include a closure system configured to interlock the arm straps together in a locked configuration to secure the wearer to a stationary object.

Classes IPC  ?

• A41D 3/08 - Capes
• A41D 31/10 - Matériaux spécialement adaptés aux vêtements de dessus caractérisés par une fonction ou une utilisation particulières repoussant les liquides
• A41D 31/28 - Matériaux spécialement adaptés aux vêtements de dessus caractérisés par une fonction ou une utilisation particulières amortissant les chocs

Abrégé

The present invention provides a tire-wear detection sensor for a vehicle having a telematics system and tires including a temperature sensor, a pressure sensor, and an RF antenna in electronic communication with the sensors, and capable of transmitting the temperature signal and the pressure signal to the telematics system.

Classes IPC  ?

• B60C 23/04 - Dispositifs avertisseurs actionnés par la pression du pneumatique montés sur la roue ou le pneumatique
• B60C 11/24 - Aménagements pour indiquer l'usure

Abrégé

Systems and methods for auto-calibrating a virtual reality (VR) or augmented reality (AR) head-mounted display to a given user with a refractive condition without adding corrective lenses to optical elements of the head-mounted display and without requiring subjective refraction procedures. One such method comprises determining, by a refraction headset in operative communication with a near-to-eye head-mounted display, a wavefront map of an eye of a user based on comparing a shape of a wavefront associated with the eye to a reference wavefront; controlling, by an imaging system of the near-to-eye head-mounted display, a stereoscopic display device based on the wavefront map to modify image light representative of a desired image for display to the user; and transmitting, without the use of user-customized corrective eyewear, the modified image light from the stereoscopic display device through optical elements of the near-to-eye head-mounted display toward the eye of the user.

Classes IPC  ?

• G02B 27/01 - Dispositifs d'affichage "tête haute"
• A61B 3/103 - Appareils pour l'examen optique des yeux; Appareils pour l'examen clinique des yeux du type à mesure objective, c. à d. instruments pour l'examen des yeux indépendamment des perceptions ou des réactions du patient pour la détermination de la réfraction, p.ex. réfractomètres, skiascopes
• G02B 26/08 - Dispositifs ou dispositions optiques pour la commande de la lumière utilisant des éléments optiques mobiles ou déformables pour commander la direction de la lumière
• H04N 13/344 - Affichage pour le visionnement à l’aide de lunettes spéciales ou de visiocasques avec des visiocasques portant des affichages gauche et droit
• G06T 5/00 - Amélioration ou restauration d'image

Abrégé

Methods and systems described in this disclosure allow customers to quickly be authenticated. In some embodiments, a device and a user verifier are associated with a user profile. When a call is received from the device, the user may be requested to input the user verifier. After verifying that the device is unique to the user and that the user verifier matches the user verifier associated with the user profile, the user may be authenticated to the call or activity.

Classes IPC  ?

• H04M 1/56 - Dispositions pour indiquer ou enregistrer le numéro appelé sur l'appareil de l'abonné demandeur
• H04M 3/38 - Dispositions de service gradué, c. à d. interdiction à quelques abonnés d'établir certaines connexions
• H04M 15/06 - Dispositions de comptage, de contrôle de durée ou d'indication de durée pour enregistrer des appels sous forme imprimée, perforée ou autre forme permanente pour enregistrer la catégorie ou le numéro d'un appelant ou d'un appelé

Abrégé

Techniques are described for determining a value metric for each of a plurality of payment cards, and recommending payment card(s) based on their respective value metrics. Implementations provide a recommendation engine that analyzes user data and card data, and recommends payment card(s) that may be suitable for a user. The engine consumes usage data and credit score and uses that information, along with characteristics of various available cards, to develop a value metric for each payment card that indicates how valuable owning the card would be to the particular user, such as how much money the user can expect to make or lose every year if they use the card as indicated, given the card's interest rate, rewards, fees, and so forth. The engine can rank the cards according to their value metrics, and the top-ranked card(s) are presented to the user as recommendations in a user interface.

Classes IPC  ?

• G06Q 30/00 - Commerce
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 40/03 - Crédits; Prêts; Leur traitement

Abrégé

A system may include a processor. The processor may be configured to receive a first indication indicative of presence of a person arriving at a location associated with a scheduled service. The process may also be configured to determine whether the first indication corresponds to an expected arrival time of the scheduled service. Additionally, the processor may receive activity data in response to determining that the indication corresponds to the expected arrival time. Further, the processor may receive a second indication indicative that the person has completed the scheduled service. Further still, the processor may determine whether the scheduled service is completed based at least in part on the activity data. Even further, the processor may transmit a service confirmation to a computing device associated with a property owner of the location in response to determining that the scheduled service is completed.

Classes IPC  ?

• G08B 13/24 - Déclenchement électrique par une interférence avec la distribution d'un champ électromagnétique
• G06Q 50/16 - Immobilier
• G06Q 10/20 - Administration de la réparation ou de la maintenance des produits

Abrégé

Embodiments disclosed herein allow multiple providers to answer for DNS while having DNSSEC enabled for the same zone. To do so, the system shares DNSKEY records between autonomous DNS vendors. Sharing DNSKEY records allows customers to use multiple DNS providers with DNSSEC enabled without sharing private keys amongst providers.

Classes IPC  ?

• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole
• H04L 9/08 - Répartition de clés
• H04L 9/30 - Clé publique, c. à d. l'algorithme de chiffrement étant impossible à inverser par ordinateur et les clés de chiffrement des utilisateurs n'exigeant pas le secret

Abrégé

Methods, systems, and apparatus, including computer programs encoded on computer storage media, to improve the impact of digital media. One of these methods includes providing a non-affiliated advertisement to a plurality of users. The method includes receiving indications that a subset of the plurality of users have viewed the non-affiliated advertisement. The method also includes creating a control group for an advertisement from the subset of the plurality of users that received the non-affiliated advertisement.

Classes IPC  ?

• G06Q 30/00 - Commerce
• G06Q 30/0242 - Détermination de l’efficacité des publicités
• G06Q 30/0241 - Publicités

Abrégé

The described systems and methods provide a user's mobile device with a graphical user interface that can provide information about the lowest price offered for one or more products. For instance, when a person at a physical retail store places one or more products in a physical shopping cart, a scanning device may scan the one or more products to obtain information about the one or more products, the scanned information is sent to a server that provides pricing and store location information to a mobile device based on the scanned information, the pricing and store location information can be analyzed by the mobile device to display the lowest price and store location for each product.

Classes IPC  ?

• G06Q 30/00 - Commerce
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

Abrégé

A power outage detection system may include a device processor; and a non-transitory computer readable medium including instructions executable by the device processor to perform the following steps: receiving information indicative of the status of electrical power at a plurality of locations within a geographic region; determining the status of electrical power in the geographic region based on the status of electrical power at the plurality of locations; and sending information regarding the status of electrical power to a plurality of users of the system.

Classes IPC  ?

• H04M 11/04 - Systèmes de communication téléphonique spécialement adaptés pour être combinés avec d'autres systèmes électriques avec systèmes d’alarme, p.ex. systèmes d’alarme d'incendie, de police ou systèmes antivol  
• G08B 21/18 - Alarmes de situation

Abrégé

A system may include a processor that may execute computer-executable instructions that cause the processor to receive caller information regarding an incoming communication from a caller and receive a request from a user to route the incoming communication to a virtual assistant application. The virtual assistant application is configured to interact with the caller and determine whether the caller is associated a fraudulent caller activity stored on databases accessible by the processor. The processor may then receive an indication from the virtual assistant application that the caller is associated with the fraudulent caller activity and forward the incoming communication to another party in response to receiving the indication.

Classes IPC  ?

• H04M 3/22 - Dispositions de supervision, de contrôle ou de test
• H04M 3/51 - Dispositions centralisées de réponse aux appels demandant l'intervention d'un opérateur
• H04M 3/523 - Dispositions centralisées de réponse aux appels demandant l'intervention d'un opérateur avec répartition ou mise en file d'attente des appels

Abrégé

A method may include detecting a keylogger based at least in part on an increase in power drawn by an input device, detecting the keylogger based at least in part on a driver of the input device, detecting the keylogger based at least in part on a duration of time that a signal generated by the input device takes to transmit to a computing device, or any combination thereof. The method may also include, in response to detecting the keylogger, generating an alert to indicate a presence of the keylogger.

Classes IPC  ?

• G06F 21/83 - Protection des dispositifs de saisie, d’affichage de données ou d’interconnexion dispositifs de saisie de données, p.ex. claviers, souris ou commandes desdits claviers ou souris
• G06F 21/55 - Détection d’intrusion locale ou mise en œuvre de contre-mesures
• G06F 21/71 - Protection de composants spécifiques internes ou périphériques, où la protection d'un composant mène à la protection de tout le calculateur pour assurer la sécurité du calcul ou du traitement de l’information

Abrégé

The present invention provides a system and method for identifying, tagging and reporting hazardous drivers in the vicinity of a host vehicle. A system comprises a sensor array on the host vehicle for detecting one or more adjacent vehicles in a vicinity of the host vehicle, a host display inside the host vehicle visible to the occupant of the host vehicle, and at least one adjacent vehicle display inside the one or more an adjacent vehicles visible to at least one adjacent vehicle occupant of the one or more adjacent vehicles. A server electronically coupled to the sensor array and the host display is configured to facilitate identification and tagging.

Classes IPC  ?

• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
• G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou transformation d’un objet, d’une image ou d’un élément de texte affiché, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
• G06F 3/16 - Entrée acoustique; Sortie acoustique
• G06V 20/62 - Texte, p.ex. plaques d’immatriculation, textes superposés ou légendes des images de télévision
• G06V 40/16 - Visages humains, p.ex. parties du visage, croquis ou expressions

Abrégé

Techniques are described for creating and tracking receipts via a digital distributed ledger system. The techniques include receiving a purchase data, and transforming the purchase data into at least one receipt trail record. The techniques further include storing the receipt trail record in a least one block of digital distributed ledger system. The techniques additionally include distributing the at least one block among nodes of the digital distributed ledger system, wherein the digital distributed ledger system is configured to immutably store the data of the receipt trail record.

Classes IPC  ?

• G06Q 20/16 - Paiements effectués par le biais de systèmes de télécommunication
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/04 - Circuits de paiement
• G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques

Abrégé

A first inspection of insured property is performed to detect hazardous conditions related to the insured property. This first inspection is performed using a first set of imagery data received from one or more imagery data sources. One or more preventive measures are recommended to address the detected hazardous conditions based on analysis of the first set of imagery data. A second inspection is performed using a second set of imagery data received from the imagery data sources. The second inspection is performed to verify that recommended preventive measures have been taken. The first and second sets of imagery data may contain satellite and aerial imagery. The imagery data sources may provide information such as an image of an insured property's roof, an image of a terrain surrounding the insured property, or any other aerial images.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06Q 50/16 - Immobilier
• G06V 10/75 - Appariement de motifs d’image ou de vidéo; Mesures de proximité dans les espaces de caractéristiques utilisant l’analyse de contexte; Sélection des dictionnaires
• G06V 20/10 - Scènes terrestres
• G06T 7/73 - Détermination de la position ou de l'orientation des objets ou des caméras utilisant des procédés basés sur les caractéristiques
• G06V 30/19 - Reconnaissance utilisant des moyens électroniques

Abrégé

An image of a check is captured by an imaging device and processing of the digital image of the check for deposit at a remote server may be accomplished with a downloaded software application on a portable computing device associated with the imaging device. The downloaded application may include one or more trained machine learning models for processing the captured image. The portable computing device may utilize deterministic algorithms for certain image processing tasks and machine learning models for others. The selection between machine learning and deterministic processing may be made locally on the portable device or in response to instructions from an institution server to use a particular processing method.

Classes IPC  ?

• G07D 7/20 - Vérification de motifs des papiers
• G06T 7/13 - Détection de bords
• G06T 5/00 - Amélioration ou restauration d'image
• G06N 20/00 - Apprentissage automatique
• G06Q 20/04 - Circuits de paiement
• G06T 7/194 - Découpage; Détection de bords impliquant une segmentation premier plan-arrière-plan

Abrégé

A disaster preparation system may include a system controller, including a device processor, and a non-transitory computer readable medium including instructions executable by the device processor to perform the following steps: receiving location data from a personal electronic device of a user; receiving forecast data regarding a predicted disaster; making a determination of a preparatory action to be executed based on the location data and the forecast data; and executing the preparatory action at a predetermined time relative to the predicted time of the disaster. The computer readable medium may further include instructions for receiving vacancy data from a storage facility. In addition, the preparatory action may include coordinating an order of a moving service to move the user's belongings, and coordinating the order of the moving service may include determining a size of a moving vehicle based on the vacancy data received from the storage facility.

Classes IPC  ?

• G08B 21/10 - Alarmes pour assurer la sécurité des personnes réagissant aux événements désastreux, p.ex. les tornades ou les tremblements de terre
• G01W 1/10 - Dispositifs pour la prévision des conditions météorologiques
• H04W 4/02 - Services utilisant des informations de localisation
• H04W 4/00 - Services spécialement adaptés aux réseaux de télécommunications sans fil; Leurs installations

Abrégé

Systems and techniques are provided herein to enable an authoritative DNS zone to utilize a forwarding service to resolve domain names that cannot be resolved by the authoritative DNS zone.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• H04L 61/5007 - Adresses de protocole Internet [IP]
• H04L 61/4511 - Répertoires de réseau; Correspondance nom-adresse en utilisant des protocoles normalisés d'accès aux répertoires en utilisant le système de noms de domaine [DNS]

Abrégé

Systems and methods related to an online security center are provided. For example, a processor may receive authentication information via a first website, a first application, or both. The authentication information may be associated with an account registered with a second website, a second application, or both. The processor may store the authentication information. The processor may receive input of a selection related to managing a stored password of the authentication information. The processor may automatically generate a new password based at least in part on one or more password specifications that enhance security of the new password, a configurable time limit for changing the authentication information, or some combination thereof. The processor may then display a recommendation including the new password, automatically change the stored password to the new password, or some combination thereof, based on the input.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
• G06F 40/134 - Création de liens hypertexte

Abrégé

Methods and systems for facilitating a program with participating merchants and consumers are described. In some embodiments, a method includes receiving a wish list of a user. The wish list may include items or services sold by merchants participating in the program. The wish list may be published to the merchants participating in the program. A location of the user may be determined, and an offer from one of the participating merchants may be received, where the offer is based on the location of the user. A total cost of the offer may be calculated by analyzing the offer. The user may be notified of the offer and the total cost.

Classes IPC  ?

• G06Q 30/0241 - Publicités

Abrégé

Methods and systems described in this disclosure for protecting one or more consumer accounts. In one implementation, the system includes a security device and a portable computing device. The portable computing device detects whether it is in proximity to the security device. When the portable computing device is in proximity to the security device, one or more consumer accounts associated with the portable computing device is permitted to be used in a transaction. When the portable computing device is not in proximity to the security device, one or more consumer accounts is prevented from being used in the transaction.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• H04W 76/10 - Gestion de la connexion Établissement de la connexion

Abrégé

A system is described to authorize a transaction using blockchain technology. For example, a transaction authorization system comprises a point of sale (POS) device, a mobile device, and a payment blockchain. The POS device can initiate a transaction by scanning one or more items to be purchased and generating a code comprising a transaction identifier and a total cost of the one or more items. The mobile device can receive the code and can generate a token comprising the transaction identifier, total cost, a selected payment method identifier, and a value that can identify an account of a person associated with the mobile device. The token is sent to a payment blockchain to authorize the transaction.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 30/00 - Commerce
• G06Q 20/22 - Schémas ou modèles de paiement
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• H04L 9/40 - Protocoles réseaux de sécurité
• G06Q 30/018 - Certification d’entreprises ou de produits
• G06K 19/06 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p.ex. forme, nature, code
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p.ex. lecture de la lumière blanche réfléchie
• H04W 12/06 - Authentification

Abrégé

The APPARATUSES, METHODS AND SYSTEMS FOR A VIDEO REMOTE DEPOSIT CAPTURE PLATFORM (hereinafter “RDC-Video”) provides a platform for remote deposit by obtaining images of a check from streaming video captured by a video camera, wherein the RDC-Video transforms captured check images and/or entered check deposit information inputs via RDC-Video components into deposit confirmation outputs. For example, in one embodiment, a user may employ a personal computer connected to a web camera, and/or a smartphone with a built-in camera to initiate the remote deposit by holding a check in front of the camera, and the RDC-Video may capture images of the check and send them to a financial institution for deposit processing.

Classes IPC  ?

• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06T 7/11 - Découpage basé sur les zones
• G06T 7/12 - Découpage basé sur les bords
• G06V 10/10 - Acquisition d’images
• G06V 10/20 - Prétraitement de l’image
• G06V 10/50 - Extraction de caractéristiques d’images ou de vidéos en utilisant l’addition des valeurs d’intensité d’image; Analyse de projection
• G06V 10/44 - Extraction de caractéristiques locales par analyse des parties du motif, p.ex. par détection d’arêtes, de contours, de boucles, d’angles, de barres ou d’intersections; Analyse de connectivité, p.ex. de composantes connectées
• G06V 20/62 - Texte, p.ex. plaques d’immatriculation, textes superposés ou légendes des images de télévision
• G06V 30/416 - Extraction de la structure logique, p.ex. chapitres, sections ou numéros de page; Identification des éléments de document, p.ex. des auteurs
• G06Q 20/04 - Circuits de paiement
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06T 5/40 - Amélioration ou restauration d'image en utilisant des techniques d'histogrammes
• H04N 1/40 - Circuits des signaux d'image
• H04N 23/00 - Caméras ou modules de caméras comprenant des capteurs d'images électroniques; Leur commande

Abrégé

A system and method for capturing and automated processing aerial images of structures to assess structural damage is disclosed. The system comprises a computing system used to obtain images of selected locations associated with known structures at different points in time before and after a natural disaster. The images are used to automatically create three-dimensional models that are used to detect the specific portions of a structure that may be damaged as well as the spatial extent of that damage. In addition, the imagery can be fed into a damage classifier that automatically classifies the degree of damage and generates accurate estimates of repair costs. The system and method may be deployed to quickly assess damage of structures in a disaster area and provide reports of the damage to homeowners and/or insurers.

Classes IPC  ?

• G06Q 10/10 - Bureautique; Gestion du temps
• G06Q 10/20 - Administration de la réparation ou de la maintenance des produits
• G06T 7/00 - Analyse d'image
• G06F 30/13 - Conception architecturale, p.ex. conception architecturale assistée par ordinateur [CAAO] relative à la conception de bâtiments, de ponts, de paysages, d’usines ou de routes
• G06Q 50/16 - Immobilier
• G06N 3/08 - Méthodes d'apprentissage
• G06Q 30/0283 - Estimation ou détermination de prix
• G06Q 50/26 - Services gouvernementaux ou services publics
• G06Q 40/08 - Assurance

Abrégé

A method of integrating electronic data including integrating a desktop such that the desktop includes information received from various sources. The information displayed may be analyzed by a business rule to prioritize what information is included in the desktop, and the information may include data from databases, recent member activities, planned future actions, and recommended future actions. The method also includes the ability to integrate and/or aggregate various data sources, such as databases. The combination of the data sources may be performed according to one or more business rules.

Classes IPC  ?

• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• H04L 67/10 - Protocoles dans lesquels une application est distribuée parmi les nœuds du réseau
• G06T 11/60 - Edition de figures et de texte; Combinaison de figures ou de texte

Abrégé

A system may include one or more sensors that acquire location information associated with the one or more sensors. The system may also include a processor that receives a first set of data comprising environmental information associated with a location, receives the location information from the one or more sensors, and determines whether a risk of damage to property associated with at least one of the one or more sensors is greater than a threshold based on the location information and the environmental information. When the risk is greater than the threshold, the processor may send a notification including the risk of damage to the property to a computing device that may provide an audio or visual indication of the notification.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G08G 1/017 - Détection du mouvement du trafic pour le comptage ou la commande par identification des véhicules
• G06Q 50/16 - Immobilier

Abrégé

A roof protecting system for protecting the roof of a building from hail damage. The roof protecting system includes a roof covering structure adapted to cover a portion of the roof and capable of holding a non-Newtonian dilatant fluid; a deployment system to dispose the roof covering structure onto the roof; and a delivery system for delivering the non-Newtonian dilatant fluid to the roof covering structure.

Classes IPC  ?

• E04H 9/14 - Bâtiments, groupes de bâtiments ou abris conçus pour résister à des situations extérieures anormales, p.ex. à des bombardements, à des séismes ou à des climats extrêmes, ou pour se protéger de ces situations contre d'autres influences dangereuses, p.ex. tornades, crues
• E04D 5/12 - Couverture de toit utilisant des matériaux flexibles, p.ex. fournis en rouleaux spécialement modifiés, p.ex. perforés, à surface granuleuse, avec éléments d'appui attachés

Abrégé

Authentication systems and methods using orientation sensor-enabled payment cards are disclosed herein where a server receives an authorization request from a web server or an electronic terminal. The server then transmits an instruction to the orientation sensor to determine whether the payment card has an orientation that is consistent with a predetermined orientation. When the payment card has an orientation consistent with the predetermined orientation, the server executes a first authentication protocol. However, if the payment card has an orientation that is not consistent with the predetermined orientation, the server executes a second authentication protocol that is more restrictive than the first authentication protocol.

Classes IPC  ?

• G06Q 20/00 - Architectures, schémas ou protocoles de paiement
• G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
• H04L 9/40 - Protocoles réseaux de sécurité
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
• G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p.ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré
• G06Q 30/018 - Certification d’entreprises ou de produits

Abrégé

A computer device and method for processing risk related data to affect changes to an insurance policy whereby one or more terms of an insurance policy associated with an insured and informatic data from a plurality of sensor devices are received by a computer processor. Analysis is performed on the received informatic data to determine a risk assessment value regarding the insured and/or other risks relevant to the insurance policy, such as a dwelling. Predefined business rules are then applied using at least the determined risk assessment value to determine if conditions have been met to allow or require modification of the insurance policy whereafter modification of one or more terms of the insurance policy is performed if the insurance policy associated with the insured permits modification.

Classes IPC  ?

• G06Q 40/08 - Assurance
• G06Q 30/0207 - Remises ou incitations, p.ex. coupons ou rabais
• G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu

Abrégé

Methods and systems described in this disclosure can identify, from a social media listening device, content items posted by a plurality of users, where each of the content items is associated with a social handle. Each of the content items can be mapped to a user identifier associated with a user or a potential user of a service using the social handle. A subset of the mapped content items can be created by selecting the mapped content items that correspond to an event based on content. The mapped content items are then categorized based on the corresponding events in the content items. Service or product opportunity leads can be determined from the mapped and categorized content items.

Classes IPC  ?

• G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
• G06Q 30/0251 - Publicités ciblées
• G06Q 30/0241 - Publicités
• H04L 67/306 - Profils des utilisateurs
• G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme

Abrégé

Techniques are described for client registration for authorizing an aggregator service to access data on behalf of an application, through self-registration of an application client identifier and issuance of authorization token(s) based on the application client identifier. Implementations provide a technique for dynamic client registration that avoids the need for manual vetting and manual generation of the client credential grant. Additionally, the implementations described herein enforce domain values around the scope and/or purpose of the client grant. This allows for support of application providers through a single point of registration that supports multi-layer and channel. This also allows for support of a scalable authorization solution for any suitable number of clients. The dynamic client registration process adds an additional layer of security through the OAuth client grant and mutual authentication.

Classes IPC  ?

• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole
• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 16/182 - Systèmes de fichiers distribués
• H04L 9/06 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité l'appareil de chiffrement utilisant des registres à décalage ou des mémoires pour le codage par blocs, p.ex. système DES
• H04L 67/51 - Découverte ou gestion de ceux-ci, p.ex. protocole de localisation de service [SLP] ou services du Web
• H04L 9/00 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité

Abrégé

Methods and systems described in this disclosure are directed to electronically generating narratives and tracking a user's actions in responses to receiving the narratives. The disclosed system can rank narratives for effectiveness of a narrative based on the responses. In some embodiments, the narratives can be classified into categories based on criteria pertaining to user population data or user-specific data.

Classes IPC  ?

• G06F 16/28 - Bases de données caractérisées par leurs modèles, p.ex. des modèles relationnels ou objet
• G06F 3/0486 - Glisser-déposer
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
• G06N 20/00 - Apprentissage automatique

Abrégé

A method and system of providing users with a tool to interact with content from a primary app through a secondary app are disclosed. The secondary app obtains source data from the primary app and determines whether the data includes labels that can trigger the application of a particular configuration in the presentation of the content. Changes made to the source data in the secondary app that relate to substantive or key data for the content do not affect the source data in the primary app. However, changes made in the secondary app that relate to non-substantive data can be propagated back to the primary app.

Classes IPC  ?

• G06F 3/00 - Dispositions d'entrée pour le transfert de données destinées à être traitées sous une forme maniable par le calculateur; Dispositions de sortie pour le transfert de données de l'unité de traitement à l'unité de sortie, p.ex. dispositions d'interface
• G06F 9/54 - Communication interprogramme

Abrégé

A communication management system provides a cognition test electronically to control access to an account. A test implementer includes a graphical user interface. One or more processors are configured to administer the cognition test by: displaying a plurality of image components on the graphical user interface such that each image component of the plurality of image components moves along a respective movement path within the graphical user interface; receiving an input via the graphical user interface; comparing the input to a solution value for the cognition test, wherein the solution value is based on the plurality of image components; blocking access to a protected account based on the input not correlating to the solution value; and allowing access to the protected account based on the input correlating to the solution value.

Classes IPC  ?

• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole
• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 21/36 - Authentification de l’utilisateur par représentation graphique ou iconique

Abrégé

A keyboard detection system, that includes a processor that operates to detect at least one anomaly in input data and determine a correlation between the at least one anomaly and a characteristic of an inconsistent keyboard type. The processor may operate to determine the correlation between the at least one anomaly and the characteristic of the inconsistent keyboard type based on a lookup table or algorithm.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 3/023 - Dispositions pour convertir sous une forme codée des éléments d'information discrets, p.ex. dispositions pour interpréter des codes générés par le clavier comme codes alphanumériques, comme codes d'opérande ou comme codes d'instruction
• G06F 40/232 - Correction orthographique, p.ex. vérificateurs d’orthographe ou insertion des voyelles
• H04N 7/14 - Systèmes à deux voies

Abrégé

An energy usage computing system includes one or more processors that are configured to receive data corresponding to energy usage of a plurality of devices within a property from a plurality of sensors. The energy usage computing system is also configured to analyze the data to determine an amount of energy used for at least one device of the plurality of devices, project an estimated cost of operation for the at least one device based at least in part on the determined amount of energy used for the at least one device, compare the estimated cost of operation for the at least one device to a threshold, and perform a cost-saving action in response to determining that the estimated cost of operation for the at least one device is above the threshold.

Classes IPC  ?

• G06F 1/3206 - Surveillance d’événements, de dispositifs ou de paramètres initiant un changement de mode d’alimentation
• G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
• G06Q 40/06 - Gestion de biens; Planification ou analyse financières
• G06F 9/54 - Communication interprogramme

Abrégé

A system may include sensors that may acquire health data related to an individual. The system may also include a processor that may receive trip data associated with a current location of the individual and a destination location for the individual, traffic condition data associated with routes between the current location and the destination location, and weather related data associated with the routes. The processor may also receive the health data from the sensors and determine whether the individual is associated with a driver assessment score above a threshold based on the trip data, the traffic condition data, the weather data, the health data, or any combination thereof. The processor may then send an activation signal to a vehicle control system in response to the driver assessment score being above the threshold, such that the activation signal may enable the vehicle control system to control operations of a vehicle.

Classes IPC  ?

• B60W 40/09 - Style ou comportement de conduite
• B60W 40/02 - Calcul ou estimation des paramètres de fonctionnement pour les systèmes d'aide à la conduite de véhicules routiers qui ne sont pas liés à la commande d'un sous-ensemble particulier liés aux conditions ambiantes
• A61B 5/16 - Dispositifs pour la psychotechnie; Test des temps de réaction
• A61B 5/18 - Dispositifs pour l'exécution des tests de capacité pour conducteurs de véhicules
• G06Q 50/30 - Transport; Communications
• A61B 5/00 - Mesure servant à établir un diagnostic ; Identification des individus
• B60W 40/08 - Calcul ou estimation des paramètres de fonctionnement pour les systèmes d'aide à la conduite de véhicules routiers qui ne sont pas liés à la commande d'un sous-ensemble particulier liés aux conducteurs ou aux passagers