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Résultats pour
brevets
1.
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TARGETED USER ACCESS CONTROL SYSTEM
Numéro d'application |
US2015062582 |
Numéro de publication |
2016/086085 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2015-11-25 |
Date de publication |
2016-06-02 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Gauthier, James J.
- Bryant, Mathew S.
- Heffernan, Richard J.
- Mariani, Leonard A.
- Musoke, Jonathan
- Carlson, Jeffrey F.
- Klatte, David
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Abrégé
A system includes a network interface, at least one processing device, and a memory device. The memory device stores instructions that when executed result in initiating creation of a single-use targeted link that provides access to a restricted access data entry system and serves the single-use targeted link through the network interface to a computer system of a targeted user with a time validity constraint. An access request received at the restricted access data entry system through the single-use targeted link is verified as being received within the time validity constraint. A network traffic throttling control reduces network traffic volume received through the single-use targeted link based on determining that the network traffic volume exceeds a traffic volume threshold. An identity control at the restricted access data entry system is applied to confirm entry of at least one identifying characteristic that matches the targeted user.
Classes IPC ?
- H04L 29/08 - Procédure de commande de la transmission, p.ex. procédure de commande du niveau de la liaison
- H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole
- H04L 12/26 - Dispositions de surveillance; Dispositions de test
- G06Q 30/02 - Marketing; Estimation ou détermination des prix; Collecte de fonds
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2.
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SYSTEMS AND METHODS FOR WEATHER EVENT-BASED PROCESSING
Numéro d'application |
US2014069664 |
Numéro de publication |
2015/089250 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2014-12-11 |
Date de publication |
2015-06-18 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Harton, Brian, N.
- Krechko, Jared, C.
- Zacchera, Stefanie, M.
- Janson, Keith, M.
- Sobek, Adam
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Abrégé
Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing georeferenced weather event.
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3.
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SYSTEMS AND METHODS FOR CERTIFIED LOCATION DATA COLLECTION, MANAGEMENT, AND UTILIZATION
Numéro d'application |
US2013034189 |
Numéro de publication |
2013/148897 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2013-03-27 |
Date de publication |
2013-10-03 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Collins, Dean, M.
- Roberts, Thomas, J.
- Maddalena, Thomas, J.
- Tuttle, Ann, S.
- Kimball, Michael
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Abrégé
Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control.
Classes IPC ?
- G06F 17/40 - Acquisition et consignation de données
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4.
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SYSTEMS AND METHODS FOR DETERMINING OPTIONAL INSURANCE COVERAGES
Numéro d'application |
US2012045694 |
Numéro de publication |
2013/009598 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2012-07-06 |
Date de publication |
2013-01-17 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Ernstberger, Kelly, A.
- Marston, Sally, D.
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Abrégé
Exemplary embodiments automatically determine and present optional insurance coverages that may be added to a base insurance coverage based on relevant characteristics of the customer. Relevant characteristics may include the characteristics of the customer's business operations, !n various embodiments, optional coverages may be chosen to be similar to the optional coverages historically purchased by insured customers that have similar characteristics to the current customer, (e.g., similar business operations and risk profiles), in some embodiments, the automatic determination of optional coverages may also, or alternatively, be conditioned on the business objectives and policies of the company offering the insurance and/or on customer or user feedback regarding previously offered optional coverages.
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5.
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SYSTEMS AND METHODS FOR PRODUCT CONFIGURATION
Numéro d'application |
US2012045643 |
Numéro de publication |
2013/009585 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2012-07-06 |
Date de publication |
2013-01-17 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- O'Connor, John, P.
- Horsburgh, Randall, L.
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Abrégé
Systems, apparatus, interfaces, methods, and articles of manufacture that provide for product configuration.
Classes IPC ?
- G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
- G06Q 30/04 - Facturation
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6.
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SYSTEMS AND METHODS FOR BUSINESS CLASSIFICATION
Numéro d'application |
US2012045696 |
Numéro de publication |
2013/009599 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2012-07-06 |
Date de publication |
2013-01-17 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Wallquist, Dianna, M.
- Scarff, William, W.
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Abrégé
Systems, apparatus, interfaces, methods, and articles of manufacture that provide for business classification, such as, for example, determining the nature of a business's operations to allow an accurate assessment of the corresponding risks and potential liabilities.
Classes IPC ?
- G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projets; Planification d’entreprise ou d’organisation; Modélisation d’entreprise ou d’organisation
- G06Q 30/04 - Facturation
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7.
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SYSTEM AND METHOD FOR RISK VALIDATION
Numéro d'application |
US2012045713 |
Numéro de publication |
2013/009604 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2012-07-06 |
Date de publication |
2013-01-17 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Christie-Sorensen, Amanda, B.
- Kish, Anita, L.
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Abrégé
Systems and methods for validating the level of risk (e.g., associated with an insurance policy) are based on information intrinsic to one or more activities associated with an item/object/entity (e.g., covered by an insurance policy), such as a vehicle identification number of a vehicle operated in association with one or more of the activities. From the vehicle identification number, a vehicle type for a vehicle may be determined, and the vehicle type may be used to validate whether the level of risk (e.g., associated with the policy) is appropriate for any relevant business concern.
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8.
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SYSTEMS AND METHODS FOR UTILIZATION OF RISK ZONES
Numéro d'application |
US2011067037 |
Numéro de publication |
2012/092161 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2011-12-22 |
Date de publication |
2012-07-05 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Collins, Dean, M.
- Smith, Bryan
- O'Conner, John
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Abrégé
Systems, apparatus, methods, and articles of manufacture that provide for outputting and utilization of risk zone information are provided. In some embodiments, risk zone information may be utilized to select, price, and/or manage an insurance policy.
Classes IPC ?
- G06Q 50/10 - Services
- G01C 21/26 - Navigation; Instruments de navigation non prévus dans les groupes spécialement adaptés pour la navigation dans un réseau routier
- G08G 1/0969 - Systèmes impliquant la transmission d'indications de navigation au véhicule ayant un dispositif de visualisation sous forme de carte
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9.
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MONITORING CUSTOMER-SELECTED VEHICLE PARAMETERS
Numéro d'application |
US2011036786 |
Numéro de publication |
2011/146466 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2011-05-17 |
Date de publication |
2011-11-24 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Collins, Dean, M.
- Smith, Bryan
- Krysinski, William
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Abrégé
Vehicle insurance customers select parameters for monitoring using one or more telematics devices. The parameters may comprise an operating characteristic associated with at least one vehicle associated with an insurance product. In one embodiment, an apparatus causes, based on a user selection of at least one of a plurality of menu-selectable options, a remotely programmable memory of at least one monitoring device to store an indication of the monitoring parameters represented by the user selection.
Classes IPC ?
- G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
- G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
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10.
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RISK ASSESSMENT AND CONTROL, INSURANCE PREMIUM DETERMINATIONS, AND OTHER APPLICATIONS USING BUSYNESS
Numéro d'application |
US2010062114 |
Numéro de publication |
2011/079324 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2010-12-26 |
Date de publication |
2011-06-30 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
Collins, Dean, M.
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Abrégé
A "busyness" metric is determined for various different objects, such as businesses, roads, vehicles, buildings, locations, transportation systems, communication systems, devices, equipment, and/or systems, using various sensing and/or other technologies. The busyness metric may be used for a broad range of applications, such as assessing and controlling insurance risk, determining insurance premiums, prioritizing tasks, travel, navigation, advertising, and other purposes.
Classes IPC ?
- G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
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11.
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A METHOD OF AND SYSTEM FOR DETERMINING AND PROCESSING OBJECT STRUCTURE CONDITION INFORMATION
Numéro d'application |
US2009041020 |
Numéro de publication |
2009/129496 |
Statut |
Délivré - en vigueur |
Date de dépôt |
2009-04-17 |
Date de publication |
2009-10-22 |
Propriétaire |
THE TRAVELERS INDEMNITY COMPANY (USA)
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Inventeur(s) |
- Collins, Dean
- Nair, Erin, Mack
- Krechko, Jared
- Kaprove, Adam
- Edinger, Henry
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Abrégé
Methods and systems for automated property insurance inspection include a remote inspection device having video inspection equipment capable of providing video images of property for use by an insurance company. The images may be used for expediting claim processing, inspecting damage in hazardous or hard to reach places, loss avoidance/risk control, fraud detection, detecting changes in risk profile, underwriting, rating, and quoting on new accounts and renewals, and prospecting new customers. The inspections may be performed on the exterior or interior of the property, and may be performed periodically, on- demand or continuously.
Classes IPC ?
- G06F 19/00 - Équipement ou méthodes de traitement de données ou de calcul numérique, spécialement adaptés à des applications spécifiques (spécialement adaptés à des fonctions spécifiques G06F 17/00;systèmes ou méthodes de traitement de données spécialement adaptés à des fins administratives, commerciales, financières, de gestion, de surveillance ou de prévision G06Q;informatique médicale G16H)
- G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
- G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
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