Square, Inc.

États‑Unis d’Amérique

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Type PI
        Brevet 1 045
        Marque 74
Juridiction
        États-Unis 880
        International 147
        Canada 80
        Europe 12
Propriétaire / Filiale
[Owner] Square, Inc. 1 115
Weebly, Inc. 4
Date
Nouveautés (dernières 4 semaines) 6
2022 janvier (MACJ) 4
2021 décembre 6
2021 novembre 11
2021 octobre 14
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Classe IPC
G06Q 20/20 - Systèmes de réseaux présents sur les points de vente 386
G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil 317
G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives 271
G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques 211
G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile 138
Voir plus
Classe NICE
09 - Appareils et instruments scientifiques et électriques 39
36 - Services financiers, assurances et affaires immobilières 38
42 - Services scientifiques, technologiques et industriels, recherche et conception 29
35 - Publicité; Affaires commerciales 28
38 - Services de télécommunications 15
Voir plus
Statut
En Instance 175
Enregistré / En vigueur 944
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1.

PEER-TO-PEER TRANSFER OF A STORED VALUE

      
Numéro d'application US2021040303
Numéro de publication 2022/010784
Statut Délivré - en vigueur
Date de dépôt 2021-07-02
Date de publication 2022-01-13
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Moring, Michael, Dustin
  • Jacoby, Brandon
  • Shen, Benjamin
  • Jennings, Owen, Britton
  • Wu, Chun Wah

Abrégé

The present technology reduces external communication, server demand, network congestion, and processing power in facilitating the transfer of stored values. The technology as disclosed herein provides for users to transmit a stored value therebetween, allowing recipients to select how they would like to receive the stored value by means of one or more digital assets or other alternate values. The technology provides for a first user to transmit a stored value to one or more recipients. Upon receiving a selection as to how the recipients would like to receive the stored value, the present technology converts from the stored value as sent by the first user to the one or more alternate values as indicated by the recipients.

Classes IPC  ?

  • G06Q 20/06 - Circuits privés de paiement, p.ex. impliquant de la monnaie électronique utilisée uniquement entre les participants à un programme commun de paiement
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation
  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails

2.

UPDATING MENUS BASED ON PREDICTED EFFICIENCIES

      
Numéro d'application 17466449
Statut En instance
Date de dépôt 2021-09-03
Date de la première publication 2022-01-06
Propriétaire Square, Inc. (USA)
Inventeur(s) Matoba, Marc

Abrégé

Notifying customers of available efficiencies via updates to electronic menus, personal notifications, etc. is described herein. As an example, a computing system can receive a first request indicating that an item that is offered for sale by a merchant that has been requested by a customer and can determine an efficiency associated with combining the first request with a second request from another customer. Such an efficiency, for example, can comprise sharing an item on a menu or preparing multiple items together instead of individually. The computing system can notify, in near real-time and based at least partly on determining the efficiency associated with combining the first request and the second request, at least the other customer about the efficiency. In some examples, the other customer can be notified via an update to the electronic menu, a personal notification to a user computing device, etc.

Classes IPC  ?

  • G06Q 50/12 - Hôtellerie ou restauration
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
  • G06F 3/0482 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport interaction avec des listes d’éléments sélectionnables, p.ex. les menus

3.

PREDICTING CAPITAL NEEDS

      
Numéro d'application 17240020
Statut En instance
Date de dépôt 2021-04-26
Date de la première publication 2022-01-06
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Reses, Jacqueline
  • Kim, Audrey
  • Kosev, Theodore
  • Montgomery, Andy

Abrégé

In some examples, a system may receive transaction data indicating payments into a first account over time and payments out of the first account over time, the first account associated with a user. In addition, the system may access a data structure including historical account data that indicates variations in a balance of the first account over time. The system may determine an indicated minimum balance for the first account based on inputting the transaction data and the historical account data into a first predictive model configured to a predict a minimum balance for enabling predicted payments out of a user account. The system may determine, based on a difference between a current balance of the first account and the predicted minimum balance for the first account, that the first account has a surplus of funds. Based at least on the surplus, the system may send an instruction.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile

4.

Peer-To-Peer Transfer of a Stored Value

      
Numéro d'application 16921753
Statut En instance
Date de dépôt 2020-07-06
Date de la première publication 2022-01-06
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Moring, Dustin
  • Jacoby, Brandon
  • Shen, Benjamin
  • Jennings, Owen
  • Wu, Chun Wah

Abrégé

The present technology reduces external communication, server demand, network congestion, and processing power in facilitating the transfer of stored values. The technology as disclosed herein provides for users to transmit a stored value therebetween, allowing recipients to select how they would like to receive the stored value by means of one or more digital assets or other alternate values. The technology provides for a first user to transmit a stored value to one or more recipients. Upon receiving a selection as to how the recipients would like to receive the stored value, the present technology converts from the stored value as sent by the first user to the one or more alternate values as indicated by the recipients.

Classes IPC  ?

  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06F 16/23 - Mise à jour
  • G06Q 20/08 - Architectures de paiement
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/22 - Schémas ou modèles de paiement

5.

Converting items into vectors to determine optimized locations

      
Numéro d'application 16160564
Numéro de brevet 11210721
Statut Délivré - en vigueur
Date de dépôt 2018-10-15
Date de la première publication 2021-12-28
Date d'octroi 2021-12-28
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Feng, David
  • Skeels, Christopher

Abrégé

Generating a vector space model to analyze menu items for restaurants in order to determine optimized geographic locations for merchants to position restaurants is described herein. In one example, the techniques include converting the menu items into vectors using the vector space model, and using the vectors, grouping or assigning the menu items to cuisine types. Once assigned to cuisine types, one or more servers of a food-ordering service may analyze transaction histories for customers in a particular geographic area to determine how “adventurous” the customers are, or how diverse the customer's orders are amongst cuisine types. If the customers in a particular geographic area are adventurous or diverse consumers, the food-ordering service may recommend that a merchant establish a dine-in restaurant in the geographic area, offer food delivery to the geographic area, and/or include the geographic area in a schedule for a mobile restaurant.

Classes IPC  ?

  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06N 20/00 - Apprentissage automatique

6.

Computer-implemented methods and system for customized interactive image collection based on customer data

      
Numéro d'application 16177020
Numéro de brevet 11210730
Statut Délivré - en vigueur
Date de dépôt 2018-10-31
Date de la première publication 2021-12-28
Date d'octroi 2021-12-28
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Woodyard, Christopher
  • Grodin, Stephanie

Abrégé

Customized interactive image collection generation is described. A plurality of interactive images associated with at least one merchant can be accessed. An interactive image of the plurality of interactive images can depict one or more items offered for sale by the merchant and individual items of the one or more items can be associated with individual selectable controls. A selectable control can enable a customer to view item information associated with an individual item with which the selectable control is associated. Customer data can be accessed and a subset of interactive images of the plurality of interactive images can be selected based at least in part on the customer data. The subset of interactive images can comprise a personalized lookbook that can be presented via a display of a device to enable the customer to add the individual item to a virtual cart via an interaction with the selectable control.

Classes IPC  ?

  • G06Q 30/00 - Commerce, p.ex. achat ou vente, ou commerce électronique
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
  • G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou manipulation d’un objet ou d’une image, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
  • G06F 3/0482 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport interaction avec des listes d’éléments sélectionnables, p.ex. les menus

7.

Dynamic Adjustment of Item Fulfillment Times

      
Numéro d'application 17352857
Statut En instance
Date de dépôt 2021-06-21
Date de la première publication 2021-12-02
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Holmes, Jason
  • Johnson, Logan
  • Ryan, Raymond John
  • Taylor, Iii, Jotham

Abrégé

Techniques and arrangements for dynamically adjusting item fulfillment times based, in part, on how many mobile electronic devices are currently located at the merchant. If the number is greater than a baseline number of devices by more than a threshold, then an expected wait time may be adjusted upwards. If the number is less than a baseline number of devices by more than a threshold, then the expected wait time may be adjusted downwards.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 50/12 - Hôtellerie ou restauration
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06F 17/18 - Opérations mathématiques complexes pour l'évaluation de données statistiques
  • H04B 1/3827 - TRANSMISSION - Détails des systèmes de transmission non caractérisés par le milieu utilisé pour la transmission Émetteurs-récepteurs, c. à d. dispositifs dans lesquels l'émetteur et le récepteur forment un ensemble structural et dans lesquels au moins une partie est utilisée pour des fonctions d'émission et de réception Émetteurs-récepteurs portatifs

8.

Miscellaneous Design

      
Numéro de série 97151255
Statut En instance
Date de dépôt 2021-12-01
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Holding company services, namely, providing business management, business administration services for subsidiaries and affiliates which provide tools and resources for economic empowerment; holding company services, namely, providing business management, business administration, business promotion, and business consulting services for subsidiaries; holding company services, namely, providing business management and administration, business operation consulting services, and identifying strategic alliances for affiliates; charitable services, namely, promoting public awareness about charitable, philanthropic, volunteer, public and community service and humanitarian activities Holding company services, namely, investment management; holding company services, namely, financial reporting and financial advising to subsidiaries and affiliated companies; holding company services, namely, provision of investment capital, development, ownership, and operation relative to subsidiaries and affiliates; providing investors with financial information; holding company services, namely, financial management in the nature of allocation of investment capital; holding company services, namely, acquisition, management, and transfer of company stakes as well as the intermediation of equity capital financing of companies, namely, asset acquisition, consultation, development and management services; business administration and management, namely, controlling policies and management of the other companies

9.

BLOCK

      
Numéro de série 97151246
Statut En instance
Date de dépôt 2021-12-01
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Holding company services, namely, providing business management, business administration services for subsidiaries and affiliates which provide tools and resources for economic empowerment; holding company services, namely, providing business management, business administration, business promotion, and business consulting services for subsidiaries; holding company services, namely, providing business management and administration, business operation consulting services, and identifying strategic alliances for affiliates; charitable services, namely, promoting public awareness about charitable, philanthropic, volunteer, public and community service and humanitarian activities Holding company services, namely, investment management; holding company services, namely, financial reporting and financial advising to subsidiaries and affiliated companies; holding company services, namely, provision of investment capital, development, ownership, and operation relative to subsidiaries and affiliates; providing investors with financial information; holding company services, namely, financial management in the nature of allocation of investment capital; holding company services, namely, acquisition, management, and transfer of company stakes as well as the intermediation of equity capital financing of companies, namely, asset acquisition, consultation, development and management services; business administration and management, namely, controlling policies and management of the other companies

10.

Miscellaneous Design

      
Numéro de série 97151249
Statut En instance
Date de dépôt 2021-12-01
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Holding company services, namely, providing business management, business administration services for subsidiaries and affiliates which provide tools and resources for economic empowerment; holding company services, namely, providing business management, business administration, business promotion, and business consulting services for subsidiaries; holding company services, namely, providing business management and administration, business operation consulting services, and identifying strategic alliances for affiliates; charitable services, namely, promoting public awareness about charitable, philanthropic, volunteer, public and community service and humanitarian activities Holding company services, namely, investment management; holding company services, namely, financial reporting and financial advising to subsidiaries and affiliated companies; holding company services, namely, provision of investment capital, development, ownership, and operation relative to subsidiaries and affiliates; providing investors with financial information; holding company services, namely, financial management in the nature of allocation of investment capital; holding company services, namely, acquisition, management, and transfer of company stakes as well as the intermediation of equity capital financing of companies, namely, asset acquisition, consultation, development and management services; business administration and management, namely, controlling policies and management of the other companies

11.

Detection and explanation of lifts in merchant data

      
Numéro d'application 16162984
Numéro de brevet 11188931
Statut Délivré - en vigueur
Date de dépôt 2018-10-17
Date de la première publication 2021-11-30
Date d'octroi 2021-11-30
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Lloyd, Levon J.
  • Al-Naji, Nader
  • Lloyd, Matthew Ivor

Abrégé

A service provider may receive merchant analytics information from a plurality of merchant devices. In some examples, the service provider may generate a model based at least in part on the merchant analytics information, the model including a core set of features for predicting a merchant metric associated with a merchant. The service provider may detect a lift in an observed value of the merchant metric based at least in part on a residual value of the merchant metric at a location of the lift, and add an additional feature to the model to cause a predicted value of the merchant metric to correspond to the observed value of the merchant metric at the location of the lift. The service provider may further send information associated with the feature to a merchant device associated with the merchant. As an example, the information may include a prediction for the merchant metric and/or a recommendation for improving the business of the merchant.

Classes IPC  ?

  • G06Q 30/02 - Marketing, p.ex. études et analyse de marchés, prospection, promotions, publicité, établissement du profil des acheteurs, gestion ou fidélisation de clientèle; Estimation ou détermination des prix

12.

Data card

      
Numéro d'application 29725529
Numéro de brevet D0937272
Statut Délivré - en vigueur
Date de dépôt 2020-02-25
Date de la première publication 2021-11-30
Date d'octroi 2021-11-30
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Fletcher, Kyle
  • Dhodapkar, Ashutosh

13.

Synchronizing open ticket functionality with kitchen display systems

      
Numéro d'application 16383375
Numéro de brevet 11182762
Statut Délivré - en vigueur
Date de dépôt 2019-04-12
Date de la première publication 2021-11-23
Date d'octroi 2021-11-23
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Bell, Bruce
  • Crespo, Nelson
  • Wilson, Mathew
  • Rocklin, William

Abrégé

Techniques and arrangements for facilitating synchronization of open ticket functionality utilized by point-of-sale (POS) devices with kitchen display systems. In some example, a POS device associated with a merchant receives customer orders associated with transaction between the merchant and customer(s). The customer orders originate both from user input to the POS device and from an application(s) executing on a separate device. The POS sends the customer orders to a kitchen display system (KDS) associated with the merchant. The KDS aggregates the orders and, responsive to the aggregating, causes presentation of the orders.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06F 16/23 - Mise à jour
  • G06F 16/951 - Indexation; Techniques d’exploration du Web
  • G06F 16/248 - Présentation des résultats de requêtes
  • G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou manipulation d’un objet ou d’une image, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06F 3/0482 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport interaction avec des listes d’éléments sélectionnables, p.ex. les menus
  • G06Q 50/12 - Hôtellerie ou restauration
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
  • G06F 16/21 - Conception, administration ou maintenance des bases de données

14.

Systems and methods for sensing locations of near field communication devices

      
Numéro d'application 16218216
Numéro de brevet 11182770
Statut Délivré - en vigueur
Date de dépôt 2018-12-12
Date de la première publication 2021-11-23
Date d'octroi 2021-11-23
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Yan, Haipeng
  • Bidari, Emad
  • Leesti, Bertram
  • Rezayee, Afshin

Abrégé

A system for sensing a proximity of a near field communication (NFC) device includes an NFC reader that communicates with a remote NFC device through load modulation. The NFC reader transmits a wireless carrier signal from an antenna, and the remote NFC device modulates such carrier signal by changing its internal impedance in order to transmit data to the NFC reader. The NFC reader has at least one antenna for receiving the modulated signal. This antenna is coupled to circuitry that measures a spectrum of the received signal and identifies a resonant frequency of the NFC device based on the measured spectrum. Such circuitry also determines the signal's amplitude at such resonant frequency and precisely estimates the distance of the remote NFC device from the reader based on such amplitude. By estimating the precise distance of the remote NFC device from the reader, the location of the remote NFC device relative to the reader can be precisely determined, and this information may be used to operate the NFC reader more efficiently.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • H04B 5/00 - Systèmes de transmission à induction directe, p.ex. du type à boucle inductive
  • H04B 5/02 - Systèmes de transmission à induction directe, p.ex. du type à boucle inductive utilisant un émetteur-récepteur

15.

Contextual communication routing methods and systems

      
Numéro d'application 17218736
Numéro de brevet 11184306
Statut Délivré - en vigueur
Date de dépôt 2021-03-31
Date de la première publication 2021-11-23
Date d'octroi 2021-11-23
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Angeli, Gabor
  • Lee, Pei Xuan
  • Purdy, Jason

Abrégé

Contextual routing and/or management of communications is described. Server(s) of service provider can receive a first communication via a first communication channel. The first communication can be associated with a first service offered by the service provider and with a merchant identifier of a merchant that is an intended recipient of the first communication. The server(s) can generate, based at least partly on context data associated with the first communication, a recommendation for the merchant to respond via (i) a second communication channel that is different than the first communication channel and/or (ii) a second service that is different than the first service. The server(s) can cause the first communication and the recommendation to be presented via a consolidated communication user interface of a computing device of the merchant that presents (i) the first communication and (ii) a second communication between the merchant and a second customer of the merchant.

Classes IPC  ?

  • H04L 12/58 - Systèmes de commutation de messages
  • G06F 40/289 - Analyse syntagmatique, p.ex. techniques d’états finis ou regroupement
  • G06Q 10/10 - Bureautique, p.ex. gestion informatisée de courrier électronique ou logiciels de groupe; Gestion du temps, p.ex. calendriers, rappels, décompte de réunions ou de temps
  • G06F 16/9032 - Formulation de requêtes
  • G06F 40/30 - Analyse sémantique

16.

Detecting unauthorized devices using proximity sensor(s)

      
Numéro d'application 15940620
Numéro de brevet 11182794
Statut Délivré - en vigueur
Date de dépôt 2018-03-29
Date de la première publication 2021-11-23
Date d'octroi 2021-11-23
Propriétaire Square, Inc. (USA)
Inventeur(s) Aument, Todd A.

Abrégé

A payment reader and a POS terminal may communicate over a wireless connection. The methods and systems include monitoring one or more parameters corresponding to a payment reader and another device in proximity to the payment reader. The first device, through a set of customized instructions, determines whether behavior of the second device substantially corresponds to the first device, in order to detect suspected hardware or software intrusion associated with the secure first device. On successful detection of a suspected intrusion, the first device generates an alert for a user of the first device if illegal intrusion is suspected by the processor.

Classes IPC  ?

  • G06F 7/04 - Contrôle d'égalité, c. à d. pour valeurs égales ou non
  • G06F 1/24 - Moyens pour la remise à l'état initial
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G07F 19/00 - Systèmes bancaires complets; Dispositions à déclenchement par carte codée adaptées pour délivrer ou recevoir des espèces ou analogues et adresser de telles transactions à des comptes existants, p.ex. guichets automatiques
  • H04W 8/00 - Gestion de données relatives au réseau
  • H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole

17.

TBDEX

      
Numéro de série 97134510
Statut En instance
Date de dépôt 2021-11-19
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Downloadable software; Downloadable software libraries; Downloadable software development kits (SDK); Downloadable software for enabling transactions using blockchain technology; Downloadable software for financial exchange services; Downloadable software for decentralized financial exchange services; Downloadable software for the electronic transfer and the exchange of crypto tokens of value and crypto currency; Downloadable software for the exchange of fiat currency, virtual currency, and cryptocurrency; Downloadable software for creating algorithmic trading services; Downloadable software for for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency, and managing digital currency payment and exchange transactions Financial services; Decentralized financial services; Financial exchange services; Payment processing; Currency exchange services; Decentralized currency exchange services; Electronic funds transfer; Financial transaction services; Cryptocurrency exchange services; Decentralized cryptocurrency exchange services; Providing peer-to-peer money transfer; Financial information processing; Facilitation of peer to peer payment services; Trade execution services, namely, securities trade execution services for virtual currency trade execution services; cryptocurrency trading services; cryptocurrency exchange services; digital currency, decentralized application tokens and blockchain based assets services Platform as a service (PAAS); platform-as-a-service (PAAS) featuring featuring application programming interface (API) software; Platform-as-a-service (PAAS) featuring computer software platforms enabling cryptocurrency transactions; Platform-as-a-service (PAAS) featuring computer software platforms enabling decentralized cryptocurrency transactions; Non-downloadable software for enabling cryptocurrency transactions using blockchain technology; Software-as-a-service (SAAS) services featuring software for enabling cryptocurrency transactions using blockchain technology; Providing temporary use of non-downloadable software for the exchange of fiat currency, virtual currency, and cryptocurrency

18.

POINT OF SALE (POS) SYSTEMS AND METHODS WITH KERNEL SELECTION

      
Numéro d'application 17332703
Statut En instance
Date de dépôt 2021-05-27
Date de la première publication 2021-11-18
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Cat, Murat
  • Aydeniz, Gokhan
  • Terra, David

Abrégé

A payment reader can have one or more kernels capable of performing certain payment processing functions but not capable of performing certain, more processing-intensive payment processing functions. The payment reader may be designed to selectively assign processing tasks to application layer kernels located on a mobile device and/or a cloud-based device external to the payment reader, the mobile device having more or different processing resources than the payment reader. The selective assignment may be made dynamically based on the measurement of a condition of the reader or an occurrence of an event, such as a determination that the payment reader cannot process a transaction, that the payment reader does not have sufficient battery strength to process the transaction, or that there has been a tampering attempt at the payment reader. The payment reader also has a physical layer module, which module maintains its processing on the payment reader. By these means, the processing related to a payment transaction is conducted on a hybrid system, using resources both local to and remote from the payment reader.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

19.

Integration of payment processing platform with payment making platform for differentiated payment allocations using cryptocurrency

      
Numéro d'application 17218866
Numéro de brevet 11176531
Statut Délivré - en vigueur
Date de dépôt 2021-03-31
Date de la première publication 2021-11-16
Date d'octroi 2021-11-16
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Tomkins, Michael
  • Vandenbos, Benjamin
  • Mawson, Jeremy

Abrégé

Techniques for integrating a payment processing platform (PPP) and a payment making platform (PMP) for differentiated payment allocations using cryptocurrency is described. The PPP can receive a request to receive funds in cryptocurrency, wherein the funds are associated with transaction(s) conducted via point-of-sale (POS) software provided by the PPP. Based on the request, a cryptocurrency wallet account for the merchant can be accessed via the PMP. The PPP can associate a merchant account of the merchant with the cryptocurrency wallet account. The PPP can receive, via the POS software associated with the merchant, payment authorization request(s) associated with the transaction(s) and cause (i) a first portion of the funds to be deposited as cryptocurrency into the cryptocurrency wallet account and (ii) a second portion of the funds to be deposited as fiat currency into the merchant account.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
  • G06N 20/00 - Apprentissage automatique
  • G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques

20.

Capital loan optimization

      
Numéro d'application 16022397
Numéro de brevet 11176607
Statut Délivré - en vigueur
Date de dépôt 2018-06-28
Date de la première publication 2021-11-16
Date d'octroi 2021-11-16
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Bekmann, Joachim
  • Halpern, Nicholas

Abrégé

Techniques for optimizing capital loan offers for merchants to maximize a potential benefit of the capital loans to the merchants. A service provider may receive merchant data and/or transaction data from a merchant. The service provider may determine merchant characteristics associated with the merchant based on the merchant data and/or transaction data. The service provider may associate the merchant with a merchant group, based on the merchant characteristics. The service provider may access data corresponding to capital loans previously offered to and/or accepted by merchants in the merchant group, to determine predictive factors of successful loans. Based on the predictive factors, the service provider may generate a capital loan for the merchant with a high probability of positive impact on a merchant business. The service provider may transmit a capital loan oiler to the merchant at a time determined to maximize acceptance and optimize a growth of the merchant business.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 30/02 - Marketing, p.ex. études et analyse de marchés, prospection, promotions, publicité, établissement du profil des acheteurs, gestion ou fidélisation de clientèle; Estimation ou détermination des prix
  • G06Q 10/04 - Prévision ou optimisation, p.ex. programmation linéaire, "problème du voyageur de commerce" ou "problème d'optimisation des stocks"

21.

CONSOLIDATION OF CALENDAR APPOINTMENTS

      
Numéro d'application 17306660
Statut En instance
Date de dépôt 2021-05-03
Date de la première publication 2021-11-11
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Ave, Willem
  • Ginsburg, Evan
  • Cieri, Michael Morrissey
  • Jew, Walter
  • Mitchell, Ryan J.
  • Malish, Scott

Abrégé

Techniques for processing calendar availability and consolidating appointments are described herein. In some implementations, the techniques may monitor scheduling interactions of a merchant with a calendar to schedule a merchant as unavailable in the calendar at a particular time and/or to reschedule the merchant as available at a time that is designated as unavailable. Additionally, or alternatively, the techniques may consolidate a merchant's schedule by rescheduling appointments when particular criteria are satisfied. Further, the techniques may include other features to manage a calendar and/or enhance a merchant's experience in scheduling appointments.

Classes IPC  ?

  • G06Q 10/10 - Bureautique, p.ex. gestion informatisée de courrier électronique ou logiciels de groupe; Gestion du temps, p.ex. calendriers, rappels, décompte de réunions ou de temps

22.

Onboarding via image procurement process

      
Numéro d'application 16453869
Numéro de brevet 11169669
Statut Délivré - en vigueur
Date de dépôt 2019-06-26
Date de la première publication 2021-11-09
Date d'octroi 2021-11-09
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Swett, Katherine
  • Han, Bo
  • Richards, Drew
  • O'Brien-Carelli, John

Abrégé

Onboarding via image procurement is described. In an example, an image of an item to be integrated into a forthcoming content item to be presented via an ecommerce channel associated with an ecommerce service provider is received. An inactive content item, including at least the image of the item, can be generated for the merchant. Responsive to determining that the merchant has claimed the inactive content item, (i) a state of the inactive content item can be modified to an active content item and (ii) the active content item can be caused to be presented via the ecommerce channel to enable the merchant to offer at least the item for sale.

Classes IPC  ?

  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou manipulation d’un objet ou d’une image, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
  • G06F 3/0482 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport interaction avec des listes d’éléments sélectionnables, p.ex. les menus
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique

23.

Intelligent item financing

      
Numéro d'application 16935831
Numéro de brevet 11170438
Statut Délivré - en vigueur
Date de dépôt 2020-07-22
Date de la première publication 2021-11-09
Date d'octroi 2021-11-09
Propriétaire SQUARE, INC. (USA)
Inventeur(s) Reses, Jacqueline

Abrégé

This disclosure describes, in part, techniques for enabling a merchant or other user to obtain needed capital by financing the cost of individual items after the merchant or other user has acquired the item(s) using a financial instrument, such as a credit card, debit card, or the like. For example, an example merchant may purchase, through the course of a month or other time period, multiple items for operation of their business using a credit card provided by a financial institution. Thereafter, a service provider may aggregate these purchases and enable the merchant to request to finance individual item(s). In response to receiving such a request, the service provider can solicit offers from an array of lenders.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/08 - Architectures de paiement
  • G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport
  • G06Q 30/08 - Ventes aux enchères

24.

LINE-BASED CHIP CARD TAMPER DETECTION

      
Numéro d'application 17366891
Statut En instance
Date de dépôt 2021-07-02
Date de la première publication 2021-10-28
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Rezayee, Afshin
  • Smith, Malcolm
  • Yang, Yue
  • Wade, Jeremy
  • Guise, Max
  • Sharifi, Kamran

Abrégé

A payment processing device can implement a monitoring system to detect for tamper attempts at a chip card interface. The monitoring system can establish a baseline when no chip card is present in the chip card interface, or in some embodiments, when it is known that an authentic chip card 14 is present in the slot 21. During subsequent evaluations of the chip card interface by the monitoring system, a response received by the monitoring system that deviates from the baseline can indicate that a tamper attempt at the chip card interface may have occurred. If a tamper attempt is determined by the monitoring system, a remedial or corrective action can be taken.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques

25.

TRANSACTION OBJECT READER WITH ANALOG AND DIGITAL SIGNAL INTERFACE

      
Numéro d'application 17360473
Statut En instance
Date de dépôt 2021-06-28
Date de la première publication 2021-10-21
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Razaghi, Mani
  • Laucks, Joseph
  • Martin, Jeremy

Abrégé

A card reader includes a digital connector such as a Universal Serial Bus (USB) plug or an Apple® Lightning® plug. The digital connector includes a corresponding connector interface, which provides voltage to at least a card reader interface and an integrated circuit (IC) of the card reader. The card reader interface outputs an analog transaction information signal upon reading the card. The IC generates a digital version of the analog transaction information signal, encrypts the digital version, converts that into an analog audio signal. The audio signal can then be sent to the connector interface, which converts it into a digital signal such as a USB or Apple® Lightning® signal that is sent by the digital connector to a mobile device. Alternately, the audio signal can be sent to a microcontroller that converts the audio signal to a digital format such as USB, and then to the digital connector.

Classes IPC  ?

  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes

26.

TAMPER RESISTANT DEVICE

      
Numéro d'application 17365507
Statut En instance
Date de dépôt 2021-07-01
Date de la première publication 2021-10-21
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Razaghi, Mani
  • Andler, Brett

Abrégé

Aspects of the technology provide systems, devices and methods for filling design voids within an assembled electronic device with tamper solids in order to prevent and/or detect a tampering with the electronic device to gain unauthorized access to the electronic device to steal information.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06F 21/86 - Boîtiers fiables ou inviolables
  • G07G 1/00 - Caisses enregistreuses

27.

POINT-OF-SALE SYSTEM HAVING A SECURE TOUCH MODE

      
Numéro d'application 17364383
Statut En instance
Date de dépôt 2021-06-30
Date de la première publication 2021-10-21
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Guise, Max
  • Blagdan, Isreal
  • Hall, Bradley T.
  • Weber, Trent

Abrégé

A consumer terminal for a point-of-sale (POS) system used in performing a POS transaction between a merchant and a consumer. The consumer terminal includes a display, a touch panel, first electronics in a physically secure area and second electronics in a non-secure area. The first electronics are configured to display a series of screens to guide a consumer through the POS transaction. The second electronics comprises a microcontroller and a secure processor. Upon receiving a request for secure data from the non-secure processor, the secure processor sends a notification to the non-secure processor to exit pass-through mode and enter a secure touch mode. Upon completion of PIN entry, the secure processor instructs non-secure processor to exit secure touch mode and return to pass-through mode.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil

28.

Utilizing APIs to facilitate open ticket synchronization

      
Numéro d'application 16370486
Numéro de brevet 11151535
Statut Délivré - en vigueur
Date de dépôt 2019-03-29
Date de la première publication 2021-10-19
Date d'octroi 2021-10-19
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Muller, Eric Dickeson
  • Renke, Christopher Philip
  • Wilson, Mathew

Abrégé

Techniques and arrangements for facilitating synchronizing data structures between devices using application programming interfaces (APIs) are described. In some examples, two devices may try to synchronize a data structure between one another by sending and receiving data for the data structure. However, each device may include hardware and/or software that is different than, and not compatible with, the other device. As such, the application describes a service that provides a first device an API for sending the service information for a transaction. The service uses the information to create a data structure for the transaction, and then sends the data structure to a second device. The second device can receive data structure from the service. After receiving the data structure, the service can process the transaction.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06F 9/54 - Communication interprogramme
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail

29.

POINT OF SALE SYSTEM

      
Numéro d'application 17358428
Statut En instance
Date de dépôt 2021-06-25
Date de la première publication 2021-10-14
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Chen, Yenliang
  • Blagdan, Isreal
  • Lamfalusi, Michael C.
  • Lamba, Kartik
  • Wade, Jeremy

Abrégé

A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal. The merchant terminal and the consumer terminal can be mated together in a fixed position to form a single unitary stand, or can be separated from each other in a separated position with each terminal serving as its own separate stand. The merchant terminal supports a merchant computing device and is oriented in a merchant-facing direction. The consumer terminal is detachably mated to the merchant terminal and supports a consumer computing device that is oriented in a consumer-facing direction. The point-of-sale system also includes a card reader as part of the customer terminal to perform a payment. The card reader is configured to accepting swipe cards, chip cards or contactless (EMV or NFC) payments.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport
  • G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou manipulation d’un objet ou d’une image, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs
  • G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels

30.

User interface component generation using service and/or duration information

      
Numéro d'application 17213655
Statut En instance
Date de dépôt 2021-03-26
Date de la première publication 2021-10-14
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Cunliffe, Lee
  • Chan, Edmond

Abrégé

Auto-populating a user interface based on service information and/or duration information is described. Transaction data associated with one or more transactions processed by a payment processing service on behalf of one or more merchants can be received. Based at least in part on stored transaction data associated with the one or more transactions, service information associated with one or more services performed by the one or more merchants can be determined. Based at least in part on the stored transaction data, duration information associated with the one or more services performed by the one or more merchants can be determined. The service information and/or the duration information can be used to generate, without input from a user, user interface components corresponding to the one or more services and one or more periods of time for performing the one or more services.

Classes IPC  ?

  • G06Q 10/10 - Bureautique, p.ex. gestion informatisée de courrier électronique ou logiciels de groupe; Gestion du temps, p.ex. calendriers, rappels, décompte de réunions ou de temps
  • G06Q 50/10 - Services
  • G06Q 10/02 - Réservations, p.ex. pour billetterie, services ou manifestations
  • G06Q 10/08 - Logistique, p.ex. entreposage, chargement, distribution ou expédition; Gestion d'inventaire ou de stocks, p.ex. exécution d'une commande, approvisionnement ou régularisation par rapport aux commandes
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06N 20/00 - Apprentissage automatique

31.

OPEN TICKET PAYMENT HANDLING WITH OFFLINE MODE

      
Numéro d'application 17240981
Statut En instance
Date de dépôt 2021-04-26
Date de la première publication 2021-10-14
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Renke, Christopher Philip
  • White, Michael Wells
  • Muller, Eric Dickeson
  • Wilson, Mathew

Abrégé

A payment handling system may operate to handle payments for the cost of a transaction in which one or more devices operate in an offline mode. The payment handling system may allow for merchant devices to make modifications to local versions of an open ticket while in an off-line mode. When a merchant device subsequently enters an online mode, the systems and techniques may operate to reconcile differences between the local versions of the open ticket.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06F 16/178 - Techniques de synchronisation des fichiers dans les systèmes de fichiers
  • G06F 16/17 - Systèmes de fichiers; Serveurs de fichiers - Détails d’autres fonctions de systèmes de fichiers
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail

32.

Credit offers based on non-transactional data

      
Numéro d'application 16024167
Numéro de brevet 11144990
Statut Délivré - en vigueur
Date de dépôt 2018-06-29
Date de la première publication 2021-10-12
Date d'octroi 2021-10-12
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Santa Cruz Masoni, Juan Ignacio
  • Spanoudes, Philip
  • Doerken, Melissa
  • Weiss, Jerome

Abrégé

In one embodiment, a method includes calculating, using a risk model for a merchant having an account with a payment service, a financing factor based on first data representing multiple transactions associated with the merchant and sending, to a computing device associated with the merchant, information associated with an offer of credit based on the financing factor for the merchant. The method also includes accessing second data stored by the payment service and containing information associated with the merchant that is not related to the transactions, where the second data provides an indication of additional future revenue for the merchant, and updating the offer of credit sent to the merchant based on the second data.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne

33.

CASH APP STUDIOS

      
Numéro de série 97069116
Statut En instance
Date de dépôt 2021-10-11
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 41 - Éducation, divertissements, activités sportives et culturelles

Produits et services

promoting public interest and awareness of music, the fine arts, performing arts and visual arts; providing services to support artists, namely, promoting the goods and services of artists to others; promoting public awareness of music, fine art, performing arts, and visual arts by means of public advocacy; commissioning of works of music, fine, performing and visual art; association services, namely, promoting public awareness of music, fine, performing and visual arts ; entertainment marketing services, namely, promotion and advertising for various artists and performers; promoting public awareness of the interests of music, fine art, performing art and visual art, and artists and performers promotional services, namely, providing a website featuring the online portfolio of artists and performers to showcase their talent charitable services, namely, providing grants, patronage or subsidies to artists, performers and musicians,enabling the creative process and providing opportunity for promotion and advertising of their work; charitable activities, namely, making grants in the field of music, fine art, performance art and visual arts; providing grants for the purpose of supporting artistic excellence, creativity, and innovation for the benefit of individuals and communities providing information in the fields of entertainment, entertainment events, cultural events, music, fine art, performance art and visual art exhibitions; entertainment services, namely, providing a website featuring art exhibitions; providing information in the field of entertainment, entertainment events, cultural events, music, fine art, performance art and visual art exhibitions via a website; providing entertainment information via a website; providing a website featuring information in the field of music, art, art history, art culture and art appreciation; providing an internet website portal featuring entertainment news and information in the fields of music, fine art, performance art and visual arts

34.

GROUPING PAYMENTS AND PAYMENT REQUESTS

      
Numéro d'application 17353637
Statut En instance
Date de dépôt 2021-06-21
Date de la première publication 2021-10-07
Propriétaire Square, Inc. (USA)
Inventeur(s) Omojola, Ayokunle

Abrégé

In one embodiment, a method includes receiving, by a payment service system, an indication from a payment application executing on a first mobile device operated by a first user to send a request for a money transfer. The method includes identifying second users in proximity to the first user based on identifying information associated with each second user of the second users received by the first mobile device over a wireless connection established by the first mobile device with each second mobile device. The method includes selecting one or more second users based at least on a contextual relationship between the first user and each second user of the one or more second users based on contextual information accessed by the payment service system or received from the first mobile device. The method includes causing each selected second user to receive the request for the money transfer.

Classes IPC  ?

  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

35.

APPLICATION PROGRAMMING INTERFACES FOR STRUCTURING DISTRIBUTED SYSTEMS

      
Numéro d'application 17322546
Statut En instance
Date de dépôt 2021-05-17
Date de la première publication 2021-10-07
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Bell, Bruce
  • Yien, Kevin
  • Westman, Karl

Abrégé

A system and environment to enable entities to utilize delivery services provided by a service provider are described herein. In some examples, the service provider exposes the delivery services to a computing device associated with a merchant, buyer, and/or others using one or more Applicant Programming Interfaces (APIs) provided by the service provider. The one or more APIs may enable merchants and/or others to automatically integrate the delivery services into technologies used by the merchants and/or others in order to facilitate delivery of items that are offered for acquisition by the merchants.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06F 9/54 - Communication interprogramme
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
  • G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation

36.

Updating menus based on predicted efficiencies

      
Numéro d'application 16198336
Numéro de brevet 11138680
Statut Délivré - en vigueur
Date de dépôt 2018-11-21
Date de la première publication 2021-10-05
Date d'octroi 2021-10-05
Propriétaire Square, Inc. (USA)
Inventeur(s) Matoba, Marc

Abrégé

Notifying customers of available efficiencies via updates to electronic menus, personal notifications, etc. is described herein. As an example, a computing system can receive a first request indicating that an item that is offered for sale by a merchant that has been requested by a customer and can determine an efficiency associated with combining the first request with a second request from another customer. Such an efficiency, for example, can comprise sharing an item on a menu or preparing multiple items together instead of individually. The computing system can notify, in near real-time and based at least partly on determining the efficiency associated with combining the first request and the second request, at least the other customer about the efficiency. In some examples, the other customer can be notified via an update to the electronic menu, a personal notification to a user computing device, etc.

Classes IPC  ?

  • G06Q 50/12 - Hôtellerie ou restauration
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06F 3/0482 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport interaction avec des listes d’éléments sélectionnables, p.ex. les menus

37.

Card reader device

      
Numéro d'application 29762013
Numéro de brevet D0932490
Statut Délivré - en vigueur
Date de dépôt 2020-12-14
Date de la première publication 2021-10-05
Date d'octroi 2021-10-05
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Martin, Jeremy
  • Razaghi, Mani
  • Laucks, Joseph

38.

SYSTEMS AND METHODS FOR FACILITATING TRANSACTIONS BETWEEN PAYERS AND MERCHANTS

      
Numéro d'application 17341777
Statut En instance
Date de dépôt 2021-06-08
Date de la première publication 2021-09-23
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Varma, Ajit
  • Dorsey, Jack
  • Reiss, Jesse

Abrégé

A computer-implemented method for facilitating a transaction between a payer and a merchant comprises identifying one or more merchants that are at or in proximity to a geolocation of the payer, and providing the payer a reward, notification or a reminder of a stored value associated with a merchant to apply to a transaction with the merchant. The reward, notification or reminder of the stored value can be provided based on an inference of intent of the payer to conduct a transaction with the merchant. A request to conduct a transaction with the merchant is received from the payer. The transaction between the payer and the merchant is processed with the reward or stored value applied thereto. A notification can be sent to the payer alerting the payer to a discounted item or proximity of the payer to an item and/or merchant they have saved to a list.

Classes IPC  ?

  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique

39.

Integrating functionality across multiple applications

      
Numéro d'application 15446882
Numéro de brevet 11126985
Statut Délivré - en vigueur
Date de dépôt 2017-03-01
Date de la première publication 2021-09-21
Date d'octroi 2021-09-21
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Reyelts, Roger
  • Schmeisser, Travis
  • Labanca, Jr., John Joseph
  • Lobb, Cynthia

Abrégé

This disclosure describes, in part, techniques for integrating functionality across multiple applications. For instance, an electronic device may operate an application in a first mode of operation, wherein the first mode of operation is associated with a first type of business. Based at least in part on operating the application in the first mode of operation, the electronic device may provide a first user interface that includes one or more first input options associated with the first type of business. The electronic device may then receive input associated with operating the application in a second mode operation, wherein the second mode of operation is associated with a second type of business. Based on the input, the electronic device may operate the application in the second mode of operation, which includes providing a second user interface that includes one or more second input options associated with the second type of business.

Classes IPC  ?

  • G06F 3/048 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI]
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

40.

Apparatuses, Methods, And Systems For Transmitting Payment Proxy Information

      
Numéro d'application 17334382
Statut En instance
Date de dépôt 2021-05-28
Date de la première publication 2021-09-16
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Hernandez, Marc
  • Grassadonia, Brian

Abrégé

In some examples, methods and systems may process one or more payment transactions between a merchant and a remote customer by exchanging at least one payment proxy having a syntax including a monetary currency indicator preceding an alphanumeric character, corresponding to the merchant or the customer over a mesh network. A customer device detects a neighboring beacon and sends a route request through a communication channel, the route request includes at least an address of a merchant beacon device. The neighboring beacon determines a routing path to connect the customer device and the merchant beacon device by hopping over one or more neighboring beacon devices. Once the communication channel is established, the customer device can send and receive the payment proxy to and from the merchant beacon device. The customer device is configured to generate a message identifying the payment proxy as a method of payment for the payment transaction.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • H04W 40/20 - Sélection d'itinéraire ou de voie de communication, p.ex. routage basé sur l'énergie disponible ou le chemin le plus court sur la base de la position ou de la localisation géographique

41.

Systems and methods for facilitating transactions between payers and merchants

      
Numéro d'application 15886228
Numéro de brevet 11120414
Statut Délivré - en vigueur
Date de dépôt 2018-02-01
Date de la première publication 2021-09-14
Date d'octroi 2021-09-14
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Varma, Ajit
  • Dorsey, Jack
  • Reiss, Jesse

Abrégé

A computer-implemented method for facilitating a transaction between a payer and a merchant comprises identifying one or more merchants that are at or in proximity to a geolocation of the payer, and providing the payer a reward, notification or a reminder of a stored value associated with a merchant to apply to a transaction with the merchant. The reward, notification or reminder of the stored value can be provided based on an inference of intent of the payer to conduct a transaction with the merchant. A request to conduct a transaction with the merchant is received from the payer. The transaction between the payer and the merchant is processed with the reward or stored value applied thereto. A notification can be sent to the payer alerting the payer to a discounted item or proximity of the payer to an item and/or merchant they have saved to a list.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique

42.

PAYMENT APPLICATION INITIATED GENERATION OF PAYMENT INSTRUMENTS

      
Numéro d'application 17191646
Statut En instance
Date de dépôt 2021-03-03
Date de la première publication 2021-09-09
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Omojola, Ayokunle
  • Andersen, Robert
  • Perito, Daniele
  • Bekmann, Joachim

Abrégé

In some examples, a system and method for generating a payment instrument are described. The method includes receiving a unique signature that a recipient intends to associate with the payment instrument; verifying that the received feature meets an acceptability criterion; generating a representation of the received signature, wherein the representation is in a form capable of being physically associated with the payment instrument, and wherein association is established by embedding or exposing the representation on the payment instrument; and causing physical generation of the payment instrument having associated therewith the representation of the signature.

Classes IPC  ?

  • G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • B41J 3/00 - Machines à écrire ou mécanismes d'impression ou de marquage sélectif caractérises par le but dans lequel ils sont construits
  • B41J 2/00 - Machines à écrire ou mécanismes d'impression sélective caractérisés par le procédé d'impression ou de marquage pour lequel ils sont conçus
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile

43.

Integrated Online and Offline Inventory Management

      
Numéro d'application 17331203
Statut En instance
Date de dépôt 2021-05-26
Date de la première publication 2021-09-09
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Varma, Ajit Kalidindi
  • Robinson, Joseph Loree
  • Lin, Andrew
  • Reiss, Jesse

Abrégé

Expedited transaction processing using a database of integrated in-store and online transactions is described. First transaction information associated with a first transaction conducted in a physical store of a merchant and second transaction information associated with a second transaction conducted via an online store of the merchant can be received. The first transaction can be processed based at least partly on the first transaction information and a record of the first transaction can be stored in the database. Based at least partly on the record, the second transaction can be processed using at least a portion of the second transaction information by (i) sending, to a card authorization service, the second payment information and (ii) generating an indication that the first payment information was authorized for the first transaction at the physical store. A computing device of the online store can be notified that the second transaction is allowed.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06Q 10/08 - Logistique, p.ex. entreposage, chargement, distribution ou expédition; Gestion d'inventaire ou de stocks, p.ex. exécution d'une commande, approvisionnement ou régularisation par rapport aux commandes

44.

Intelligent modification of capital loan offerings at point-of-sale

      
Numéro d'application 15994882
Numéro de brevet 11107157
Statut Délivré - en vigueur
Date de dépôt 2018-05-31
Date de la première publication 2021-08-31
Date d'octroi 2021-08-31
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Kerof, Varun
  • Block, Elliot
  • Chou, Kelvin
  • Kosev, Theodore

Abrégé

Techniques for intelligently modifying capital loan offerings at a point-of-sale (POS) are described. Server(s) can receive, from a first POS device associated with a first merchant, transaction data associated with transaction(s) between the first merchant and customer(s). The server(s) can determine that the first merchant is eligible for a capital loan of a first amount. The server(s) can receive, from a second POS device associated with a second merchant, an authorization request to authorize a payment instrument, having a limit based on the first amount, for a purchase having a purchase amount greater than the first amount, and the server(s) can determine to increase the first amount to a second amount. The server(s) can send, to the second POS device, an indication that the payment instrument is authorized for at least the second amount, thereby modifying the amount of the capital loan at the POS.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

45.

CARDLESS PAYMENT TRANSACTIONS WITH MULTIPLE USERS

      
Numéro d'application 17314525
Statut En instance
Date de dépôt 2021-05-07
Date de la première publication 2021-08-26
Propriétaire SQUARE, INC. (USA)
Inventeur(s) Kumar, Abhay Raj

Abrégé

A method of managing a cardless payment transaction between a customer and a merchant includes receiving, from a device of a customer, an indication of consent to join the customer to a cardless payment transaction, where the cardless payment transaction is between one or more other customers and the merchant; receiving from the customer device, location data indicating that the customer device is in proximity with the merchant; joining the customer with the cardless payment transaction between the one or more other customers and the merchant; receiving transaction data between the merchant and each customer; and submitting, for each customer associated with the cardless payment transaction, a transaction between the merchant and the customer to a financial service for authorization.

Classes IPC  ?

  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 30/04 - Facturation
  • G06Q 20/04 - Circuits de paiement

46.

Application integration for contactless payments

      
Numéro d'application 17079946
Numéro de brevet 11100490
Statut Délivré - en vigueur
Date de dépôt 2020-10-26
Date de la première publication 2021-08-24
Date d'octroi 2021-08-24
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Doyle, Evan
  • Edwards, Adam
  • Heisel, Christopher
  • Ragone, David
  • Brown, Mark
  • Richardson, Eric
  • Simmons, Keenan
  • Mincey, Krystal

Abrégé

Application integration for contactless payments is described. In an example, a payment making platform can provide a transaction code to a payment processing platform. The transaction code can be presented at a point-of-sale of a transaction between a customer and a merchant associated with the payment processing platform. Upon detecting an interaction between the transaction code and a computing device of the customer, the payment making platform and the payment processing platform can exchange data to enable the customer to participate in the transaction via the computing device of the customer. In some examples, the payment making platform and the payment processing platform can process a contactless payment for the transaction by transferring funds associated with an account of the customer from the payment making platform to the payment processing platform for depositing into an account of the merchant.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
  • G06Q 20/08 - Architectures de paiement
  • G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p.ex. lecture de la lumière blanche réfléchie
  • G06F 9/54 - Communication interprogramme
  • G06F 8/61 - Installation

47.

Distributed system for custom financing

      
Numéro d'application 16808860
Numéro de brevet 11100576
Statut Délivré - en vigueur
Date de dépôt 2020-03-04
Date de la première publication 2021-08-24
Date d'octroi 2021-08-24
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Poursartip, Ariana
  • Scott, John Bryan
  • Teh, Kevin

Abrégé

In some examples, a system may receive, from a plurality of merchant devices associated with a plurality of merchants, transaction information of transactions performed between the plurality of merchants and a plurality of customers. The system may determine for a first merchant, based on the transaction information received from a first merchant device of the first merchant, one or more factors indicative of a business of the first merchant, and may compare the transaction information received from the plurality of merchant computing devices with the one or more factors determined for the first merchant to generate a custom financing offer for the first merchant. In addition, the system may send the custom financing offer to the first merchant device and, in response to an indication of acceptance of the custom financing offer, may send an instruction to provide a financed amount to an account of the first merchant.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

48.

Transaction object reader with analog and digital signal interface

      
Numéro d'application 16564553
Numéro de brevet 11100298
Statut Délivré - en vigueur
Date de dépôt 2019-09-09
Date de la première publication 2021-08-24
Date d'octroi 2021-08-24
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Razaghi, Mani
  • Laucks, Joseph
  • Martin, Jeremy

Abrégé

A card reader includes a digital connector such as a Universal Serial Bus (USB) plug or an Apple® Lightning® plug. The digital connector includes a corresponding connector interface, which provides voltage to at least a card reader interface and an integrated circuit (IC) of the card reader. The card reader interface outputs an analog transaction information signal upon reading the card. The IC generates a digital version of the analog transaction information signal, encrypts the digital version, converts that into an analog audio signal. The audio signal can then be sent to the connector interface, which converts it into a digital signal such as a USB or Apple® Lightning® signal that is sent by the digital connector to a mobile device. Alternately, the audio signal can be sent to a microcontroller that converts the audio signal to a digital format such as USB, and then to the digital connector.

Classes IPC  ?

  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • H04W 4/24 - Comptabilité ou facturation
  • G06K 13/067 - Contrôle de la présence, de l'absence, de la position correcte ou de l'état de mouvement des cartes

49.

SECURELY UPDATING SOFTWARE ON CONNECTED ELECTRONIC DEVICES

      
Numéro d'application 17201367
Statut En instance
Date de dépôt 2021-03-15
Date de la première publication 2021-08-19
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Kelley, John
  • Guise, Max
  • Ristov, Todor
  • Khan, Imran
  • Monti, Eric

Abrégé

This disclosure describes, in part, techniques for securely updating a point-of-sale (POS) system that includes a merchant-facing device and a buyer-facing device. For instance, the merchant-facing device may execute first software that provides first POS functionality and the buyer-facing device may execute second software that provides second POS functionality. To update both devices, the merchant-facing device may receive a software update from a payment service via a network connection, and update the first software using the software update. The merchant-facing device can then cause, via a physical connection, the buyer-facing device to reboot in an update mode and send the software update to the buyer-facing device. In response, the buyer-facing device can update the second software using the software update and then reboot in a payments mode. In some instances, the buyer-facing device can then update a secure enclave on the buyer-facing device using the software update.

Classes IPC  ?

  • G06F 8/65 - Mises à jour
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06F 8/71 - Gestion de versions ; Gestion de configuration
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails

50.

TEMPORARILY PROVISIONING CARD ON FILE PAYMENT FUNCTIONALITY TO PROXIMATE MERCHANTS

      
Numéro d'application 17242103
Statut En instance
Date de dépôt 2021-04-27
Date de la première publication 2021-08-12
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Blackie, Shane
  • Dharmasena, Prashan
  • Mckibben, Justin

Abrégé

Temporarily provisioning card on file payment functionality to proximate merchants is described herein. A point-of-sale (POS) application executable by a POS device associated with a merchant can store an identifier associated with payment data corresponding to a payment instrument of a customer for use in future transactions with the customer. A payment processing service can determine other merchant(s) that subscribe to services of the payment processing service are participating in an event with the merchant and can receive a request to provision the payment data to the other merchant(s) to enable the other merchant(s) to use the identifier to complete transaction(s) with the customer without requiring the customer to present the payment instrument in association with the transaction(s). The payment processing service can provision the identifier to other POS device(s) of the other merchant(s) for temporarily storing the identifier on individual POS devices of the other POS device(s).

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

51.

SERVER-BASED ORDER PERSISTENCE AND/OR FULFILLMENT

      
Numéro d'application 17241011
Statut En instance
Date de dépôt 2021-04-26
Date de la première publication 2021-08-12
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Woodyard, Christopher
  • Seiler, Brad
  • Jhunja, Roshan
  • Batterson, Noah

Abrégé

Sever-based order persistence and/or fulfillment is described herein. In an example, server(s) associated with a payment processing service may receive, from a point-of-sale (POS) device associated with a merchant, an order associated with at least one item available for purchase from a physical location of the merchant. The server(s) may store the order in a storage data structure. In an example, the server(s) may determine an occurrence of a trigger event and may update a status of the order based at least in part on the trigger event. In some examples, the trigger event may correspond to an interruption in a connection with the POS device, fulfillment of the order, etc. The status of the order can indicate whether the order is to be sent to the POS device, removed from the storage data structure, etc.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 10/08 - Logistique, p.ex. entreposage, chargement, distribution ou expédition; Gestion d'inventaire ou de stocks, p.ex. exécution d'une commande, approvisionnement ou régularisation par rapport aux commandes

52.

Tamper resistant device

      
Numéro d'application 15846947
Numéro de brevet 11087301
Statut Délivré - en vigueur
Date de dépôt 2017-12-19
Date de la première publication 2021-08-10
Date d'octroi 2021-08-10
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Razaghi, Mani
  • Andler, Brett

Abrégé

Aspects of the technology provide systems, devices and methods for filling design voids within an assembled electronic device with tamper solids in order to prevent and/or detect a tampering with the electronic device to gain unauthorized access to the electronic device to steal information.

Classes IPC  ?

  • G06F 21/86 - Boîtiers fiables ou inviolables
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G07G 1/00 - Caisses enregistreuses

53.

Electronic device

      
Numéro d'application 29761988
Numéro de brevet D0927487
Statut Délivré - en vigueur
Date de dépôt 2020-12-14
Date de la première publication 2021-08-10
Date d'octroi 2021-08-10
Propriétaire Square, Inc. (USA)
Inventeur(s) Chen, Yenliang

54.

Intelligent compensation management

      
Numéro d'application 15476740
Numéro de brevet 11087412
Statut Délivré - en vigueur
Date de dépôt 2017-03-31
Date de la première publication 2021-08-10
Date d'octroi 2021-08-10
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Ho, Veronica
  • Mehta, Saqi
  • Haehl, Matthew
  • Snyder, Stephanie

Abrégé

A service provider may receive job requisition compensation information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of employees employed by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a compensation recommendation or other compensation information for a particular job requisition offered by a particular merchant. The service provider may further provide instructions to cause a merchant device of the particular merchant to present compensation information within a user interface so as to enable the merchant to view and intelligently adjust compensation for a particular employee.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente

55.

POINT OF SALE SYSTEM

      
Numéro d'application 16795402
Statut En instance
Date de dépôt 2020-02-19
Date de la première publication 2021-08-05
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Chen, Yenliang
  • Blagdan, Isreal
  • Lamfalusi, Michael C.
  • Lamba, Kartik
  • Wade, Jeremy

Abrégé

A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal. The merchant terminal and the consumer terminal can be mated together in a fixed position to form a single unitary stand, or can be separated from each other in a separated position with each terminal serving as its own separate stand. The merchant terminal supports a merchant computing device and is oriented in a merchant-facing direction. The consumer terminal is detachably mated to the merchant terminal and supports a consumer computing device that is oriented in a consumer-facing direction. The point-of-sale system also includes a card reader as part of the customer terminal to perform a payment. The card reader is configured to accepting swipe cards, chip cards or contactless (EMV or NFC) payments.

Classes IPC  ?

  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes
  • G06K 19/077 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p.ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré - Détails de structure, p.ex. montage de circuits dans le support

56.

POINT OF SALE SYSTEM

      
Numéro d'application 16051381
Statut En instance
Date de dépôt 2018-07-31
Date de la première publication 2021-08-05
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Chen, Yenliang
  • Blagdan, Isreal
  • Lamfalusi, Michael C.
  • Lamba, Kartik
  • Wade, Jeremy

Abrégé

A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal. The merchant terminal and the consumer terminal can be mated together in a fixed position to form a single unitary stand, or can be separated from each other in a separated position with each terminal serving as its own separate stand. The merchant terminal supports a merchant computing device and is oriented in a merchant-facing direction. The consumer terminal is detachably mated to the merchant terminal and supports a consumer computing device that is oriented in a consumer-facing direction. The point-of-sale system also includes a card reader as part of the customer terminal to perform a payment. The card reader is configured to accepting swipe cards, chip cards or contactless (EMV or NFC) payments.

Classes IPC  ?

  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes
  • G06K 19/077 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p.ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré - Détails de structure, p.ex. montage de circuits dans le support

57.

Point of sale system

      
Numéro d'application 15003649
Numéro de brevet 11080674
Statut Délivré - en vigueur
Date de dépôt 2016-01-21
Date de la première publication 2021-08-03
Date d'octroi 2021-08-03
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Chen, Yenliang
  • Blagdan, Isreal
  • Lamfalusi, Michael C.
  • Lamba, Kartik
  • Wade, Jeremy

Abrégé

A point-of-sale system is a dual-screen stand assembly that includes a merchant terminal and a consumer terminal. The merchant terminal and the consumer terminal can be mated together in a fixed position to form a single unitary stand, or can be separated from each other in a separated position with each terminal serving as its own separate stand. The merchant terminal supports a merchant computing device and is oriented in a merchant-facing direction. The consumer terminal is detachably mated to the merchant terminal and supports a consumer computing device that is oriented in a consumer-facing direction. The point-of-sale system also includes a card reader as part of the customer terminal to perform a payment. The card reader is configured to accepting swipe cards, chip cards or contactless (EMV or NFC) payments.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p.ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comport
  • G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p.ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p.ex. des gestes en fonction de la pression exer utilisant un écran tactile ou une tablette numérique, p.ex. entrée de commandes par des tracés gestuels
  • G06F 3/0484 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] pour la commande de fonctions ou d’opérations spécifiques, p.ex. sélection ou manipulation d’un objet ou d’une image, détermination d’une valeur de paramètre ou sélection d’une plage de valeurs

58.

Point-of-sale system having a secure touch mode

      
Numéro d'application 15428090
Numéro de brevet 11080675
Statut Délivré - en vigueur
Date de dépôt 2017-02-08
Date de la première publication 2021-08-03
Date d'octroi 2021-08-03
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Guise, Max
  • Blagdan, Isreal
  • Hall, Bradley T
  • Weber, Trent

Abrégé

A consumer terminal for a point-of-sale (POS) system used in performing a POS transaction between a merchant and a consumer. The consumer terminal includes a display, a touch panel, first electronics in a physically secure area and second electronics in a non-secure area. The first electronics are configured to display a series of screens to guide a consumer through the POS transaction. The second electronics comprises a microcontroller and a secure processor. Upon receiving a request for secure data from the non-secure processor, the secure processor sends a notification to the non-secure processor to exit pass-through mode and enter a secure touch mode. Upon completion of PIN entry, the secure processor instructs non-secure processor to exit secure touch mode and return to pass-through mode.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil

59.

SECURE ELECTRONIC CIRCUITRY WITH TAMPER DETECTION

      
Numéro d'application 17214307
Statut En instance
Date de dépôt 2021-03-26
Date de la première publication 2021-07-15
Propriétaire SQUARE, INC. (USA)
Inventeur(s) Razaghi, Mani

Abrégé

A circuit board is protected by being enclosed in a security housing that includes conductive tamper traces running along its interior surface, the conductive tamper traces being a housing portion of a tamper detection circuit. The tamper detection circuit also includes a board portion that detect tampering with the tamper detection circuit by monitoring voltages at monitor nodes along the board portion. The board portion of the tamper detection circuit is connected to the tamper traces via multiple connector pieces. The connector pieces can be held in place by board connector piece holders affixed to the board or housing connector piece holders of the housing. When tampering is detected, it can be localized based on voltages measured at multiple recesses along the housing. The tamper detection circuit can be arranged in a wheatstone bridge layout for environmental tolerance. The circuit board's functions/components can be disabled if tampering is detected.

Classes IPC  ?

  • G06F 21/87 - Boîtiers fiables ou inviolables par encapsulation, p.ex. de circuits intégrés

60.

READER DETECTION SIGNAL BYPASSING SECURE PROCESSOR

      
Numéro d'application 17217873
Statut En instance
Date de dépôt 2021-03-30
Date de la première publication 2021-07-15
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Binder, Jason
  • Maibach, Matthew
  • Douthat, Cory
  • Byrne, Thomas

Abrégé

A transaction object reader receives a signal from a user's transaction object when the user's transaction object is in proximity with the transaction object reader. This signal is conveyed from the transaction object reader to a secure processor that reads transaction information from the signal, generates a processed dataset by encrypting or otherwise processing the transaction information, and outputs the processed dataset to a main processor, which uses the processed dataset to conduct a transaction. The signal from the transaction object reader is also conveyed along a second path that bypasses the secure processor, instead going to a filter that filters the signal to attenuate the transaction information and then going to the main processor, which uses the filtered signal to provide feedback to the user identifying how close the transaction object is to the transaction object reader.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • H04B 5/00 - Systèmes de transmission à induction directe, p.ex. du type à boucle inductive
  • G07G 1/01 - Caisses enregistreuses - Détails pour l'affichage
  • G07G 1/00 - Caisses enregistreuses

61.

REPROGRAMMABLE POINT-OF-SALE TRANSACTION FLOWS

      
Numéro d'application 17218825
Statut En instance
Date de dépôt 2021-03-31
Date de la première publication 2021-07-15
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Wolter, Jonathan Andrew
  • Ricau, Pierre-Yves
  • Dickerson, Robert

Abrégé

Integrating payment processing functionality into a third-party application via software development kit (SDK) instructions is described. In an example, a payment card reader can include reader instructions executable on the payment card reader to configure the payment card reader to read payment card data from a payment card and transmit the payment card data to a mobile device for processing by SDK instructions on the mobile device. The SDK instructions can be executable on the mobile device to configure the mobile device to process the payment card data from the payment card reader. The SDK instructions, which can be provided by a payment processor, can be configured to be integrated into a third-party application on the mobile device, wherein the third-party application is provided by an entity distinct from the payment processor.

Classes IPC  ?

  • G06Q 20/08 - Architectures de paiement
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G07G 5/00 - Machines délivrant des reçus

62.

TRANSFERRING MONEY USING INTERACTIVE INTERFACE ELEMENTS

      
Numéro d'application 17219576
Statut En instance
Date de dépôt 2021-03-31
Date de la première publication 2021-07-15
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Dorsey, Jack
  • Wilson, Jesse
  • Grassadonia, Brian

Abrégé

In an embodiment, a computer-implemented method for causing funds to be transferred between a first user and a second user of a payment transfer system includes receiving, from an application executing on a user device of the first user, a user input for a payment transfer. The user input includes an identifier associated with the second user and a payment amount. The method includes configuring a resource associated with the payment transfer system and accessible via an interactive interface element activatable at a user device of the second user. The resource is configured to initiate transfer of the payment amount. The method includes causing an electronic message associated with the payment transfer and the interactive interface element to be transmitted to the user device of the second user. The method includes, upon receiving an indication of an intent to effectuate the payment transfer, initiating a transfer of the payment amount.

Classes IPC  ?

  • G06Q 20/42 - Confirmation, p.ex. contrôle ou autorisation de paiement par le débiteur légal
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 10/10 - Bureautique, p.ex. gestion informatisée de courrier électronique ou logiciels de groupe; Gestion du temps, p.ex. calendriers, rappels, décompte de réunions ou de temps
  • G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance

63.

Apparatuses, Methods, And Systems For Transmitting Payment Proxy Information

      
Numéro d'application 14858940
Statut En instance
Date de dépôt 2015-09-18
Date de la première publication 2021-07-15
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Grassadonia, Brian
  • Dorogusker, Jesse
  • Maibach, Matthew H.
  • Wade, Jeremy
  • Moring, Michael Dustin

Abrégé

In some examples, methods and systems may process one or more payment transactions between a merchant and a customer by obtaining at least one payment proxy having a syntax including a monetary currency indicator preceding an alphanumeric character. The payment proxy may be transmitted by a transmitter component of a payment beacon device. The method includes generating, through an application accessed through the customer device, a message by identifying the payment proxy in a message and a money transfer amount in the message; parsing the payment proxy to identify the merchant associated with the payment proxy in the message; identifying a merchant financial account associated with the identified merchant, based on a stored association between the merchant financial account and the identified merchant; and initiating, by the payment processing system, a transfer of funds indicative of the money transfer amount from a financial account of the customer to a financial account of the merchant.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails

64.

Accessibility of instant application data via associated application

      
Numéro d'application 17114080
Numéro de brevet 11064047
Statut Délivré - en vigueur
Date de dépôt 2020-12-07
Date de la première publication 2021-07-13
Date d'octroi 2021-07-13
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Stegall, Brian
  • Wigginton, Kenneth Randall Kinsella
  • Mahanti, Arjun
  • Perry, Marc David
  • Kursmark, Matthew T.

Abrégé

Techniques described are directed to accessibility of instant application data via an associated application. In an example, a service provider can cause a first user interface associated with an instant application associated with a particular, discrete functionality of an application to be presented via a first user computing device of a user. The service provider can receive data via an interaction with the first user interface associated with the instant application. The service provider can receive a request to download the application from a second user computing device of the user, cause the application to be downloaded on the second user computing device of the user, and cause the data received via the interaction with the first user interface associated with the instant application to be associated with the application on the second user computing device.

Classes IPC  ?

  • H04L 29/08 - Procédure de commande de la transmission, p.ex. procédure de commande du niveau de la liaison
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06F 9/451 - Dispositions d’exécution pour interfaces utilisateur
  • H04L 12/58 - Systèmes de commutation de messages

65.

BATCH-PROCESSING TRANSACTIONS IN RESPONSE TO AN EVENT

      
Numéro d'application 17138382
Statut En instance
Date de dépôt 2020-12-30
Date de la première publication 2021-07-08
Propriétaire Square, Inc. (USA)
Inventeur(s) Callender, Kyle

Abrégé

Batch-processing of open tabs associated with one or more customers of a merchant is described. An identifier and/or payment instrument associated with the customer may be determined and a tab data structure associated with a customer may be created. The tab data structure may be configured to store interactions between the customer and the merchant. Details of transactions between the customer and the merchant may be stored while the tab remains open. In response to determining that an event has occurred, the open tab(s) may be closed and the stored transactions may be processed via a batch-processing technique. In this way, the open tabs associated with the customer and/or the merchant may be processed in batch, thereby reducing the level of interaction and resources required of the merchant and customer to process tabs individually and reducing the amount of delayed and/or lost funds.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06F 16/18 - Types de systèmes de fichiers

66.

Application integration for contactless payments

      
Numéro d'application 17079986
Numéro de brevet 11055692
Statut Délivré - en vigueur
Date de dépôt 2020-10-26
Date de la première publication 2021-07-06
Date d'octroi 2021-07-06
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Bodalia, Pritesh
  • Bedi, Deepkarn
  • Sukovich, Christopher
  • Au, Vinh
  • Bullitt, Jessica

Abrégé

Application integration for contactless payments is described. In an example, a payment making platform can provide a transaction code to a payment processing platform. The transaction code can be presented at a point-of-sale of a transaction between a customer and a merchant associated with the payment processing platform. Upon detecting an interaction between the transaction code and a computing device of the customer, the payment making platform and the payment processing platform can exchange data to enable the customer to participate in the transaction via the computing device of the customer. In some examples, the payment making platform and the payment processing platform can process a contactless payment for the transaction by transferring funds associated with an account of the customer from the payment making platform to the payment processing platform for depositing into an account of the merchant.

Classes IPC  ?

  • G06K 15/00 - Dispositions pour produire une présentation visuelle permanente des données de sortie
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p.ex. lecture de la lumière blanche réfléchie
  • G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06F 9/38 - Exécution simultanée d'instructions
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06K 19/06 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p.ex. forme, nature, code
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 30/02 - Marketing, p.ex. études et analyse de marchés, prospection, promotions, publicité, établissement du profil des acheteurs, gestion ou fidélisation de clientèle; Estimation ou détermination des prix
  • G06Q 20/08 - Architectures de paiement

67.

POINT OF SALE DEVICE WITH CRADLE FOR MOBILE COMPUTING DEVICE

      
Numéro d'application 17204612
Statut En instance
Date de dépôt 2021-03-17
Date de la première publication 2021-07-01
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Martin, Jeremy
  • Kashani, Mani Razaghi
  • Kunst, Nicholas
  • Andler, Brett
  • Stallion, Steven
  • Schultz, Rowan
  • Chen, Yenliang
  • Douthat, Cory

Abrégé

A point of sale (POS) device includes a nest portion and a cradle portion. The nest portion includes one or more payment card or near field communication (NFC) readers. The cradle portion couples to differently-sized interchangeable frames, which in turn help secure a mobile computing device to the cradle portion of the POS device. The mobile computing device is connected via a connector to the rest of the POS device. Payment card information read by the readers is conveyed to the mobile computing device over the connector for processing. The POS device may also include tamper detection circuitry.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06F 1/16 - TRAITEMENT ÉLECTRIQUE DE DONNÉES NUMÉRIQUES - Détails non couverts par les groupes et - Détails ou dispositions de structure
  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes
  • G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06K 7/00 - Méthodes ou dispositions pour la lecture de supports d'enregistrement
  • G07G 1/00 - Caisses enregistreuses

68.

Cardless Transaction Using Account Automatically Generated based on Previous Transaction

      
Numéro d'application 16536838
Statut En instance
Date de dépôt 2019-08-09
Date de la première publication 2021-07-01
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Varma, Ajit Kalidindi
  • Reiss, Jesse

Abrégé

Methods, computer program products, and apparatus for open tab transactions. A customer device, e.g., a smart phone, can generate an order for purchasing one or more goods or services from a merchant. A list of the items can be stored in a data structure designated as a tab. The list is routed to a merchant device, e.g., a tablet computer. The customer device can be carried by a user to the merchant. When the user reaches the merchant, the customer device or merchant device can receive a request to add an additional item to the list. The tab remains open and modifiable until the customer device or merchant device receives an input to close it. Payment for the goods or services listed in the modified tab is processed upon closing of the tab.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/24 - Schémas de crédit, c. à d. de "paiement différé"
  • H04W 4/021 - Services concernant des domaines particuliers, p.ex. services de points d’intérêt, services sur place ou géorepères
  • G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation

69.

ESTABLISHMENT OF A SECURE SESSION BETWEEN A CARD READER AND A MOBILE DEVICE

      
Numéro d'application 15497388
Statut En instance
Date de dépôt 2017-04-26
Date de la première publication 2021-06-24
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Guise, Max Joseph
  • Waddle, Jason
  • Dai Zovi, Dino

Abrégé

Some examples include establishing a secure communication session between a mobile device and a card reader. For instance, a trusted, remote validation server may be used to validate security information of a software module executing on the mobile device prior to the card reader and the software module establishing a secure communication session with each other. In some cases, the software module sends the security information of the software module to the validation server. The secure communication session between the software module and the card reader may be established based on a validation result of a validation process indicating that the security related information of the software module has been determined to be valid by the validation server.

Classes IPC  ?

  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • H04L 9/08 - Répartition de clés
  • G07G 1/14 - Systèmes comportant une ou plusieurs stations coopérant avec une unité centrale

70.

SECURE ACCOUNT CREATION

      
Numéro d'application 17194159
Statut En instance
Date de dépôt 2021-03-05
Date de la première publication 2021-06-24
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Grassadonia, Brian
  • Moring, Michael
  • Andersen, Robert
  • Perito, Daniele
  • Omojola, Ayokunle

Abrégé

In one embodiment, a payment service system-implemented method of assigning payment card numbers for individual user accounts associated with the payment service system includes receiving a request, in the context of an authorization for a payment transaction, to assign a payment card number to a user account associated with a user of the payment service system. The method includes retrieving, from a database associated with the payment service system, an account record associated with the user account. The method includes determining that the user account is not associated with an active payment card number. The method includes identifying an unassigned payment card number and modifying the account record to assign the unassigned payment card number to the user account as an active payment card number. The method includes authorizing the payment transaction using the active payment card number, causing a modification to an account balance of the user account.

Classes IPC  ?

  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/26 - Schémas de débit, c. à d. de "paiement immédiat"
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

71.

Grouping payments and payment requests

      
Numéro d'application 14664775
Numéro de brevet 11042863
Statut Délivré - en vigueur
Date de dépôt 2015-03-20
Date de la première publication 2021-06-22
Date d'octroi 2021-06-22
Propriétaire Square, Inc. (USA)
Inventeur(s) Omojola, Ayokunle

Abrégé

A group money transfer technology that enables a sender to send a group payment or a group request for payment to any number of users that are nearby to effect multiple money transfer transactions are disclosed. The sender can use a payment application executing on his or her mobile device to input an amount and select a group payment or a group request for payment as a request type. In response, the payment application identifies multiple individuals that are nearby the sender or in the same geo-fenced area and are likely to be the intended recipients. The identification of the multiple individuals can be based on location alone, or in combination with one or more contextual criteria based on contact information, schedule information, transaction history information, and the like.

Classes IPC  ?

  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

72.

Multi-channel distribution of digital items

      
Numéro d'application 15610156
Numéro de brevet 11042901
Statut Délivré - en vigueur
Date de dépôt 2017-05-31
Date de la première publication 2021-06-22
Date d'octroi 2021-06-22
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Bebawy, Ramy
  • Zigoris, Philip
  • Chiang, Lily
  • Hart, James
  • Zha, Rujia

Abrégé

Techniques and arrangements for generating, distributing and managing promotion campaigns are described. A promotion server may generate the promotion campaigns based on input from a merchant. The input may include a request to generate the promotion campaign, a merchant preference, or other information shared between the merchant and the promotion server. The promotion campaign may include promotions, such as coupons, discounts, or the like, to encourage transactions with a merchant. The promotions may be generated based on merchant specified criteria, a merchant transaction history, customer preferences, a customer transaction history, and/or other information processed by the promotion server. The promotions of the promotion campaign may be distributed via one or more channels, such as electronic mail, website publication, receipts, etc. Each promotion of the promotion campaign may be linked to a particular customer, thereby limiting the number of times a particular customer can take advantage of the promotion campaign.

Classes IPC  ?

  • G06Q 30/02 - Marketing, p.ex. études et analyse de marchés, prospection, promotions, publicité, établissement du profil des acheteurs, gestion ou fidélisation de clientèle; Estimation ou détermination des prix
  • G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme

73.

SQUARE

      
Numéro d'application 1597360
Statut Enregistrée
Date de dépôt 2020-10-26
Date d'enregistrement 2020-10-26
Propriétaire Square, Inc. (USA)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Downloadable software for enabling the transfer of financial instruments; magnetically encoded debit cards and payment cards; hardware and software for making, processing and authenticating payment transactions with credit cards, debit cards, gift cards, pre-paid cards, cash, and other payment forms; electronic devices, namely, card readers, computer chip readers, point of sale terminals, and related hardware and software, all for accepting, effecting, enabling, facilitating, processing, operating, authenticating and managing payment transactions via mobile devices, cash registers, and other point of sale systems, and local and global communications networks; computer e-commerce software to allow users to perform electronic business transactions via mobile devices, cash registers, and other point of sale systems, and local and global computer networks; magnetically encoded gift cards and pre-paid cards; computer software, namely, software application for use by consumers in the field of mobile payments; computer hardware and software for collecting, storing, analyzing, and providing data and information regarding electronic payment transactions; computer software for facilitating mobile payments, and enabling consumers to use their electronic signature, PIN, name or photo in completing mobile payment transactions; computer software for issuing receipts regarding mobile payment transactions; electronic and electrical apparatus, namely, receipt issuing, reading and recording machines; computer software for use in issuing invoices and collecting amounts due; computer software for creating, maintaining and updating online searchable databases of merchant information and regarding the products and services of others; computer software for facilitating and managing merchant-customer communications; computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; computer software that enables businesses to create web presences that reflect and summarize their customer demographic information, profile, purchasing history and preferences, payment history and methods, and other information reflective of their online and mobile transactions; computer software for business optimization, planning and administration; computer software for collecting, storing, analyzing and reporting business related data and information, namely, software for creating and reporting of business analytics relating to payment processing, authentication, and tracking; computer software to facilitate credit, loans and cash advances; computer software for facilitating and completing money transfers and loans via email, mobile devices and global and local computer networks; computer software for businesses, namely, software for use in enabling, operating, and managing customer relations and loyalty programs; computer software for distributing advertisements, offers, rewards, coupons, deals and discounts via email, local and global computer networks and via mobile devices; computer software for retail inventory management; computer search engine software; downloadable software for third party merchants and businesses for enabling and facilitating business operations, namely, provisioning business services, employee management services, pay roll administration, management and processing services, appointment scheduling services, and documentation and security services; downloadable software that provides a dashboard of information, data and tools for evaluating the operation of a business and its employees, for creating and analyzing sales and revenue forecasts and results, and providing reports regarding the same, for inventory management, and for enhancing communications between such businesses and their employees and customers; downloadable software for facilitating the provision of e-commerce services to others. Electronic transfer of financial instruments for others; banking services; financial affairs and monetary affairs, namely, banking, financial information; financing services; commercial lending services; consumer lending services; accepting, processing, financial managing and reconciling credit card, debit card, gift card, pre-paid card, deferred payment card, cash and other forms of payment transactions; financial services, namely, enabling consumers to purchase and gift or share magnetically encoded gift cards, pre-paid cards and payment cards with others; financial services, namely, enabling consumers and business to perform electronic payment transactions through the use of their electronic signature, PIN name or photo; loyalty program payment processing services; providing peer-to-peer money transfer and lending services via electronic mail, mobile electronic devices and global and local computer networks; arranging and provision of credit, loans and cash advances; financial services, namely, providing financing to emerging and existing businesses; financing services; financial services, namely, extending credit and providing financial resources, loans and cash advances to emerging and existing businesses; providing data and information regarding electronic payment transactions.

74.

TAMPER DETECTION BASED ON REMOVAL OF FASTENER FROM RECESS

      
Numéro d'application 16588499
Statut En instance
Date de dépôt 2019-09-30
Date de la première publication 2021-06-17
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Slaney, Nicholas
  • Andler, Brett

Abrégé

A point of sale (POS) device includes a flexible member with two exposed conductive areas that are part of a tamper detection circuit. While a recess receives a screw, the screw passes through apertures in the flexible member and in a conductive gasket, and the conductive gasket connects the two exposed conductive areas to one another, closing the tamper detection circuit. Adhesives affix the flexible member to the screw and the conductive gasket to the recess opening so that removing the screw from the recess separates the conductive gasket from the two exposed conductive areas, opening the tamper detection circuit.

Classes IPC  ?

  • G06F 21/86 - Boîtiers fiables ou inviolables
  • H05K 1/02 - Circuits imprimés - Détails
  • G08B 13/12 - Déclenchement mécanique par la rupture ou le dérangement de cordes ou de fils tendus
  • H05K 5/02 - Enveloppes, coffrets ou tiroirs pour appareils électriques - Détails
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • C09J 7/38 - Adhésifs sensibles à la pression

75.

TAMPER DETECTION BASED ON FLEXIBLE MEMBER CONNECTING CIRCUITRY ELEMENTS

      
Numéro d'application 16588511
Statut En instance
Date de dépôt 2019-09-30
Date de la première publication 2021-06-17
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Slaney, Nicholas
  • Andler, Brett

Abrégé

A point of sale (POS) device includes tamper detection circuitry in which one or more flexible members that each include multiple side-by-side conductive traces connect two circuit boards, optionally so that one circuit board must remain very close to the other if the device remains in a secure un-tampered-with state. Severance of a trace of the flexible member, or disconnection of the flexible member from either circuit board, may result in unexpected voltage sensor readings indicative of a tamper attempt.

Classes IPC  ?

  • H05K 1/02 - Circuits imprimés - Détails
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes
  • H04W 4/80 - Services utilisant la communication de courte portée, p.ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie

76.

Intelligent use of surplus account funds

      
Numéro d'application 16526906
Numéro de brevet 11042932
Statut Délivré - en vigueur
Date de dépôt 2019-07-30
Date de la première publication 2021-06-10
Date d'octroi 2021-06-22
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Reses, Jacqueline
  • Kim, Audrey
  • Kosev, Theodore
  • Montgomery, Andy

Abrégé

This disclosure describes, in part, techniques for generating predictive models based on past transaction data and/or future-event data to predict: (i) when an account of user is expected to fall below a minimum balance associated with that user, and/or (ii) when an account has surplus funds that may safely be moved to a higher-yield account for some amount of time. In response to determining a predicted time at which an account is expected to fall below the minimum balance, the techniques may generate an offer to extend capital to the user prior to the predicted time. In response to determining that a user has or will have surplus funds, the techniques may generate an offer to move some or all of these surplus funds into a separate account providing a higher yield than the primary account of the user.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu

77.

CASH APP

      
Numéro d'application 211189900
Statut En instance
Date de dépôt 2021-06-03
Propriétaire SQUARE, INC. (USA)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 14 - Métaux précieux et leurs alliages; bijouterie; horlogerie
  • 25 - Vêtements; chaussures; chapellerie
  • 28 - Jeux, jouets, articles de sport
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Cases for mobile phones; Cases for eyeglasses and sunglasses; Sunglasses; USB sticks; Magnetically encoded debit cards; magnetically encoded credit cards; encoded electronic chip cards for use in financial transactions; cards encoded with security features for identification purposes; Downloadable software for authentication of users; Downloadable application programming interface (API) software; Downloadable computer software for management of user identification (2) Jewelry; watches; key chains; charms (jewelry); alarm clocks (3) Clothing, namely, t-shirts, long-sleeve shirts, sweatshirts; outerwear, namely, coats, jackets; headwear; footwear; socks (4) Toy cars; diecast toy cars; Stuffed and plush toys; sporting articles; sporting equipment (1) Advertising and promotion services and related consulting; Digital advertising services; Provision of user reviews for commercial purposes; Providing incentive award and loyalty programs (2) Providing financial information via a web site; Debit card services (3) Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; Non-downloadable computer software for authentication of users; Non-downloadable computer software for management of user identification; Design and development of hardware and software; Providing temporary use of web-based applications; Technical support services relating to computer software and applications; Application service provider featuring application programming interface (API) software

78.

CASH APP

      
Numéro d'application 018484320
Statut En instance
Date de dépôt 2021-06-03
Propriétaire Square, Inc. (USA)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 14 - Métaux précieux et leurs alliages; bijouterie; horlogerie
  • 25 - Vêtements; chaussures; chapellerie
  • 28 - Jeux, jouets, articles de sport
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Cases for mobile phones; Cases for eyeglasses and sunglasses; Sunglasses. Jewelry, watches, key chains, charms (jewelry); alarm clocks. Clothing, namely, t-shirts, long-sleeve shirts, sweatshirts; outerwear, namely, coats, jackets; headwear; footwear; socks. Toy cars; diecast toy cars; Stuffed and plush toys; sporting articles; sporting equipment. Providing financial information via a web site; Debit card services. Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; providing non-downloadable computer software for authentication of users; providing non-downloadable computer software for management of user identification; Design and development of hardware and software; Providing temporary use of web-based applications; Technical support services relating to computer software and applications; Application service provider featuring application programming interface (API) software.

79.

CASH APP

      
Numéro de série 90752902
Statut En instance
Date de dépôt 2021-06-03
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 25 - Vêtements; chaussures; chapellerie
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Magnetically encoded debit cards; magnetically encoded credit cards; encoded electronic chip cards for use in financial transactions; cards encoded with security features for identification purposes; Downloadable software for authentication of users; Downloadable application programming interface (API) software; Downloadable computer software for management of user identification Clothing, namely, t-shirts, long-sleeve shirts, sweatshirts; outerwear, namely, coats, jackets; headwear; footwear; socks Providing incentive award and loyalty programs Providing financial information via a web site; Debit card services Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; Non-downloadable computer software for authentication of users; Non-downloadable computer software for management of user identification; Design and development of hardware and software; Providing temporary use of web-based applications; Technical support services relating to computer software and applications; Application service provider featuring application programming interface (API) software

80.

Automatic storage of electronic receipts across merchants and transaction cards

      
Numéro d'application 17095473
Statut En instance
Date de dépôt 2020-11-11
Date de la première publication 2021-06-03
Propriétaire Square, Inc. (USA)
Inventeur(s) Dorsey, Jack

Abrégé

A new approach is proposed that contemplates systems and methods to enable an individual to complete a financial transaction by swiping a magnetic stripe card through a card reader connected to a mobile device. The size of the card reader is miniaturized to be portable for connection with the mobile device. The card reader is configured to reliably read data encoded in a magnetic strip of the card with minimum error in a single swipe and provide a signal that corresponds to the data read to the mobile device, which then decodes the incoming signal from the card reader and acts as a point-of-sale device to complete the financial transaction. Such an approach enables a person to become either a micro-merchant (payee) or a buyer/customer (payer) without having to purchase expensive card reader devices or software.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p.ex. par perception des modifications de la capacité entre des électrodes
  • G06Q 30/06 - Transactions d'achat, de vente ou de crédit-bail

81.

CASH APP

      
Numéro d'application 211190000
Statut En instance
Date de dépôt 2021-06-03
Propriétaire SQUARE, INC. (USA)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 14 - Métaux précieux et leurs alliages; bijouterie; horlogerie
  • 25 - Vêtements; chaussures; chapellerie
  • 28 - Jeux, jouets, articles de sport
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Cases for mobile phones; Cases for eyeglasses and sunglasses; Sunglasses; USB sticks; Magnetically encoded debit cards; magnetically encoded credit cards; encoded electronic chip cards for use in financial transactions; cards encoded with security features for identification purposes; Downloadable software for authentication of users; Downloadable application programming interface (API) software; Downloadable computer software for management of user identification (2) Jewelry; watches; key chains; charms (jewelry); alarm clocks (3) Clothing, namely, t-shirts, long-sleeve shirts, sweatshirts; outerwear, namely, coats, jackets; headwear; footwear; socks (4) Toy cars; diecast toy cars; Stuffed and plush toys; sporting articles; sporting equipment (1) Advertising and promotion services and related consulting; Digital advertising services; Provision of user reviews for commercial purposes; Providing incentive award and loyalty programs (2) Providing financial information via a web site; Debit card services (3) Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; Non-downloadable computer software for authentication of users; Non-downloadable computer software for management of user identification; Design and development of hardware and software; Providing temporary use of web-based applications; Technical support services relating to computer software and applications; Application service provider featuring application programming interface (API) software

82.

Cash App

      
Numéro d'application 018484319
Statut En instance
Date de dépôt 2021-06-03
Propriétaire Square, Inc. (USA)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 14 - Métaux précieux et leurs alliages; bijouterie; horlogerie
  • 25 - Vêtements; chaussures; chapellerie
  • 28 - Jeux, jouets, articles de sport
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Cases for mobile phones; cases for eyeglasses and sunglasses; sun-glasses. Jewelry, watches, key chains, charms (jewelry); alarm clocks. Clothing, namely, t-shirts, long-sleeve shirts, sweatshirts; outerwear, namely, coats, jackets; headwear; footwear; socks. Toy cars; diecast toy cars; Stuffed and plush toys; sporting articles; sporting equipment. Providing financial information via a web site; Debit card services. Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; providing non-downloadable computer software for authentication of users; providing non-downloadable computer software for management of user identification; Design and development of hardware and software; Providing temporary use of web-based applications; Technical support services relating to computer software and applications; Application service provider featuring application programming interface (API) software.

83.

$ CASH APP

      
Numéro de série 90752906
Statut En instance
Date de dépôt 2021-06-03
Propriétaire Square, Inc. ()
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 25 - Vêtements; chaussures; chapellerie
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Magnetically encoded debit cards; magnetically encoded credit cards; encoded electronic chip cards for use in financial transactions; cards encoded with security features for identification purposes; Downloadable software for authentication of users; Downloadable application programming interface (API) software; Downloadable computer software for management of user identification Clothing, namely, t-shirts, long-sleeve shirts, sweatshirts; outerwear, namely, coats, jackets; headwear; footwear; socks Providing incentive award and loyalty programs Providing financial information via a web site; Debit card services Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; Non-downloadable computer software for authentication of users; Non-downloadable computer software for management of user identification; Design and development of hardware and software; Providing temporary use of web-based applications; Technical support services relating to computer software and applications; Application service provider featuring application programming interface (API) software

84.

PROCESSING A MOBILE PAYLOAD

      
Numéro d'application 17174277
Statut En instance
Date de dépôt 2021-02-11
Date de la première publication 2021-06-03
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Paulin, Alan
  • Westen, Peter
  • Welch, Shawn
  • Federman, Daniel
  • Gershunovsky, Michael
  • Omojola, Ayokunle

Abrégé

In one embodiment, a method includes receiving, by a payment server and from a messaging application executing on a first mobile device operated by a first user, a request to initiate a payment transaction using a payment application. The request includes a payment amount and an identifier associated with the first user. The method includes facilitating a first adjustment to a balance associated with the financial account of the first user in the data store identified based on the identifier. The method includes generating a link associated with the first adjustment and transmitting the link to the first mobile device. The method includes, upon receiving from a second user operating a messaging application, an indication that the second user has interacted with the link within the messaging application, facilitating a second adjustment of a balance of a financial account of the second user according to the payment amount.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • H04L 12/58 - Systèmes de commutation de messages
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/02 - Architectures, schémas ou protocoles de paiement impliquant un tiers neutre, p.ex. une autorité de certification, un notaire ou un tiers de confiance

85.

Cardless payment transactions with multiple users

      
Numéro d'application 15607068
Numéro de brevet 11023869
Statut Délivré - en vigueur
Date de dépôt 2017-05-26
Date de la première publication 2021-06-01
Date d'octroi 2021-06-01
Propriétaire SQUARE, INC. (USA)
Inventeur(s) Kumar, Abhay Raj

Abrégé

A method of managing a cardless payment transaction between a customer and a merchant includes receiving, from a device of a customer, an indication of consent to join the customer to a cardless payment transaction, where the cardless payment transaction is between one or more other customers and the merchant; receiving from the customer device, location data indicating that the customer device is in proximity with the merchant; joining the customer with the cardless payment transaction between the one or more other customers and the merchant; receiving transaction data between the merchant and each customer; and submitting, for each customer associated with the cardless payment transaction, a transaction between the merchant and the customer to a financial service for authorization.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/04 - Circuits de paiement
  • G06Q 30/04 - Facturation

86.

Resources for peer-to-peer messaging

      
Numéro d'application 15476604
Numéro de brevet 11023873
Statut Délivré - en vigueur
Date de dépôt 2017-03-31
Date de la première publication 2021-06-01
Date d'octroi 2021-06-01
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Grassadonia, Brian
  • Kral, Tobi
  • Moring, Michael
  • Stipech, Kristopher David
  • Firestone, Eric

Abrégé

Payment technology companies are advancing technological solutions to facilitate payments between users and merchants. The complex architecture and software associated with payment technologies can be further improved by offering additional services to users. Some users may find it difficult or overly complicated to use payment technologies. As such, technological improvement are needed to make using payments technology easier, including adding the ability to make payments when funds are not available in an account, or to offer an advance funds transfer if the user would prefer not to use funds stored in a balance.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/22 - Schémas ou modèles de paiement
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil

87.

Apparatuses, methods, and systems for transmitting payment proxy information

      
Numéro d'application 14858974
Numéro de brevet 11023878
Statut Délivré - en vigueur
Date de dépôt 2015-09-18
Date de la première publication 2021-06-01
Date d'octroi 2021-06-01
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Hernandez, Marc
  • Grassadonia, Brian

Abrégé

In some examples, methods and systems may process one or more payment transactions between a merchant and a remote customer by exchanging at least one payment proxy having a syntax including a monetary currency indicator preceding an alphanumeric character, corresponding to the merchant or the customer over a mesh network. A customer device detects a neighboring beacon and sends a route request through a communication channel, the route request includes at least an address of a merchant beacon device. The neighboring beacon determines a routing path to connect the customer device and the merchant beacon device by hopping over one or more neighboring beacon devices. Once the communication channel is established, the customer device can send and receive the payment proxy to and from the merchant beacon device. The customer device is configured to generate a message identifying the payment proxy as a method of payment for the payment transaction.

Classes IPC  ?

  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • H04W 40/20 - Sélection d'itinéraire ou de voie de communication, p.ex. routage basé sur l'énergie disponible ou le chemin le plus court sur la base de la position ou de la localisation géographique
  • H04W 84/18 - Réseaux auto-organisés, p.ex. réseaux ad hoc ou réseaux de détection

88.

Cloud-based inventory and discount pricing management system

      
Numéro d'application 14700013
Numéro de brevet 11017369
Statut Délivré - en vigueur
Date de dépôt 2015-04-29
Date de la première publication 2021-05-25
Date d'octroi 2021-05-25
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Brock, Zachary
  • Chen, Grace Huey
  • Hartard, Benjamin
  • Jen, Mark
  • Hawthorne, Kathryne Hollie

Abrégé

Introduced is a technology for processing transactions on behalf of a merchant employing a legacy system, where the processing includes managing inventory data and bundle pricing data associated with transactions occurring at various point-of-sale (POS) devices that include both legacy and non-legacy POS devices. Briefly described, the technology involves a payment processing system (PPS) working in coordination with a legacy merchant system. The PPS includes a payment processing database system, a adapter module installed at the merchant system, and a payment processing engine installed at a cloud-based server system. The payment processing engine, via the adapter module, can receive the most up-to-date inventory data and bundle pricing rules from the legacy merchant system. Based on the bundle pricing rules, the payment processing engine can compute one or more minimum-price carts that apply pricing discounts to eligible items for transactions occurring at the POS device(s) associated with the PPS.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 30/02 - Marketing, p.ex. études et analyse de marchés, prospection, promotions, publicité, établissement du profil des acheteurs, gestion ou fidélisation de clientèle; Estimation ou détermination des prix

89.

Merchant cash advance payment deferrals

      
Numéro d'application 16840563
Numéro de brevet 11010740
Statut Délivré - en vigueur
Date de dépôt 2020-04-06
Date de la première publication 2021-05-18
Date d'octroi 2021-05-18
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Scott, John Bryan
  • Boates, Brian
  • Fern, Adam Jeremy
  • Kimball, Andrew

Abrégé

In some examples, a payment processing system may receive, from a plurality of merchant computing devices associated with a plurality of merchants, respectively, transaction data of transactions performed between the plurality of merchants and a plurality of customers. Based at least on the transaction data, the payment processing system may provide financing to an account of a first merchant, the financing including repayment terms for repayment of the financing. In addition, the payment processing system may determine that the first merchant is predicted to have a change in sales during an upcoming time period. Based on the predicted change in sales, the payment processing system may determine updated repayment terms for repayment of the financing from the first merchant, and may apply the updated repayment terms for repayment of the financing.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne

90.

System and method for generating dynamic repayment terms

      
Numéro d'application 16825697
Numéro de brevet 11145005
Statut Délivré - en vigueur
Date de dépôt 2020-03-20
Date de la première publication 2021-05-06
Date d'octroi 2021-10-12
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Brock, Christopher Michael
  • Chiu, Emily

Abrégé

In one embodiment, a method includes receiving, by a payment service system (PSS) from a first device associated with a first user, a request to borrow an amount from a second user. The first user is associated with a first user account and the second user is associated with a second user account, both of which are maintained by the PSS. The method includes in response to receiving the request, identifying, by the PSS, a first transaction history associated with the first user account and a second transaction history associated with the second user account in a data store of the PSS. The method includes determining, by the PSS, repayment terms to be associated with the request to borrow the amount based on the first transaction history and the second transaction history.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06N 20/00 - Apprentissage automatique
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/22 - Schémas ou modèles de paiement

91.

SYSTEM AND METHOD FOR GENERATING DYNAMIC REPAYMENT TERMS

      
Numéro d'application 16745263
Statut En instance
Date de dépôt 2020-01-16
Date de la première publication 2021-05-06
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Brock, Christopher Michael
  • Chiu, Emily

Abrégé

In one embodiment, a method includes receiving, by a payment service system (PSS), a request for a cash advance drawn from a line of credit approved for a user. The line of credit is associated with an account maintained by the PSS and includes default repayment terms. The method includes in response to receiving the request, identifying, by the PSS, context characteristics of the request. The method includes determining, by the PSS using a machine learning model applied to the identified characteristics and historical context information stored at the payment service system, that the requested cash advance qualifies for repayment terms that are different form the default repayment terms. The method includes based on the determination, generating a set of modified repayment terms to be associated with the cash advance. The method includes transmitting, by the PSS, an indication of the modified repayment terms to a user device for authorization.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06N 20/00 - Apprentissage automatique
  • G06Q 20/22 - Schémas ou modèles de paiement

92.

SYSTEM AND METHOD FOR GENERATING DYNAMIC REPAYMENT TERMS

      
Numéro d'application 16745267
Statut En instance
Date de dépôt 2020-01-16
Date de la première publication 2021-05-06
Propriétaire Square, Inc. (USA)
Inventeur(s) Reses, Jacqueline

Abrégé

In one embodiment, a method includes receiving, by a payment service system, a payment request to charge a payment card for a transaction. The payment card is associated with a user account maintained by the payment service system and the user account is configured to apply a different interest rate to each of multiple transactions. The method includes in response to receiving the payment request, identifying, by the payment service system, purchase characteristics of the transaction. The method includes determining, by the payment service system, an interest rate to be associated with the payment request based on the identified purchase characteristics and historical repayment data stored in a data store of the payment service system. The method includes upon receiving a payment confirmation from the user, updating, by the payment service system, the user account to include the transaction at the determined interest rate.

Classes IPC  ?

  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06N 20/00 - Apprentissage automatique
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives

93.

SYSTEM AND METHOD FOR GENERATING DYNAMIC REPAYMENT TERMS

      
Numéro d'application US2020057459
Numéro de publication 2021/086814
Statut Délivré - en vigueur
Date de dépôt 2020-10-27
Date de publication 2021-05-06
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Brock, Christopher, Michael
  • Chiu, Emily
  • Reses, Jacqueline

Abrégé

In one embodiment, a method includes receiving, by a payment service system (PSS), a request for a cash advance drawn from a line of credit approved for a user. The line of credit is associated with an account maintained by the PSS and includes default repayment terms. The method includes in response to receiving the request, identifying, by the PSS, context characteristics of the request. The method includes determining, by the PSS using a machine learning model applied to the identified characteristics and historical context information stored at the payment service system, that the requested cash advance qualifies for repayment terms that are different form the default repayment terms. The method includes based on the determination, generating a set of modified repayment terms to be associated with the cash advance. The method includes transmitting, by the PSS, an indication of the modified repayment terms to a user device for authorization.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne

94.

Temporarily provisioning card on file payment functionality to proximate merchants

      
Numéro d'application 16120133
Numéro de brevet 10997583
Statut Délivré - en vigueur
Date de dépôt 2018-08-31
Date de la première publication 2021-05-04
Date d'octroi 2021-05-04
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Blackie, Shane
  • Dharmasena, Prashan
  • Mckibben, Justin

Abrégé

Temporarily provisioning card on file payment functionality to proximate merchants is described herein. A point-of-sale (POS) application executable by a POS device associated with a merchant can store an identifier associated with payment data corresponding to a payment instrument of a customer for use in future transactions with the customer. A payment processing service can determine other merchant(s) that subscribe to services of the payment processing service are participating in an event with the merchant and can receive a request to provision the payment data to the other merchant(s) to enable the other merchant(s) to use the identifier to complete transaction(s) with the customer without requiring the customer to present the payment instrument in association with the transaction(s). The payment processing service can provision the identifier to other POS device(s) of the other merchant(s) for temporarily storing the identifier on individual POS devices of the other POS device(s).

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil

95.

Server-based order persistence and/or fulfillment

      
Numéro d'application 15685938
Numéro de brevet 10990948
Statut Délivré - en vigueur
Date de dépôt 2017-08-24
Date de la première publication 2021-04-27
Date d'octroi 2021-04-27
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Woodyard, Christopher
  • Seiler, Brad
  • Jhunja, Roshan
  • Batterson, Noah

Abrégé

Sever-based order persistence and/or fulfillment is described herein. In an example, server(s) associated with a payment processing service may receive, from a point-of-sale (POS) device associated with a merchant, an order associated with at least one item available for purchase from a physical location of the merchant. The server(s) may store the order in a storage data structure. In an example, the server(s) may determine an occurrence of a trigger event and may update a status of the order based at least in part on the trigger event. In some examples, the trigger event may correspond to an interruption in a connection with the POS device, fulfillment of the order, etc. The status of the order can indicate whether the order is to be sent to the POS device, removed from the storage data structure, etc.

Classes IPC  ?

  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 10/08 - Logistique, p.ex. entreposage, chargement, distribution ou expédition; Gestion d'inventaire ou de stocks, p.ex. exécution d'une commande, approvisionnement ou régularisation par rapport aux commandes

96.

Predicting capital needs

      
Numéro d'application 16526888
Numéro de brevet 10990980
Statut Délivré - en vigueur
Date de dépôt 2019-07-30
Date de la première publication 2021-04-27
Date d'octroi 2021-04-27
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Reses, Jacqueline
  • Kim, Audrey
  • Kosev, Theodore
  • Montgomery, Andy

Abrégé

This disclosure describes, in part, techniques for generating predictive models based on past transaction data and/or future-event data to predict: (i) when an account of user is expected to fall below a minimum balance associated with that user, and/or (ii) when an account has surplus funds that may safely be moved to a higher-yield account for some amount of time. In response to determining a predicted time at which an account is expected to fall below the minimum balance, the techniques may generate an offer to extend capital to the user prior to the predicted time. In response to determining that a user has or will have surplus funds, the techniques may generate an offer to move some or all of these surplus funds into a separate account providing a higher yield than the primary account of the user.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 40/00 - Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
  • G06Q 40/02 - Opérations bancaires, p.ex. calcul d'intérêts, autorisations de crédit, hypothèques, banque à domicile ou banque en ligne

97.

TECHNICAL FALLBACK INFRASTRUCTURE

      
Numéro d'application 17135816
Statut En instance
Date de dépôt 2020-12-28
Date de la première publication 2021-04-22
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • White, Michael Wells
  • Nicholson, Charles
  • Terra, David
  • Holmes, Jason
  • Mroz, Martin

Abrégé

Examples, methods and systems described herein may include determining, by a payment processing system, whether a second payment mechanism may be used to perform a payment transaction when a first payment mechanism is preferred and/or when the first payment mechanism has failed. Determining to use the second payment mechanism can be based on (i) an analysis of a communication status indicator received from a point-of-sale (POS) terminal that indicates which payment mechanisms are capable of communicating with the POS terminal, (ii) data received from the POS terminal that is associated with a read of a payment object, and/or (iii) an allowance criterion.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/20 - Systèmes de réseaux présents sur les points de vente
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
  • G07F 7/10 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée utilisée simultanément avec un signal codé

98.

MONEY TRANSFER BY USE OF A PAYMENT PROXY

      
Numéro d'application 17138702
Statut En instance
Date de dépôt 2020-12-30
Date de la première publication 2021-04-22
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Grassadonia, Brian
  • Wilson, Jesse

Abrégé

In certain embodiments, a method includes receiving, at a payment server via an application executing on a device of a user, a request to create a payment proxy identifier. The method includes associating, in a data store maintained by the payment server, the payment proxy identifier to a financial account associated with the user. The method includes generating a personalized interactive element for initiating a transaction to the financial account of the user. The method includes receiving an indication of an intent to transfer a value from a sender to the user. The indication is produced via interaction of a device associated with the sender with the personalized interactive element. The method includes, responsive to receiving the indication, identifying a financial account of the sender and initiating a transfer of the value between the financial account of the user and the financial account of the sender.

Classes IPC  ?

  • G06Q 20/08 - Architectures de paiement
  • G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de banque à domicile
  • H04L 12/58 - Systèmes de commutation de messages
  • G06Q 50/00 - Systèmes ou procédés spécialement adaptés à un secteur particulier d’activité économique, p.ex. aux services d’utilité publique ou au tourisme
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p.ex. cartes à puces ou cartes magnétiques
  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/30 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques
  • G06Q 20/16 - Paiements effectués par le biais de systèmes de télécommunication
  • H04L 12/24 - Dispositions pour la maintenance ou la gestion

99.

Display screen or portion thereof having a graphical user interface

      
Numéro d'application 29696654
Numéro de brevet D0916917
Statut Délivré - en vigueur
Date de dépôt 2019-06-28
Date de la première publication 2021-04-20
Date d'octroi 2021-04-20
Propriétaire Square, Inc. (USA)
Inventeur(s)
  • Stipech, Kristopher David
  • Andersen, Robert
  • Singer, Jordan

100.

Associating payment information from a payment transaction with a user account

      
Numéro d'application 15797939
Numéro de brevet 10984414
Statut Délivré - en vigueur
Date de dépôt 2017-10-30
Date de la première publication 2021-04-20
Date d'octroi 2021-04-20
Propriétaire SQUARE, INC. (USA)
Inventeur(s)
  • Wilson, Matthew
  • Henderson, William

Abrégé

Methods, systems, and apparatus, including computer programs encoded on computer storage media, for associating payment information from a payment transaction with a user account. One of the methods includes receiving an indication of a payment transaction between a customer and a merchant, wherein the payment transaction is associated with payment information. A customer parameter that identifies an account with the payment service system is received. If the customer has consented to associate the payment information with the account of the payment service system based on receiving the customer parameter that identifies the account with the payment service system, the account is identified based on the received customer parameter, and the payment information is associated with the identified account of the payment service system.

Classes IPC  ?

  • G06Q 20/40 - Autorisation, p.ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasin; Examen et approbation des payeurs, p.ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/38 - Architectures, schémas ou protocoles de paiement - leurs détails
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