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Résultats pour
brevets
1.
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QUANTITATIVE CUSTOMER ANALYSIS SYSTEM AND METHOD
Numéro de document |
03117973 |
Statut |
En instance |
Date de dépôt |
2021-05-11 |
Date de disponibilité au public |
2021-11-11 |
Propriétaire |
THE BANK OF NOVA SCOTIA (Canada)
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Inventeur(s) |
- Martinez, Alberto Ivan Mendoza
- Barahona, Adriana Valderrama
- Barrow, Stephan Hayden
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Abrégé
The disclosure herein relates generally to quantitative customer analysis including segmenting a plurality of customers into a plurality of cohorts based on a performance driver indicative of future customer performance, wherein a first cohort includes a first customer; generating a plurality of cohort forecasts corresponding to the plurality of cohorts, each cohort forecast based on the performance driver of each customer belonging to a corresponding cohort, wherein the plurality of cohort forecasts are generated for a remaining lifetime of the customer; and, calculating a customer lifetime value (CLV) metric for the first customer based on the plurality of cohort forecasts and a set of transition probabilities indicative of a likelihood that the first customer remains in the first cohort, or transitions to a different cohort.
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2.
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PREDICTIVE ONLINE BANKING SYSTEM AND METHOD
Numéro de document |
03150518 |
Statut |
En instance |
Date de dépôt |
2020-08-12 |
Date de disponibilité au public |
2021-02-18 |
Propriétaire |
THE BANK OF NOVA SCOTIA (Canada)
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Inventeur(s) |
- Lallement, Yannick
- Orlowski, Rafal
- Vidales, Pablo
- Wong, Kok-Lung
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Abrégé
A predictive online banking system is provided herein, the system comprising a banking application, database, and behaviour predication application. The banking application configured to run on a user device. The database configured to store a plurality of financial operations, each financial operation based on a combination of transaction data. The behaviour prediction application configured to run on a remote server, and being communicatively coupled to each of the banking application and the database. The behaviour prediction application to determine a financial operation score for each of the plurality of financial operations based on a transaction frequency and one or more transaction dates associated with each financial operation. The financial operation score for use in predicting a likelihood of the user selecting a corresponding financial operation to perform. The banking application configured to positionally display each of the plurality of financial operations based on the corresponding financial operation score.
Classes IPC ?
- G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts ou tenue de compte
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3.
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GROUP INSURANCE PRESENTATION SYSTEM AND METHOD
Numéro de document |
03068404 |
Statut |
En instance |
Date de dépôt |
2018-06-21 |
Date de disponibilité au public |
2018-12-27 |
Propriétaire |
THE BANK OF NOVA SCOTIA (Canada)
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Inventeur(s) |
- Fuerstenberg, Zack
- Gabriel, Adam
- Nathan, Yaniv
- Shew, Gary
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Abrégé
A system for customizing group insurance packages includes a server and client computing devices connected via a network. The server accepts personal information for a customer and data relating to holdings associated with the customer and generates one or more group insurance packages tailored to the customer. The group insurance packages are presented to the customer. The customer can customize the group insurance package and update the price and related discounts.
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