Allstate Insurance Company

États‑Unis d’Amérique

Retour au propriétaire

1-100 de 1 699 pour Allstate Insurance Company Trier par
Recheche Texte
Affiner par
Type PI
        Brevet 1 352
        Marque 347
Juridiction
        États-Unis 1 364
        Canada 172
        International 155
        Europe 8
Date
Nouveautés (dernières 4 semaines) 12
2024 mai (MACJ) 4
2024 avril 14
2024 mars 10
2024 février 14
Voir plus
Classe IPC
G06Q 40/08 - Assurance 559
G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules 220
G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente 137
G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu 131
G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire 120
Voir plus
Classe NICE
36 - Services financiers, assurances et affaires immobilières 255
35 - Publicité; Affaires commerciales 83
42 - Services scientifiques, technologiques et industriels, recherche et conception 68
09 - Appareils et instruments scientifiques et électriques 51
41 - Éducation, divertissements, activités sportives et culturelles 32
Voir plus
Statut
En Instance 310
Enregistré / En vigueur 1 389
  1     2     3     ...     17        Prochaine page

1.

SYSTEMS AND METHODS FOR PROACTIVE ELECTRONIC VEHICLE CHARGING

      
Numéro d'application 17986442
Statut En instance
Date de dépôt 2022-11-14
Date de la première publication 2024-05-16
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Ramirez, Philip Peter

Abrégé

Implementations claimed and described herein provide systems and methods for generating instructions for a mobile electric vehicle (EV) charging station to meet an EV at a particular time and place. In one implementation, EV trip data including a remaining range of the EV and an intended route of the EV is collected to determine a range of locations that the EV can stop at along its route without running out of power. Instructions to one of the locations are generated for a mobile EV charging station that is a best fit for arriving at the particular location and for the EV to reach the same location.

Classes IPC  ?

  • B60L 53/35 - Moyens pour l’ajustement automatique ou assisté de la position relative des dispositifs de charge et des véhicules
  • B60L 53/57 - Stations de charge sans raccordement aux réseaux électriques
  • B60L 53/62 - Surveillance et commande des stations de charge en réponse à des paramètres de charge, p.ex. courant, tension ou charge électrique
  • H02J 7/00 - Circuits pour la charge ou la dépolarisation des batteries ou pour alimenter des charges par des batteries

2.

SYSTEMS AND METHODS FOR AUTOMATIC BREAKDOWN DETECTION AND ROADSIDE ASSISTANCE

      
Numéro d'application 18387334
Statut En instance
Date de dépôt 2023-11-06
Date de la première publication 2024-05-09
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Isaac, Emad S.
  • Chen, Tao
  • Rao, Manjunath
  • Uppada, Umamaheshwar R.
  • Ballesteros, Rodolfo Roberto
  • Newell, Stephen Robert

Abrégé

Systems and methods in accordance with embodiments of the invention can proactively determine if an individual is likely in need of roadside assistance. Information can be collected from the individual's phone, including the person's location, the type of road, ambient noise, and/or motion of nearby objects. If it is determined that the individual likely needs roadside assistance, the system can proactively contact the individual to see if roadside assistance is desired, and if so, initiates roadside assistance. The system also can provide helpful information, such as safety information, and/or automatically contact other individuals to alert them of the roadside event and the location of the individual.

Classes IPC  ?

  • H04W 4/44 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons pour la communication entre véhicules et infrastructures, p.ex. véhicule à nuage ou véhicule à domicile
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente
  • G08G 1/127 - Systèmes de commande du trafic pour véhicules routiers indiquant la position de véhicules, p.ex. de véhicules à horaire déterminé à une station centrale

3.

END-TO-END PRIVACY ECOSYSTEM

      
Numéro d'application 18394698
Statut En instance
Date de dépôt 2023-12-22
Date de la première publication 2024-05-02
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Lu, Marvin
  • Gibson, Timothy
  • Wilson, Thomas J.
  • Likhterman, Aleksandr
  • Thiruvathuru, Raja

Abrégé

A system includes one or more privacy vaults. At least one of the one or more privacy vaults is associated with at least one individual user, stores contents associated with the associated at least one individual user, and stores specific identification of a plurality of third-party entities, authorized to access at least a portion of the contents stored by the one or more privacy vaults, along with access permissions, one or more of the access permissions defined for each of the plurality of third-party entities. At least one of the access permissions defines accessibility of the contents for at least one of the plurality of third-party entities for which the at least one access permission is defined.

Classes IPC  ?

  • G06F 21/60 - Protection de données
  • G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès

4.

REMOTELY ACCESSIBLE SECURE ENCLOSURE

      
Numéro d'application 18386467
Statut En instance
Date de dépôt 2023-11-02
Date de la première publication 2024-05-02
Propriétaire Allstates Insurance Company (USA)
Inventeur(s)
  • Bohlmann, Chad W.
  • Isaac, Emad S.

Abrégé

Systems, methods, and apparatuses in accordance with embodiments of the invention can use a variety of computing devices to interact with and/or control a secure enclosure for a key fob. The secure enclosure may enclose the key fob, and includes a computing device, a locking mechanism, and at least one actuator. An actuator may control the locking mechanism. The actuator, when activated, may exert a force on a key fob secured within the secure enclosure, which may cause one of the buttons of the key fob to be depressed. The computing device controls the activation of the actuators. The computing device may have wireless communication capability that allows a user to wirelessly control the actuators of the computing device, for example, to lock or unlock the enclosure, or to depress a button of the key fob secured within the enclosure.

Classes IPC  ?

  • E05B 19/00 - Clés; Leurs accessoires
  • G07C 9/00 - Enregistrement de l’entrée ou de la sortie d'une entité isolée
  • H04W 12/03 - Protection de la confidentialité, p.ex. par chiffrement
  • H04W 12/06 - Authentification

5.

Methods and systems for an intelligent technical debt helper bot

      
Numéro d'application 17348077
Numéro de brevet 11971804
Statut Délivré - en vigueur
Date de dépôt 2021-06-15
Date de la première publication 2024-04-30
Date d'octroi 2024-04-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Pandurangarao, Anil Kumar

Abrégé

Methods and systems for an intelligent technical debt helper may include receiving, via a processor, a level of technical debt associated with a technical debt of a computer program code and determining, via the processor, whether the level of technical debt is greater than a technical debt threshold. The method may also include generating, using an artificial intelligence neural network model communicatively coupled to the processor and based on the computer program code, an automated code recommendation to address the technical debt of the computer program code when the level of technical debt is greater than the technical debt threshold.

Classes IPC  ?

  • G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
  • G06F 8/33 - Création ou génération de code source Éditeurs intelligents
  • G06F 11/36 - Prévention d'erreurs en effectuant des tests ou par débogage de logiciel
  • G06N 3/08 - Méthodes d'apprentissage
  • G06F 9/451 - Dispositions d’exécution pour interfaces utilisateur
  • G06F 11/07 - Réaction à l'apparition d'un défaut, p.ex. tolérance de certains défauts
  • G06F 40/186 - Gabarits
  • G06N 3/045 - Combinaisons de réseaux
  • G06Q 10/0639 - Analyse des performances des employés; Analyse des performances des opérations d’une entreprise ou d’une organisation
  • G06Q 10/101 - Création collaborative, p.ex. développement conjoint de produits ou de services
  • G06Q 20/04 - Circuits de paiement

6.

Roadside assistance system

      
Numéro d'application 17331890
Numéro de brevet 11972688
Statut Délivré - en vigueur
Date de dépôt 2021-05-27
Date de la première publication 2024-04-30
Date d'octroi 2024-04-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Barth, Kim
  • Adcock, Christopher

Abrégé

Systems, apparatuses, and methods for providing roadside assistance services are described herein. The system can include network computing devices and computing devices associated with vehicles and service vehicles. Requests for roadside services can be automatically assigned to an available service provider. Service providers can be ranked based on a variety of criteria and requests can be assigned based on the ranking. The ranking of service providers can be adjusted based on the performance of the service provider. If a service provider takes too long to respond to a request, the request can be automatically declined and an alternative service provider can be selected.

Classes IPC  ?

  • G08G 1/00 - Systèmes de commande du trafic pour véhicules routiers
  • G06F 16/2457 - Traitement des requêtes avec adaptation aux besoins de l’utilisateur
  • G06Q 10/0639 - Analyse des performances des employés; Analyse des performances des opérations d’une entreprise ou d’une organisation

7.

INTELLIGENT VOICE RESPONSE SYSTEMS AND METHODS

      
Numéro d'application 18491238
Statut En instance
Date de dépôt 2023-10-19
Date de la première publication 2024-04-25
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Watson, Michael Steven
  • Kwok, Tai-Yip
  • O'Connor, Michael

Abrégé

Intelligent voice response systems and methods may include one or more machine readable instructions stored in a memory that cause a processor to receive an automated input including at least two of the following: a vehicle metric of the vehicle, a driving score of a user of the vehicle, a driving time during a trip of the vehicle, a geographical location of the vehicle, an adverse weather event within a predetermined distance of the vehicle, a historical driving route of the vehicle, a predicted driving route of the vehicle within a first predetermined period of time, or a sound within a predetermined distance of the vehicle. An action may be generated and implemented and reception of an affirmative response from the user may be determined. An alert may be generated to the user based on the affirmative response.

Classes IPC  ?

  • G06F 3/16 - Entrée acoustique; Sortie acoustique
  • B60Q 9/00 - Agencement ou adaptation des dispositifs de signalisation non prévus dans l'un des groupes principaux
  • G06N 3/006 - Vie artificielle, c. à d. agencements informatiques simulant la vie fondés sur des formes de vie individuelles ou collectives simulées et virtuelles, p.ex. simulations sociales ou optimisation par essaims particulaires [PSO]

8.

COMMUNICATION OF INSURANCE CLAIM DATA

      
Numéro d'application 18398033
Statut En instance
Date de dépôt 2023-12-27
Date de la première publication 2024-04-18
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hanson, Randall M.
  • Ledder, James A.
  • O'Halloran, Charles Ronald

Abrégé

Aspects of the invention are directed to methods and systems for efficiently communicating data between an insurer and a non-referral repair shop, e.g., vehicle repair shops that are normally not preapproved by the insurer to perform the estimating and repair work. The methods and systems described herein are particularly useful for insurers utilizing non-referral repair shops for servicing vehicles involved in insurance claims. According to aspects of this invention, the insured may be able to select a non-referral repair shop, not delegated or preapproved by the insurer, thereby generally allowing the insured to select any available vehicle repair shop.

Classes IPC  ?

9.

CLAIMS ADJUSTER ALLOCATION

      
Numéro d'application 18535962
Statut En instance
Date de dépôt 2023-12-11
Date de la première publication 2024-04-18
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Pietrus, Jeana Kay
  • Edens, James Lawrence

Abrégé

A central claims adjuster control unit associated with an entity may oversee the assignment of claims cases to claims adjusters. The control unit may designate that a threshold number of cases may be assigned to certain claims adjusters. When new claims cases arrive, the control unit may monitor the workload of each of the claims adjusters and the threshold value assigned to any of the claims adjusters before assigning the case to one of the adjusters. If no adjuster is available, the control unit may store the case(s) in a memory until one of the adjusters becomes available. An additional feature of the control unit includes a user interface for modifying information about claims adjusters, including whether or not a threshold value is associated with them, the value of any associated threshold, and the reassignment of cases from one adjuster to another.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06Q 10/0631 - Planification, affectation, distribution ou ordonnancement de ressources d’entreprises ou d’organisations

10.

Optimized Inventory Analysis for Insurance Purposes

      
Numéro d'application 18316732
Statut En instance
Date de dépôt 2023-05-12
Date de la première publication 2024-04-18
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Loo, William
  • Hughes, Stephen
  • Gillespie, James
  • Brandmaier, Jennifer A.
  • Koza, Daniel

Abrégé

Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may use a demographic classification for a given user along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory. Finally, the optimized inventory analysis server may recommend incentives on products/services sold by third party entities and may further recommend incentives on insurance products for insuring items purchased by a given user.

Classes IPC  ?

  • G06F 3/048 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI]
  • G06Q 10/0631 - Planification, affectation, distribution ou ordonnancement de ressources d’entreprises ou d’organisations
  • G06Q 40/08 - Assurance

11.

Text message control system

      
Numéro d'application 17151812
Numéro de brevet 11963071
Statut Délivré - en vigueur
Date de dépôt 2021-01-19
Date de la première publication 2024-04-16
Date d'octroi 2024-04-16
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Wilson, Thomas J.
  • Biemer, Edward A.

Abrégé

Methods, computer-readable media, software, and apparatuses provide a system for controlling access to text messaging capabilities of a mobile computing device of a user while the user is driving. The mobile computing device may be configured to restrict a user from sending or receiving text messages while the user is driving depending on a current driving situation. Whether a user can send or receive text messages may further depend on a priority of the text message or a priority level of a sender or intended recipient of the text message. The system may include devices for collecting information regarding the vehicle and its surroundings and for determining the current driving situation based on the collected information. Further, the system may include devices for maintaining records of the restrictions placed on text messaging and of rewards earned for agreeing to be subject to such restrictions.

Classes IPC  ?

  • H04W 4/14 - Services d'envoi de messages courts, p.ex. SMS ou données peu structurées de services supplémentaires [USSD]

12.

Processing system having a machine learning engine for providing a customized driving assistance output

      
Numéro d'application 17213585
Numéro de brevet 11961397
Statut Délivré - en vigueur
Date de dépôt 2021-03-26
Date de la première publication 2024-04-16
Date d'octroi 2024-04-16
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Hayes, Howard
  • Chintakindi, Sunil

Abrégé

Systems and apparatuses for generating customized driving assistance outputs are provided. The system may collect initial sensor data from a rotating mobile device. The system may analyze the initial sensor data to determine whether to collect additional sensor data. Based on analysis of the initial sensor data and the additional sensor data, the system may determine a customized driving assistance output. The system may determine one or more notification outputs and one or more instruction outputs for the driver based on the customized driving assistance output. The system may update an aggregate driving output based on whether or not the instruction output was completed, as determined from subsequent sensor data.

Classes IPC  ?

  • G08G 1/0962 - Dispositions pour donner des instructions variables pour le trafic avec un indicateur monté à l'intérieur du véhicule, p.ex. délivrant des messages vocaux
  • G06V 20/56 - Contexte ou environnement de l’image à l’extérieur d’un véhicule à partir de capteurs embarqués
  • G06V 20/58 - Reconnaissance d’objets en mouvement ou d’obstacles, p.ex. véhicules ou piétons; Reconnaissance des objets de la circulation, p.ex. signalisation routière, feux de signalisation ou routes
  • G08G 1/01 - Détection du mouvement du trafic pour le comptage ou la commande
  • G08G 1/16 - Systèmes anticollision

13.

RISK MANAGEMENT SYSTEM WITH INTERNET OF THINGS

      
Numéro d'application 18485887
Statut En instance
Date de dépôt 2023-10-12
Date de la première publication 2024-04-11
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Farooqui, Sohail
  • Zurlo, Enriqueta
  • Dahlman, Jeraldine

Abrégé

A risk management system that includes an internet of things (IoT) integrated logic engine connected to IoT-capable sensors and devices and autonomous entity sensors and devices. The logic engine processes and analyzes in real-time the data from the plurality of IoT-capable sensors and the autonomous entity sensors. The logic engine further identifies novel patterns and pre-defined data patterns in the data from the plurality of IoT-capable sensors and the autonomous entity sensors to determine that a risk is occurring or imminent. The logic engine further sends real-time notifications to a set of subscribers of the risk management system about the risk that is occurring or imminent and provide inter-device communications to provide real-time warnings between one or more of the plurality of sensor-enabled devices and the autonomous entity devices.

Classes IPC  ?

  • G08G 1/16 - Systèmes anticollision
  • G06Q 40/08 - Assurance
  • H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance
  • H04W 4/46 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons pour la communication de véhicule à véhicule

14.

Agency business planning tool

      
Numéro d'application 17096362
Numéro de brevet 11954632
Statut Délivré - en vigueur
Date de dépôt 2020-11-12
Date de la première publication 2024-04-09
Date d'octroi 2024-04-09
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Price, Mark
  • Zic, Dennis

Abrégé

Methods and apparatuses allow an insurance agency to track their current performance in managing existing customers and bringing in new customers. A tool may obtain information from a user regarding characteristics of the user's agency and/or agency goals. The tool may use this information to determine an agency's business efficiency. The tool may also provide advice regarding marketing spending and/or additional human resources needed. The tool may benchmark an insurance agency against other agencies in the market. The tool may also display how generated leads are converted to new business and/or income for an agency.

Classes IPC  ?

  • G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
  • G06Q 10/0639 - Analyse des performances des employés; Analyse des performances des opérations d’une entreprise ou d’une organisation

15.

Exhaustive Driving Analytical Systems and Modelers

      
Numéro d'application 18377463
Statut En instance
Date de dépôt 2023-10-06
Date de la première publication 2024-04-04
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kodali, Anuradha
  • Chintakindi, Sunil
  • Madigan, Regina

Abrégé

Exhaustive driving analytical methods, systems, are apparatuses are described. The methods, systems, are apparatuses relate to utilizing partially available data associated with driver and/or driving behaviors to determine safety factors, identify times to react to events, and contextual information regarding the events. The methods, systems, and apparatuses described herein may determine, based on a systematic model, reactions and reaction times, compare the vehicle behavior (or lack thereof) to the modeled reactions and reaction times, and determine safety factors and instructions based on the comparison.

Classes IPC  ?

16.

DRIVER IDENTITY DETECTION AND ALERTS

      
Numéro d'application 18377476
Statut En instance
Date de dépôt 2023-10-06
Date de la première publication 2024-04-04
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Robare, Philip

Abrégé

Disclosed herein are systems and/or methods for determining an insurance status for one or more drivers and/or vehicles. The system may identify a driver of a vehicle, such as by facial recognition or a retinal scan. Based on the identification, the system may determine the insurance status of the driver. If there is an issue with the insurance status, the system may prompt the driver to take some action. The system may also institute limitations upon the vehicle if there is an issue with the insurance status. In some instances, the system may determine the insurance status for multiple drivers in the area, and may warn a driver if he or she is in the vicinity of one or more underinsured drivers and/or vehicles.

Classes IPC  ?

17.

INSURANCE CLAIM CAPITATION AND PREDICTIVE PAYMENT MODELING

      
Numéro d'application 18528596
Statut En instance
Date de dépôt 2023-12-04
Date de la première publication 2024-04-04
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hanson, Randall
  • Johnson, Robert H.
  • Stricker, Kurt M.
  • Marlow, Clint J.

Abrégé

A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.

Classes IPC  ?

18.

ENHANCED UNMANNED AERIAL VEHICLES FOR DAMAGE INSPECTION

      
Numéro d'application 18533118
Statut En instance
Date de dépôt 2023-12-07
Date de la première publication 2024-04-04
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Marlow, Clint J.
  • Corder, Bryan Keith

Abrégé

Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a vehicle, the request comprising a location of the vehicle. The computing device may identify a UAV from a plurality of UAVs that is located closest to the location of the vehicle from other UAVs in the plurality of UAVs. The computing device may instruct the UAV to travel to the location of the vehicle. The computing device may instruct the UAV to collect damage information on the vehicle using one or more onboard sensors of the UAV. The computing device may determine an amount of insurance payout to approve for repairs to the vehicle based on the damage information collected by the UAV.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • B64C 39/02 - Aéronefs non prévus ailleurs caractérisés par un emploi spécial

19.

Automated vehicle control and guidance based on real-time blind corner navigational analysis

      
Numéro d'application 17157351
Numéro de brevet 11946748
Statut Délivré - en vigueur
Date de dépôt 2021-01-25
Date de la première publication 2024-04-02
Date d'octroi 2024-04-02
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Krunic, Veljko
  • Chintakindi, Sunil
  • Gibson, Timothy W.
  • Hayes, Howard
  • Kumar, Surender

Abrégé

Methods, computer-readable media, systems and apparatuses for determining a blind corner navigational score based on real-time or near real-time navigational analysis using sensor data, digital image data, and a map database are discussed. In some arrangements, detection of a blind sensor may be performing using sensor data, digital image data, and navigational data from a map database system. In at least some arrangements, a warning signal or a vehicle control signal may be transmitted to a vehicle in response to a determination that the blind corner navigational score is above a threshold. In at least some arrangements, route correction and/or route modification based on an upcoming blind corner may be performed if a blind corner navigational score is above a threshold.

Classes IPC  ?

  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • G01C 21/36 - Dispositions d'entrée/sortie pour des calculateurs embarqués
  • G06F 18/2415 - Techniques de classification relatives au modèle de classification, p.ex. approches paramétriques ou non paramétriques basées sur des modèles paramétriques ou probabilistes, p.ex. basées sur un rapport de vraisemblance ou un taux de faux positifs par rapport à un taux de faux négatifs
  • G06V 20/56 - Contexte ou environnement de l’image à l’extérieur d’un véhicule à partir de capteurs embarqués

20.

Natural language processing platform for automated event analysis, translation, and transcription verification

      
Numéro d'application 16874086
Numéro de brevet 11947872
Statut Délivré - en vigueur
Date de dépôt 2020-05-14
Date de la première publication 2024-04-02
Date d'octroi 2024-04-02
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Mahler-Haug, Olivia
  • Walsh, Connor
  • Colgan, Geoff
  • Cluck, Matthew
  • Eley, Ross Kirk
  • Yeddula, Harideep

Abrégé

Aspects of the disclosure relate to computing platforms that utilize improved natural language processing techniques for claims processing. A computing platform may receive an audio file and determine one or more utterance segments based on the audio file. The computing platform may generate and send one or more audio chunks based on the one or more utterance segments to an audio transcription system. The computing platform may receive one or more text segments in response and may generate an audio transcription file accordingly. The computing platform may assign a category to each word in the audio transcription file, and may send user interface information to a user device along with one or more commands directing the user device to generate a user interface based on the user interface information, which may cause the user device to display the user interface.

Classes IPC  ?

  • G06F 3/16 - Entrée acoustique; Sortie acoustique
  • G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
  • G10L 15/02 - Extraction de caractéristiques pour la reconnaissance de la parole; Sélection d'unités de reconnaissance 
  • G10L 15/04 - Segmentation; Détection des limites de mots
  • G10L 15/08 - Classement ou recherche de la parole
  • G10L 15/14 - Classement ou recherche de la parole utilisant des modèles statistiques, p.ex. des modèles de Markov cachés [HMM]
  • G10L 15/22 - Procédures utilisées pendant le processus de reconnaissance de la parole, p.ex. dialogue homme-machine 
  • G10L 15/26 - Systèmes de synthèse de texte à partir de la parole

21.

EMERGENCY INCIDENT DETECTION, RESPONSE, AND MITIGATION USING AUTONOMOUS DRONES

      
Numéro d'application 18524513
Statut En instance
Date de dépôt 2023-11-30
Date de la première publication 2024-03-28
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kumar, Surender
  • Slusar, Mark V.
  • Hayes, Howard

Abrégé

A system may be configured to detect an emergency condition at a premises; dispatch one or more autonomous drones to a location associated with the emergency condition; receive from the one or more autonomous drones, sensor data associated with the emergency condition; generate, based on the sensor data, a plan identifying an evacuation route for safely evacuating the premises; and transmit an instruction that causes the one or more autonomous drones to indicate, to one or more persons in a vicinity of the emergency condition, the evacuation route. The system may further detect, based on the sensor data, one or more safe areas in the premises, and the evacuation route may pass through at least one of the one or more safe areas.

Classes IPC  ?

  • G08B 7/06 - Systèmes de signalisation selon plus d'un des groupes ; Systèmes d'appel de personnes selon plus d'un des groupes utilisant une transmission électrique
  • B64C 39/02 - Aéronefs non prévus ailleurs caractérisés par un emploi spécial
  • B64D 47/02 - Aménagements ou adaptations des dispositifs de signalisation ou d'éclairage
  • E05B 65/10 - Serrures pour emplois particuliers pour portes de secours
  • E05F 15/72 - Mécanismes pour battants mus par une force motrice avec déclenchement automatique sensible à des conditions d’urgence, p.ex. incendie
  • G05D 1/10 - Commande de la position ou du cap dans les trois dimensions simultanément

22.

Cupped Hands Design

      
Numéro d'application 231741600
Statut En instance
Date de dépôt 2024-03-22
Propriétaire Allstate Insurance Company (USA)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Charitable services, namely, organizing and conducting volunteer programs and community service projects (2) Charitable giving services, namely, providing funds to other charitable organizations

23.

PRIORITIZATION OF INSURANCE REQUOTATIONS

      
Numéro d'application 18371792
Statut En instance
Date de dépôt 2023-09-22
Date de la première publication 2024-03-21
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Doyle, Alexander
  • Dunn, Ryan
  • Gheorghe, Cristina I.
  • Huls, Eric
  • Lavigne, Michael A.
  • Macinnis, David
  • Decleene, Christopher Joseph

Abrégé

A computer-assisted method for providing re-quotations for insurance coverage may include receiving a list of insurance leads corresponding to individuals who received a previous quotation for insurance coverage but did not purchase the insurance coverage and identifying a difference between the previous quotation and a new quotation. This difference may include an increase in offered insurance coverage and/or a reduction in cost. A computing device may calculate a probability for each of the individuals on the list using a regression model based, at least in part, on the identified difference. In some cases, the regression model may be associated with individual states. In other cases, the regression model may correspond to a plurality of states. The regression model may output a probability that a resident of a particular state will purchase insurance in response to a re-quotation for insurance coverage, where individuals may then be ranked based on the probability.

Classes IPC  ?

24.

AUTONOMOUS CAR REPAIR

      
Numéro d'application 18474094
Statut En instance
Date de dépôt 2023-09-25
Date de la première publication 2024-03-21
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Faga, Mark E.
  • Sheetz, Paul Albert

Abrégé

A system comprising a telematics device associated with a vehicle, a first computing device, a second computing device associated with a driver of the vehicle, and a server is disclosed. The server may be configured to receive maintenance data from the telematics device, determine a repair for the vehicle based on the maintenance data, send a request to the first computing device for the repair to be performed by one or more service providers, estimate a period of time for performing the repair, assign an alternative form of transportation to be provided to the driver during the estimated period of time, and send, to the second computing device, one or more notifications regarding at least one of the repair to be performed by the one or more service providers, the estimated period of time for the repair, or the assigned alternative transportation to be provided to the driver.

Classes IPC  ?

  • G06Q 10/20 - Administration de la réparation ou de la maintenance des produits
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules

25.

PREDICTIVE CLAIMS PLATFORM FOR MANAGING REPAIRS

      
Numéro d'application 18474117
Statut En instance
Date de dépôt 2023-09-25
Date de la première publication 2024-03-21
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Beckwith, Richard K.
  • Dewall, Joel T.
  • Marlow, Clint J.
  • Riggio, John A.
  • Sulkala, Charles E.
  • Trinco, Robert L.

Abrégé

A system for a predictive claims computing platform may comprise a plurality of vehicles, a computing device associated with a repair facility, a network, and a server. The server may be configured to determine an insurance coverage type needed for repairing each vehicle in the plurality of vehicles, identify a location of the repair facility for repairing each vehicle, assign a standard amount to reimburse the repair facility for repairing each vehicle based on insurance coverage type and the location of the repair facility, transmit the standard amount to the computing device associated with the repair facility, receive from the computing device, a cost for actual repair of each vehicle after the actual repair for each vehicle has been completed, and adjust the standard amount to reimburse the repair facility for future repairs based on identifying a difference between the standard amount and the actual repair cost for each vehicle.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06Q 10/0639 - Analyse des performances des employés; Analyse des performances des opérations d’une entreprise ou d’une organisation
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules

26.

EVENT-BASED CONNECTED VEHICLE CONTROL AND RESPONSE SYSTEMS

      
Numéro d'application 18513041
Statut En instance
Date de dépôt 2023-11-17
Date de la première publication 2024-03-21
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kumar, Surender
  • Marlow, Clint J.
  • Gibson, Timothy W.
  • Slusar, Mark V.
  • Wiklund, Chris

Abrégé

Event-based connected vehicle control and response systems, methods, and apparatus are disclosed. An example method comprises identifying the occurrence of an event, storing first data corresponding to apparatus operation for a first threshold amount of time prior to the event, during the occurrence of the event, and for a second threshold amount of time after the event, determining whether a responsive object is involved in or near the event, in response to determining that the responsive object is involved in or near the event, transmitting the first data to the responsive object, and receiving, from the responsive object, second data, analyzing the first data and the second data to determine a party at-fault for the event, aggregating the first data and second data into an event report, and causing, automatically, a response to be initiated through an entity associated with the party at-fault.

Classes IPC  ?

  • B60R 21/013 - Circuits électriques pour déclencher le fonctionnement des dispositions de sécurité en cas d'accident, ou d'accident imminent, de véhicule comportant des moyens pour détecter les collisions, les collisions imminentes ou un renversement
  • G05D 1/00 - Commande de la position, du cap, de l'altitude ou de l'attitude des véhicules terrestres, aquatiques, aériens ou spatiaux, p.ex. pilote automatique
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente
  • G08G 1/00 - Systèmes de commande du trafic pour véhicules routiers
  • G08G 1/01 - Détection du mouvement du trafic pour le comptage ou la commande
  • G08G 1/16 - Systèmes anticollision
  • H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance
  • H04L 67/50 - Services réseau
  • H04L 67/52 - Services réseau spécialement adaptés à l'emplacement du terminal utilisateur
  • H04L 69/40 - Dispositions, protocoles ou services de réseau indépendants de la charge utile de l'application et non couverts dans un des autres groupes de la présente sous-classe pour se remettre d'une défaillance d'une instance de protocole ou d'une entité, p.ex. protocoles de redondance de service, état de redondance de protocole ou redirection de service de protocole

27.

Systems and methods for automated property damage estimations and detection based on image analysis and neural network training

      
Numéro d'application 17225247
Numéro de brevet 11935219
Statut Délivré - en vigueur
Date de dépôt 2021-04-08
Date de la première publication 2024-03-19
Date d'octroi 2024-03-19
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Cole, Stephen
  • Matera, Keith
  • Miceli, Tia
  • Utke, Jean

Abrégé

Intelligent prediction systems and methods of use to train a neural network model to analyze images of property damage to detect and predict property damage of a property, the neural network model during training configured to (1) switch between one or more synthetic images comprising pixel-based masked annotations of damaged property from a synthetic engine and one or more real images comprising bounding box annotations of damaged property from a real database, and (2) freeze inactive class training to prevent learning on one or more inactive classes comprising one or more pre-determined missing annotated labels in the one or more synthetic images and/or the one or more real images.

Classes IPC  ?

  • G06N 3/08 - Méthodes d'apprentissage
  • G06F 18/214 - Génération de motifs d'entraînement; Procédés de Bootstrapping, p.ex. ”bagging” ou ”boosting”
  • G06F 18/2431 - Classes multiples
  • G06N 3/04 - Architecture, p.ex. topologie d'interconnexion
  • G06Q 10/10 - Bureautique; Gestion du temps
  • G06Q 10/20 - Administration de la réparation ou de la maintenance des produits
  • G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
  • G06Q 40/08 - Assurance
  • G06T 7/00 - Analyse d'image

28.

COMMUNICATION OF INSURANCE CLAIM DATA

      
Numéro d'application 18514873
Statut En instance
Date de dépôt 2023-11-20
Date de la première publication 2024-03-14
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hanson, Randall Martin
  • Upadhyaya, Raj Albert
  • Gangaram, Srinivas Reddy
  • Wales, Erika Ann

Abrégé

Systems and methods provide for an automated system for determining whether claims related to an insured item should proceed to an arbitrating body. A virtual assistant (also referred to herein as an “arbitration assessment assistant”) installed in a computing device (e.g., computer, laptop, tablet computer, mobile phone, etc.) may be responsible for managing and assisting an insurance representative (e.g., an insurance adjuster, subrogation representative, etc.) in determining liability and fault relating to a claim, conducting a subrogation process, and ultimately determining whether the claim should be submitted for arbitration. In one or more aspects discussed, herein the process may be fully automated.

Classes IPC  ?

29.

CANONICAL MODEL FOR PRODUCT DEVELOPMENT

      
Numéro d'application 17071074
Statut En instance
Date de dépôt 2020-10-15
Date de la première publication 2024-03-14
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Yang, Kevin
  • Kamble, Hruday
  • Gupta, Avinash

Abrégé

Methods and systems disclosed herein describe a canonical model that sets forth a standardized schema that represents data entities and their relationships as a logical data structure across multiple business units. A schema validator module may validate application-specific schema against the canonical module. Additionally, legacy and/or existing applications may be upgraded, through a transformation module, to comply with the canonical model. The transformation module may transform application-specific data and/or information to the standardized schema, and vice versa, to ensure that legacy and/or existing applications may communicate with applications and/or processing engines that comply with the standardized schema.

Classes IPC  ?

  • G06Q 10/10 - Bureautique; Gestion du temps
  • G06F 16/21 - Conception, administration ou maintenance des bases de données
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06Q 40/08 - Assurance

30.

CONTROLLING VEHICLES USING CONTEXTUAL DRIVER AND/OR RIDER DATA BASED ON AUTOMATIC PASSENGER DETECTION AND MOBILITY STATUS

      
Numéro d'application 18389419
Statut En instance
Date de dépôt 2023-11-14
Date de la première publication 2024-03-07
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Allen, Rachel Edelshteyn
  • Coleman, Neal Edgar
  • Irey, Grady

Abrégé

A system may determine an initial safety prediction for a driver or rider associated with a shared mobility service. Then the system may receive, from various sensors, sensor data collected during operation of a vehicle. The system may determine a subset of the sensor data related to one or more shared mobility statuses, then determine, based on the subset of the sensor data, a safety score for the driver and/or rider. The system may further perform operations based on the safety score and/or the initial safety prediction.

Classes IPC  ?

  • G06Q 10/0631 - Planification, affectation, distribution ou ordonnancement de ressources d’entreprises ou d’organisations
  • G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
  • G06Q 10/1053 - Emploi ou embauche
  • G06Q 40/08 - Assurance
  • G10L 25/51 - Techniques d'analyses de la parole ou de la voix qui ne se limitent pas à un seul des groupes spécialement adaptées pour un usage particulier pour comparaison ou différentiation

31.

VEHICLE MOBILITY PATTERNS BASED ON USER LOCATION DATA

      
Numéro d'application 18367797
Statut En instance
Date de dépôt 2023-09-13
Date de la première publication 2024-02-29
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Stroila, Matei
  • Alwar, Narayanan
  • Gibson, Timothy W.
  • Chintakindi, Sunil

Abrégé

Methods, computer-readable media, software, and system may generally build and quantify mobility patterns based on user location data, both at an individual level and an aggregate level. The system may determine the origin and destination data for each trip taken by a user. The system may then define areas of mobility using a mobility graph built from the data. The graph may include nodes and edges. In some examples, the nodes are constructed from the origins and destinations of the trajectories using spatial clustering techniques. Further, the edges between nodes may be constructed based on the trips between them, such as two nodes are connected by an edge if there is at least one trip between them. The edges may be given different weights based on trip frequencies. The system may then determine a region of mobility using the generated mobility graph and data clustering techniques.

Classes IPC  ?

  • H04W 4/029 - Services de gestion ou de suivi basés sur la localisation
  • G06F 16/29 - Bases de données d’informations géographiques
  • H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
  • H04W 64/00 - Localisation d'utilisateurs ou de terminaux pour la gestion du réseau, p.ex. gestion de la mobilité

32.

GENERATING AND TRANSMITTING PARKING INSTRUCTIONS FOR AUTONOMOUS AND NON-AUTONOMOUS VEHICLES

      
Numéro d'application 18241338
Statut En instance
Date de dépôt 2023-09-01
Date de la première publication 2024-02-22
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hayes, Howard
  • Madigan, Regina
  • Kumar, Surender
  • Slusar, Mark V.

Abrégé

Systems and apparatuses for receiving data from a plurality of sensors and using the data, as well as other data, to generate a parking recommendation for an autonomous vehicle and instruct the autonomous vehicle to travel to the recommended parking location are provided. Data may be received from a plurality of sensors within a first autonomous vehicle, as well as from other vehicles and/or structures. Historical parking data associated with the first autonomous vehicle may also be extracted. In some examples, an expected future trip of the first autonomous vehicle may be determined. The system may then evaluate the data to generate a parking recommendation for the first autonomous vehicle. The system may generate and transmit instructions for traveling from a current location to the recommended parking location and may cause the first autonomous vehicle to travel to the recommended parking location.

Classes IPC  ?

  • G08G 1/01 - Détection du mouvement du trafic pour le comptage ou la commande
  • G08G 1/14 - Systèmes de commande du trafic pour véhicules routiers indiquant des places libres individuelles dans des parcs de stationnement
  • G05D 1/00 - Commande de la position, du cap, de l'altitude ou de l'attitude des véhicules terrestres, aquatiques, aériens ou spatiaux, p.ex. pilote automatique
  • G05D 1/02 - Commande de la position ou du cap par référence à un système à deux dimensions
  • G06N 5/04 - Modèles d’inférence ou de raisonnement

33.

DELIVERY OF CUSTOMIZED INSURANCE PRODUCTS AND SERVICES

      
Numéro d'application 18241399
Statut En instance
Date de dépôt 2023-09-01
Date de la première publication 2024-02-22
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Yager, Floyd M.
  • Wilson, Thomas J.
  • Azar, Pablo
  • Biemer, Edward A.
  • Frank, Jeremy
  • Pitchford, Mark David
  • Wasserman, Robert

Abrégé

Systems and methods provide customizable insurance according to consumer preferences and attributes. An enhanced attributes analysis server may analyze the attributes of a consumer and match these attributes with attributes of current customers of an entity managing the server. The insurance products/plans preferred by the matched customers may then be used to present insurance options to the consumer. In addition, the server may further customize insurance options based on answers to questions that relate to the consumer's specific situation. Further still, the consumer's social network may be used to understand insurance products/plans that may be preferred by the consumer.

Classes IPC  ?

34.

COMMERCIAL CLAIM PROCESSING PLATFORM USING MACHINE LEARNING TO GENERATE SHARED ECONOMY INSIGHTS

      
Numéro d'application 18492745
Statut En instance
Date de dépôt 2023-10-23
Date de la première publication 2024-02-15
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Gutsell, Christopher Paul
  • Kelsh, John P.
  • Harasymczuk, Rebecca
  • Gore, Matthew
  • Brune, Nathan
  • Deans, John

Abrégé

Aspects of the disclosure relate to using machine learning methods to produce commercial and shared economy insights. A computing platform may receive historical claim processing information. The computing platform may train a machine learning model using the historical claim processing information, which may configure the machine learning model to output new claim processing information based on claim information. The computer platform may receive a new claim, including claim information, and may process the new claim using the machine learning model, which may result in the new claim processing information. The computing platform may send, to a user computing device, the new claim processing information and one or more commands directing the user computing device to display the new claim processing information, which may cause the user computing device to display the new claim processing information.

Classes IPC  ?

35.

SYSTEM AND METHOD FOR GIG DRIVING DETECTION

      
Numéro d'application 17884834
Statut En instance
Date de dépôt 2022-08-10
Date de la première publication 2024-02-15
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Jeschke, Clayton
  • Perignon, Mariela
  • Winter, Nicholas
  • Karmarkar, Dipti
  • Tayi, Anjana

Abrégé

Aspects of the present disclosure generally relate to systems and methods for data processing, and more specifically for classifying telematics data to identify gig driving associated with vehicle trips. In one implementation, a method may include the operations of segmenting a trip of a vehicle to yield multiple segments, generating, via a feature extraction component, one or more input features associated with each segment of the multiple segments based on input data indicating driving characteristics during the trip, determining, via a gig detection component, whether the trip is associated with gig driving based on the one or more input features associated with teach segment, and outputting an indication of whether the trip is associated with gig driving based on the determination.

Classes IPC  ?

  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • G06N 20/00 - Apprentissage automatique

36.

Using context based machine learning for generation of customized driving outputs

      
Numéro d'application 17338028
Numéro de brevet 11898865
Statut Délivré - en vigueur
Date de dépôt 2021-06-03
Date de la première publication 2024-02-13
Date d'octroi 2024-02-13
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Bhavsar, Chanakykumar
  • Kumar, Surender
  • Stroila, Matei

Abrégé

Aspects of the disclosure relate to using machine learning methods for customized output generation. A computing platform may train a model (using historical data) by classifying the historical data by a trip context, a device interaction context, and physical condition context, or a personality context, and training models using the classified historical data. The computing platform may monitor a data source system to collect new data, which may include information about multiple drivers. The computing platform may generate, by inputting the new data into the model, a customized driving output for a first driver, where the customized driving output is based at least in part on information about a second driver. The computing platform may send, to a computing device, the customized driving output and commands directing the computing device to display the customized driving output, which may cause the computing device to display the customized driving output.

Classes IPC  ?

37.

System for monitoring and using data indicative of driver characteristics based on sensors

      
Numéro d'application 17346471
Numéro de brevet 11900471
Statut Délivré - en vigueur
Date de dépôt 2021-06-14
Date de la première publication 2024-02-13
Date d'octroi 2024-02-13
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Lundsgaard, Soren K
  • Kozlowski, Tara Cavallaro

Abrégé

Aspects of the disclosure relate to a system and method for electronically monitoring and using data indicative of driver characteristics based on sensors. For example, the system may determine an origin associated with a user, a destination associated with the user, and a desired arrival time at the destination. A driving characteristic computing device of the system may determine an estimate for a duration of a trip from the origin to the destination. Based on the estimate for the duration and the desired arrival time at the destination, the driving characteristic computing device may determine a recommended departure time from the origin for the user. Based on sensor data, the system may determine a departure time from the origin for the user. The driving characteristic computing device may compare the departure time to the recommended departure time, and a value of a property of insurance for the user may be determined based on the comparing.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 40/08 - Assurance
  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • G06Q 10/1093 - Ordonnancement basé sur un agenda pour des personnes ou des groupes

38.

SYSTEM AND METHOD FOR GIG DRIVING DETECTION

      
Numéro de document 03207994
Statut En instance
Date de dépôt 2023-07-31
Date de disponibilité au public 2024-02-10
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Jeschke, Clayton
  • Perignon, Mariela
  • Winter, Nicholas
  • Karmarkar, Dipti
  • Tayi, Anjana

Abrégé

Aspects of the present disclosure generally relate to systems and methods for data processing, and more specifically for classifying telematics data to identify gig driving associated with vehicle trips. In one implementation, a method may include the operations of segmenting a trip of a vehicle to yield multiple segments, generating, via a feature extraction component, one or more input features associated with each segment of the multiple segments based on input data indicating driving characteristics during the trip, determining, via a gig detection component, whether the trip is associated with gig driving based on the one or more input features associated with teach segment, and outputting an indication of whether the trip is associated with gig driving based on the determination.

39.

Polynomial Risk Maps

      
Numéro d'application 18234085
Statut En instance
Date de dépôt 2023-08-15
Date de la première publication 2024-02-08
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Slusar, Mark
  • Madigan, Regina
  • Gibson, Timothy W.

Abrégé

A system including a computing device may receive base map information, including attribute information associated with a plurality of road segments, and trip request information. Based on this information, a route for the user to travel may be determined. The system might further calculate a risk score for each road segment forming the route, and generate a risk map based on the risk score and the route. The risk map may then be displayed to a user. The risk map may include markers or other objects depicting potential risks along the route the driver may face. Also, the risk map may be updated based on information collected from a sensor coupled to the vehicle or located at the road segment to reflect actual, real-time risk scores calculated using an equation for providing a risk score for a particular driver driving a particular vehicle on a particular road segment.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G01C 21/36 - Dispositions d'entrée/sortie pour des calculateurs embarqués

40.

MULTI-COMPUTER PROCESSING SYSTEM FOR DYNAMICALLY EXECUTING RESPONSE ACTIONS BASED ON MOVEMENT DATA

      
Numéro d'application 18234558
Statut En instance
Date de dépôt 2023-08-16
Date de la première publication 2024-02-08
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kumar, Surender
  • Chintakindi, Sunil
  • Hayes, Howard
  • Gibson, Tim
  • Rosanwo, Soton Ayodele

Abrégé

Methods, computer-readable media, systems, and/or apparatuses for evaluating movement data to identify a user as a driver or non-driver passenger are provided. In some examples, movement data may be received from a mobile device of a user. The movement data may include sensor data including location data, such as global positioning system (GPS) data, accelerometer and/or gyroscope data, and the like. Additional data may be retrieved from one or more other sources. For instance, additional data such as usage of applications on the mobile device, public transportation schedules and routes, image data, vehicle operation data, and the like, may be received and analyzed with the movement data to determine whether the user of the mobile device was a driver or non-driver passenger of the vehicle. Based on the determination, the data may be deleted in some examples or may be further processed to generate one or more outputs.

Classes IPC  ?

  • H04W 4/02 - Services utilisant des informations de localisation
  • H04W 4/029 - Services de gestion ou de suivi basés sur la localisation
  • G06V 20/59 - Contexte ou environnement de l’image à l’intérieur d’un véhicule, p.ex. concernant l’occupation des sièges, l’état du conducteur ou les conditions de l’éclairage intérieur
  • G06F 18/22 - Critères d'appariement, p.ex. mesures de proximité

41.

SYSTEMS AND METHODS FOR VEHICLE DAMAGE IDENTIFICATION AND INSURANCE CLAIM PROCESSING

      
Numéro d'application 17879489
Statut En instance
Date de dépôt 2022-08-02
Date de la première publication 2024-02-08
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Marlow, Clint J.
  • Raosharada, Kartik
  • Skillman, Joseph

Abrégé

A method for processing insurance claims including receiving, by a provider computing system, background data, generating, by the provider computing system, a damage prediction model based on the background data, receiving, from a customer device, a first insurance claim corresponding to a first storm, generating, by the provider computing system, a first storm damage prediction for the first storm, applying, by the provider computing system, the first storm damage prediction to the first insurance claim, receiving, from the customer device, a first corrected insurance claim based on storm damage data, and generating, by the provider computing system, a first updated damage prediction model based on the background data and the first corrected insurance claim.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06V 10/44 - Extraction de caractéristiques locales par analyse des parties du motif, p.ex. par détection d’arêtes, de contours, de boucles, d’angles, de barres ou d’intersections; Analyse de connectivité, p.ex. de composantes connectées

42.

SYSTEMS AND METHODS FOR VEHICLE DAMAGE IDENTIFICATION AND INSURANCE CLAIM PROCESSING

      
Numéro d'application US2023029198
Numéro de publication 2024/030421
Statut Délivré - en vigueur
Date de dépôt 2023-08-01
Date de publication 2024-02-08
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Marlow, Clint J.
  • Raosharada, Kartik
  • Skillman, Joseph

Abrégé

A method for processing insurance claims including receiving, by a provider computing system, background data, generating, by the provider computing system, a damage prediction model based on the background data, receiving, from a customer device, a first insurance claim corresponding to a first storm, generating, by the provider computing system, a first storm damage prediction for the first storm, applying, by the provider computing system, the first storm damage prediction to the first insurance claim, receiving, from the customer device, a first corrected insurance claim based on storm damage data, and generating, by the provider computing system, a first updated damage prediction model based on the background data and the first corrected insurance claim.

Classes IPC  ?

43.

CONNECTED HOME SYSTEM WITH RISK UNITS

      
Numéro d'application 18237029
Statut En instance
Date de dépôt 2023-08-23
Date de la première publication 2024-02-08
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Yager, Floyd M.
  • Mercado, Orlando E.
  • Tyner, Ralph Adam Benjamin
  • Snyder, Jennifer L.
  • Pellouchoud, Laurie
  • Klingel, Peggy
  • Bohacz, Trent
  • Moats, John Bradley

Abrégé

Aspects of the disclosure generally relate to monitoring and/or sensing of one or more home devices from one or more homes. In particular, various aspects described herein relate to receiving data from one or more sensors associated with one or more home devices from one or more homes and using the data to determine insurance rates or premiums, discounts, incentives, and the like. Further, aspects of the disclosure relate to computer hardware and software. In particular, one or more aspects of the disclosure relate to the connected home or smart home market (i.e. connected devices and systems within or related to the home) which is rapidly evolving and growing.

Classes IPC  ?

44.

Dynamic Processing System for Roadside Service Control and Output Generation

      
Numéro d'application 18218337
Statut En instance
Date de dépôt 2023-07-05
Date de la première publication 2024-02-01
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Natarajan, Kamal
  • Hirzalla, Basil
  • Turnbull, Paul
  • Walters, Kyle
  • Domingo, Mindy
  • Quinn, Zachary
  • Boone, Korey
  • Hunt, Wilton
  • Bedoe, Sarah
  • Couturier, Nicolas

Abrégé

Aspects of the disclosure relate to a dynamic processing system for roadside service control and output generation. A computing platform may receive, from a client device, video content corresponding to a disabled vehicle, which may include geotagging information corresponding to a location of the disabled vehicle. Based on the video content and the geotagging information, the computing platform may determine a provider output indicating a potential service provider for assisting with the disabled vehicle. The computing platform may send, to the client device, an indication of the provider output. In response to receiving an indication that the potential service provider is acceptable, the computing platform may send a request to dispatch a driver of the potential service provider to the location of the disabled vehicle.

Classes IPC  ?

  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G06Q 50/30 - Transport; Communications
  • G08G 1/00 - Systèmes de commande du trafic pour véhicules routiers
  • G06Q 10/20 - Administration de la réparation ou de la maintenance des produits
  • G08G 1/137 - Systèmes de commande du trafic pour véhicules routiers indiquant la position de véhicules, p.ex. de véhicules à horaire déterminé à l'intérieur du véhicule l'indicateur étant sous la forme d'une carte

45.

AGENT-FACILITATED CLAIMS DAMAGE ESTIMATION

      
Numéro d'application 18483425
Statut En instance
Date de dépôt 2023-10-09
Date de la première publication 2024-02-01
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Banerjee, Suchandra
  • Brandmaier, Jennifer A.
  • Faga, Mark E.
  • Johnson, Robert H.
  • Marlow, Clint J.
  • Murphy, Curtis
  • Stricker, Kurt M.
  • Campbell, Josh

Abrégé

Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. In addition, the server may interface with third party entities such as repair shops and may generate a payment for compensating a claimant for repair of the insured item.

Classes IPC  ?

46.

Catastrophe resource system

      
Numéro d'application 17140556
Numéro de brevet 11887195
Statut Délivré - en vigueur
Date de dépôt 2021-01-04
Date de la première publication 2024-01-30
Date d'octroi 2024-01-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Mendoza, Brandon F.
  • Krug, David J.
  • Corder, Bryan Keith

Abrégé

A system comprising a plurality of mobile devices, an insurance policy database, and a server is disclosed. The server may be configured to receive barometric data from one or more sensors in each of the plurality of mobile devices, identify that the barometric data indicates an occurrence of at least one catastrophic event, identify a geographic region affected by the at least one catastrophic event, access the insurance policy database to determine a number of insurance policies in the geographic region, estimate a number of catastrophe resources needed to handle the number of insurance policies in the geographic region, and assign at least one of the catastrophe resources to each of the insurance policies in the geographic region.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
  • H04W 4/90 - Services pour gérer les situations d’urgence ou dangereuses, p.ex. systèmes d’alerte aux séismes et aux tsunamis

47.

END-TO-END PRIVACY ECOSYSTEM

      
Numéro d'application 18226593
Statut En instance
Date de dépôt 2023-07-26
Date de la première publication 2024-01-25
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Lu, Marvin
  • Gibson, Timothy
  • Wilson, Thomas J.
  • Likhterman, Aleksandr
  • Thiruvathuru, Raja

Abrégé

A system includes a privacy vault storing user-associated contents. The vault also stores access permissions defined for third-parties with whom the user has a sharing relationship. An access permission defines, for at least one third party, procurement and utilization policies for vault contents accessed by the third-party. The system may access a user account to recover user-associated contents stored by the accessed account and stores the recovered contents in the privacy vault. The system receives a request from a third-party to access identified contents stored in the privacy vault and determines if the contents are procurable by the third party based on an access permission defined, in the privacy vault, for the third-party. The system provides procurable contents to the third party along with indication of any constraints on the contents defined by utilization policies of the access permission defined for the third party.

Classes IPC  ?

  • G06F 21/60 - Protection de données
  • G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès

48.

GENERATING AND SENDING AUTOMATED SUPPORT COMMUNICATIONS USING LOCATION DETECTION AND KEYWORD IDENTIFICATION

      
Numéro d'application 18228940
Statut En instance
Date de dépôt 2023-08-01
Date de la première publication 2024-01-25
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hunt, Iii, Wilton
  • Mcdermitt, Bret M.
  • Reifman, Anna

Abrégé

A system including a processor and memory may provide for automated support communications, such as communications with individuals who need assistance. Automated communications may use one or more factors to determine how to adjust communications according to the needs of a user. For example, automated communications may be adjusted based on, e.g., a keyword used by a user in the user's communications, or a location associated with the user's mobile device or user vehicle. Automated communications may be adjusted in timing, frequency, or content. One or more external events (e.g., phone call, dispatch request, additional automated communication) may be triggered based on the automated communications.

Classes IPC  ?

  • H04W 4/90 - Services pour gérer les situations d’urgence ou dangereuses, p.ex. systèmes d’alerte aux séismes et aux tsunamis
  • H04W 4/40 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G08G 1/00 - Systèmes de commande du trafic pour véhicules routiers
  • G10L 15/18 - Classement ou recherche de la parole utilisant une modélisation du langage naturel
  • H04M 1/72421 - Interfaces utilisateur spécialement adaptées aux téléphones sans fil ou mobiles avec des moyens de soutien local des applications accroissant la fonctionnalité pour donner accès à des services d’urgence les fonctions de service d’urgence étant activées automatiquement, p.ex. par détection d’une condition d’alarme

49.

Automated Damage Assessment and Claims Processing

      
Numéro d'application 18228999
Statut En instance
Date de dépôt 2023-08-01
Date de la première publication 2024-01-25
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Genser, Danuta
  • Harlalka, Devbratt
  • Garg, Rohit
  • Katyal, Gaurang

Abrégé

Systems and methods provide for an automated system for analyzing damage and processing claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using cameras and lasers for determining the extent and severity of the damage. To aid in this determination, the server may also interface with various internal and external databases storing reference images of undamaged items and cost estimate information for repairing previously analyzed damages of similar items. Further still, the server may generate a payment for compensating a claimant for repair of the insured item.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • H04N 7/18 - Systèmes de télévision en circuit fermé [CCTV], c. à d. systèmes dans lesquels le signal vidéo n'est pas diffusé

50.

SYSTEMS AND METHODS FOR DELIVERING VEHICLE-SPECIFIC EDUCATIONAL CONTENT FOR A CRITICAL EVENT

      
Numéro d'application 18230878
Statut En instance
Date de dépôt 2023-08-07
Date de la première publication 2024-01-25
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Barth, Kim Alan
  • Stroh, Robert

Abrégé

Systems and methods are disclosure for using sensors to deliver educational content to vehicle users during critical events. One method comprises: receiving, by a first computing device having at least one processor and from a user device of a vehicle user via a wireless data connection, a notification of a critical event for a vehicle of the vehicle user and a vehicle identification of the vehicle; receiving, from the user device via the first wireless data connection, user input soliciting educational content to remedy the critical event; determining, based on the received user input, a first set of search parameters; for each of the search parameters in the first set of search parameters, selecting educational content for a first list of educational content from a second list of educational content; and displaying, on the user device, the first list of educational content based on the first set of search parameters.

Classes IPC  ?

  • G09B 5/02 - Matériel à but éducatif à commande électrique avec présentation visuelle du sujet à étudier, p.ex. en utilisant une bande filmée
  • G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance
  • G06Q 30/0251 - Publicités ciblées
  • G06F 40/216 - Analyse syntaxique utilisant des méthodes statistiques

51.

Assistance on the Go

      
Numéro d'application 18223579
Statut En instance
Date de dépôt 2023-07-19
Date de la première publication 2024-01-18
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kozlowski, Tara Cavallaro
  • Briggs, Ryan M.
  • Iqbal, Imran

Abrégé

A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.

Classes IPC  ?

  • G06Q 30/016 - Fourniture d’une assistance aux clients, p. ex pour assister un client dans un lieu commercial ou par un service d’assistance après-vente
  • H04W 4/70 - Services pour la communication de machine à machine ou la communication de type machine
  • H04W 4/029 - Services de gestion ou de suivi basés sur la localisation
  • H04W 4/44 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons pour la communication entre véhicules et infrastructures, p.ex. véhicule à nuage ou véhicule à domicile
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • H04M 3/487 - Dispositions pour fournir des services d'information, p. ex. des services à parole enregistrée ou l'indication de l'heure
  • H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
  • G07F 7/10 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée utilisée simultanément avec un signal codé
  • G08G 1/0967 - Systèmes impliquant la transmission d'informations pour les grands axes de circulation, p.ex. conditions météorologiques, limites de vitesse
  • G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport utilisant des icônes
  • G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
  • G06F 3/04842 - Sélection des objets affichés ou des éléments de texte affichés
  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
  • G06Q 40/08 - Assurance
  • H04L 67/10 - Protocoles dans lesquels une application est distribuée parmi les nœuds du réseau
  • H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance
  • H04W 84/12 - Réseaux locaux sans fil [WLAN Wireless Local Area Network]
  • G06Q 30/0251 - Publicités ciblées
  • G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
  • H04W 4/02 - Services utilisant des informations de localisation

52.

ANALYZING IMAGES AND VIDEOS OF DAMAGED VEHICLES TO DETERMINE DAMAGED VEHICLE PARTS AND VEHICLE ASYMMETRIES

      
Numéro d'application 18353654
Statut En instance
Date de dépôt 2023-07-17
Date de la première publication 2024-01-18
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Utke, Jean
  • Campagna, Cory

Abrégé

A system may receive video of a damaged vehicle, perform image analysis of the video to determine one or more frames of the video that include a damaged portion of the vehicle, further analyze the one or more frames of the video that include a damaged portion of the vehicle to determine a damaged cluster of parts of the vehicle, determine whether the damaged cluster of parts should be repaired or replaced, map the damaged cluster of parts to one or more parts in a vehicle-specific database of parts, and generate, based on the mapping, a list of parts for repair or replacement.

Classes IPC  ?

  • G06Q 10/20 - Administration de la réparation ou de la maintenance des produits
  • G06V 10/764 - Dispositions pour la reconnaissance ou la compréhension d’images ou de vidéos utilisant la reconnaissance de formes ou l’apprentissage automatique utilisant la classification, p.ex. des objets vidéo
  • G06V 20/00 - RECONNAISSANCE OU COMPRÉHENSION D’IMAGES OU DE VIDÉOS Éléments spécifiques à la scène
  • G06Q 10/0875 - Gestion d’inventaires ou de stocks, p.ex. exécution des commandes, approvisionnement ou régularisation par rapport aux commandes Énumération ou classification des pièces, des fournitures ou des services, p.ex. nomenclatures

53.

AUTHENTICATING DEVICES VIA TOKENS AND VERIFICATION COMPUTING DEVICES

      
Numéro d'application 18470518
Statut En instance
Date de dépôt 2023-09-20
Date de la première publication 2024-01-11
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Parkinson, John
  • Park, Jason
  • Harris, David

Abrégé

Aspects of the disclosure relate to a system and method for securely authenticating a device via token(s) and/or verification computing device(s). A verification computing device may generate a pseudorandom number or sequence. Based on the pseudorandom number or sequence, the verification computing device may select a first plurality of parameters associated with a user of a device to be authenticated. The verification computing device may transmit, to the device, the pseudorandom number or sequence, and the device may select a second plurality of parameters. The device may generate a token based on the second plurality of parameters. The device may send the token to another device, and the other device may send the token to the verification computing device. The verification computing device may authenticate the device based on the token.

Classes IPC  ?

  • H04L 9/40 - Protocoles réseaux de sécurité
  • H04L 9/32 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
  • H04L 9/08 - Répartition de clés
  • G06F 21/44 - Authentification de programme ou de dispositif
  • G06F 16/27 - Réplication, distribution ou synchronisation de données entre bases de données ou dans un système de bases de données distribuées; Architectures de systèmes de bases de données distribuées à cet effet

54.

Enhanced unmanned aerial vehicles for damage inspection

      
Numéro d'application 17321758
Numéro de brevet 11869090
Statut Délivré - en vigueur
Date de dépôt 2021-05-17
Date de la première publication 2024-01-09
Date d'octroi 2024-01-09
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Marlow, Clint J.
  • Corder, Bryan Keith

Abrégé

Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a vehicle, the request comprising a location of the vehicle. The computing device may identify a UAV from a plurality of UAVs that is located closest to the location of the vehicle from other UAVs in the plurality of UAVs. The computing device may instruct the UAV to travel to the location of the vehicle. The computing device may instruct the UAV to collect damage information on the vehicle using one or more onboard sensors of the UAV. The computing device may determine an amount of insurance payout to approve for repairs to the vehicle based on the damage information collected by the UAV.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • B64C 39/02 - Aéronefs non prévus ailleurs caractérisés par un emploi spécial
  • B64U 101/30 - Véhicules aériens sans pilote spécialement adaptés à des utilisations ou à des applications spécifiques à l’imagerie, à la photographie ou à la vidéographie

55.

VIRTUAL REALITY VISUALIZATION SYSTEM WITH OBJECT RECOMMENDATION ENGINE

      
Numéro d'application 18449571
Statut En instance
Date de dépôt 2023-08-14
Date de la première publication 2024-01-04
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Gore, Caleb Brian Slaughter
  • Reif, Colton J.

Abrégé

Aspects of the disclosure relate to virtual reality systems (and/or augmented reality systems) that facilitate visualization of replacement and/or additional items for rebuilding a damaged room. The system may provide a virtual representation of a subject real-world room. A user may select items, such as appliances and furniture, for placement in the virtual room and the system may update the virtual room to include a representation of the items. In some embodiments, the system may utilize information about the user to provide recommendations regarding items that may be placed in a virtual room. For example, the system may utilize one or more service records to identify items covered under a service associated with the user. In some embodiments, the system may apply a monetary settlement to the cost of the real-world items to facilitate the replacement of damaged items.

Classes IPC  ?

  • G06Q 30/0601 - Commerce électronique [e-commerce]
  • G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
  • G06F 3/04815 - Interaction s’effectuant dans un environnement basé sur des métaphores ou des objets avec un affichage tridimensionnel, p.ex. modification du point de vue de l’utilisateur par rapport à l’environnement ou l’objet
  • G06F 3/04842 - Sélection des objets affichés ou des éléments de texte affichés
  • G06Q 10/10 - Bureautique; Gestion du temps
  • G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
  • G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
  • G06F 3/0486 - Glisser-déposer
  • G06T 19/20 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie Édition d'images tridimensionnelles [3D], p.ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
  • G06Q 40/08 - Assurance

56.

PRIVACY SCORE

      
Numéro d'application 18469647
Statut En instance
Date de dépôt 2023-09-19
Date de la première publication 2024-01-04
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Daftary, Siddharth
  • Lu, Marvin
  • Schapiro, Jessica
  • Stewart, Jacob
  • Patel, Shashin
  • Sharp, Michael
  • Dhakshnamoorthy, Jhanani

Abrégé

Methods, computer-readable media, software, and apparatuses may calculate and inform a consumer of company privacy scores corresponding to companies with which the consumer has a corresponding account, or for a company associated with a web site that a consumer may visit. A consumer privacy score may also be determined, based on the company privacy scores. The company privacy scores may be based on a calculation including elements of a privacy practice of the corresponding company and elements of a privacy policy of the corresponding company.

Classes IPC  ?

57.

Remotely accessible secure enclosure

      
Numéro d'application 16896869
Numéro de brevet 11859407
Statut Délivré - en vigueur
Date de dépôt 2020-06-09
Date de la première publication 2024-01-02
Date d'octroi 2024-01-02
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Bohlmann, Chad W.
  • Isaac, Emad S.

Abrégé

Systems, methods, and apparatuses in accordance with embodiments of the invention can use a variety of computing devices to interact with and/or control a secure enclosure for a key fob. The secure enclosure may enclose the key fob, and includes a computing device, a locking mechanism, and at least one actuator. An actuator may control the locking mechanism. The actuator, when activated, may exert a force on a key fob secured within the secure enclosure, which may cause one of the buttons of the key fob to be depressed. The computing device controls the activation of the actuators. The computing device may have wireless communication capability that allows a user to wirelessly control the actuators of the computing device, for example, to lock or unlock the enclosure, or to depress a button of the key fob secured within the enclosure.

Classes IPC  ?

  • E05B 19/00 - Clés; Leurs accessoires
  • H04W 12/06 - Authentification
  • G07C 9/00 - Enregistrement de l’entrée ou de la sortie d'une entité isolée
  • H04W 12/03 - Protection de la confidentialité, p.ex. par chiffrement

58.

Maintaining current insurance information at a mobile device

      
Numéro d'application 16741070
Numéro de brevet 11861721
Statut Délivré - en vigueur
Date de dépôt 2020-01-13
Date de la première publication 2024-01-02
Date d'octroi 2024-01-02
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Tye, Roger A.
  • Desiderio, Jr., Richard J.
  • Fischer-Klein, Laura
  • Leckman, Steven T.

Abrégé

Systems and methods are provided for maintaining up-to-date insurance information at a mobile device. In some example embodiments, insurance information associated with an insurance customer is obtained, and an insurance card image is generated based on the insurance information. A connection is established with a mobile device associated with the insurance customer, and the insurance card image is provided to the mobile device. Receipt of the insurance card image at the mobile device causes the mobile device to store the insurance card image. A response is initiated upon determining that the insurance card image was displayed at the mobile device. Telematics information is also analyzed in response to receipt of the message to determine whether to automatically create an insurance claim for the customer.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu

59.

Systems and methods for using sensors to determine a holistic vehicle characteristic and/or to generate parameters for a vehicle service

      
Numéro d'application 16142506
Numéro de brevet 11861953
Statut Délivré - en vigueur
Date de dépôt 2018-09-26
Date de la première publication 2024-01-02
Date d'octroi 2024-01-02
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hayes, Howard
  • Caraballo Falcon, Jorge
  • Moats, John Bradley
  • Kumar, Surender
  • Border, David
  • Greenwell, Ashley

Abrégé

Systems and methods for using a computing device with sensors to determine a holistic characteristic. The computing device is configured to receive from a user device, via a first wireless data connection, a request to generate vehicle service parameters, based on a current condition of a feature of a vehicle, receive from the user device, via the first wireless data connection, vehicle-specific identifying information, determine data for a past condition for the feature of the vehicle, using the vehicle-specific identifying information, establish a second wireless data connection with an electronic system of the vehicle, receive, from the electronic system of the vehicle, via the second wireless data connection, data of a current condition for the feature, compare the data of the past condition and the data of the current condition, and generate a vehicle service parameter based on the comparison.

Classes IPC  ?

  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente
  • G06Q 40/08 - Assurance

60.

Vehicle Control Systems

      
Numéro d'application 18217082
Statut En instance
Date de dépôt 2023-06-30
Date de la première publication 2023-12-28
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Chintakindi, Sunil

Abrégé

Apparatuses, systems, and methods are provided for the utilization of vehicle control systems to cause a vehicle to take preventative action responsive to the detection of a near short term adverse driving scenario. A vehicle control system may receive information corresponding to vehicle operation data and ancillary data. Based on the received vehicle operation data and the received ancillary data, a multi-dimension risk score module may calculate risk scores associated with the received vehicle operation data and the received ancillary data. Subsequently, the vehicle control systems may cause the vehicle to perform at least one of a close call detection action and a close call detection alert to lessen the risk associated with the received vehicle operation data and the received ancillary data.

Classes IPC  ?

  • B60W 60/00 - Systèmes d’aide à la conduite spécialement adaptés aux véhicules routiers autonomes
  • B60T 7/18 - Organes d'attaque de la mise en action des freins par déclenchement non soumis à la volonté du conducteur ou du passager provoqués par une commande à distance, c. à d. moyens de mise en action non montés sur le véhicule actionnés par un appareil sur le bord de la route
  • B60T 7/22 - Organes d'attaque de la mise en action des freins par déclenchement non soumis à la volonté du conducteur ou du passager déclenchés par le contact du véhicule, p.ex. du pare-chocs, avec un obstacle extérieur, p.ex. un autre véhicule
  • B60Q 1/46 - Agencement des dispositifs de signalisation optique ou d'éclairage, leur montage, leur support ou les circuits à cet effet les dispositifs ayant principalement pour objet d'indiquer le contour du véhicule ou de certaines de ses parties, ou pour engendrer des signaux au bénéfice d'autres véhicules pour engendrer des signaux à éclats durant la marche, autres que pour signaler le changement de direction, p.ex. appels de phares
  • B60Q 9/00 - Agencement ou adaptation des dispositifs de signalisation non prévus dans l'un des groupes principaux
  • B60Q 1/08 - Agencement des dispositifs de signalisation optique ou d'éclairage, leur montage, leur support ou les circuits à cet effet les dispositifs étant principalement destinés à éclairer la route en avant du véhicule ou d'autres zones de la route ou des environs les dispositifs étant des phares réglables, p.ex. commandés à distance de l'intérieur du véhicule automatiquement
  • G06N 7/01 - Modèles graphiques probabilistes, p.ex. réseaux probabilistes
  • B60Q 1/50 - Agencement des dispositifs de signalisation optique ou d'éclairage, leur montage, leur support ou les circuits à cet effet les dispositifs ayant principalement pour objet d'indiquer le contour du véhicule ou de certaines de ses parties, ou pour engendrer des signaux au bénéfice d'autres véhicules pour indiquer d'autres intentions ou conditions, p.ex. demandes d'attente ou de dépassement
  • B60W 50/08 - Interaction entre le conducteur et le système d'aide à la conduite
  • B60R 1/00 - Dispositions pour la visibilité optique; Dispositions de visualisation en temps réel pour les conducteurs ou les passagers utilisant des systèmes de capture d’images optiques, p.ex. des caméras ou des systèmes vidéo spécialement adaptés pour être utilisés dans ou sur des véhicules
  • B60R 25/00 - VÉHICULES, ÉQUIPEMENTS OU PARTIES DE VÉHICULES, NON PRÉVUS AILLEURS Équipements ou systèmes pour interdire ou signaler l’usage non autorisé ou le vol de véhicules
  • B60R 25/10 - VÉHICULES, ÉQUIPEMENTS OU PARTIES DE VÉHICULES, NON PRÉVUS AILLEURS Équipements ou systèmes pour interdire ou signaler l’usage non autorisé ou le vol de véhicules actionnant un dispositif d’alarme
  • B60T 7/12 - Organes d'attaque de la mise en action des freins par déclenchement non soumis à la volonté du conducteur ou du passager
  • G05B 15/02 - Systèmes commandés par un calculateur électriques
  • G06Q 40/08 - Assurance

61.

DIGITAL SAFETY AND ACCOUNT DISCOVERY

      
Numéro d'application 18465605
Statut En instance
Date de dépôt 2023-09-12
Date de la première publication 2023-12-28
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Park, Jason D.
  • Parkinson, John S.

Abrégé

Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping track of a consumer's accounts in order to prevent unauthorized access or use of the consumer's identified subscriptions and financial accounts. The identified subscriptions and financial accounts may be displayed to the consumer along with recommendations and assistance for closing unused or unwanted financial accounts and subscriptions to prevent unauthorized access or use.

Classes IPC  ?

  • H04L 9/40 - Protocoles réseaux de sécurité
  • G06F 21/62 - Protection de l’accès à des données via une plate-forme, p.ex. par clés ou règles de contrôle de l’accès
  • G06F 21/41 - Authentification de l’utilisateur par une seule ouverture de session qui donne accès à plusieurs ordinateurs

62.

DRIVING PATTERNS

      
Numéro d'application 18338915
Statut En instance
Date de dépôt 2023-06-21
Date de la première publication 2023-12-28
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Kanevsky, Valery Alexander

Abrégé

One or more devices in a data analysis computing system may be configured to receive and analyze acceleration data corresponding to driving data, analyze the acceleration data, and determine driving patterns and associated drivers based on the data. Acceleration data may be collected by one or more mobile devices, such as smartphones, tablet computers, and/or on-board vehicle systems. Drivers associated with driving trips may be identified based on the acceleration data collected by the mobile devices. In some cases, driving patterns may be determined based on the acceleration data before and after stopping points during driving trips, and the driving patterns may be compared to a set of previously stored driving patterns associated with various different drivers.

Classes IPC  ?

  • B60W 40/09 - Style ou comportement de conduite
  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente
  • G01C 21/14 - Navigation; Instruments de navigation non prévus dans les groupes en utilisant des mesures de la vitesse ou de l'accélération exécutées à bord de l'objet navigant; Navigation à l'estime en enregistrant la route parcourue par l'objet
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G01C 21/12 - Navigation; Instruments de navigation non prévus dans les groupes en utilisant des mesures de la vitesse ou de l'accélération exécutées à bord de l'objet navigant; Navigation à l'estime

63.

Artificial intelligence driven testing

      
Numéro d'application 17032411
Numéro de brevet 11853196
Statut Délivré - en vigueur
Date de dépôt 2020-09-25
Date de la première publication 2023-12-26
Date d'octroi 2023-12-26
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Pandurangarao, Anil Kumar

Abrégé

Methods, computer-readable media, software, and apparatuses may determine source code keywords via analysis of a source code file, map the source code keywords to test keywords, based on a similarity between the source code keywords and the test keywords, wherein the test keywords are associated with test cases, and cause execution of one or more of the test cases. Artificial intelligence driven testing utilizes artificial intelligence in analysis of source code and may automatically select and perform tests on the source code based on results of the analysis.

Classes IPC  ?

  • G06F 9/44 - Dispositions pour exécuter des programmes spécifiques
  • G06F 11/36 - Prévention d'erreurs en effectuant des tests ou par débogage de logiciel
  • G06F 8/51 - Source à source

64.

Delivery of customized insurance products and services

      
Numéro d'application 16364976
Numéro de brevet 11854086
Statut Délivré - en vigueur
Date de dépôt 2019-03-26
Date de la première publication 2023-12-26
Date d'octroi 2023-12-26
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Yager, Floyd M.
  • Wilson, Thomas J.
  • Azar, Pablo
  • Biemer, Edward A.
  • Frank, Jeremy
  • Pitchford, Mark David
  • Wasserman, Robert

Abrégé

Systems and methods provide customizable insurance according to consumer preferences and attributes. An enhanced attributes analysis server may analyze the attributes of a consumer and match these attributes with attributes of current customers of an entity managing the server. The insurance products/plans preferred by the matched customers may then be used to present insurance options to the consumer. In addition, the server may further customize insurance options based on answers to questions that relate to the consumer's specific situation. Further still, the consumer's social network may be used to understand insurance products/plans that may be preferred by the consumer.

Classes IPC  ?

65.

System for Determining Type of Property Inspection Based on Captured Images

      
Numéro d'application 18136503
Statut En instance
Date de dépôt 2023-04-19
Date de la première publication 2023-12-21
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Ganev, Ivan S.
  • Berends, James M.

Abrégé

Systems and methods are disclosed for electronically detecting and determining a type of inspection to recommend for a property and/or one or more characteristics of the property using input from multiple computing devices, such as image capturing devices, mobile devices, external data sources, internal data sources, and/or other data sources. A computing device may receive, via a communication interface, a plurality of images of a property. The computing device may determine, based on the plurality of images of the property, a score indicative of a level of care of the property. The computing device may determine, based on the plurality of images of the property, an estimate of a value of the property. Based on the determined score indicative of the level of care of the property and the determined estimate of the value of the property, the computing device may determine a recommendation for a type of inspection to perform on the property. The computing device may send, via the communication interface, the recommendation for the type of inspection for display on a display of a user device.

Classes IPC  ?

  • G06Q 50/16 - Immobilier
  • G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
  • G06T 7/00 - Analyse d'image
  • H04N 23/00 - Caméras ou modules de caméras comprenant des capteurs d'images électroniques; Leur commande

66.

SYSTEMS AND METHODS FOR SYSTEM GENERATED DAMAGE ANALYSIS

      
Numéro d'application 18457211
Statut En instance
Date de dépôt 2023-08-28
Date de la première publication 2023-12-21
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Walsh, Connor
  • Harasymczuk, Rebecca
  • Gore, Caleb Brian Slaughter
  • Carmichael, Ryan

Abrégé

A system, includes at least one processor and memory storing instructions that, when executed by the at least one processor, cause the system to perform operations. The operations include receiving, from a sensor associated with an object, sensor data; determining, based on the sensor data, a damage model indicating a severity of one or more damage elements; determining, based on the sensor data, scene data identifying a geographic location; and generating, by at least one machine classifier, event interpretation data for each of the one or more damage elements, wherein the event interpretation data is based on the sensor data, the damage model, and the scene data.

Classes IPC  ?

  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente
  • G06N 20/00 - Apprentissage automatique
  • G06N 7/01 - Modèles graphiques probabilistes, p.ex. réseaux probabilistes

67.

Claims adjuster allocation

      
Numéro d'application 16993916
Numéro de brevet 11842405
Statut Délivré - en vigueur
Date de dépôt 2020-08-14
Date de la première publication 2023-12-12
Date d'octroi 2023-12-12
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Pietrus, Jeana Kay
  • Edens, James Lawrence

Abrégé

A central claims adjuster control unit associated with an entity may oversee the assignment of claims cases to claims adjusters. The control unit may designate that a threshold number of cases may be assigned to certain claims adjusters. When new claims cases arrive, the control unit may monitor the workload of each of the claims adjusters and the threshold value assigned to any of the claims adjusters before assigning the case to one of the adjusters. If no adjuster is available, the control unit may store the case(s) in a memory until one of the adjusters becomes available. An additional feature of the control unit includes a user interface for modifying information about claims adjusters, including whether or not a threshold value is associated with them, the value of any associated threshold, and the reassignment of cases from one adjuster to another.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06Q 10/0631 - Planification, affectation, distribution ou ordonnancement de ressources d’entreprises ou d’organisations

68.

Automatic Claim Generation

      
Numéro d'application 18205746
Statut En instance
Date de dépôt 2023-06-05
Date de la première publication 2023-12-07
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Friedman, Benjamin
  • Saban, Yuval

Abrégé

Systems and methods are provided for retrieving insurance information of an insurance customer at a mobile device. An insurance information token may be affixed to a vehicle and scanned by an optical input device of the mobile device. The optical input device may thus obtain optical input corresponding to the insurance information token. The insurance information of the insurance customer may be retrieved based on the optical input and presented at a display device of the mobile device upon retrieval. The mobile device may also provide a message to an insurance system indicating that the insurance information token was scanned. Telematics information may also be analyzed in response to receipt of the message to determine whether to automatically create an insurance claim for the customer.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil

69.

SYSTEMS AND METHODS OF DRIVING BEHAVIOR ASSESSMENT USING TELEMATICS DATA

      
Numéro d'application 17829522
Statut En instance
Date de dépôt 2022-06-01
Date de la première publication 2023-12-07
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Clark, Melanie

Abrégé

Implementations claimed and described herein provide systems and methods for generating a driving behavior assessment using telematics data. The systems and methods use different types of telematics data generated via different data connections. Vehicle behavior telematics data is generated using a first type of connection with a vehicle (e.g., using an onboard diagnostics (OBD) device) and personal mobility telematics data is generated using a second type of connection via a mobile device associated with a vehicle operator. One or more driving attributes associated with the vehicle operator are determined by the system based on at least one of the vehicle behavior telematics data or the personal mobility telematics data. Scoring factors are calculated based on the one or more driving attributes. Furthermore, a policy level rate structure for an insurance policy can be generated based on the one or more scoring factors.

Classes IPC  ?

70.

SYSTEMS AND METHODS FOR GENERATING FUEL EFFICIENCY SCORE BASED ON CELL PHONE SENSOR DATA

      
Numéro d'application 17829587
Statut En instance
Date de dépôt 2022-06-01
Date de la première publication 2023-12-07
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Inoue, Satoru
  • Nelson, Jordan
  • Kruse, Jacob

Abrégé

Implementations claimed and described herein provide systems and methods for determining fuel efficiency based on sensor data from a mobile device. In one implementation, sensor data from a mobile device is collected. The sensor data includes a dataset that reflects a last trip on a vehicle by the mobile device, wherein the sensor data is collected from at least one of global position system (GPS) data and micro-electro-mechanical system (MEMS) sensor data of the mobile device. Driving events comprising at least one of one or more braking events, one or more speeding events, and one or more acceleration events are determined based on the sensor data. A fuel consumption prediction is predicted via a trained prediction model based on the driving events.

Classes IPC  ?

  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • B60W 30/18 - Propulsion du véhicule

71.

SYSTEM AND METHOD FOR IDENTIFYING TRIP PAIRS

      
Numéro d'application US2023023182
Numéro de publication 2023/235184
Statut Délivré - en vigueur
Date de dépôt 2023-05-23
Date de publication 2023-12-07
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s) Linder, Eric, M.

Abrégé

Implementations include classifying vehicle trips as similar to previous trips or trips reversed based on location information of a vehicle received from a location device. Unique tile identifiers of the trip, each corresponding to a geographic area and the location information, may be determined and used to generate a fingerprint of the trip. The derived trip fingerprint of the trip information may be compared to stored fingerprints of one or more previously received trips to determine if the new trip is similar to one or more of the previous trips or trips reversed. In one instance, two trips that share a similar route but in opposite directions may be identified as a trip pair and stored in a trip database as the trip pair.

Classes IPC  ?

  • G06F 16/29 - Bases de données d’informations géographiques

72.

SYSTEMS AND METHODS OF DRIVING BEHAVIOR ASSESSMENT USING TELEMATICS DATA

      
Numéro d'application US2023023799
Numéro de publication 2023/235281
Statut Délivré - en vigueur
Date de dépôt 2023-05-30
Date de publication 2023-12-07
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s) Clark, Melanie

Abrégé

Implementations claimed and described herein provide systems and methods for generating a driving behavior assessment using telematics data. The systems and methods use different types of telematics data generated via different data connections. Vehicle behavior telematics data is generated using a first type of connection with a vehicle (e.g., using an onboard diagnostics (OBD) device) and personal mobility telematics data is generated using a second type of connection via a mobile device associated with a vehicle operator. One or more driving attributes associated with the vehicle operator are determined by the system based on at least one of the vehicle behavior telematics data or the personal mobility telematics data. Scoring factors are calculated based on the one or more driving attributes. Furthermore, a policy level rate structure for an insurance policy can be generated based on the one or more scoring factors.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • H04W 4/40 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons
  • H04W 4/44 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons pour la communication entre véhicules et infrastructures, p.ex. véhicule à nuage ou véhicule à domicile

73.

SYSTEM AND METHOD FOR IDENTIFYING TRIP SIMILARITIES

      
Numéro d'application US2023023188
Numéro de publication 2023/235185
Statut Délivré - en vigueur
Date de dépôt 2023-05-23
Date de publication 2023-12-07
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s) Linder, Eric, M.

Abrégé

Implementations include classifying vehicle trips as similar to previous trips based on location information of a vehicle received from a location device. Unique tile identifiers of the trip, each corresponding to a geographic area and the location information, may be determined and used to generate a fingerprint of the trip. The derived trip fingerprint of the trip information may be compared to stored fingerprints of one or more previously received trips to determine if the new trip is similar to one or more of the previous trips. In one instance, information or data of a new trip may be adjusted based on previous trip data. For example, aspects of the new trip or the previous trip may be updated with information or data of a previous trip if the new trip and the previous trip are similar.

Classes IPC  ?

  • G06F 16/29 - Bases de données d’informations géographiques

74.

SYSTEMS AND METHODS FOR GENERATING FUEL EFFICIENCY SCORE BASED ON CELL PHONE SENSOR DATA

      
Numéro d'application US2023023824
Numéro de publication 2023/235293
Statut Délivré - en vigueur
Date de dépôt 2023-05-30
Date de publication 2023-12-07
Propriétaire ALLSTATE INSURANCE COMPANY (USA)
Inventeur(s)
  • Inoue, Satoru
  • Nelson, Jordan
  • Kruse, Jacob

Abrégé

Implementations claimed and described herein provide systems and methods for determining fuel efficiency based on sensor data from a mobile device. In one implementation, sensor data from a mobile device is collected. The sensor data includes a dataset that reflects a last trip on a vehicle by the mobile device, wherein the sensor data is collected from at least one of global position system (GPS) data and micro-electro-mechanical system (MEMS) sensor data of the mobile device. Driving events comprising at least one of one or more braking events, one or more speeding events, and one or more acceleration events are determined based on the sensor data. A fuel consumption prediction is predicted via a trained prediction model based on the driving events.

Classes IPC  ?

  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente

75.

Automatic update of user information

      
Numéro d'application 16821640
Numéro de brevet 11836241
Statut Délivré - en vigueur
Date de dépôt 2020-03-17
Date de la première publication 2023-12-05
Date d'octroi 2023-12-05
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Unnikrishnan, Ullas
  • Frana, Nicole Kristine
  • Garcia, Daniel Carrasco
  • Rule, Joe
  • Hopper, E. Mitchell

Abrégé

Methods, computer-readable media, software, and apparatuses may assist a user in automatically updating their personal information across a plurality of entities which have previously stored the user's personal information.

Classes IPC  ?

  • G06F 21/45 - Structures ou outils d’administration de l’authentification
  • G06F 16/9535 - Adaptation de la recherche basée sur les profils des utilisateurs et la personnalisation
  • G06F 21/31 - Authentification de l’utilisateur
  • G06F 21/41 - Authentification de l’utilisateur par une seule ouverture de session qui donne accès à plusieurs ordinateurs
  • G06F 21/60 - Protection de données
  • G06F 21/00 - Dispositions de sécurité pour protéger les calculateurs, leurs composants, les programmes ou les données contre une activité non autorisée

76.

GOOD HANDS. GREATER TOGETHER.

      
Numéro d'application 229630100
Statut En instance
Date de dépôt 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 41 - Éducation, divertissements, activités sportives et culturelles
  • 44 - Services médicaux, services vétérinaires, soins d'hygiène et de beauté; services d'agriculture, d'horticulture et de sylviculture.

Produits et services

(1) Retail pharmacy services; career planning services; providing career information; career services in the field of human resources development, namely, for the promotion of employee retention, career growth, and increased productivity for employees and employers; human resources consultancy; human resources services; consulting services in the fields of business management, human resources, and business organizational design; human resources consultation in the field of racial diversity and inclusive hiring practices; marketing services; marketing services, namely, providing marketing strategies for attracting qualified candidates for job openings. (2) Insurance services; administration of employee benefit plans, namely, providing health care benefit plans, retirement savings plans, and profit sharing plans to employees as well as consulting services for employees in the field of healthcare benefits and employee financial benefit plans as a result of marriage, adoption, parenthood, dissolution of marriage and domestic partnerships, retirement, and the death of family members; financial and information services, namely, providing financial and investment opportunity information to employees. (3) Physical fitness services, namely, providing group exercise instruction, equipment, and facilities; employee assistance services, namely, services in the nature of training services for employees in the field of balancing the demands of work and life; providing assistance in the field of parenthood, namely, on-line educational parental training classes; career coaching services; employment hiring, recruiting, staffing and career networking services. (4) Providing assistance, fitness evaluation and consultation to individuals to help them make health, wellness and nutritional changes in their daily living to improve health; providing assistance in connection with parenthood, namely, providing information in the field of parenting concerning the health of children.

77.

Nous sommes les bonnes mains. Et meilleurs ensemble.

      
Numéro d'application 229630200
Statut En instance
Date de dépôt 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 41 - Éducation, divertissements, activités sportives et culturelles
  • 44 - Services médicaux, services vétérinaires, soins d'hygiène et de beauté; services d'agriculture, d'horticulture et de sylviculture.

Produits et services

(1) Retail pharmacy services; career planning services; providing career information; career services in the field of human resources development, namely, for the promotion of employee retention, career growth, and increased productivity for employees and employers; human resources consultancy; human resources services; consulting services in the fields of business management, human resources, and business organizational design; human resources consultation in the field of racial diversity and inclusive hiring practices; marketing services; marketing services, namely, providing marketing strategies for attracting qualified candidates for job openings. (2) Insurance services; administration of employee benefit plans, namely, providing health care benefit plans, retirement savings plans, and profit sharing plans to employees as well as consulting services for employees in the field of healthcare benefits and employee financial benefit plans as a result of marriage, adoption, parenthood, dissolution of marriage and domestic partnerships, retirement, and the death of family members; financial and information services, namely, providing financial and investment opportunity information to employees. (3) Physical fitness services, namely, providing group exercise instruction, equipment, and facilities; employee assistance services, namely, services in the nature of training services for employees in the field of balancing the demands of work and life; providing assistance in the field of parenthood, namely, on-line educational parental training classes; career coaching services; employment hiring, recruiting, staffing and career networking services. (4) Providing assistance, fitness evaluation and consultation to individuals to help them make health, wellness and nutritional changes in their daily living to improve health; providing assistance in connection with parenthood, namely, providing information in the field of parenting concerning the health of children.

78.

Multi-Stop Route Selection System

      
Numéro d'application 18229896
Statut En instance
Date de dépôt 2023-08-03
Date de la première publication 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Schreier, Elizabeth
  • Grahn, Jamie Elizabeth

Abrégé

A multi-stop route selection system may include a telematics device associated with a vehicle having one or more sensors arranged therein, a mobile device, and a server computer. The server computer may receive driving data of a driver of the vehicle and a vehicle location from the telematics device, determine one or more driving behaviors of the driver based on the driving data, receive data regarding a calendar of the driver from the mobile device, identify a plurality of appointments in the calendar, determine a route comprising multiple destinations for the driver based on the vehicle location, the one or more driving behaviors, and the plurality of appointments, transmit the route to the mobile device, receive a request to add a new destination to the route from the mobile device, generate a modified route comprising the new destination, and transmit the modified route for the driver to the mobile device.

Classes IPC  ?

  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • H04W 4/029 - Services de gestion ou de suivi basés sur la localisation
  • H04W 4/024 - Services d’orientation
  • G01C 21/36 - Dispositions d'entrée/sortie pour des calculateurs embarqués
  • H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p.ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance
  • H04L 67/306 - Profils des utilisateurs
  • H04W 4/40 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons
  • H04W 4/44 - Services spécialement adaptés à des environnements, à des situations ou à des fins spécifiques pour les véhicules, p.ex. communication véhicule-piétons pour la communication entre véhicules et infrastructures, p.ex. véhicule à nuage ou véhicule à domicile

79.

SYSTEM AND METHOD FOR IDENTIFYING TRIP SIMILARITIES

      
Numéro d'application 17828654
Statut En instance
Date de dépôt 2022-05-31
Date de la première publication 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Linder, Eric M.

Abrégé

Implementations include classifying vehicle trips as similar to previous trips based on location information of a vehicle received from a location device. Unique tile identifiers of the trip, each corresponding to a geographic area and the location information, may be determined and used to generate a fingerprint of the trip. The derived trip fingerprint of the trip information may be compared to stored fingerprints of one or more previously received trips to determine if the new trip is similar to one or more of the previous trips. In one instance, information or data of a new trip may be adjusted based on previous trip data. For example, aspects of the new trip or the previous trip may be updated with information or data of a previous trip if the new trip and the previous trip are similar.

Classes IPC  ?

  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • G01C 21/36 - Dispositions d'entrée/sortie pour des calculateurs embarqués

80.

CRYPTOGRAPHICALLY TRANSMITTING AND STORING IDENTITY TOKENS AND/OR ACTIVITY DATA AMONG SPATIALLY DISTRIBUTED COMPUTING DEVICES

      
Numéro d'application 18361371
Statut En instance
Date de dépôt 2023-07-28
Date de la première publication 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hayes, Howard
  • Park, Jason D.
  • Parkinson, John S.

Abrégé

Aspects of the disclosure relate to a system and method for cryptographically transmitting and storing identity tokens and/or activity data among spatially distributed computing devices. The system may comprise a plurality of chains, such as an identity chain and an activity chain. In some aspects, identity data associated with a user may be used to generate an identity token for the user. The identity token may be transmitted to a plurality of computing devices for verification. Based on a verification of the identity token, the identity token may be stored in the identity chain. A request to perform an activity may also be received, and identity data associated with the user may be received in order to authenticate the user. The computing device may generate, based on the received identity data, an identity token for the user.

Classes IPC  ?

  • H04L 9/40 - Protocoles réseaux de sécurité
  • H04L 9/32 - Dispositions pour les communications secrètes ou protégées; Protocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
  • H04W 12/63 - Sécurité dépendant du contexte dépendant de la proximité

81.

MACHINE LEARNING BASED ACCIDENT ASSESSMENT

      
Numéro d'application 18366559
Statut En instance
Date de dépôt 2023-08-07
Date de la première publication 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Marlow, Clint J.
  • Kelsh, John P.

Abrégé

Aspects of the disclosure relate to using machine learning algorithms to analyze vehicle operational data associated with a vehicle accident. In some instances, an accident assessment server may receive data indicating that a vehicle was involved in an accident. The accident assessment server may compare the data with other known data, based on machine learning algorithms, to identify whether the accident resulted in a total loss. Responsive to determining that the accident resulted in the total loss, the accident assessment server may request further information regarding the vehicle and may identify a baseline value range for the vehicle. The accident assessment server may request updated information from the owner of the vehicle, identify, based on the updated information, a final value of the vehicle, and may pay the owner of the vehicle an amount corresponding to the final value if the final value is within the baseline value range.

Classes IPC  ?

82.

SYSTEM AND METHOD FOR IDENTIFYING TRIP PAIRS

      
Numéro d'application 17828598
Statut En instance
Date de dépôt 2022-05-31
Date de la première publication 2023-11-30
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Linder, Eric M.

Abrégé

Implementations include classifying vehicle trips as similar to previous trips or trips reversed based on location information of a vehicle received from a location device. Unique tile identifiers of the trip, each corresponding to a geographic area and the location information, may be determined and used to generate a fingerprint of the trip. The derived trip fingerprint of the trip information may be compared to stored fingerprints of one or more previously received trips to determine if the new trip is similar to one or more of the previous trips or trips reversed. In one instance, two trips that share a similar route but in opposite directions may be identified as a trip pair and stored in a trip database as the trip pair.

Classes IPC  ?

  • G01C 21/34 - Recherche d'itinéraire; Guidage en matière d'itinéraire
  • G01C 21/36 - Dispositions d'entrée/sortie pour des calculateurs embarqués

83.

ALLSTATE ESTAS EN BUENAS MANOS

      
Numéro de série 98290259
Statut En instance
Date de dépôt 2023-11-29
Propriétaire Allstate Insurance Company ()
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Insurance services, namely, writing and underwriting of property insurance, automobile insurance, commercial insurance and life insurance, and providing ancillary services thereto, namely, administration and claims adjustment

84.

Systems and Methods for Using Sensors to Determine a Holistic Vehicle Characteristic and/or to Generate Parameters for a Vehicle Service

      
Numéro d'application 18229976
Statut En instance
Date de dépôt 2023-08-03
Date de la première publication 2023-11-23
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hayes, Howard
  • Falcon, Jorge Caraballo
  • Moats, John Bradley
  • Kumar, Surender
  • Border, David
  • Greenwell, Ashley

Abrégé

Systems and methods for using a computing device with sensors to determine a holistic characteristic for a vehicle and/or to generate parameter(s) for a vehicle service. The computing device is configured to receive from a user device, via a first wireless data connection, a request to generate vehicle service parameters, based on a current condition of a feature of a vehicle. The computing device is configured to receive from the user device, via the first wireless data connection, vehicle-specific identifying information. The computing device is configured to determine data for a past condition for the feature of the vehicle, using the vehicle-specific identifying information. The computing device is configured to establish a second wireless data connection with an electronic system of the vehicle. The computing device is configured to receive, from the electronic system of the vehicle, via the second wireless data connection, data of a current condition for the feature. The computing device is configured to compare the data of the past condition and the data of the current condition. The computing device is configured to generate a vehicle service parameter based on the comparison.

Classes IPC  ?

  • G07C 5/08 - Enregistrement ou indication de données de marche autres que le temps de circulation, de fonctionnement, d'arrêt ou d'attente, avec ou sans enregistrement des temps de circulation, de fonctionnement, d'arrêt ou d'attente
  • G07C 5/00 - Enregistrement ou indication du fonctionnement de véhicules
  • G06Q 40/08 - Assurance

85.

VEHICLE-TO-VEHICLE ACCIDENT DETECTION

      
Numéro d'application 18199619
Statut En instance
Date de dépôt 2023-05-19
Date de la première publication 2023-11-16
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Brandmaier, Jennifer
  • Higgins, Martin
  • Loo, William
  • Plachta, Christopher G.
  • Ramirez, Philip Peter

Abrégé

One or more driving analysis computing devices in a driving analysis system may be configured to analyze driving data, determine driving behaviors, and determine whether a collision is imminent or has occurred using vehicle-to-vehicle (V2V) communications. Determination of whether a collision has occurred may be based on X-axis, Y-axis, and Z-axis positional data from two vehicles. Driving data from multiple vehicles may be collected by vehicle sensors or other vehicle-based systems, transmitted using V2V communications, and then analyzed and compared to determine various driving behaviors by the drivers of the vehicles.

Classes IPC  ?

  • G07C 5/02 - Enregistrement ou indication du temps de circulation, de fonctionnement, d'arrêt ou d'attente uniquement
  • G08G 1/16 - Systèmes anticollision
  • G08G 1/0962 - Dispositions pour donner des instructions variables pour le trafic avec un indicateur monté à l'intérieur du véhicule, p.ex. délivrant des messages vocaux

86.

Driver identity detection and alerts

      
Numéro d'application 17323531
Numéro de brevet 11816737
Statut Délivré - en vigueur
Date de dépôt 2021-05-18
Date de la première publication 2023-11-14
Date d'octroi 2023-11-14
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Robare, Philip

Abrégé

Disclosed herein are systems and/or methods for determining an insurance status for one or more drivers and/or vehicles. The system may identify a driver of a vehicle, such as by facial recognition or a retinal scan. Based on the identification, the system may determine the insurance status of the driver. If there is an issue with the insurance status, the system may prompt the driver to take some action. The system may also institute limitations upon the vehicle if there is an issue with the insurance status. In some instances, the system may determine the insurance status for multiple drivers in the area, and may warn a driver if he or she is in the vicinity of one or more underinsured drivers and/or vehicles.

Classes IPC  ?

87.

VEHICLE COMMUTE LOCATION PATTERNS BASED ON USER LOCATION DATA

      
Numéro d'application 18143108
Statut En instance
Date de dépôt 2023-05-04
Date de la première publication 2023-11-09
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Stroila, Matei
  • Alwar, Narayanan
  • Gibson, Timothy W.
  • Chintakindi, Sunil

Abrégé

Methods, computer-readable media, software, and system may generally identify, determine, and understand the significance of commute location data using telematics data. The system and methods may identify significant commute location data and points by analyzing telematics data and capturing GPS locations associated with the mobility of a user. The commute location data may be classified as data points including origin, destination, and waypoints. This commute location data may be used with metadata to identify significant locations associated with the user. The commute location data may also be used with metadata to understand mobility behavior of the user. Lastly, the commute location data may be used with metadata to determine risk associated with the user, such as based on a risk map.

Classes IPC  ?

  • H04W 4/029 - Services de gestion ou de suivi basés sur la localisation
  • G06F 16/29 - Bases de données d’informations géographiques
  • H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
  • H04W 64/00 - Localisation d'utilisateurs ou de terminaux pour la gestion du réseau, p.ex. gestion de la mobilité

88.

Content Output Systems Using Vehicle-Based Data

      
Numéro d'application 18223083
Statut En instance
Date de dépôt 2023-07-18
Date de la première publication 2023-11-09
Propriétaire Allstate Insurance Companyy (USA)
Inventeur(s)
  • Wasserman, Robert
  • Dimesa, Fred
  • Yurdin, Bill

Abrégé

Electronic display systems, including roadside display devices, vehicle-based devices, personal mobile devices, intermediary servers, advertising servers and/or networks, and/or additional external data sources may operate individually or in combination to identify one or more vehicle locations, driving routes, driver and passenger characteristics, driving behavior and patterns, telematics data, and the like. Vehicle and individual characteristics and/or telematics data may be determined based on data received from traffic cameras, vehicle-based devices, personal mobile devices, telematics devices, and/or other data sources, including software applications. Based on the vehicle characteristics, individual characteristics, driving data and driving patterns, telematics data, and the like, content, such as digital display content or audio content, may be determined for output on various devices, such as electronic roadside displays to be viewable by the approaching vehicles, and/or other devices to be accessible by associated individuals via the other devices. Various techniques may be used to determine customized content. Additionally, certain systems may be interactive to allow user responses and follow-up content via on-board vehicle devices or other user devices.

Classes IPC  ?

  • G06Q 30/0251 - Publicités ciblées
  • G08G 1/09 - Dispositions pour donner des instructions variables pour le trafic
  • G08G 1/017 - Détection du mouvement du trafic pour le comptage ou la commande par identification des véhicules
  • G08B 5/00 - Systèmes de signalisation optique, p.ex. systèmes d'appel de personnes, indication à distance de l'occupation de sièges
  • G08G 1/01 - Détection du mouvement du trafic pour le comptage ou la commande
  • E01F 9/00 - Aménagement des panneaux de signalisation routière ou des signaux de trafic routier; Dispositions pour imposer la prudence
  • G08G 1/04 - Détection du mouvement du trafic pour le comptage ou la commande utilisant des détecteurs optiques ou ultrasonores

89.

Generating Insurance Quotes

      
Numéro d'application 18221607
Statut En instance
Date de dépôt 2023-07-13
Date de la première publication 2023-11-09
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Krieter, Dean
  • Lopez, Salvador
  • Hannebrink, Anastasia

Abrégé

Systems and methods provide for a computerized system for quoting home owners insurance and providing a more consultative way of delivering insurance quotes and insurance quote information. The system may present insurance consumers with an automated process of asking questions and receiving feedback. Based on the feedback, the system may provide insurance options and explanations of those options enabling consumers to make a decision that best fits their personal situation. For example, systems and methods are directed to determining and providing a deductible that fits a user based on the user's tolerance for risk and cash position. The system may also provide a description of the types of risks and damages that are covered by particular insurance coverages. The system may also provide an analysis of the insurance obtained by similarly situated individuals. The system may also provide descriptions of insurance features.

Classes IPC  ?

90.

Prioritization of insurance requotations

      
Numéro d'application 16675430
Numéro de brevet 11810196
Statut Délivré - en vigueur
Date de dépôt 2019-11-06
Date de la première publication 2023-11-07
Date d'octroi 2023-11-07
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Doyle, Alexander
  • Dunn, Ryan
  • Gheorghe, Cristina I.
  • Huls, Eric
  • Lavigne, Michael A.
  • Macinnis, David
  • Decleene, Christopher Joseph

Abrégé

A computer-assisted method for providing re-quotations for insurance coverage may include receiving a list of insurance leads corresponding to individuals who received a previous quotation for insurance coverage but did not purchase the insurance coverage and identifying a difference between the previous quotation and a new quotation. This difference may include an increase in offered insurance coverage and/or a reduction in cost. A computing device may calculate a probability for each of the individuals on the list using a regression model based, at least in part, on the identified difference. In some cases, the regression model may be associated with individual states. In other cases, the regression model may correspond to a plurality of states. The regression model may output a probability that a resident of a particular state will purchase insurance in response to a re-quotation for insurance coverage, where individuals may then be ranked based on the probability.

Classes IPC  ?

91.

Controlling Vehicles Using Contextual Driver And/Or Rider Data Based On Automatic Passenger Detection and Mobility Status

      
Numéro d'application 18132569
Statut En instance
Date de dépôt 2023-04-10
Date de la première publication 2023-11-02
Propriétaire Allstate Insurance Company (USA)
Inventeur(s) Allen, Rachel Edelshteyn

Abrégé

A system may receive driving information associated with a first driver of a shared mobility service, the driving information comprising processed sensor data received from one or more sensors of a vehicle associated with the first driver. Subsequently, the system may determine, based on at least one of recorded audio signals and a wireless signal, one or more time periods during which the first driver was transporting at least one passenger of the shared mobility service. Thereafter, the system may determine, based on correlating the driving information with the one or more time periods, a first score for the first driver. Then, the system may transmit a notification of a ride opportunity to the first driver responsive to determining that the first score for the first driver is higher than a second score for a second driver.

Classes IPC  ?

  • G06Q 50/30 - Transport; Communications
  • G06Q 10/0639 - Analyse des performances des employés; Analyse des performances des opérations d’une entreprise ou d’une organisation
  • G06Q 10/063 - Recherche, analyse ou gestion opérationnelles
  • B60W 40/09 - Style ou comportement de conduite

92.

Commercial claim processing platform using machine learning to generate shared economy insights

      
Numéro d'application 17215410
Numéro de brevet 11798095
Statut Délivré - en vigueur
Date de dépôt 2021-03-29
Date de la première publication 2023-10-24
Date d'octroi 2023-10-24
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Gutsell, Christopher Paul
  • Kelsh, John P.
  • Harasymczuk, Rebecca
  • Gore, Matthew
  • Brune, Nathan
  • Deans, John

Abrégé

Aspects of the disclosure relate to using machine learning methods to produce commercial and shared economy insights. A computing platform may receive historical claim processing information. The computing platform may train a machine learning model using the historical claim processing information, which may configure the machine learning model to output new claim processing information based on claim information. The computer platform may receive a new claim, including claim information, and may process the new claim using the machine learning model, which may result in the new claim processing information. The computing platform may send, to a user computing device, the new claim processing information and one or more commands directing the user computing device to display the new claim processing information, which may cause the user computing device to display the new claim processing information.

Classes IPC  ?

93.

Optimized inventory analysis for insurance purposes

      
Numéro d'application 16251420
Numéro de brevet 11798088
Statut Délivré - en vigueur
Date de dépôt 2019-01-18
Date de la première publication 2023-10-24
Date d'octroi 2023-10-24
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Loo, William
  • Hughes, Stephen
  • Gillespie, James
  • Brandmaier, Jennifer A.
  • Koza, Daniel

Abrégé

Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may use a demographic classification for a given user along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory. Finally, the optimized inventory analysis server may recommend incentives on products/services sold by third party entities and may further recommend incentives on insurance products for insuring items purchased by a given user.

Classes IPC  ?

94.

USER DEVICES IN CLAIMS DAMAGE ESTIMATION

      
Numéro d'application 18306882
Statut En instance
Date de dépôt 2023-04-25
Date de la première publication 2023-10-19
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Faga, Mark E.
  • Johnson, Robert H.
  • Marlow, Clint J.
  • Stricker, Kurt M.

Abrégé

Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. In addition, the server may interface with third party entities such as repair shops and may generate a payment for compensating a claimant for repair of the insured item.

Classes IPC  ?

95.

TOTAL LOSS EVALUATION AND HANDLING SYSTEM AND METHOD

      
Numéro d'application 18336748
Statut En instance
Date de dépôt 2023-06-16
Date de la première publication 2023-10-19
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hanson, Randall M.
  • Dewall, Joel
  • Ejupi, Jamin

Abrégé

Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle state data and determines that a loss involving the vehicle has occurred. A total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle state data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.

Classes IPC  ?

  • G06Q 40/04 - Transactions; Opérations boursières, p.ex. actions, marchandises, produits dérivés ou change de devises

96.

Systems and methods for disturbance detection and identification based on disturbance analysis

      
Numéro d'application 18177898
Numéro de brevet 11984011
Statut Délivré - en vigueur
Date de dépôt 2023-03-03
Date de la première publication 2023-10-12
Date d'octroi 2024-05-14
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kottegoda, Manjula
  • Florescu, Corina
  • Giri, Deepak Baban

Abrégé

Intelligent disturbance detection systems and methods of use to capture a disturbance via an application tool on a mobile smart device remote from the user, extract features from the disturbance, compare the extracted features to disturbance labels of a disturbance set in a comparison by a disturbance detection neural network model of the application tool, generate a disturbance label when the extracted features match the disturbance label in the comparison, train the model to generate a custom disturbance label associated with the extracted features when the extracted features do not match the one or more disturbance labels in the comparison, and generate an automatic alert via the mobile smart device to transmit an identification of the disturbance to the user based on the disturbance label, the custom disturbance label, or combinations thereof.

Classes IPC  ?

97.

Retail Deployment Model

      
Numéro d'application 18111729
Statut En instance
Date de dépôt 2023-02-20
Date de la première publication 2023-10-12
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Kobori, Larry Shigeo
  • Mayeda, Carl Katsumi
  • Sahai, Priya

Abrégé

A method of determining and optimizing the location of a new insurance agency is disclosed to increase market penetration of underrepresented markets. The method comprises the use of a scoring algorithm to rank various geographic regions or related zip codes. The scoring algorithm may be implemented by a location modeling system based on variables selected by a user. In addition, the various ranked geographic regions or related zip codes may be analyzed for proximity to natural or man made perils.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06F 16/29 - Bases de données d’informations géographiques
  • G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
  • G06Q 30/0204 - Segmentation du marché
  • G06Q 10/0637 - Gestion ou analyse stratégiques, p. ex. définition d’un objectif ou d’une cible pour une organisation; Planification des actions en fonction des objectifs; Analyse ou évaluation de l’efficacité des objectifs

98.

Data Processing System for Secure Data Sharing and Customized Output Generation

      
Numéro d'application 18133365
Statut En instance
Date de dépôt 2023-04-11
Date de la première publication 2023-10-12
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Hayes, Howard
  • Chintakindi, Sunil
  • Kumar, Surender
  • Gibson, Tim

Abrégé

Aspects of the disclosure relate to computing platforms that utilize third party data for customized output generation. A computing platform may receive encrypted data corresponding to a travel history. The computing platform may decrypt a portion of the encrypted data, resulting in first decrypted travel history data. The computing platform may direct a user device to display the first decrypted travel history data, along with a first option to continue decrypting a subsequent portion of the encrypted data and a second option to delete the first decrypted travel history data. After receiving a selection of the first option, the computing platform may decrypt the subsequent portion of the encrypted data. After determining that the encrypted data is fully decrypted, the computing platform may process the decrypted data to generate a customized product output, and may direct the user device to display the customized product output.

Classes IPC  ?

  • G06Q 40/08 - Assurance
  • G06Q 50/26 - Services gouvernementaux ou services publics
  • H04L 9/40 - Protocoles réseaux de sécurité
  • G06F 11/30 - Surveillance du fonctionnement
  • H04W 12/033 - Protection de la confidentialité, p.ex. par chiffrement du plan utilisateur, p.ex. trafic utilisateur
  • G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p.ex. des interruptions ou des opérations d'entrée–sortie
  • G06Q 50/30 - Transport; Communications

99.

PROCESSING SYSTEM HAVING A MACHINE LEARNING ENGINE FOR PROVIDING A SELECTABLE ITEM AVAILABILITY OUTPUT

      
Numéro d'application 18134250
Statut En instance
Date de dépôt 2023-04-13
Date de la première publication 2023-10-12
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Lopez, Salvador
  • Krieter, Dean
  • Gouda, Pavan Neelakanthana
  • Narra, Vikram

Abrégé

Aspects of the disclosure relate to enhanced selectable item availability processing systems with improved content and configuration update capability and enhanced selectable item availability output determinations. A computing platform may receive a selectable item availability configuration output comprising a configuration update to the selectable item availability output and a selectable item availability content output comprising a content update to the selectable item availability output. Based on the selectable item availability configuration output and the selectable item availability content output, the computing platform may generate an updated selectable item availability output. The computing platform may receive a request to access the selectable item availability output. The computing platform may generate one or more commands to cause display of the updated selectable item availability output and may send, to a user device, the updated selectable item availability output along with the one or more commands.

Classes IPC  ?

  • G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou transformation d’un objet, d’une image ou d’un élément de texte affiché, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
  • G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p.ex. des menus
  • G06Q 30/0601 - Commerce électronique [e-commerce]
  • G06N 20/00 - Apprentissage automatique
  • G06F 40/174 - Remplissage de formulaires; Fusion

100.

VIRTUAL COLLABORATION

      
Numéro d'application 18298264
Statut En instance
Date de dépôt 2023-04-10
Date de la première publication 2023-10-12
Propriétaire Allstate Insurance Company (USA)
Inventeur(s)
  • Beavers, Sean
  • Gutsell, Christopher Paul
  • Lewis, Cheryl
  • Striebich, Margaret K.
  • Kelsh, John P.

Abrégé

A method, medium, and apparatus for allowing evaluation of property, such as damaged property, remotely and efficiently. A mobile computing device at the location of the property may be used to transmit video of the property to an adjuster, and to receive video and audio communications from the adjuster. The adjuster may be selected from a queue based on time waiting in the queue and/or a number of other statistics and attributes of the adjuster. The adjuster may converse with an owner of the property and capture video of the property in order to make an appraisal or determine the infeasibility of remote appraisal and the need to instruct another adjuster to perform a physical inspection.

Classes IPC  ?

  1     2     3     ...     17        Prochaine page